|
|
 |
|
Viewing report
|
|
|
|
Bank Industry Risk Analysis: Sweden (Kingdom of) May 05
Standard & Poors, May 2005
Abstract
A cost-efficient banking industry characterized by high technical standards, stable profitability, and satisfactory capitalization Improving risk-management tools in the financial services industry, driven by preparations for the revised capital adequacy regulation and by industry best practice A stable macroeconomic environment, with few signs of financial system stress High reliance by households and corporate clients on short-term funding and short-term interest rate-fixing periods, exposing borrowers and banks to refinancing risks. Increasing leverage in the household sector and a growing share of wealth from property investments, increasing the potential impact on households' net wealth from swings in property prices The Swedish banking industry is enjoying stable operating conditions, characterized by a broadly sound macroeconomic situation and satisfactory profitability, despite margin pressure due...
Companies mentioned in this report are: Sweden (Kingdom of),Danske Bank A/S,Skandinaviska Enskilda Banken AB (publ),Swedbank AB,Svenska Handelsbanken,Nordea Bank AB,Lansforsakringar Bank
Standard and Poors RatingsXpress Credit Research provides in-depth coverage of international corporates, financial institutions, insurance companies, utilities, sovereigns and structured finance programs. RatingsXpress Credit Research lets users determine the credit rating of holdings and identify key factors underlying an issuer's creditworthiness, distinguishes the different risk exposures for new and existing deals, and provides an understanding of how their analysts interpret key regulatory, political and environmental events and their economic impact.
Research Type: Commentary
Criteria articles describe the thought process and methodology Standard & Poor's analysts use in determining ratings. These commentary pieces discuss both the quantitative (economic and financial) and qualitative (business analysis and caliber of management) aspects of the analysis, as well as legal issues.
|
|
|
|
