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When It Comes To Insurance, No Accounting System Is Perfect Nov 09 Product Image

When It Comes To Insurance, No Accounting System Is Perfect Nov 09

  • ID: 1822302
  • November 2009
  • Standard & Poors

FEATURED COMPANIES

  • 21st Century Casualty Co.
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Abstract
Since the codification of the double-entry ledger system more than 500 years ago, accountants have been in search of the perfect accounting system for measuring the underlying economic position of a company. It is no secret to market participants that insurers' global financial reporting is severely lacking in consistency, not just between countries but also within countries and, in some cases, within consolidated groups. This inconsistency makes the search for a better, if not perfect, accounting system more urgent. (Listen to the related podcast titled, "Accounting: When It Comes To Insurance, No Method Is Perfect," dated Dec. 14, 2009.) Until recently, a consensus had seemingly emerged toward fair value as the favored mechanism to measure a company's economic position. Now,...

Standard and Poors RatingsXpress Credit Research provides in-depth coverage of international corporates, financial institutions, insurance companies, utilities, sovereigns and structured finance programs. RatingsXpress Credit Research lets users determine the credit rating of holdings and identify key factors underlying an issuer's creditworthiness, distinguishes the different risk exposures for new and existing deals, and provides an understanding of how their analysts interpret key regulatory, political and environmental events and their economic impact.

Research Type: Commentary
Criteria articles describe the thought process and methodology Standard & Poor's analysts use in determining ratings. These commentary pieces discuss both the quantitative (economic and financial) and qualitative (business analysis and caliber of management) aspects of the analysis, as well as legal issues.

- Sirius International Insurance Corp.
- Triad Guaranty Insurance Corp.
- Metropolitan Casualty Insurance Co.
- Metropolitan General Insurance Co.
- Metropolitan Direct Property and Casualty Insurance Co.
- Coface S.A.
- AXA Insurance U.K. PLC
- London & Edinburgh Insurance Co. Ltd.
- American Medical Security Co. GA
- Blue Cross & Blue Shield of Nebraska Inc.
- Employers Health Insurance Co.
- Greater Georgia Life Insurance Co.
- CompBenefits Insurance Co.
- Health Net Life Insurance Co.
- United HealthCare Insurance Co.
- Accredited Surety & Casualty Co. Inc.
- PMI Indemnity Ltd.
- Executive Risk Specialty Insurance Co.
- Travelers Insurance Co. Ltd.
- Medical Protective Co.
- Modern Life Insurance Co. of AZ
- Delta Dental Insurance Co.
- Humana Health Insurance Co. of Florida Inc.
- Humana Health Insurance of Nevada Inc.
- Humana HealthChicago Insurance Co.
- Humana Insurance Co.
- Kanawha Insurance Co.
- Wellmark Community Insurance Inc.
- Humana Insurance of Puerto Rico Inc.
- 21st Century Casualty Co.
- OMS National Insurance Co. RRG
- Abington Mutual Insurance Co.
- Acceleration National Insurance Co.
- Acceptance Insurance Co.
- Aegis Security Insurance Co.
- Great American E&S Insurance Co.
- Great American Assurance Co.
- Farmers Insurance Hawaii, Inc.
- Aim Insurance Co.
- Alaska Industrial Insurance Co.
- Alaska National Insurance Co.
- Kemper Casualty Insurance Co.
- Alfa Mutual Insurance Co. (Unsolicited Ratings)
- Omaha Life Insurance Co.
- New Hampshire Insurance Co.
- Aberdeen Insurance Co.
- Addison Insurance Co.
- Affiliated FM Insurance Co. (Unsolicited Ratings)
- AG Security Insurance Co.
- Agency Insurance Co. of Maryland Inc.
- Agri General Insurance Co. (Unsolicited Ratings)
- Countryway Insurance Co. (Unsolicited Ratings)
- Liberty Insurance Underwriters Inc.
- Alfa General Insurance Corp.
- Alfa Insurance Corp.
- Alfa Mutual Fire Insurance Co. (Unsolicited Ratings)
- Alfa Mutual General Insurance Co.
- All America Insurance Co. (Unsolicited Ratings)
- Allegheny Casualty Co. (Unsolicited Ratings)
- Horace Mann Property and Casualty Insurance Co.
- Factory Mutual Insurance Co. (Unsolicited Ratings)
- Alliance Insurance Co. Inc. (Unsolicited Ratings)
- Alliance Casualty and Reinsurance Co.
- Alliance General Insurance Co.
- Alliance Indemnity Co. (Unsolicited Ratings)
- Allianz Global Risks U.S. Insurance Co.
- Allianz Underwriters Insurance Co.
- Gallant Insurance Co.
- Allied Fidelity Insurance Co.
- Alpha Property & Casualty Insurance Co.
- Alpine Insurance Co.
- Alte Leipsiger U.S. Branch
- American Bonding Co.
- American Capital Indemnity Corp.
- Essentia Insurance Co.
- American Colonial Insurance Co. (NY)
- American Commercial Liability Insurance Co.
- American Concept Insurance Co.
- American Consumer Insurance Co.
- American Country Insurance Co.
- Euler Hermes North America Insurance Company
- Infinity Safeguard Insurance Co.
- American Druggists Insurance Co.
- American Eagle Insurance Co.
- American Empire Insurance Co.
- American Empire Surplus Lines Insurance Co.
- American Excel Insurance Co.
- American Family Home Insurance Co.
- American Federation Insurance Co.
- America First Insurance Co.
- American Ambassador Casualty Co.
- Great American Alliance Insurance Co.
- Sparta Insurance Co.
- American Fidelity & Liberty Insurance Co.
- 21st Century Pacific Insurance Co.
- American Fidelity Fire Insurance Co.
- United Fire & Indemnity Co.
- American General Property Insurance Co.
- AIG Assurance Company
- American Growers Insurance Co.
- American Guardian Lloyds Inc.
- American Health & Accident Insurance Co.
- American Insurance & Indemnity Co.
- American Integrity Insurance Co.
- American Inter Fidelity Exchange Risk Retention Group
- American Interinsurance Exchange
- 21st Century North America Insurance Co.
- AIG Specialty Insurance Company
- EMC Property & Casualty Insurance Co. (Unsolicited Ratings)
- Endurance Risk Solutions Assurance Co.
- American Mining Insurance Co. Inc. (Unsolicited Ratings)
- American Modern Home Insurance Co.
- American Modern Lloyds Insurance Co.
- American Mutual Insurance Co. of Boston
- American Mutual Liability Insurance Co.
- Great American Insurance Co. of New York
- American Pacer Insurance Co.
- Chartis International Insurance Co. of PR
- American Interstate Insurance Co. of GA (Unsolicited Ratings)
- American Lenders Insurance Co.
- American Lloyds
- American Mutual Reinsurance Co.
- American National General Insurance Co.
- American National Property & Casualty Co.
- American Physicians Insurance Exchange
- Infinity Premier Insurance Co.
- American Protection Insurance Co.
- Villanova Insurance Co.
- American Property & Casualty Inc.
- American Protective Excess Insurance Co.
- ARI Mutual Insurance Co.
- ARI Casualty Co.
- American Risk Assurance Co.
- Medical Community Insurance Co.
- New England Fidelity Insurance Co.
- Great American Spirit Insurance Co.
- American Standard Lloyds Insurance Co.
- American Safety Insurance Co.
- American Sentinel Insurance Co. (PA)
- Illinois HealthCare Insurance Co.
- Princeton Excess & Surplus Lines Insurance Co.
- Renaissance Mutual Captive Insurance Co. Inc.
- Sable Insurance Co.
- American Southern Home Insurance Co.
- American Southern Insurance Co.
- American Specialty Insurance Co.
- American Standard Insurance Co. of Wisconsin
- American Star Insurance Co.
- American Steamship Owners Mutual P&I Assoc. Inc.
- American Alternative Insurance Corp.
- American Summit Insurance Co. (Unsolicited Ratings)
- American Transit Insurance Co. (Unsolicited Ratings)
- Amerisure Insurance Co. (Unsolicited Ratings)
- Amex Insurance Co.
- AmGUARD Insurance Co. (Unsolicited Ratings)
- Andrew Jackson Casualty Insurance Co.
- ARAG Insurance Co.
- American Horizon Insurance Co.
- Aries Insurance Co.
- Armor Insurance Co.
- Associated Physicians Insurance Co.
- Association Casualty Insurance Co.
- PCA Property & Casualty Insurance
- GSA Insurance Co.
- Assurance Co. of America
- Guarantee Co. of North America (USA)
- Stonington Insurance Co.
- Atlantic Insurance Co.
- Harleysville-Atlantic Insurance Co.
- Atlantic Lloyds Insurance Co. of Texas
- Atlantic Mutual Insurance Co.
- Atlantic Specialty Insurance Co.
- Atlantic States Insurance Co. (PA) (Unsolicited Ratings)
- Peerless Indemnity Insurance Co.
- Attleboro Mutual Insurance Co.
- Audubon Insurance Co.
- Auto Club Family Insurance Co. (Unsolicited Ratings)
- Auto Club Group Insurance Co. (Unsolicited Ratings)
- Auto Club Insurance Assoc. (Unsolicited Ratings)
- Auto-Owners Insurance Co. (Unsolicited Ratings)
- Automobile Club Inter-Insurance Exchange (Unsolicited Ratings)
- Automotive Casualty Insurance Co., Inc.
- Avemco Insurance Co.
- Azstar Casualty Co.
- BancInsure Inc.
- Bay State Insurance Co.
- Bell Indemnity Co., Inc.
- Allstate Vehicle And Property Insurance Co.
- Bond Safeguard Insurance Co.
- Bonneville Insurance Co.
- Brethren Mutual Insurance Co.
- Brotherhood Mutual Insurance Co.
- Builders Mutual Surety Co.
- Burlington Insurance Co. (Unsolicited Ratings)
- HIH America Compensation & Liability Insurance
- Massachusetts Homeland Insurance Co.
