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Credit FAQ: How U.S. Health Care Reform Could Affect Health Care Industry Credit Ratings Sep 09

Standard & Poors, Sep 2009


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Abstract
With the Obama Administration continuing its push for comprehensive health care coverage and both the U.S. Senate and House of Representatives crafting legislation toward that end, a number of questions have arisen. Chief among these is how new approaches to providing health insurance might affect health care companies, insurers, U.S. citizens, and the economy. At this point, with political maneuvering likely to continue in both halves of Congress until a new law is passed, it remains unclear how comprehensive any legislation will be. Nonetheless, Standard & Poor's Ratings Services analysts are monitoring the evolution of the proposed bills so as to help identify the potential credit effects for health care companies, not-for-profit hospitals, health insurers, and the economy. While there...

Standard and Poors RatingsXpress Credit Research provides in-depth coverage of international corporates, financial institutions, insurance companies, utilities, sovereigns and structured finance programs. RatingsXpress Credit Research lets users determine the credit rating of holdings and identify key factors underlying an issuer's creditworthiness, distinguishes the different risk exposures for new and existing deals, and provides an understanding of how their analysts interpret key regulatory, political and environmental events and their economic impact.

Research Type: Commentary
Criteria articles describe the thought process and methodology Standard & Poor's analysts use in determining ratings. These commentary pieces discuss both the quantitative (economic and financial) and qualitative (business analysis and caliber of management) aspects of the analysis, as well as legal issues.




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