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Uk Mortgages 2007 (Review Report)
Datamonitor, April 2007, Pages: 151


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After a muted performance in 2005, 2006 unexpectedly delivered a record performance. Improved consumer confidence, stronger house price growth and better economic prospects than expected assisted in delivering strong results. However, can we expect the market to continue to outperform? What are the topical issues affecting this industry sector? This report provides the answers.

Scope of this title:
This report consists of 8 mortgage briefings published individually between November 2006 and April 2007. Focuses on hot topics in the UK mortgage market such as interest-only mortgages, mortgage processing outsourcing and pricing models. Provides forecasts under three scenarios. Accompanying Excel data pack and PowerPoint Executive Summary.

Highlights of this title:
The fact that the mortgage market stalled in 2005, and house price growth slowed significantly, suggested that the market was moving towards a soft landing. But in the wake of the market’s outstanding performance over 2006 and almost double-digit house price inflation, are we on the road to a house price crash? While lenders and intermediaries may not yet know the full ramifications of interest-only mortgages, they are in a position to take a series of steps in order to limit the impact of a possible mis-selling crisis in the future. As consolidation continues, and economies of scale and streamlined processes become increasingly more important, in our view, the UK mortgage market will become dominated by very large players that have merged or undergone acquisition.

Reasons to order your copy:
Plan your future strategy with confidence using our scenario-based forecasts of UK residential gross advances to 2011. Understand the challenges the mortgage industry is facing. In-depth analysis of how lenders are coping with a number of issues allowing you to reassess your strategy.



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