- OneBeacon Lloyd's of Texas
- Cadillac Insurance Co.
- Cal-American Insurance Co.
- AAA Northern California, Nevada & Utah Insurance Exchange (Unsolicited Ratings)
- Specialty National Insurance Co.
- Cambridge Mutual Fire Insurance Co.
- Cameron Mutual Insurance Co.
- Capital Insurance Co.
- American Universal Insurance Co.
- American Western Home Insurance Co.
- Amica Mutual Insurance Co. (Unsolicited Ratings)
- Anesthesiologists' Professional Assurance Co. (Unsolicited Ratings)
- Angelina Casualty Co.
- Anglo-American Insurance Co.
- GuideOne America Insurance Co. (Unsolicited Ratings)
- Antilles Insurance Co.
- Appalachian Insurance Co. (Unsolicited Ratings)
- State Compensation Fund of Arizona
- Infinity Casualty Insurance Co.
- Attorneys Liability Protection Society Inc. an RRG
- Badger Mutual Insurance Co.
- Bakers Insurance Co.
- Bear River Mutual Insurance Co.
- Bel-Aire Insurance Co.
- Best Lloyds Insurance Co.
- Queensway Casualty Insurance Co.
- Blue Ridge Insurance Co.
- Bremen Farmers Mutual Insurance Co.
- C-F Insurance Co.
- California Standard Indemnity Co.
- California Automobile Insurance Co.
- California Capital Insurance Co. (Unsolicited Ratings)
- California Casualty & Fire Insurance Co. (Unsolicited Ratings)
- California Casualty General Insurance Co. (Unsolicited Ratings)
- California Casualty Indemnity Exchange (Unsolicited Ratings)
- California Casualty Insurance Co. (Unsolicited Ratings)
- California Compensation Insurance Co.
- Citation General Insurance Co.
- Canadian Universal Insurance Co., Inc.
- Canal Indemnity Co. (Unsolicited Ratings)
- Canal Insurance Co. (Unsolicited Ratings)
- Capital Bond & Insurance Co.
- Capital City Insurance Co. Inc. (Unsolicited Ratings)
- Worldwide Direct Auto Insurance Co.
- Great American Casualty Insurance Co.
- Capitol Indemnity Corp.
- Kemper Indemnity Insurance Co.
- Carriers Casualty Co.
- Carriers Insurance Co.
- Camelot Insurance Underwriters
- Celina Mutual Insurance Co. (Unsolicited Ratings)
- Central Mutual Insurance Co. (Unsolicited Ratings)
- Central States Indemnity Co. of Omaha
- Centurion Insurance Co.
- Champlain Casualty Co. of VT
- Charter American Casualty Insurance Co.
- Charter Indemnity Co.
- Charter Risk Retention Group Insurance Co.
- Chartwell Insurance Co.
- Chicago Insurance Co.
- Southern Family Insurance Co.
- Zurich American Insurance Co.
- Greater Pacific HMO Inc.
- Delta Dental Plan of California
- Private Medical-Care Inc.
- UnitedHealthcare of Wisconsin Inc.
- UnitedHealthcare of New York Inc.
- United HealthCare Insurance Co. of Illinois
- United HealthCare Insurance Co. of Ohio
- United HealthCare of Florida Inc.
- United HealthCare of Illinois Inc.
- United HealthCare Insurance Co. of New York
- Horizon Healthcare of New Jersey Inc.
- Australian Health Management Group Ltd.
- MBF Australia Ltd.
- HBF Health Funds Inc.
- NIB Health Funds Ltd.
- The Hospitals Contribution Fund of Australia Ltd.
- Australian Unity Health Ltd.
- Medibank Private Ltd.
- Health Partners of the Midwest
- Pacific Hospital Assoc. (d/b/a Pacificsource Health Plan)
- Security Health Plans of Wisconsin Inc.
- MedQuest
- Centre Solutions (Asia) Ltd.
- Centre Insurance International Co.
- Greater New York Insurance Cos. pool
- Fortis Insurance Ltd.
- RAC Insurance Pty Ltd.
- Kemper Independence Insurance Co.
- MIIX Insurance Co.
- Millennium Insurance Co.
- Aetna Health Inc. (a Maine corporation)
- Amica Lloyds of Texas
- Primeguard Insurance Co. Inc. RRG
- Tufts Health Plan of New England Inc.
- United Healthcare of Alabama Inc.
- AMERIGROUP Texas Inc.
- Family Health Care Plus, Inc.
- Guilford Insurance Co. (Unsolicited Ratings)
- Health Network of Colorado Springs
- QBE Insurance (International) Ltd. (NZ Branch)
- Xantus Healthplans of Mississippi Inc.
- QBE Insurance Corp.
- Scottsdale Surplus Lines Insurance Co.
- The Standard Club Asia Ltd.
- The Standard Club Europe Ltd.
- Illinois Electrical Employers Workers Compensation Assoc. Inc.
- Back of the Yards Neighborhood Council Risk Management Association Inc.
- Caja de Seguros S.A.
- American Excess Insurance Exchange RRG
- DEVK Deutsche Eisenbahn Versicherung Sach- und HUK-Versicherungsverein a.G. Betriebliche Sozialeinrichtung der Deutschen Bahn
- VHV Autoversicherung-AG
- Gerling G&A Versicherungs-AG
- AGF Allianz Cia de Seguros Generales S.A.
- Achmea Schadeverzekeringen N.V.
- Achmea Zorgverzekeringen N.V.
- Best Meridian International Insurance Co.
- HSBC Medical Insurance Ltd.
- SunStar Health Plan Inc.
- DayMed Health Maintenance Plan Inc.
- Kooperativa Pojistovna A/S (Unsolicited Ratings)
- UNIQA Pojistovna A/S (Unsolicited Ratings)
- AXA Assurances Inc. (Unsolicited Ratings)
- Xantus Healthplan of Tennessee
- American Healthcare Trust Inc.
- Medica
- KBC Insurance N.V.
- Admiral Indemnity Co.
- Generali Pojistovna AS (Unsolicited Ratings)
- Pojistovna Ceske sporitelny as
- Zurich International Italia SpA (Unsolicited Ratings)
- Compania Espanola de Seguros y Reaseguros de Credito y Caucion S.A.
- CIGNA Healthcare New Hampshire Inc.
- Manchester Unity Australia Ltd.
- Mohandes Insurance Co. (Unsolicited Ratings)
- Groupama Assicurazioni SpA (Unsolicited Ratings)
- London Verzekeringen N.V.
- Alfa Specialty Insurance Corp.
- Dental Service of Massachusetts Inc. (d/b/a Delta Dental of Massachusetts)
- Founders Insurance Co.
- Greatland Insurance Co.
- New America Insurance Co. Inc.
- Ridgeland Insurance Co.
- Western Select Insurance Co.
- DBV-Winterthur Versicherung AG
- Travelers Insurance Co. Ltd. (New Zealand Branch)
- Cathay Century Insurance Co. Ltd.
- TVM Zakelijk N.V. (Unsolicited Ratings)
- Humlegarden Fastigheter HB
- American Preferred Provider Plan of Mid-Atlantic Inc.
- Tokio Marine & Fire Insurance Co. (Hong Kong) Ltd.
- VVAA Schadeverzekeringen N.V.
- Karlsruher Versicherung AG
- Alba Allgemeine Versicherungs-Gesellschaft
- Euler Hermes Kredietverzekering N.V.
- Assurances du Credit Mutuel IARD S.A.
- North Medical Community Health Plan Inc.
- Chicago Motor Club Insurance Co.
- China America Insurance Co. Ltd.
- Commercial Compensation Casualty Co.
- Church Mutual Insurance Co. (Unsolicited Ratings)
- ACE American Lloyd's Insurance Co.
- Health Net Insurance of New York Inc.
- Meridian Citizens Mutual Insurance Co.
- Civil Service Employees Insurance Co.
- Claremont Liability Insurance Co. (Unsolicited Ratings)
- Erie Insurance Co. of New York (Unsolicited Ratings)
- AXA Insurance Co.
- Colorado Farm Bureau Mutual Insurance Co.
- Colorado Western Insurance Co.
- Columbia Mutual Insurance Co.
- Columbia National Insurance Co.
- Comco Insurance Co.
- Mapfre U.S.A. Corp.
- Commerce Insurance Co.
- Commercial Casualty Insurance Co. (NC)
- Commercial General Insurance Co.
- Commercial Mutual Insurance Co. (NY)
- Commercial Surety & Insurance Corp.
- OneBeacon America Insurance Co.
- Commodore Insurance Co.
- Compac Insurance Co.
- Companion Property & Casualty Insurance Co.
- Connecticut Surety Co.
- Indemnity Insurance Co. of North America
- Connecticut Specialty Insurance Co.
- Consumers Indemnity Co.
- Continental Divide Insurance Co.
- Continental Heritage Insurance Co. (Unsolicited Ratings)
- Continental National Indemnity Co.
- Clermont Ins Co.
- Continental Western Insurance Co.
- Cooperativa de Seguros Multiples de Puerto Rico
- Co-Operative Insurance Cos.
- Copic Insurance Co. (Unsolicited Ratings)
- Berkshire Hathaway Homestate Insurance Company
- Coronet Insurance Co.
- Corporacion Insular Delaware Seguros
- Cotton States Mutual Insurance Co. (Unsolicited Ratings)
- Country Casualty Insurance Co. (Unsolicited Ratings)
- Country Mutual Insurance Co. (Unsolicited Ratings)
- Country Preferred Insurance Co. (Unsolicited Ratings)
- Infinity General Insurance Co.
- Credit General Insurance Co.
- Crown Casualty Co.
- Crusader Insurance Co. (Unsolicited Ratings)
- CSE Safeguard Insurance Co.
- Connecticut Medical Insurance Co. (Unsolicited Ratings)
- Cumberland Insurance Co. Inc. (Unsolicited Ratings)
- Cumberland Mutual Fire Insurance Co. (Unsolicited Ratings)
- CUMIS Insurance Society Inc.
