China Construction Bank Corp. Dec 08

  • ID: 1791073
  • December 2008
  • Region: China
  • Standard & Poors
1 of 3

Government support Strong domestic brand recognition Sound financial profile Developing credit culture Latent credit risk associated with rapidly growing loan portfolio Under-tested risk management The ratings on China Construction Bank Corp. (CCB) reflect the bank's strong domestic brand recognition and sound financial profile, as demonstrated by its adequate asset quality, good profitability, and strong liquidity profile. Strong government support remains a rating factor. Offsetting these strengths are its developing credit culture, latent credit risk associated with its rapidly growing loan portfolio, and under-tested management. CCB is the second largest commercial bank in China. With its extensive nationwide network, the bank has strong positions in corporate banking (for infrastructure, real-estate and transportation projects) and retail mortgage lending. CCB also continues to...

Companies mentioned in this report are:
- China Construction Bank Corp.
- Bank of America Corp.

Action: Review

Standard and Poors RatingsXpress Credit Research provides in-depth coverage of international corporates, financial institutions, insurance companies, utilities, sovereigns and structured finance programs. RatingsXpress Credit Research lets users determine the credit rating of holdings and identify key factors underlying an issuer's creditworthiness, distinguishes the different risk exposures for new and existing deals, and provides an understanding of how their analysts interpret key regulatory, political and environmental events and their economic impact.

Research Type: Full Analysis

Note: Product cover images may vary from those shown
2 of 3

- China Construction Bank Corp.
- Bank of America Corp.

Note: Product cover images may vary from those shown
3 of 3
Note: Product cover images may vary from those shown


  • Quick Help: This Credit Rating Report will be emailed to you.


If you have a more general question about our products please try our



Our Clients

  • Fluidigm Corporation
  • Apple, Inc.
  • CEVA Santé Animale
  • Abbott Laboratories Ltd.
  • Merck Group
  • Allergan Inc.
  • Pfizer Inc.