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When the Good Pensions Go Away: Why America Needs a New Deal for Pension and Healthcare Reform
John Wiley and Sons Ltd, April 2008, Pages: 172
Theres no doubt that people are worried about retirement. Whether someone is trying to calculate whether he or she will have accumulated enough for a comfortable retirement or someone is already retired and uneasy about how long his or her pension will last, theres no longer any question that employees face an uncertain retirement in this country. Issues like contending with rising health care costs and the need for developing financial strategies to build a stream of long-term income are a critical part of an important dialogue that needs to start today.
What policy initiatives must be adopted today to prepare and plan for the profound growth of social programs on our GDP going forward in order to deal with the aging problem in order to sustain Social Security, and the Medicare and Medicaid programs? Medicare and Medicaid are the real monsters looming in the not-too-distant future. These entitlement programs are not going to be fixed without some incredibly hard decisions being made. This, alone, has been a monumental obstacle for Congress to deal with to date. Even some Democrats oppose modest changes that hit only the rich. How will they find the courage to support more far-reaching, much needed reforms?
This book is about being able to retire with dignity and how we can, collectively, staunch the demise of our nations pension crisis as a result of a failing and crumbling retirement system and a review of all of the contributing factors.
Authors bio:
Thomas J. Mackell Jr. is Chairman of the Board of Directors for the Federal Reserve Bank of Richmond and President of the Association of Benefit Administrators. He has spent fourteen years administering pension and health care benefit plans and the last twenty-five years in the investment management business—working with Taft-Hartley and public and corporate pension funds and endowments. Mackell was a White House appointee on the ERISA Advisory Board to the Secretary of Labor from 1997 through 1999.
He was also a member of the Ethics Committee of the Investment Management Consultants Association. Mackell has taught at the C.W. Post Center and the New York Institute of Technology School of Management Graduate Center for Labor and Industrial Relations. He holds a bachelor's degree from Seton Hall University, a master's degree from Long Island University, and a doctorate from Rutgers University.
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