- Cypress Insurance Co. (CA)
- Dairyland County Mutual Insurance Co. of Texas (Unsolicited Ratings)
- Dairyland Insurance Co. (Unsolicited Ratings)
- Dakota Fire Insurance Co. (Unsolicited Ratings)
- Danbury Insurance Co.
- Delta America Re Insurance Co.
- Delta Casualty Co.
- Dentists Benefits Insurance Co.
- Dentists Insurance Co. (Unsolicited Ratings)
- Diversified Insurers Co.
- Doctors Co. an Interinsurance Exchange
- Great American Security Insurance Co.
- Eagle West Insurance Co. (Unsolicited Ratings)
- Virginia Farm Bureau Fire & Casualty Insurance Co.
- U.S. Specialty Insurance Co.
- Eastern Casualty Insurance Co.
- Colony Specialty Insurance Co.
- Carolina Casualty Insurance Co.
- Cascade Insurance Co. (The)
- MemberSelect Insurance Co. (Unsolicited Ratings)
- Casualty Insurance Co. of FL
- Casualty Reciprocal Exchange
- Casualty Underwriters Insurance Co.
- Catawba Insurance Co.
- Catholic Relief Insurance Co. of America
- Centaur Insurance Co.
- Centennial Casualty Co.
- Centennial Insurance Co.
- Center Mutual Insurance Co.
- Central National Insurance Co. of Omaha
- Central National Insurance Co. of PR
- Century Surety Co. (Unsolicited Ratings)
- Century-National Insurance Co.
- Top Flight Insurance Co.
- ACE Bermuda International Insurance (Ireland) Ltd.
- BUPA Australia Health Pty Ltd.
- Key Risk Insurance Co.
- Southern Vanguard Insurance Co.
- Preferred Employers Insurance Co.
- Aetna Health Inc. (a Michigan corporation)
- Kemper Surplus Lines Insurance Co.
- Alamance Insurance Co. (Unsolicited Ratings)
- Atlantic Preferred Insurance Co.
- Care Choices HMO (IA)
- Carelink Health Plans Inc.
- Aetna Health Inc. (a Missouri corporation)
- Vanguard Fire & Casualty Co. (Unsolicited Ratings)
- Ocidental Companhia Portuguesa de Seguros S.A.
- George Washington University Health Plan Inc.
- Independence Indemnity Insurance Co.
- QBE Insurance (Australia) Ltd.
- BPA Seguros S.A.
- Arch Excess & Surplus Insurance Co.
- Delta Dental of New York Inc.
- UNIQA Sachversicherung AG
- Delta Dental of Delaware Inc.
- Delta Dental of West Virginia
- Delta Dental of District of Columbia
- MBF Health Pty Ltd.
- Beacon Health Plan
- Long Island Insurance Co.
- Pennsylvania Manufacturers Assoc. Insurance Co. (Unsolicited Ratings)
- AXA Insurance (Canada) (Unsolicited Ratings)
- Casiopea Re S.A.
- TOWER Holdings (Australia) Pty Ltd.
- Vorarlberger Landes-Versicherung VaG
- Ethias Accidents du Travail (Unsolicited Ratings)
- Ethias Incendie
- Ethias Droit Commun
- Cincinnati Casualty Co.
- Cincinnati Equitable Insurance Co.
- Cincinnati Indemnity Co.
- Citation Insurance Co. (MA)
- Citation Insurance Co. (CA)
- Citizens National Assurance Co.
- Great Northwest Insurance Co.
- Classic Fire & Marine Insurance Co.
- Colonial American Casualty & Surety Co.
- Colonial Indemnity Insurance Co.
- Colony Insurance Co.
- Colorado Casualty Insurance Co.
- Radian Mortgage Insurance Inc.
- Concord General Mutual Insurance Co.
- Condor Insurance Co.
- Consolidated American Insurance Co.
- Consolidated Insurance Assoc.
- Consolidated Insurance Co.
- Consolidated Lloyds
- Contractors Bonding & Insurance Co.
- Contractors Insurance Exchange of Texas
- Frontier Pacific Insurance Co.
- First Standard Security Insurance Co.
- Covenant Mutual Insurance Co.
- Cumberland Casualty & Surety Co.
- Dealers Insurance Co.
- Legion Indemnity Co.
- Delaware Atlantic Insurance Co.
- INA Surplus Insurance Co.
- Developers Insurance Co.
- Dexter Lloyds Insurance Co.
- Diamond State Insurance Co. (Unsolicited Ratings)
- Doctors Insurance Reciprocal RRG
- Dominion Insurance Co. of America
- Donegal Mutual Insurance Co. (Unsolicited Ratings)
- Dorchester Insurance Co. Ltd.
- Eagle Insurance Co. (NJ)
- Eagle Pacific Insurance Co.
- Edison Insurance Co.
- Electric Insurance Co.
- Empire Casualty Co.
- Empire Fire & Marine Insurance Co.
- Empire Indemnity Insurance Co.
- Empire Lloyds Insurance Co.
- Employers Casualty Co.
- Employers Casualty Corp.
- Employers Fire Insurance Co.
- Employers Indemnity Co.
- Employers Insurance Co. of Alabama Inc.
- Employers Mutual Casualty Co. (Unsolicited Ratings)
- Employers National Insurance Co.
- Employers National Insurance Corp.
- Employers of Texas Lloyds
- Wasatch Crest Mutual Insurance Co.
- Equity American Insurance Co.
- Equity Insurance Co. (Unsolicited Ratings)
- Equity General Insurance Co.
- Equity Mutual Insurance Co.
- Europaeische Reiseversicherung AG (Unsolicited Ratings)
- Nassau Verzekering Mij N.V.
- Klaverblad Schadeverzekerings-mij N.V.
- Radian Insurance Inc.
- Delta Dental Plan of New Hampshire
- CHA HMO Inc.
- Pharmacy Mutual Insurance Co. Ltd.
- Western Assurance Co.
- University Health Alliance
- Concordia Versicherungs-Gesellschaft a.G. (Unsolicited Ratings)
- Continentale Sachversicherung AG (Unsolicited Ratings)
- Optima Versicherungs-AG
- Trafalgar Insurance PLC
- SIGNAL Unfallversicherung aG
- Wuerttembergische Gemeinde-Versicherung aG (Unsolicited Ratings)
- AXA Krankenversicherung AG
- Shinkong Insurance Co. Ltd.
- Wesfarmers Federation Insurance Ltd.
- Texas Municipal League Intergovernmental Risk Pool
- Komercni Pojistovna A.S.
- Tiroler Landes-Versicherungsanstalt VaG
- STU Ergo Hestia S.A. (Unsolicited Ratings)
- AXA Compagnie d'Assurances
- Jupiter Insurance Ltd.
- PrimeHealth Corp.
- PMI Mortgage Insurance Co. Ltd.
- Areas Assurances
- MGA, Monceau Generale Assurances
- SARA Assicurazioni SpA (Unsolicited Ratings)
- Santa Lucia S.A.
- Mediolanum Assicurazioni SpA
- Nationale Suisse Assurances
- Liverpool Victoria Insurance Co. Ltd.
- Tenet Sompo Insurance Pte. Ltd.
- Allianz Hungaria Biztosito Rt (Unsolicited Ratings)
- DKV Deutsche Krankenversicherung AG
- Liberty Insurance Pte. Ltd.
- Aetna Dental Inc. (a Texas Corp.)
- Itzehoer Versicherung/Brandgilde von 1691 VVag (Unsolicited Ratings)
- Aetna Dental of California Inc.
- Union Insurance Co. Ltd.
- Aetna Health Care Plan of California Inc.
- Aetna Dental Inc. (a New Jersey corporation)
- Teachers Federation Health Ltd.
- GMHBA Ltd.
- CBHS Friendly Society Ltd.
- LB Forsikring A.S. (Unsolicited Ratings)
- GF-Forsikring A/S (Unsolicited Ratings)
- Bayerische Landesbrandversicherung AG
- K&H Biztosito Zrt. (Unsolicited Ratings)
- Badischer Gemeinde-Versicherungs-Verband (Unsolicited Ratings)
- Generali-Providencia Biztosito Zrt
- AXA Assicurazioni SpA (Unsolicited Ratings)
- Debeka Allgemeine Versicherung AG (Unsolicited Ratings)
- L'Equite
- NRMA Insurance NZ Ltd.
- Fenix Directo S.A. (Unsolicited Ratings)
- Royal & Sun Alliance Insurance PLC (Japan Branch)
- Filia - MAIF (Unsolicited Ratings)
- Medicale de France (La)
- Irish Public Bodies Mutual Insurances Ltd.
- Lahivakuutus Keskinainen Yhtio (Unsolicited Ratings)
- Pohjantahti Keskinainen Vakuutusyhtio (Unsolicited Ratings)
- Keskinainen Vakuutusyhtio Turva (Unsolicited Ratings)
- MACSF Assurances (Unsolicited Ratings)
- AIU Insurance Co. Shenzhen China Branch
- Vakuutusosakeyhtio Eurooppalainen (Unsolicited Ratings)
- Mecklenburgische Versicherungs-Gesellschaft aG (Unsolicited Ratings)
- Deutscher Ring Sachversicherungs-AG
- VAV Versicherung AG
- Nationale Suisse Assurances S.A.
- White Mountains Insurance Group Ltd.
- OneBeacon U.S. Holdings Inc.
- International Health Insurance Danmark A/S (Unsolicited Ratings)
- Avanssur (Unsolicited Ratings)
- Global Cia de Seguros S.A. (Unsolicited Ratings)
- Allianz Portugal S.A. (Unsolicited Ratings)
- SV Sparkassenversicherung Gebaeudeversicherung AG (Unsolicited Ratings)
- Danske Forsikring A/S (Unsolicited Ratings)
- Assurances Federales IARD (Les)
- Patria Hispana, S.A. de Seguros y Reaseguros (La)
- Ges Seguros y Reaseguros (Unsolicited Ratings)
- Reale Seguros Generales S.A. (Unsolicited Ratings)
- Watts Health Foundation (d/b/a UHP Healthcare)
- ACE Insurance Co.
