The IBISWorld Credit Card Issauance in Australia industry report consists of operators that issue credit and charge cards to businesses and consumers. Credit and charge cards provide users with a line of credit to use for purchases or a cash advance. Credit card balances roll over month-to-month and can be repaid in full or on an instalment basis. Charge cards balances must be paid in full each month. Cards are not issued directly by Visa, MasterCard, Diners Club or American Express with these companies instead providing the transaction networks.
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