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Financial Cards and Payments in Chile

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    Report

  • 57 Pages
  • January 2026
  • Region: Chile
  • Euromonitor International
  • ID: 1085523
Financial cards and payments in Chile performed well overall at the end of the review period. The number of financial cards in circulation rose in 2025, supported by Chilean consumers’ increased comfort with digital banking and evolving payments habits towards digital solutions.

This Financial Cards and Payments in Chile report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Financial Cards in Circulation, Mobile Payments, Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Financial Cards and Payments market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market’s major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

EXECUTIVE SUMMARY
  • Financial cards in circulation rise in number amidst digital trends in 2025
KEY DATA FINDINGS
INDUSTRY PERFORMANCE
  • Pre-paid format continues to gain space and momentum
  • Digital wallets add dynamism to the landscape
  • Fintech innovation and new bank opening signal a new era for Chilean banking
WHAT’S NEXT?
  • Regulation to ease access to financial cards
  • Financial cards to benefit from shift away from cash purchases
COMPETITIVE LANDSCAPE
  • Banco del Estado de Chile leverages the popularity of CuentaRUT debit cards while Transbank offers a wide portfolio and strong partnerships
  • Partnerships with key actors offer share growth opportunities to Mercado Pago Emisora and Visa
MARKET INDICATORS
  • Table 1 Number of POS Terminals: Units 2020-2025
  • Table 2 Number of ATMs: Units 2020-2025
  • Table 3 Value Lost to Fraud 2020-2025
  • Table 4 Card Expenditure by Location 2025
  • Table 5 Financial Cards in Circulation by Type: % Number of Cards 2020-2025
  • Table 6 Domestic versus Foreign Spend 2025
MARKET DATA
  • Table 7 Financial Cards by Category: Number of Cards in Circulation 2020-2025
  • Table 8 Financial Cards by Category: Number of Accounts 2020-2025
  • Table 9 Financial Cards Transactions by Category: Value 2020-2025
  • Table 10 Financial Cards by Category: Number of Transactions 2020-2025
  • Table 11 Consumer Payments by Category: Value 2020-2025
  • Table 12 Consumer Payments by Category: Number of Transactions 2020-2025
  • Table 13 M-Commerce by Category: Value 2020-2025
  • Table 14 M-Commerce by Category: % Value Growth 2020-2025
  • Table 15 Financial Cards: Number of Cards by Issuer 2020-2024
  • Table 16 Financial Cards: Number of Cards by Operator 2020-2024
  • Table 17 Financial Cards: Card Payment Transactions Value by Operator 2020-2024
  • Table 18 Financial Cards: Card Payment Transactions Value by Issuer 2020-2024
  • Table 19 Forecast Financial Cards by Category: Number of Cards in Circulation 2025-2030
  • Table 20 Forecast Financial Cards by Category: Number of Accounts 2025-2030
  • Table 21 Forecast Financial Cards Transactions by Category: Value 2025-2030
  • Table 22 Forecast Financial Cards by Category: Number of Transactions 2025-2030
  • Table 23 Forecast Consumer Payments by Category: Value 2025-2030
  • Table 24 Forecast Consumer Payments by Category: Number of Transactions 2025-2030
  • Table 25 Forecast M-Commerce by Category: Value 2025-2030
  • Table 26 Forecast M-Commerce by Category: % Value Growth 2025-2030
COUNTRY REPORTS
SOURCES
  • Summary 1 Research Sources
DEBIT CARDS IN CHILEKEY DATA FINDINGS
2025 DEVELOPMENTS
  • The category develops and grows amid easy access solutions
INDUSTRY PERFORMANCE
  • Debit cards are increasingly used for everyday purchases
WHAT’S NEXT?