- Mitsui Sumitomo Insurance Co. Ltd.
- Imperio Bonanca Companhia de Seguros S.A.
- Medis Companhia Portuguesa de Seguros de Saude, S.A.
- If P&C Insurance Co. Ltd.
- AIG Taiwan Insurance Co. Ltd.
- Taian Insurance Co. Ltd.
- Kuo Hua Insurance Co. Ltd.
- Federal Insurance Company Singapore
- Federal Insurance Co. Hong Kong
- Federal Insurance Co. Taiwan
- Chubb Insurance (China) Co. Ltd.
- Federal Insurance Co. Japan
- HSBC Fianzas S.A., Grupo Financiero HSBC
- Genworth Financial Mortgage Insurance Ltd.
- Coface Austria Kreditversicherung AG
- Coface Assicurazioni SpA
- XL Insurance Switzerland
- Republic Casualty Insurance Co.
- Tennessee Coordinated Care Network
- UNIQA Biztosito Rt (Unsolicited Ratings)
- Erie Insurance Co. (Unsolicited Ratings)
- Erie Insurance Exchange (Unsolicited Ratings)
- Erin Benefit Assurance Co.
- Explorer Insurance Co.
- Far West Insurance Co.
- Farm and City Insurance Co. (Unsolicited Ratings)
- Farm Bureau Property & Casualty Isurance Co. (Unsolicited Ratings)
- Farmers & Mechanics Mutual Insurance Co. of WV
- Farmers Alliance Mutual Insurance Co. (Unsolicited Ratings)
- Farmers Automobile Insurance Assoc. (Unsolicited Ratings)
- Farmers Casualty Insurance Co.
- Farmers Fire Insurance Co.
- Farmers Home Mutual Insurance Co. (Unsolicited Ratings)
- Farmers Mutual Fire Insurance Co. of Okarche OK
- Farmers Mutual Fire Assurance Assoc. of NJ
- FB Insurance Co. (Unsolicited Ratings)
- Shelby Casualty Insurance Co.
- Federated Mutual Insurance Co. (Unsolicited Ratings)
- Federated Rural Electric Insurance Exchange (Unsolicited Ratings)
- Fidelity National Insurance Co.
- Hanover Fire and Casualty Insurance Co.
- Arch Insurance Co.
- First California Property & Casualty Insurance Co.
- First Central Insurance Co.
- 21st Century Superior Insurance Co.
- First Financial Insurance Co. (Unsolicited Ratings)
- First Indemnity of America Insurance Co.
- First MIAMI Insurance Co.
- First Mutual Insurance Co.
- Firstline National Insurance Co.
- Fitchburg Mutual Insurance Co.
- Florida Farm Bureau Casualty Insurance Co. (Unsolicited Ratings)
- Florida Fire & Casualty Insurance Co.
- North Pointe Casualty Insurance Co.
- First Professionals Insurance Co. (Unsolicited Ratings)
- Foundation Reserve Insurance Co. Inc.
- Frandisco Property & Casualty Insurance Co.
- Frankenmuth Mutual Insurance Co. (Unsolicited Ratings)
- Fremont Mutual Insurance Co.
- General Aviation Insurance Co.
- Guaranty National Insurance Co. Connecticut
- General Indemnity Insurance Co.
- General Insurance Co.
- General Star Indemnity Co.
- General Star National Insurance Co.
- Generali (U.S. branch)
- Genesis Indemnity Insurance Co.
- Genesis Insurance Co.
- Gerling Global Reinsurance Corp. (U.S. branch)
- Germania Fire & Casualty Co. (Unsolicited Ratings)
- Germania Insurance Co. (Unsolicited Ratings)
- Germantown Insurance Co.
- Glacier General Assurance Co.
- Global Surety & Insurance Co.
- Globe American Casualty Co.
- Golden Eagle Insurance Co.
- Gotham Insurance Co. (Unsolicited Ratings)
- Governmental Casualty Insurance Co.
- Grange Insurance Assoc.
- Grange Mutual Casualty Co. (Unsolicited Ratings)
- Grange Mutual Fire Insurance Co.
- Grange Mutual Insurance Co. (NH)
- Grangers Mutual Insurance Co.
- Granite Mutual Insurance Co.
- Granite State Insurance Co.
- Argonaut Great Central Insurance Co.
- Great Divide Insurance Co.
- Great Falls Insurance Co.
- Great Global Assurance Co.
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- Ras Al-Khaimah National Ins Co. (Unsolicited Ratings)
- Powszechny Zaklad Ubezpieczen S.A.
- KRAVAG-LOGISTIC Versicherungs AG
- ACE Insurance Ltd. (Australia)
- Oath for Louisiana, Inc.
- United Fire Lloyd's
- Falcon Insurance Co. (Hong Kong) Ltd.
- Atradius Trade Credit Insurance Inc.
- Schweizerische Mobiliar Versicherungsgesellschaft AG
- Diageo Group Insurance Co. Ltd.
- Strathmore Insurance Co.
- Bank of China Group Insurance Co. Ltd.
- Stein Insurance Co. Ltd.
- Mercury Insurance Co. of Florida
- Bahrain Kuwait Insurance Co. BSC
- Volkswagen Insurance Co. Ltd.
- Dao Heng Insurance Co. Ltd.
- Combined Insurance Co. of America (New Zealand Branch)
- HCC Specialty Insurance Co.
- HealthNow New York Inc.
- HDI Versicherung AG
- AXIS Specialty Ltd.
- AXIS Specialty Insurance Co.
- AXIS Specialty Europe SE
- Riverport Insurance Co.
- Health Plan of the Redwoods
- Dongbu Insurance Co. Ltd.
- AA Insurance Ltd. (Old)
- Houston Casualty Company Europe Seguros & Reaseguros S.A.
- Peoples Health Plan of Ohio Inc.
- HDI Asekuracja TU S.A. (Unsolicited Ratings)
- Grupo Mexicano de Seguros, S.A. de C.V. (GMX)
- SRLEV N.V.
- Provinzial Rheinland Versicherung AG (Unsolicited Ratings)
- Fair Invest A/S (Unsolicited Ratings)
- SCOR Global Life Rueckversicherung Schweiz AG
- HDI-Gerling Industrie Versicherung AG
- Groupama S.A.
- Renaissance Reinsurance of Europe
- Catlin Insurance Co. Ltd.
- Genworth Financial Mortgage Insurance Pty Ltd.
- VHV Allgemeine Versicherung AG
- Mitsui Sumitomo Insurance (London) Ltd.
- ACE Insurance Ltd. (New Zealand)
- Nationwide Insurance Co. Ltd.
- NEMI Forsikring ASA
- Tokio Marine & Nichido Fire Insurance Co. Ltd.
- United National Casualty Insurance Co. (Unsolicited Ratings)
- Moderna Forsakringar Sak AB
- Aetna Health Inc. (an Oklahoma corporation)
- CSOB Pojistovna a. s.
- Chartis Europe (Netherlands) N.V.
- Simply Insurance New Zealand Ltd.
- Belair Insurance Co. Inc.
- The Nordic Insurance Company of Canada
- Solen Versicherungen AG
- International General Insurance Co. Ltd. Jordan
- Ansvar Insurance Ltd.
- La Societe Hospitaliere d'Assurances Mutuelles
- Seoul Guarantee Insurance Co.
- Envivas Krankenversicherung AG
- Advocard Rechtsschutzversicherung AG
- Central Krankenversicherung AG
- New Century Insurance Co. Ltd.
- Insurance Co. of Trinet (U.S.A.) Inc.
- Catlin Insurance Co. (U.K.) Ltd.
- Emcasco Insurance Co. (Unsolicited Ratings)
- Great American Protection Insurance Co.
- Defence Health Ltd.
- El Fenix de Puerto Rico Comp Seguros
- Enterprise Insurance Co.
- Redarnas Omsesidiga Forsakringsbolag
- Agora Syndicate Inc.
- Oldenburgische Landesbrandkasse (Unsolicited Ratings)
- AIG Ukraine Insurance Co.
- Sauvegarde S.A. (La)
- Southwest Texas HMO Inc.
- Texas Gulf Coast HMO Inc.
- WGV - Versicherung AG (Unsolicited Ratings)
- DBV Deutsche Beamten-Versicherung AG
- AXA General Insurance Ltd.
- AXA Direct Insurance Ltd.
- Carige Assicurazioni SpA
- ARAG SE
- DA Deutsche Allgemeine Versicherung AG
- Roland Rechtsschutz Versicherungs AG (Unsolicited Ratings)
- Zurich Cia. de Seguros S.A. (Unsolicited Ratings)
- GARANTA Versicherungs AG
- TU Allianz Polska S.A. (Unsolicited Ratings)
- Illinois Environmental Service Workers Compensation Trust
- Versicherungskammer Bayern Versicherungsanstalt des oeffentlichen Rechts
- Aegon Magyarorszag Altalanos Biztosito Rt (Unsolicited Ratings)
- Orient Insurance P.J.S.C.
- Allianz Belgium S.A. (Unsolicited Ratings)
- QBE Atlasz Biztosito Rt. (Unsolicited Ratings)
- AIU Insurance Co. Foshan China Branch
- GAN Eurocourtage
- If Industrial Insurance Ltd.
- Federal Insurance Co. Korea
- Vero Liability Insurance Ltd.
- Essex Lloyds Insurance Underwriters
- Eveready Insurance Co.
- Excelsior Insurance Co.
- Selective Insurance Co. of NY
- Exchange Insurance Co.
- Farm Bureau General Insurance Co. of MI (Unsolicited Ratings)
- Farm Bureau Insurance Co. of Nebraska
- Farm Bureau Mutual Insurance Co. of AR Inc.
