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Auto & Other Direct Insurance Carriers in the US
IBISWorld, June 2009, Pages: 48
This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) various types of insurance policies (except life, disability income, accidental death and dismemberment, and health and medical insurance policies). This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.
Introduction
Competition Insured
Despite this industry having a low level of industry concentration, competition remains intense and established players have well recognized brands, partly increasing barriers. This all ensures maturity within a growing trend of global consolidation, and even with changing technology providing cost advantages, there has been little product innovation recently. Barriers also exist as a means of promoting the reliability, solvency and financial solidity of insurance institutions in the form of heavy regulations that serve also to protect the insured.
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