|
|
 |
|
Viewing report
|
|
|
|
Bank Industry Risk Analysis: Slovenia (Republic of) Aug 03
Standard & Poors, Aug 2003
Abstract
The Slovenian banking system is adapting itself to challenges posed by the upcoming economic and political convergence with the EU. In the past few years, the system has benefited from modernization, consolidation, and foreign participation, retaining its preeminent position in the economy, although further reforms are required to make its legal, regulatory, and market framework more effective. Standard & Poor's considers that the Slovenian banking system is largely prepared for a more difficult operating environment and any potential macroeconomic shocks. The profitability of Slovenian banks is going to be challenged by the opening up of the system to foreign competition, as still-high interest margins are gradually adjusted to EU levels. Slovenian banks have already been feeling the strain of reduced...
Companies mentioned in this report are: Societe Generale,Raiffeisen Zentralbank Oesterreich AG,European Bank for Reconstruction and Development,Slovenia (Republic of),Nova Ljubljanska banka ,Novartis AG,KBC Bank N.V.,Nova Kreditna Banka Maribor d.d. (Unsolicited Ratings)
Standard and Poors RatingsXpress Credit Research provides in-depth coverage of international corporates, financial institutions, insurance companies, utilities, sovereigns and structured finance programs. RatingsXpress Credit Research lets users determine the credit rating of holdings and identify key factors underlying an issuer's creditworthiness, distinguishes the different risk exposures for new and existing deals, and provides an understanding of how their analysts interpret key regulatory, political and environmental events and their economic impact.
Research Type: Commentary
Criteria articles describe the thought process and methodology Standard & Poor's analysts use in determining ratings. These commentary pieces discuss both the quantitative (economic and financial) and qualitative (business analysis and caliber of management) aspects of the analysis, as well as legal issues.
|
|
|
|