- Farm Bureau Mutual Insurance Co. of ID (Unsolicited Ratings)
- Farm Bureau Mutual Insurance Co. of MI (Unsolicited Ratings)
- Farmers Mutual Hail Insurance Co. of Iowa (Unsolicited Ratings)
- Farmers Mutual Insurance Co. of NE
- Farmers Mutual Protective Assoc. of Texas
- Farmers Texas County Mutual Insurance Co.
- Farmers Union Cooperative Insurance Co. (Unsolicited Ratings)
- Farmers Union Mutual Insurance Co. (ND)
- Federated Service Insurance Co. (Unsolicited Ratings)
- American Healthcare Specialty Insurance Co. (Unsolicited Ratings)
- American Healthcare Indemnity Co. (Unsolicited Ratings)
- Fidelity & Guaranty Insurance Co.
- Fidelity & Guaranty Insurance Underwriters Inc.
- Fidelity Excess & Surplus Insurance Co.
- Fidelity Fire & Casualty Insurance Co.
- Financial Benefits Insurance Co.
- Financial Indemnity Co.
- Financial Insurance Co. of America
- Fireman's Fund County Mutual Insurance Co.
- Fireman's Fund Indemnity Corp.
- Fireman's Fund Insurance Co. of Georgia
- Fireman's Fund Insurance Co. of Hawaii Inc.
- Fireman's Fund Insurance Co. of Louisiana
- Firemen's Insurance Co. of Washington DC
- First Alliance Insurance Co.
- First Security Casualty Insurance Co.
- First Security Insurance Co.
- First Southern Insurance Co.
- First Southwest Lloyds
- First Specialty Insurance Corp.
- Foremost County Mutual Insurance Co.
- Foremost Property & Casualty Insurance Co.
- Foremost Signature Insurance Co.
- Forest Industries Insurance Exchange
- FORTUNE Assurance Co., Inc.
- Fortune Insurance Co.
- Franklin Mutual Insurance Co.
- Fremont Compensation Insurance Co.
- Fremont Indemnity Co.
- Galaxy Insurance Co.
- Georgia Casualty & Surety Co.
- Georgia Farm Bureau Casualty Insurance Co.
- Georgia Farm Bureau Mutual Insurance Co.
- Georgia General Insurance Co.
- Golden Bear Insurance Co.
- Granada Insurance Co.
- Graphic Arts Mutual Insurance Co. (Unsolicited Ratings)
- Great Atlantic Insurance Co.
- Delta Dental Plan of Arizona
- MetLife Insurance Ltd. (Unsolicited Ratings)
- HDI SAMOPOMOC Towarzystwo Ubezpieczen S.A. (Unsolicited Ratings)
- I.O.R. Australia Pty. Ltd.
- Unison Forsikring
- Bahrain National Insurance Co. BSC
- Pilot Insurance Co.
- Ingosstrakh Insurance Co.
- South China Insurance Co. Ltd.
- Al Buhaira National Insurance Co. (PSC)
- Compagnie d'Assurances et de Reassurances Tuniso-Europeenne
- Genworth Financial Mortgage Indemnity Ltd. (New Zealand Branch)
- Westfaelische Provinzial Versicherung AG (Unsolicited Ratings)
- BUPA (Asia) Ltd.
- Wing Lung Insurance Co. Ltd.
- Riverport Insurance Co. of California
- Highway Insurance Co. Ltd.
- Calliden Insurance Ltd.
- Al Sagr National Insurance Co.
- AIG Czech Republic Pojistovna, a.s.
- State Auto Florida Insurance Co.
- State Auto Insurance Co. of Ohio
- Alm Brand Forsikring A/S (Unsolicited Ratings)
- Neftepolis Insurance Co. LLC
- National Warranty Insurance RRG
- Coordinated Care Solutions of Texas
- Al Khazna Insurance Co.
- Customer Asset Protection Co.
- Providers Direct Health Plan of Georgia Inc.
- Tradex Insurance Co. Ltd. (Unsolicited Ratings)
- Allied World Assurance Co. (Europe) Ltd.
- Gard Marine & Energy Ltd.
- Oman United Insurance Co. S.A.O.G.
- Tokio Marine & Fire Insurance Co. (Singapore) Pte. Ltd. (The)
- Teleco Insurance Ltd.
- Hitachi Capital Insurance Corp.
- Ascot Corporate Name Ltd.
- Quest Insurance Group Ltd.
- American Skyline Insurance Co.
- Linsa Insurance Ltd.
- Novex Insurance Company
- Unitrin Direct Property and Casualty Co.
- Mapfre Global Risks, Compania Internacional de Seguros y Reaseguros S.A.
- National General Insurance Co. (PSC)
- Fidelity National Title Group Inc.
- Tokio Marine Newa Insurance Co. Ltd.
- Mortgage Risk Management Pty Ltd.
- Cosmos Versicherung AG
- ING General Insurance Co. Ltd.
- Mortgage Guarantee Fund of Kazakhstan (JSC)
- Uniqa Protezione SpA (Unsolicited Ratings)
- Teleco Insurance (NZ) Ltd.
- Hospitality Mutual Captive Insurance Co.
- XL Insurance Co. of New York Inc.
- Great Oaks Casualty Insurance Co.
- Great Plains Insurance Co., Inc.
- Greater New York Mutual Insurance Co.
- Grinnell Mutual Reinsurance Co.
- Doha Insurance Co. Q.S.C.
- Sompo Japan Nipponkoa Insurance (China) Co. Ltd.
- Arch Insurance Co. (Europe) Ltd.
- Genworth Financial Mortgage Insurance Pty Ltd. (NZ Branch)
- Coface North America Insurance Co.
- Radian Europe Ltd.
- Ascentus Insurance Ltd.
- Grinnell Select Insurance Co.
- Group Council Mutual Insurance Co.
- Ggl Ins Co.
- Gulf Insurance Co.
- United National Specialty Insurance Co. (Unsolicited Ratings)
- Hospitals Insurance Co. Inc (Unsolicited Ratings)
- Harco National Insurance Co.
- Hawaiian Underwriters Insurance Co., Ltd.
- Heartland Group Inc.
- Heartland Insurance Co. of America
- Hemar Insurance Corp. of America (Unsolicited Ratings)
- American General Property Insurance Co. of FL
- Heritage Insurance Co. of America
- ACUITY a Mutual Insurance Co.
- Hermitage Insurance Co.
- Highlands Casualty Co.
- Hingham Mutual Fire Insurance Co.
- Hochheim Prairie Casualty Insurance Co.
- Hochheim Prairie Farm Mutual Insurance Assoc.
- Hochheim Prairie Insurance Co.
- Holland-America Insurance Co.
- Home Mutual Insurance Co. of Binghamton NY
- Home State County Mutual Insurance Co.
- Home State Insurance Co.
- Home-Owners Insurance Co. (Unsolicited Ratings)
- Homeland Insurance Co.
- HOW Insurance Co. an RRG
- Harleysville Preferred Insurance Co.
- IFA Insurance Co.
- Illinois Emcasco Insurance Co. (Unsolicited Ratings)
- Illinois Insurance Co.
- Illinois National Insurance Co.
- Indiana Truckers Exchange
- Praetorian Insurance Co.
- Republic Lloyds
- Caterpillar Insurance Co.
- Integrand Assurance Co.
- Integrity Insurance Co.
- International Bankers Insurance Co.
- International Fidelity Insurance Co. (Unsolicited Ratings)
- International Indemnity Co.
- Unitrin Auto and Home Insurance Co.
- Interstate Casualty Insurance Co.
- Interstate Fire & Casualty Co.
- AGCS Marine Insurance Co.
- Specialty Surplus Insurance Co.
- Jewelers Mutual Insurance Co. (Unsolicited Ratings)
- Harleysville Lake States Insurance Co.
- Lancaster Casualty Insurance Co.
- Lancer Insurance Co. (Unsolicited Ratings)
- Landmark American Insurance Co.
- Landmark Insurance Co.
- General Security Indemnity Co. of Arizona
- Liberty Personal Insurance Co.
- Lexington National Insurance Corp.
- Lincoln Mutual Casualty Co.
- Lion Insurance Co. (NY)
- Realm National Insurance Co.
- St.George Insurance Australia Pty Ltd.
- Bayerische Beamtenkrankenkasse AG
- DBV-Winterthur Krankenversicherung AG
- Union Krankenversicherung AG
- Lexon Insurance Co.
- Mitsui Sumitomo Insurance Co. (Hong Kong) Ltd.
- R.V.I. National Insurance Co.
- NJ Exchange
- Phoenix Fund, Inc.
- Ultimed HMO of Michigan Inc.
- AIG United Guaranty Insurance (Asia) Ltd.
- RSA Insurance Ireland Ltd.
- Construction Guarantee
- MGIC Australia Pty Ltd.
- MSIG Insurance (Singapore) Pte. Ltd.
- Alterra Reinsurance Europe PLC
- OJSC Sogaz
- Unigard Pacific Insurance Co.
- Generali IARD
- HSBC Insurance (Bermuda) Ltd.
- Dongbu Insurance Co. Ltd. (U.S. Branch)
- International General Insurance Co. Ltd.
- Hartford Financial Products International Ltd.
- China Taiping Insurance (Singapore) Pte. Ltd.
- Genworth Seguros de Credito a la Vivienda S.A. de C.V.
- HDI-Gerling Assurances S.A.
- QBE General Insurance (Hong Kong) Ltd.
- S&Y Insurance Co.
- Great Lakes Reinsurance (U.K.) PLC (Australia Branch)
- Axis Insurance Co.
- Allied World Insurance Co.
- The Arab Investment and Export Credit Guarantee Corp.
- Mitsui Sumitomo Insurance (China) Co. Ltd.
- African Trade Insurance Agency
- Gard Marine & Energy Forsakring AB
- HDI-Gerling Firmen und Privat Versicherung AG
- OneBeacon Insurance Group Ltd.
