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Personal Auto Coverage Guide, 2nd Edition

Summit Business Media, Feb 2010, Pages: 352


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'Personal Auto Coverage Guide, 2nd Edition' provides clear, straightforward interpretation and insightful analysis reflecting the 2005 edition of the ISO Personal Auto Policy.

This second edition has been revised and includes:

- Broadened medical payments coverage
- New trip interruption coverage endorsement
- Revised appraisal provision
- Clarified wording of passenger hazard exclusion
- Added extended non-owned coverage
- And much more!

This report also looks at the following different coverage scenarios:

- Coverage for Rental Car Not Used by Insured
- Does Intentional Injury Exclusion Apply to a Carjacking?
- Is Damage to Husbands Company Car Covered?
- Is the Mechanical Breakdown Exclusion Applicable?
- Liability Coverage Arising out of the Use of a Car?
- Med Pay for Driver’s Heart Attack
- Physical Damage Coverage for Long Term Rental Vehicle
- Reasonable Belief to Use Rental Car
- Replacing Car Locks as “Physical Damage”
- A Step-Child’s Place of Residence
- Transportation Expenses and the Physical Damage Deductible
- UMPD and Rental Coverage
- What Caused Transmission Damage?
- When Does Reasonable Belief Exclusion Apply?
- When Is Equipment Permanently Installed?


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