• +353-1-415-1241(GMT OFFICE HOURS)
  • 1-800-526-8630(US/CAN TOLL FREE)
  • 1-917-300-0470(EST OFFICE HOURS)
The Reality of Japan's Bad Loan Problems Aug 01 Product Image

The Reality of Japan's Bad Loan Problems Aug 01

  • Published: August 2001
  • Region: Japan
  • Standard & Poors

FEATURED COMPANIES

  • 77 Bank Ltd.
  • Chiba Bank Ltd.
  • Hokkaido Bank Ltd.
  • Kagoshima Bank Ltd.
  • Oita Bank Ltd.
  • Shoko Chukin Bank
  • MORE

Abstract
The major issues underpinning the bad loan problems plaguing Japan's banking system are the fast pace of loans migrating from other categories into nonperforming status, together with the banks' insufficient interest margins to absorb their credit costs. The Japanese government recently proposed a final disposal ("saishu shori") of the banks' bad loans. However, this solution only confronts part of the deeper problem. Japanese banks cannot recover their financial health without a recovery in the domestic economy, which is unlikely to take place soon. Furthermore, development of Japan's underwriting culture, without which the banks cannot prevent the continuing emergence of new bad loans, is also expected to happen only slowly. Japan's many definitions of nonperforming loans (NPLs) are a source of...

Standard and Poors RatingsXpress Credit Research provides in-depth coverage of international corporates, financial institutions, insurance companies, utilities, sovereigns and structured finance programs. RatingsXpress Credit Research lets users determine the credit rating of holdings and identify key factors underlying an issuer's creditworthiness, distinguishes the different READ MORE >

- Shinsei Bank Ltd.
- Fuji Bank Ltd.
- UFJ Bank Ltd.
- Tokai Bank Ltd.
- Daiwa Bank Ltd.
- Norinchukin Bank
- Mizuho Asset Trust & Banking Co. Ltd.
- Aozora Bank Ltd.
- Sumitomo Mitsui Trust Bank Ltd.
- Mitsubishi UFJ Trust and Banking Corp.
- Hokuriku Bank Ltd.
- Shizuoka Bank Ltd.
- Chiba Bank Ltd.
- Joyo Bank Ltd. (Unsolicited Ratings)
- Asahi Bank Ltd.
- Gunma Bank Ltd.
- Bank of Tokyo-Mitsubishi Ltd.
- Toho Bank Ltd.
- Hyakujushi Bank Ltd.
- Iyo Bank Ltd.
- Kiyo Bank Ltd.
- Bank of Yokohama Ltd. (Unsolicited Ratings)
- Hachijuni Bank Ltd.
- Nanto Bank Ltd.
- Suruga Bank Ltd.
- Juroku Bank Ltd.
- Daishi Bank Ltd. (Unsolicited Ratings)
- Bank of Kyoto Ltd.
- Hyakugo Bank Ltd.
- Hokkaido Bank Ltd.
- Shikoku Bank Ltd.
- Yamanashi Chuo Bank Ltd.
- Fukuoka City Bank Ltd.
- Hiroshima Bank Ltd. (Unsolicited Ratings)
- San-in Godo Bank Ltd.
- Bank of Fukuoka Ltd.
- Bank of Nagoya Ltd.
- Musashino Bank Ltd.
- Tokyo Tomin Bank Ltd.
- 77 Bank Ltd.
- Shoko Chukin Bank
- Akita Bank Ltd.
- Higo Bank Ltd.
- Hokkoku Bank Ltd.
- Kagoshima Bank Ltd.
- Oita Bank Ltd.
- Ogaki Kyoritsu Bank Ltd.
- Shiga Bank Ltd.
- Yamaguchi Bank Ltd.
- Keiyo Bank Ltd.
- UFJ Trust Bank Ltd.
- Shinkin Central Bank
- Chuo Mitsui Trust & Banking Co. Ltd.
- Sumitomo Mitsui Banking Corp.

Note: Product cover images may vary from those shown

RELATED PRODUCTS