- Samsung Property & Casualty Insurance Co. (China) Ltd.
- KBC Group Re S.A.
- Catlin Speciality Insurance Co.
- Catlin Insurance Co. Inc.
- Sompo Japan Nipponkoa Insurance (Hong Kong) Co. Ltd.
- Euro Arab Insurance Group P.S.C.
- QBE Mortgage Insurance (Asia) Ltd.
- ACE Insurance (Switzerland) Ltd.
- AIG United Guaranty Mexico S. A.
- Canadian Northern Shield Insurance Co.
- QBE Specialty Insurance Co.
- Lantana Insurance Ltd.
- Stonington Lloyds Insurance Co.
- Markel Bermuda Limited
- Markel Europe plc
- Alterra America Insurance Co.
- HDI Versicherung AG
- Progressive Motor Insurance Co.
- Endurance American Insurance Co.
- Lloyds Texas
- Lloyds U.S
- Leading Ins Grp Ins Co. Ltd. (U.S. Branch)
- Great States Insurance Co.
- Green Mountain Insurance Co. Inc.
- Greenwich Insurance Co.
- Western Pacific Insurance Ltd.
- Eurasia Insurance Co.
- DeCare Dental LLC
- Allied World Assurance Co. (Reinsurance) Ltd.
- Florida Preferred Property Insurance Co.
- Berkshire Hathaway International Insurance Ltd.
- Allied World Assurance Co. Ltd.
- Unifund Assurance
- Guaranty County Mutual Insurance Co.
- Guaranty National Insurance Co. (CO)
- Guard Casualty & Surety Insurance Co.
- Guardian Property & Casualty Insurance Co.
- GUIC Insurance Co.
- Gulf Coast Casualty Insurance Co.
- Gulf Underwriters Insurance Co.
- Progressive Direct Insurance Co.
- Valor Insurance Co.
- Hamilton Insurance Co.
- Hamilton Mutual Insurance Co. of Cincinnati (Unsolicited Ratings)
- Harford Mutual Insurance Co.
- Harleysville Insurance Co. of NJ
- Harleysville Mutual Insurance Co.
- Hastings Mutual Insurance Co.
- Haulers Insurance Co. Inc.
- Hibernian Mutual Insurance Co.
- Highlands Insurance Co.
- Highlands Lloyds
- Highlands Underwriters Insurance Co.
- Holyoke Mutual Insurance Co. in Salem (Unsolicited Ratings)
- Hoosier Insurance Co.
- Horizon Assurance Co.
- Hospital Casualty Co.
- Houston Casualty Co.
- IGF Insurance Co.
- Imperial Casualty & Indemnity Co.
- Imperial Lloyds
- IMT Insurance Co. (Mutual)
- Indemnity Co. of CA (Unsolicited Ratings)
- Indemnity Underwriters Insurance Co.
- Indemnity Underwriters Lloyds
- Direct General Insurance Co.
- Indiana Farmers Mutual Insurance Co.
- Indiana Insurance Co.
- Industrial Fire & Casualty Insurance Co.
- Infinity Insurance Co.
- Inland American Insurance Co.
- Insurance Co. of Florida
- Insurance Co. of Georgia
- Insurance Co. of Greater NY
- Insurance Co. of Ohio
- American Agri Business Insurance Co.
- Insurance Co. of the West
- Insurance Co. of the Americas
- Insurance Corp. of America
- Inter-West Insurance Co. of OR
- Interboro Mutual Indemnity Insurance Co.
- Intercontinental Insurance Co.
- Interinsurance Exchange of the Automobile Club (Unsolicited Ratings)
- Intermountian Insurance Co.
- XL Specialty Insurance Co.
- International Service Insurance Co.
- International Underwriters Insurance Co.
- Iowa National Mutual Insurance Co.
- Island Insurance Co. Ltd.
- Jefferson Insurance Co. of NY
- Southern Pilot Insurance Co.
- KCC NY Syndicate Corp.
- Kemper Lloyds Insurance Co.
- Kentucky Farm Bureau Mutual Insurance Co. (Unsolicited Ratings)
- Kentucky Medical Insurance Co.
- Keystone Insurance Co. (Unsolicited Ratings)
- Kodiak Insurance Co.
- Louisiana Medical Mutual Insurance Co.
- Lackawanna Casualty Co.
- Lafayette Insurance Co.
- Laramie Insurance Co.
- Lawyers Mutual Insurance Co. (Unsolicited Ratings)
- Lawyers Mutual Liability Insurance Co. of NC (Unsolicited Ratings)
- Infinity Auto Insurance Co.
- Liberty Lloyds
- Vesta Fire Insurance Corp.
- Liberty Northwest Insurance Corp.
- Lightning Rod Mutual Insurance Co.
- Lititz Mutual Insurance Co.
- W.R. Berkley Insurance (Europe) Ltd.
- Aioi Nissay Dowa Insurance Co of Europe Ltd.
- XL Re Europe SE
- Atradius Seguros de Credito S.A.
- Wagram Insurance Co. Ltd.
- Genworth Financial Mortgage Insurance Co. Canada
- SIGNAL IDUNA Allgemeine Versicherung AG (Unsolicited Ratings)
- MSIG Insurance (Hong Kong) Ltd.
- Gard P&I (Bermuda) Ltd.
- General Casualty Insurance Co.
- ACE Insurance Ltd. (Singapore)
- Hemisphere Insurance Co. Ltd.
- ACE Insurance Ltd. (Hong Kong)
- Medical Insurance Australia Pty Ltd.
- QIC International LLC
- HDI-Gerling America Insurance Co.
- Mortgage Corporation of Moscow Region (OJSC)
- Aetna Health Insurance Company of Europe Ltd.
- Stellar Insurance Ltd.
- Itau XL Seguros Corporativos S.A.
- White Mountains Re Bermuda Ltd.
- Great American International Insurance Ltd.
- Tokio Marine & Nichido Fire Insurance Co. (China) Ltd.
- Matmut Assurances (Unsolicited Ratings)
- Steamship Mutual Underwriting Association Ltd.
- GNY Custom Insurance Co.
- Alterra Excess & Surplus Insurance Co.
- Sunderland Marine Mutual Insurance Co. Ltd. (Australian Branch)
- Lone Star Indemnity Co.
- Louisiana Farm Bureau Casualty Insurance Co. (Unsolicited Ratings)
- Louisiana Farm Bureau Mutual Insurance Co. (Unsolicited Ratings)
- Patterson Insurance Co.
- Lumber Mutual Insurance Co.
- Lumbermens Underwriting Alliance (Unsolicited Ratings)
- Financial Pacific Insurance Co.
- 21st Century Indemnity Insurance Co.
- MAG Mutual Insurance Co. (Unsolicited Ratings)
- Majestic Insurance Co.
- Manufacturers Alliance Insurance Co. (Unsolicited Ratings)
- Progressive Marathon Insurance Co.
- Associated Industries of Massachusetts Mutual Insurance Co.
- MassWest Insurance Co.
- Master Plumbers Ltd. Mutual Liability Co.
- Medical Mutual Liability Insurance Society of Maryland
- Medical Security Insurance Co.
- MutualAid eXchange
- Mennonite Mutual Insurance Co.
- Liberty Mutual Mid-Atlantic Insurance Co.
- Merchants & Manufcaturers Insurance Co.
- Merchants Bonding Co. (Mutual)
- Mercury Casualty Co.
- Mercury Insurance Co.
- MHA Insurance Co.
- Professionals Direct Insurance Co.
- Michigan Millers Mutual Insurance Co. (Unsolicited Ratings)
- American Physicians Assurance Corp. (Unsolicited Ratings)
- MICO Insurance Co. (Unsolicited Ratings)
- Progressive Advanced Insurance Co.
- Milwaukee Casualty Insurance Co.
- 21st Century Advantage Insurance Co.
- Mission Reinsurance Corp.
- MCA Insurance Co.
- SAARLAND Feuerversicherung AG
- HDI Assicurazioni SpA
- Salama/Islamic Arab Insurance Co. (P.S.C.)
- Compania Espanola de Seguros de Credito a la Exportacion S.A.
- Tryggingamidstodin hf.
- Main Street America Assurance Co.
- Maine Bonding & Casualty Co.
- Maryland Insurance Co.
- Marysville Mutual Insurance Co.
- Missouri Physicians Associates
- Medical Insurance Exchange of California (Unsolicited Ratings)
- Medical Inter-Insurance Exchange of NJ
- Medical Malpractice Insurance Assoc.
- Medical Mutual Insurance Co. of NC
- Members Insurance Co.
- Members Mutual Insurance Co.
- Members Service Insurance Co.
- Meridian Mutual Insurance Co.
- Meridian Security Insurance Co.
- Merit Casualty Co.
- Merrimack Mutual Fire Insurance Co.
- Mesa Casualty Co.
- Amerisure Mutual Insurance Co. (Unsolicited Ratings)
- Mid American Casualty Co.
- Mid American Indemnity Co.
- Professionals Advocate Insurance Co.
- Mid-Continent Casualty Co.
- Mid-Plains Insurance Co.
- Middlesex Insurance Co. (Unsolicited Ratings)
- Middlesex Mutual Assurance Co. (Unsolicited Ratings)
- Midland Insurance Co.
- Midland Property & Casualty Insurance Co.
- Midwest Employers Casualty Co.
- Midwest Family Mutual Insurance Co.
- Midwest Medical Insurance Co. (Unsolicited Ratings)
- GuideOne Specialty Mutual Insurance Co. (Unsolicited Ratings)
- Midwestern Indemnity Co.
- State Auto Insurance Co. of Wisconsin
- Millers Casualty Insurance Co.
- Millers Classified Insurance Co.
- Millers Insurance Co.
- Millers Mutual Insurance Assoc.
- Millers National Insurance Co.
- Millers Capital Insurance Co.
- Milwaukee Mutual Insurance Co.
- Unitrin Safeguard Insurance Co.
- Minnesota Lawyers Mutual Insurance Co.
