|
|
 |
|
Viewing report
|
|
|
|
Strategic Guide to Same-Day ACH: Is Half a Solution Better than None?
Javelin Strategy & Research, July 2010, Pages: 27
The settlement schedules for the Automated Clearing House (ACH) network have been in place for nearly 35 years, varying very little. In August 2010, they will change as same-day ACH is rolled out as an opt-in service by the Federal Reserve, one of NACHA’s two operators. This report reviews the reasons behind the Fed’s approach to same-day ACH, gauges the potential success of the strategy, and assesses what needs to be done to build the value proposition for same-day ACH.
Primary Questions
- What is the Federal Reserve’s approach to same-day ACH, and what factors govern its strategy?
- What obstacles do same-day ACH services face in the U.S. market?
- What is the NACHA position on same-day ACH?
- Should ACH credits be supported as a same day transaction option?
- How will the ACH network compete over the longer term with card or wire networks? What changes need to occur to support that strategy?
Methodology
This report is based on materials and on qualitative interviews with senior managers from organizations that are active in the ACH network. These include both of the ACH operators, the Federal Reserve and The Clearing House/Electronic Payments Network (EPN), as well as NACHA — The Electronic Payments Association; the Association for Financial Professionals (AFP); large and midsize financial institutions (FIs); regional payment associations (RPAs); ACH services vendors; and commercial users of ACH services, including merchants, billers and third-party originators.
Product samples
A sample for this product is available. Please Login/Register to download this sample.
Customers who bought this item also bought
Debit Cards - Global Strategic Business Report
Electronic Bill Presentment and Payment - Global Strategic Business Report
Debit Cards as Profit Drivers - 4th Edition
Billing and Payment Profiles & Best Practices 2011
Lafferty Cards and Consumer Finance in Venezuela 2009
Lafferty Cards and Consumer Finance in Qatar 2009
Lafferty Cards and Consumer Finance in Saudi Arabia 2009
Lafferty Cards and Consumer Finance in Morocco 2009
Lafferty Cards and Consumer Finance in Chile 2010
9th Annual Online Banking and Bill Pay Forecast: Megabanks Dominate Moneyhawks™ While Paperless Adoption and Online Bill Pay Stall
|
|
|
|