  • Transactions to continue upward trajectory
  • Fraud concerns and stricter policies to shape user behaviour
  • Ley Fintech to increase finance and digital innovation
COMPETITIVE LANDSCAPE
  • The competition in debit cards is intensifying
  • Operators and issuers continue to invest in their debit card portfolios
CATEGORY DATA
  • Table 27 Debit Cards: Number of Cards in Circulation 2020-2025
  • Table 28 Debit Cards Transactions 2020-2025
  • Table 29 Debit Cards in Circulation: % Growth 2020-2025
  • Table 30 Debit Cards Transactions: % Growth 2020-2025
  • Table 31 Debit Cards: Number of Cards by Issuer 2020-2024
  • Table 32 Debit Cards: Number of Cards by Operator 2020-2024
  • Table 33 Debit Cards Payment Transaction Value by Issuer 2020-2024
  • Table 34 Debit Cards Payment Transaction Value by Operator 2020-2024
  • Table 35 Forecast Debit Cards: Number of Cards in Circulation 2025-2030
  • Table 36 Forecast Debit Cards Transactions 2025-2030
  • Table 37 Forecast Debit Cards in Circulation: % Growth 2025-2030
  • Table 38 Forecast Debit Cards Transactions: % Growth 2025-2030
COUNTRY REPORTSCREDIT CARDS IN CHILEKEY DATA FINDINGS
2025 DEVELOPMENTS
  • Credit cards’ recovery gains momentum
INDUSTRY PERFORMANCE
  • Convenience and attractive terms and offers boost credit card uptake and use
WHAT’S NEXT?
  • Credit card transactions are set for growth as flexibility and rewards drive engagement
  • Pre-paid cards could constrain credit cards’ growth
  • Smarter wallet integration and AI personalisation to impact credit cards
COMPETITIVE LANDSCAPE
  • Visa enjoys strong partnerships and acceptance while Banco Santander invests in marketing and innovation
  • Mastercard is positioned as a key innovator while Banco de Chile leverages its high profile
CATEGORY DATA
  • Table 39 Credit Cards: Number of Cards in Circulation 2020-2025
  • Table 40 Credit Cards Transactions 2020-2025
  • Table 41 Credit Cards in Circulation: % Growth 2020-2025
  • Table 42 Credit Cards Transactions: % Growth 2020-2025
  • Table 43 Commercial Credit Cards: Number of Cards in Circulation 2020-2025
  • Table 44 Commercial Credit Cards Transactions 2020-2025
  • Table 45 Commercial Credit Cards in Circulation: % Growth 2020-2025
  • Table 46 Commercial Credit Cards Transactions: % Growth 2020-2025
  • Table 47 Personal Credit Cards: Number of Cards in Circulation 2020-2025
  • Table 48 Personal Credit Cards Transactions 2020-2025
  • Table 49 Personal Credit Cards in Circulation: % Growth 2020-2025
  • Table 50 Personal Credit Cards Transactions: % Growth 2020-2025
  • Table 51 Credit Cards: Number of Cards by Issuer 2020-2024
  • Table 52 Credit Cards: Number of Cards by Operator 2020-2024
  • Table 53 Credit Cards Payment Transaction Value by Issuer 2020-2024
  • Table 54 Credit Cards Payment Transaction Value by Operator 2020-2024
  • Table 55 Commercial Credit Cards: Number of Cards by Issuer 2020-2024
  • Table 56 Commercial Credit Cards: Number of Cards by Operator 2020-2024
  • Table 57 Commercial Credit Cards Payment Transaction Value by Issuer 2020-2024
  • Table 58 Commercial Credit Cards Payment Transaction Value by Operator 2020-2024
  • Table 59 Personal Credit Cards: Number of Cards by Issuer 2020-2024
  • Table 60 Personal Credit Cards: Number of Cards by Operator 2020-2024
  • Table 61 Personal Credit Cards Payment Transaction Value by Issuer 2020-2024
  • Table 62 Personal Credit Cards Payment Transaction Value by Operator 2020-2024
  • Table 63 Forecast Credit Cards: Number of Cards in Circulation 2025-2030
  • Table 64 Forecast Credit Cards Transactions 2025-2030
  • Table 65 Forecast Credit Cards in Circulation: % Growth 2025-2030
  • Table 66 Forecast Credit Cards Transactions: % Growth 2025-2030
  • Table 67 Forecast Commercial Credit Cards: Number of Cards in Circulation 2025-2030
  • Table 68 Forecast Commercial Credit Cards Transactions 2025-2030
  • Table 69 Forecast Commercial Credit Cards in Circulation: % Growth 2025-2030
  • Table 70 Forecast Commercial Credit Cards Transactions: % Growth 2025-2030
  • Table 71 Forecast Personal Credit Cards: Number of Cards in Circulation 2025-2030
  • Table 72 Forecast Personal Credit Cards Transactions 2025-2030
  • Table 73 Forecast Personal Credit Cards in Circulation: % Growth 2025-2030
  • Table 74 Forecast Personal Credit Cards Transactions: % Growth 2025-2030
COUNTRY REPORTSPRE-PAID CARDS IN CHILEKEY DATA FINDINGS
2025 DEVELOPMENTS
  • Pre-paid cards in circulation and usage grow through digital developments
INDUSTRY PERFORMANCE
  • Mobile payments and digital wallets drive dynamism in pre-paid cards
WHAT’S NEXT?
