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Commercial Property Coverage Guide, 4th Edition
Summit Business Media, Jan 2010, Pages: 448
A business - from the one person office or store to the highly complex global manufacturing or industrial giant - has property exposures that need to be addressed from the overall risk management perspective.
These exposures include owned or leased real property, business equipment, processed or unprocessed inventory, property of others such as commercial bailments or employees’ and customers’ property, and the stream of income generated by the business. These exposures must be analyzed and appropriately protected through various risk management and loss mitigation techniques.
The foundation of a solid risk management program for these items is a property insurance program that transfers the economic consequence of loss or damage to an insurance company.
Key features:
- Discusses the coverages, exclusions, and conditions of most recent ISO Buidling and Personal Property Coverage form, CP 0010 0607
- Includes discussion of ISO business income coverage form and ISO provisions and endorsements on mold, electronic data, war, and terrorism
- Appendix with most current ISO forms and endorsements
- Explains commercial property issues such as Chinese drywall and green coverage
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