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Business Auto Coverage Guide, 2nd Edition Revised
Summit Business Media, Jan 2004, Pages: 192
With the Business Auto Coverage Guide, insurance professionals have a solid book to refer to when coverage questions and other issues surrounding business auto exposures arise. Business Auto Policy coverage is essential for the business 'on the move.' This guide helps you interpret the standard policy most often used to insure commercial automobile risks and provides all the answers you'll need.
The Insurance Services Offi ce (ISO) files on behalf of its member companies four standardized policies for insuring commercial automobiles: the business auto coverage form, the truckers coverage form, the garage coverage form, and the motor carrier coverage form.
All of these coverage forms are worthy of an in-depth discussion; however, the scope of this book is limited to the 03/06 edition of the business auto policy (or the BAP), CA 00 01.
CA 00 01 is the most widely used policy in the commercial auto program of ISO. Like other ISO coverage forms, the BAP is combined with a declarations form, common policy conditions, and any applicable endorsements to be used as either a monoline policy or as one coverage part in a multi-line, or package, policy.
Private passenger type autos, as well as other types of autos, owned by corporations, partnerships, unincorporated associations, individuals, or government agencies can be insured under CA 00 01. Nonowned and hired autos can also be insured under the BAP.
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