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Card Issuers’ Identity Safety Scorecard - Teaming Issuers and Cardholders Against One Enemy, to Strengthen Relationships and Security
Javelin Strategy & Research, July 2007, Pages: 31


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Javelin’s Card Issuers’ Identity Safety Scorecard ranks issuers on their cardholder-facing identity fraud Prevention, Detection and Resolution™ capabilities. Leveraging the nation’s most comprehensive study on identity fraud, Javelin annually updates the Prevention, Detection and Resolution ™ criteria to measure issuers on their consumer-facing security features. The scorecard is based on these particular capabilities for the following key reasons: 1) consumer perceptions of identity fraud profoundly impact an issuer’s brand image and reputation; 2) effective partnerships with customers mitigate fraud and reduce losses; and 3) successful results create enhanced customer loyalty and retention. The nation’s top 25 credit card issuers were ranked on the services and measures they have implemented in partnership with customers to protect against identity fraud.

Primary Questions

- Which card issuers lead in customer-facing identity fraud Prevention, Detection, and Resolution efforts?
- How can issuers increase customer safety and reduce fraud costs while driving profitability through higher acquisition, selection and loyalty?
- What security services and features are the trends of the future?


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