- Harleysville Insurance Co.
- Mission Insurance Co.
- Mission National Insurance Co.
- Mississippi Farm Bureau Mutual Insurance Co.
- Mississippi Farm Bureau Casualty Insurance Co. (Unsolicited Ratings)
- Missouri Provident Insurance Co.
- Liberty American Select Insurance Co. (Unsolicited Ratings)
- Modern Service Insurance Co. (Unsolicited Ratings)
- Monterey Insurance Co. (Unsolicited Ratings)
- Montgomery Indemnity Co.
- Montgomery Mutual Insurance Co.
- MSI Preferred Insurance Co. (Unsolicited Ratings)
- Proassurance Indemnity Co. Inc.
- Mutual Benefit Insurance Co.
- EastGUARD Insurance Co. (Unsolicited Ratings)
- Mutual Fire Marine & Inland Insurance Co.
- Mutual Insurance Co. of AZ (Unsolicited Ratings)
- Frederick Mutual Insurance Co.
- Mutual of Enumclaw Insurance Co.
- Ironshore Indemnity Inc.
- National Automotive Insurance
- Monroe Guaranty Insurance Co.
- Monticello Insurance Co.
- Motor Club Insurance Assoc.
- Motorists Mutual Insurance Co. (Unsolicited Ratings)
- Mountain States Mutual Casualty Co.
- Mountain West Farm Bureau Mutual Insurance Co.
- Mountaineer Fire & Casualty Insurance Co.
- Mt. Hawley Insurance Co.
- Mutual Savings Fire Insurance Co.
- Narragansett Bay Insurance Co.
- National Allied Insurance Co. of Texas
- National American Insurance Co.
- National American Insurance Co. of CA (Unsolicited Ratings)
- National Assurance Indemnity Co.
- Berkley Regional Insurance Co.
- National Auto Mutual Insurance Co. Risk Retention Group
- National Automobile & Casualty Insurance Co.
- NCRIC Group Inc.
- NGM Insurance Co. (Unsolicited Ratings)
- National Indemnity Co. of Mid-America
- National Indemnity Co. of the South
- National Insurance Assoc.
- National Mutual Insurance Co. (Unsolicited Ratings)
- National Pacific Insurance Inc.
- National PioneerInsurance Co.
- National Service Insurance Co.
- National Colonial Insurance Co.
- National County Mutual Fire Insurance Co.
- National Dental Mutual Insurance Co. RRG
- National Fire & Marine Insurance Co.
- National Liability & Fire Insurance Co.
- National Lloyds Insurance Co. (Unsolicited Ratings)
- National Savings Insurance Co.
- National Security General Insurance Co.
- National Standard Insurance Co.
- National Trust Insurance Co. (Unsolicited Ratings)
- National United Insurance Co.
- New England Guaranty Insurance Co. Inc.
- New England International Surety of America
- 21st Century Security Insurance Co.
- Harleysville Insurance Co. of New York
- New York Central Mutual Fire Insurance Co. (Unsolicited Ratings)
- New York Marine & General Insurance Co. (Unsolicited Ratings)
- New York Merchant Bakers Insurance Co.
- New York Schools Insurance Reciprocal
- New York Surety Co.
- Navigators Specialty Insurance Co.
- Nodak Mutual Insurance Co.
- Norcal Mutual Insurance Co. (Unsolicited Ratings)
- Nautical Management Reciprocal Insurer
- Nautilus Insurance Co.
- Navigators Insurance Co.
- NEM Re-Insurance Corp.
- Netherlands Insurance Co.
- New Jersey Manufacturers Insurance Co. (Unsolicited Ratings)
- New Jersey Re-Insurance Co. (Unsolicited Ratings)
- New Mexico Casualty Co.
- Pennsylvania Casualty Co.
- Northern Assurance Co. of America
- Northwestern National Insurance Co. Milwaukee (Unsolicited Ratings)
- Novs Southern Insurance Co.
- Western Specialty Insurance Co.
- Oak Casualty Insurance Co.
- Occidental Fire & Casualty Co. of NC
- Ocean Casualty Insurance Co.
- Ocean Harbor Casualty Insurance Co.
- Ohio General Insurance Co. (The)
- Oil & Gas Insurance Co.
- Oklahoma Surety Co.
- Old Lyme Insurance Co. of Rhode Island Inc.
- Old Republic Lloyds of Texas
- Old Republic Mercantile Insurance Co.
- Old United Casualty Co.
- Ophthalmic Mutual Insurance Co. Risk Retention Group
- Oregon Mutual Insurance Co.
- Pacific Eagle Insurance Co.
- Pacific International Insurance Co.
- Pacific Marine Insurance Co.
- Pacific Marine Insurance Co. of AK
- Pacific National Insurance Co.
- Pacific Pioneer Insurance Co.
- Superior Pacific Casualty Co.
- Pacific Specialty Insurance Co.
- Pacific States Casualty Co.
- Pafco General Insurance Co.
- Pan Atlantic Investors Ltd.
- Paradigm Insurance Co.
- Paramount Insurance Co. (NY)
- Patriot General Insurance Co. (Unsolicited Ratings)
- Great Plains Mutual Insurance Co.
- Patrons Insurance Co.
- Patrons Oxford Insurance Co.
- PAULA Insurance Co.
- Pawtucket Mutual Insurance Co.
- Paxton National Insurance Co.
- Peachtree Casualty Insurance Co. (Unsolicited Ratings)
- Peak Property & Casualty Insurance Corp.
- Peerless Insurance Co.
- Pegasus Insurance Co.
- Pekin Insurance Co. (Unsolicited Ratings)
- PEMCO Insurance Co.
- PEMCO Mutual Insurance Co.
- Travelers Commercial Casualty Co.
- Penn Charter Mutual Insurance Co.
- Penn National Security Insurance Co.
- Penn-America Insurance Co. (Unsolicited Ratings)
- Harleysville Pennland Insurance Co.
- Pmslic Insurance Co. (Unsolicited Ratings)
- Pennsylvania Millers Insurance Co.
- Pennsylvania National Mutual Casualty Insurance Co.
- Progressive West Insurance Co.
- Performance Insurance Co.
- Personal Service Insurance Co.
- Petroleum Marketers Mutual Ins Co., A Risk Retention Group
- Petrosurance Casualty Co.
- Pharmacists Mutual Insurance Co.
- PHICO Insurance Co.
- Philadelphia Contributionship for the Insurance of Houses from Loss by Fire
- Philadelphia Contributionship Insurance Co.
- Philadelphia Indemnity Insurance Co.
- Tokio Marine Specialty Insurance Co.
- ProNational Insurance Co.
- North Carolina Grange Mutual Insurance Co.
- North Carolina Farm Bureau Mutual Insurance Co. (Unsolicited Ratings)
- NorGUARD Insurance Co. (Unsolicited Ratings)
- North American Capacity Insurance Co.
- North American Indemnity Co.
- North American Lloyds of Texas
- North American Lumber Insurance Co.
- North American Physicians Insurance Risk Retention Group
- North American Specialty Insurance Co.
- North Country Insurance Co.
- North Pointe Insurance Co.
- North Star Mutual Insurance Co.
- Charter County Mutual Insurance Co.
- Northern Insurance Co. of NY
- Northern Mutual Insurance Co. of Lancaster Cnty
- Northern Security Insurance Co. Inc.
- Northwest Dentists Insurance Co. (Unsolicited Ratings)
- Northwest Farm Bureau Insurance Co.
- Northwest Physicians Mutual Insurance Co.
- Oklahoma Attorneys Mutual Insurance Co.
- Oklahoma Farm Bureau Mutual Insurance Co.
- Old American County Mutual Fire Insurance Co.
- Old Dominion Insurance Co.
- Old Hickory Casualty Insurance Co.
- Owners Insurance Co. (Unsolicited Ratings)
- Pacific Automobile Insurance Co.
- Fremont Pacific Insurance Co.
- Partners Mutual Insurance Co. (Unsolicited Ratings)
- Pennsylvania Lumbermens Mutual Insurance
- Pennsylvania Manufacturers Indemnity Co. (Unsolicited Ratings)
- PIC Insurance Group Inc.
- Physicians Insurance Co. of WI (Unsolicited Ratings)
- Physicians Liability Insurance Co. (Unsolicited Ratings)
- Pioneer Insurance Co. (OH)
- Physicians Reciprocal Insurers
- PIE Mutual Insurance Co.
- Pine Grove Mutual Insurance Co.
- Pine Top Insurance Co.
- Pine Top Syndicate Inc.
- Pinnacle Insurance Co.
- Pioneer General Insurance Co. (Unsolicited Ratings)
- Pioneer Insurance Co. (MN) (Unsolicited Ratings)
- Pioneer State Mutual Insurance Co.
- Podiatry Insurance Co. of America (RRG) A Mutual Co. (Unsolicited Ratings)
- Ponderosa Insurance Co.
- Preferred Mutual Insurance Co.
- GuideOne Elite Insurance Co. (Unsolicited Ratings)
- Preferred Indemnity Insurance Co.
- Colony National Insurance Co.
- Preferred Professional Insurance Co.
- GuideOne Lloyds Insurance Co. (Unsolicited Ratings)
- Preferred Physicians Medical Risk Retention Group Inc.
- GuideOne Mutual Insurance Co. (Unsolicited Ratings)
- Premier Alliance Insurance Co.
- Presidential Fire & Casualty Co.
- Presidio Insurance Co.
- Prestige Casualty Co.
- Infinity Specialty Insurance Co.
- Professional Medical Insurance Co.
- Professional Mutual Insurance Co.
- Professional Mutual Insurance Co. Risk Retention Group
- Professional Underwriters Liability Insurance Co.
- Progressive County Mutual Insurance Co.
- Progressive Max Insurance Co.
- Progressive Mountain Insurance Co.
- Property & Casualty Insurance Co. of Hartford
- Property-Owners Insurance Co. (Unsolicited Ratings)
- Protective Casualty Insurance Co.
