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UK Commercial Liability Insurance 2003
Datamonitor, April 2003, Pages: 228


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Introduction
A report covering the UK liability market focusing on: employers’ liability, professional indemnity and directors' and officers’. It contains data on market size, segmentations, profitability and also company data, such as market shares, premium income and ratio analyses. Datamonitor’s unique B2B surveys of over 100 companies provide invaluable insight into the views of SME clients and brokers.

Scope
Provides detailed analysis of the employers' liability, professional indemnity and directors' and officers' insurance markets.

Provides unique data on market sizes and current and future growth. The market is split between Lloyd’s and the company market.

Datamonitor’s unique survey of over 100 SMEs furthers the reader's understanding of this competitive market segment, enabling effective marketing.

Primary research with leading commercial insurers provides analysis of key issues in the market.

Report Highlights
The UK employers’ liability market is in crisis. The sustainability of the current system is in question. With companies trading illegally or going out of business and insurers still not achieving profitability there are many calls for a fundamental reform of the market. This report examines these issues and provides forecasts for future growth.

Reasons to Purchase
With little publicly available data on these markets, this report fills the void with unique independent market sizing, including the share of Lloyd’s

Datamonitor's B2B survey will allow you to target SMEs more effectively through an understanding of their attitudes and requirements.

Analysis of competitor market shares and claims ratios will enable you to benchmark your company against your competitors.

Report Highlights
Of the three liability sectors covered, Lloyd’s has the greatest presence in the professional indemnity market in terms of market share.

The directors’ and officers’ market has hardened in the last 18 months. Claims are certainly not as frequent or severe as in other liability classes, yet there are definite signs that the UK boardroom is becoming a riskier environment. This could have substantial impacts on this sector, which are examined in this report.


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