  • Pre-paid transaction volumes set to continue recovery over the forecast period
  • MetroPago’s launch set to help transform the open loop category
  • Financial inclusion and product innovation to expand to pre-paid cards’ reach and challenge debit cards
COMPETITIVE LANDSCAPE
  • AFT dominates closed loop pre-paid cards by offering the main transportation payment option
  • Strong leaders develop open loop pre-paid cards
CATEGORY DATA
  • Table 75 Pre-paid Cards: Number of Cards in Circulation 2020-2025
  • Table 76 Pre-paid Cards Transactions 2020-2025
  • Table 77 Pre-paid Cards in Circulation: % Growth 2020-2025
  • Table 78 Pre-paid Cards Transactions: % Growth 2020-2025
  • Table 79 Closed Loop Pre-paid Cards Transactions 2020-2025
  • Table 80 Closed Loop Pre-paid Cards Transactions: % Growth 2020-2025
  • Table 81 Open Loop Pre-paid Cards Transactions 2020-2025
  • Table 82 Open Loop Pre-paid Cards Transactions: % Growth 2020-2025
  • Table 83 Pre-paid Cards: Number of Cards by Issuer 2020-2024
  • Table 84 Pre-paid Cards: Number of Cards by Operator 2020-2024
  • Table 85 Pre-paid Cards Transaction Value by Issuer 2020-2024
  • Table 86 Pre-paid Cards Transaction Value by Operator 2020-2024
  • Table 87 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2020-2024
  • Table 88 Closed Loop Pre-paid Cards: Number of Cards by Operator 2020-2024
  • Table 89 Closed Loop Pre-paid Cards Transaction Value by Issuer 2020-2024
  • Table 90 Closed Loop Pre-paid Cards Transaction Value by Operator 2020-2024
  • Table 91 Open Loop Pre-paid Cards: Number of Cards by Issuer 2020-2024
  • Table 92 Open Loop Pre-paid Cards: Number of Cards by Operator 2020-2024
  • Table 93 Open Loop Pre-paid Cards Transaction Value by Issuer 2020-2024
  • Table 94 Open Loop Pre-paid Cards Transaction Value by Operator 2020-2024
  • Table 95 Forecast Pre-paid Cards: Number of Cards in Circulation 2025-2030
  • Table 96 Forecast Pre-paid Cards Transactions 2025-2030
  • Table 97 Forecast Pre-paid Cards in Circulation: % Growth 2025-2030
  • Table 98 Forecast Pre-paid Cards Transactions: % Growth 2025-2030
  • Table 99 Forecast Closed Loop Pre-paid Cards Transactions 2025-2030
  • Table 100 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2025-2030
  • Table 101 Forecast Open Loop Pre-paid Cards Transactions 2025-2030
  • Table 102 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2025-2030
COUNTRY REPORTSSTORE CARDS IN CHILEKEY DATA FINDINGS
2025 DEVELOPMENTS
  • The decline in store cards continues in 2025
INDUSTRY PERFORMANCE
  • Store cards become increasingly niche
  • Demographic shifts diminish the popularity of store cards despite the potential development of a new consumer base
WHAT’S NEXT?
  • Store card circulation and transactions to continue to decline over the forecast period
  • Retailers to continue to shift towards wider-ranging loyalty schemes and digital payment options
COMPETITIVE LANDSCAPE
  • Solventa Tarjetas and Empresas Hites drive store cards
  • Further consolidation of the competitive landscape of store cards
CATEGORY DATA
  • Table 103 Store Cards: Number of Cards in Circulation 2020-2025
  • Table 104 Store Cards Transactions 2020-2025
  • Table 105 Store Cards in Circulation: % Growth 2020-2025
  • Table 106 Store Cards Transactions: % Growth 2020-2025
  • Table 107 Store Cards: Number of Cards by Issuer 2020-2024
  • Table 108 Store Cards: Payment Transaction Value by Issuer 2020-2024
  • Table 109 Forecast Store Cards: Number of Cards in Circulation 2025-2030
  • Table 110 Forecast Store Cards Transactions 2025-2030
  • Table 111 Forecast Store Cards in Circulation: % Growth 2025-2030
  • Table 112 Forecast Store Cards Transactions: % Growth 2025-2030
COUNTRY REPORTS