|
|
 |
|
Viewing report
|
|
|
|
China Rural Commercial Bank Report, 2008
Research In China, Aug 2008, Pages: 70
By the end of 2007, the total assets of China rural commercial banks have reached CNY609.67 billion, accounting for 1.16% of the total assets of banks, and the total liabilities have reached CNY576.7 billion, amounting to 1.16% of the total. Meanwhile, the value of owners' equity has stood at CNY32.96 billion; accounting for 1.09% of the total, and the post-tax profit was CNY4.28 billion, amounting to 0.96% of the total.
Business operation of China rural commercial banks is aimed at serving agriculture, rural areas and farmers. By the end of 2007, the outstanding loans of all rural commercial banks have reached CNY23.63 billion. In addition, China rural commercial banks are different from the majority of rural credit cooperatives, whose business operation is focused only on agriculture, rural areas and farmers, they also regard small- and medium-sized enterprises (SMEs) as their key clients to provide them with lending service. By the end of 2007, their total outstanding loans to SMEs reached CNY97.64 billion.
The total assets, liabilities and owner's equity value of China rural commercial banks continue rising, and their business operation improves gradually. The capital adequacy ratio of China rural commercial banks is also on the upward trend, but the non-performing loan ratio is on the downward trend.
The proportions of agriculture loan and small business loan of the rural commercial banks are both high, and the banks will continue to make more efforts in strengthening the development of the two kinds of loan. In December 2007, Zhangjiagang Rural Commercial Bank has obtained the approval from China Banking Regulatory Commission to be stock listed. It will be a general trend that more good quality rural commercial banks to be stock listed.
Based on the statistics of the China Banking Regulatory Commission and the State Information Center, the report makes a thorough study on the current situation, investment opportunities and risks of China's rural commercial banks, and also makes a development forecasts.
This title is also available in the following language
China Rural Commercial Bank Report, 2008 (Chinese Version)
Customers who bought this item also bought
China Rural Commercial Bank Report, 2008
China Rural Commercial Bank Industry Report, 2009
China Rural Commercial Bank Industry Report, 2009
China City Commercial Bank Report, 2008
China City Commercial Bank Report, 2008
Commercial Banks in China
Process of Urban Commercial Banks Being Listed in China, 2007
Process of Urban Commercial Banks Being Listed in China, 2007
China City Commercial Bank Report, 2009
China City Commercial Bank Report, 2009
The 2009-2014 Outlook for Rural Mobile Base Stations and Networks in Greater China
China Non-state-owned Joint-stock Commercial Bank Report, 2007
|
|
|
|
