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Extended Warranties and Insurance for Non-Mobile Consumer Products in Europe
Finaccord, Oct 2008, Pages: 165
Finaccord’s report titled Extended Warranties and Insurance for Non-Mobile Consumer Products in Europe, is a report about the market for extended warranties and related insurance sold in conjunction with white goods, brown goods and furniture in ten countries in Europe: Belgium, the Czech Republic, France, Germany, Italy, the Netherlands, Poland, Spain, Sweden and the UK. The definition of white goods incorporates kitchen appliances such as dishwashers, refrigerators and washing machines while brown goods take in audio-visual entertainment products such as DVD players, radios and televisions, including LCD and plasma televisions. The report draws on extensive primary and secondary research covering 820 organisations involved in the production and distribution of white goods, brown goods and furniture including 345 manufacturers, 278 retailers with an extensive network of ‘bricks and mortar’ outlooks and 197 retailers oriented primarily towards online sales and / or home shopping. A number of factors combine to form a firm rationale for a published report and database about extended warranties and insurance for non-mobile consumer products in Europe among which is the fact that this is the first published work on the subject on a pan-European basis. This is curious given the fact that the market for extended warranties and insurance linked to white goods, brown goods and furniture is estimated by Finaccord to have been worth as much as €2.18 billion across the ten countries in question in 2007.
The report and the PartnerBASE that accompanies it can be used in one or more of the following ways:
- appreciate the size of the opportunity in the market for extended warranties and insurance linked to white goods, brown goods and furniture in Europe: in aggregate, this is a substantial market;
- understand how dynamic competitors are helping the sector to grow at a rate well in excess of the underlying markets for non-mobile consumer products in a number of countries ;
- assess the position of international competitors such as Domestic & General, Finaref Assurances, Moderna Försäkringar, SPB and The Warranty Group as well as more nationally focused protagonists such as Actua Assurantiën, Estendo, HomeServe, SFG and Wertgarantie;
- evaluate the apparent influence of multi-appliance warranties and warranties packaged with bank accounts and payment cards in the UK and how these could develop elsewhere in Europe; - consider how extended warranty and related insurance programs are being rendered more valuable and user-friendly from the point of view of customers.
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