- Providence Washington Insurance Co.
- Protective National Insurance Co. of Omaha
- Providence Lloyds
- Providence Mutual Fire Insurance Co.
- LMI Insurance Co.
- High Point Preferred Insurance Co. (Unsolicited Ratings)
- Westport Insurance Corp.
- Quality Insurance Co.
- Quincy Mutual Fire Insurance Co.
- RAM Syndicate Inc.
- Intermed Insurance Co. (Unsolicited Ratings)
- Redwood Fire & Casualty Insurance Co.
- Safeway Property Insurance Co.
- Regnecy Equities Reinsurance Co.
- Regency Insurance Co.
- Reliant Assurance Co. of America
- Remco Insurance Co.
- Republic Indemnity Co. of California
- Republic Mutual Insurance Co. (Unsolicited Ratings)
- Republic Vanguard Insurance Co.
- Republic Western Insurance Co.
- Republic-Franklin Insurance Co. (Unsolicited Ratings)
- StarNet Insurance Co.
- RGAF Underwriters
- Rockford Mutual Insurance Co.
- Real Legacy Assurance Co. Inc.
- Rumford Property & Liability Insurance Co.
- Rumger Insurance Co.
- Rural Mutual Insurance Co.
- S I R Lloyds Insurance Co.
- S&H Insurance Co.
- Sac Farmers Mutual Insurance Assoc.
- SAIF Corp.
- Seaco Insurance Co.
- Security Indemnity Insurance Co.
- Security National Insurance Co. (TX)
- Select Insurance Co.
- Select Risk Insurance Co.
- Seminole Casualty Insurance Co.
- Senior Citizens Mutual Insurance Co. RRG
- AXIS Surplus Insurance Co.
- South Carolina Insurance Co.
- Southeastern Reinsurance Co., Inc.
- Southern American Insurance Co.
- Southern Insurance Co. of VA (Unsolicited Ratings)
- Everest National Insurance Co.
- Public Service Mutual Insurance Co.
- Quaker City Insurance Co.
- Realex Group N V
- Redland Insurance Co.
- Infinity Security Insurance Co.
- RAM Mutual Insurance Co.
- Reliable Insurance Co.
- River Forest Insurance Co.
- RLI Insurance Co.
- Rochdale Insurance Co.
- Rockwood Casualty Insurance Co.
- Rockwood Insurance Co.
- Rocky Mountain Fire & Casualty Co.
- Safety Indemnity Insurance Co. (Unsolicited Ratings)
- Safety Insurance Co. (Unsolicited Ratings)
- Safety National Casualty Corp.
- Scranton Insurance Co.
- SECURA Insurance, A Mutual Co.
- Sentry Insurance a Mutual Co. (Unsolicited Ratings)
- Sentry Lloyds of TX (Unsolicited Ratings)
- Service Insurance Co.
- Shelter General Insurance Co. (Unsolicited Ratings)
- Shelter Mutual Insurance Co. (Unsolicited Ratings)
- Shenandoah Mutual Insurance Co.
- Shield Insurance Co. (Unsolicited Ratings)
- Associated Industries Insurance Co. (Unsolicited Ratings)
- Southeastern Casualty & Indemnity Insurance Co. of NJ
- Southeastern Casualty & Indemnity Insurance Co.
- Southern Farm Bureau Casualty Insurance Co. (Unsolicited Ratings)
- Southern Fire & Casualty Co.
- Blue Ridge Indemnity Co.
- Southern General Insurance Co.
- Southern Group Indemnity Inc.
- Southern Guaranty Insurance Co.
- Southern Guaranty Insurance Co. of GA
- Southern Heritage Insurance Co.
- Southern Insurance Co.
- Southland Insurance Co.
- Southwest American Lloyds Insurance Co.
- Southwestern Indemnity & Casualty Insurance Co.
- Sovereign Fire & Casualty Insurance Co.
- Spartan Insurance Co.
- Springfield Insurance Co. Inc.
- State Farm County Mutual Insurance Co. of TX
- Southern Lloyds
- Southern Michigan Mutual Insurance Co.
- Southern Trust Insurance Co.
- Southwest Fire & Casualty Insurance Co.
- Hudson Specialty Insurance Co.
- Progressive Choice Insurance Co.
- Standard Financial Indemnity Corp.
- Standard Mutual Insurance Co.
- Star Casualty Insurance Co.
- State Auto Insurance Assn.
- State Auto Property & Casualty Insurance Co.
- State Automobile Mutual Insurance Co.
- State Capital Insurance Co.
- State Casualty Insurance Co.
- California State Compensation Insurance Fund
- State Farm Fire & Casualty Co.
- State Farm General Insurance Co.
- State Farm Lloyds
- Minnesota State Fund Mutual Insurance Co.
- State Mutual Insurance Co. (ME)
- State Security Insurance Co.
- Stone Mountain Insurance Co.
- Great American Fidelity Insurance Co.
- Stratford Insurance Co. (Unsolicited Ratings)
- Sublimity Insurance Co.
- Evergreen National Indemnity Co. (Unsolicited Ratings)
- Superior Insurance Co.
- Surety Co. of the Pacific (Unsolicited Ratings)
- Sussex Mutual Insurance Co.
- Syndicate One Inc.
- THE Insurance Co.
- Unistar Insurance Co.
- Texas Citrus & Vegetable Insurance Exchange
- Texas Employers Indemnity Co.
- Texas Employers Insurance Assn.
- Texas Farm Bureau Mutual Insurance Co. (Unsolicited Ratings)
- Texas Farm Bureau Underwriters
- Texas Fire & Casualty Co.
- Priority One Insurance Co.
- Society Insurance, A Mutual Co.
- Thriftcp Insurance Co.
- State Volunteer Mutual Insurance Co. (Unsolicited Ratings)
- State-Wide Insurance Co.
- Statewide Insurance Co. (IL)
- Sterling Casualty Insurance Co.
- Sterling Insurance Co.
- Stonewall Insurance Co.
- Chubb Indemnity Insurance Co.
- Sunapee Mutual Fire Insurance Co.
- Tennessee Farmers Mutual Insurance Co. (Unsolicited Ratings)
- Texas Insurance Co.
- Texas Lawyers Insurance Exchange
- Texas National Insurance Co.
- GHS Fire & Casualty Insurance Co.
- American Safety Casualty Insurance Co. (Unsolicited Ratings)
- Infinity Assurance Insurance Co.
- Topa Insurance Co.
- Hawkeye-Security Insurance Co.
- Tower Insurance Co. of New York (Unsolicited Ratings)
- Endurance American Specialty Insurance Co.
- Traders Insurance Co.
- Tradewind Insurance Co. Ltd.
- Trans World Assurance Co.
- Trans-Florida Casualty Insurance Co.
- Transatlantic Holdings Inc.
- Transguard Insurance Co. of America Inc.
- Transit Casualty Co.
- Transportation Mutual Insurance Co.
- Transtate Insurance Co.
- Tri State Insurance Co. of MN
- Tri-Star Insurance Co.
- Tri-State Consumer Insurance Co.
- Trinity Lloyds Insurance Co.
- Trinity Universal Insurance Co.
- Trinity Universal Insurance Co. of KS
- Trust Insurance Co.
- Tudor Insurance Co. (Unsolicited Ratings)
- 21st Century Insurance Co.
- U.S. Lloyds Insurance Co.
- U S Physicians Mutual Risk Retention Group
- UFB Casualty Insurance Co. (Unsolicited Ratings)
- Underwriters Guarantee Insurance Co.
- Underwriters Lloyds Insurance Co.
- Unigard Indemnity Co.
- Unigard Insurance Co.
- Union American Insurance Co.
- American Union Insurance Co.
- Union General Insurance Co.
- Traders & General Insurance Co.
- Crum & Forster Specialty Insurance Co.
- Tremont Mutual Insurance Co.
- Trenton National Insurance Co.
- Union Indemnity Insurance Co. of NY
- Union Insurance Co.
- Union International Insurance Co. of DE
- Union Mutual Fire Insurance Co.
- Union Insurance Co. of Providence (Unsolicited Ratings)
- Union National Fire Insurance Co.
- Union Pacific Insurance Co.
- Unisource Insurance Co.
- United Capitol Insurance Co.
- United Casualty Insurance Co. of America
- United Community Insurance Co.
- United Farm Family Mutual Insurance Co. (Unsolicited Ratings)
- United Fire & Casualty Co. (Unsolicited Ratings)
- United Fire Insurance Co.
- United Guaranty Residential Insurance Co. of NC
- Unitrin Preferred Insurance Co.
- Universal Indemnity Co.
- Universal Insurance Co. (PR)
- Universal Insurance Co. (NC)
- Universal Security Insurance Co.
- Universal Surety of America
- Upland Mutual Insurance Inc.
- U.S. Capital Insurance Co.
- U.S. Risk Inc.
- Utah Farm Bureau Insurance Co.
- Wasatch Crest Insurance Co.
- Utah Medical Insurance Assoc.
- Utica First Insurance Co.
- Utica Mutual Insurance Co. (Unsolicited Ratings)
- Utica National Insurance Co. of TX (Unsolicited Ratings)
- Valiant Insurance Co.
- XL Insurance America Inc.
- Vanliner Insurance Co.
- Vermont Accident Insurance Co. Inc.
- Vermont Mutual Insurance Co.
- Vesta Insurance Corp.
- Texas Select Lloyds Insurance Co.
- Veterinary Pet Insurance Co.
- Victoria Insurance Co., Ltd.
- Viking County Mutual Insurance Co.
- Viking Insurance Co. of WI
- Virginia Farm Bureau Mutual Insurance Co.
- Virginia Mutual Insurance Co.
- Walle Mutual Insurance Co.
- Warwick Insurance Co.
- Physicians Insurance A Mutual Co. (Unsolicited Ratings)
- Nationwide Lloyds
- Wawanesa Mutual Insurance Co. (U.S. branch)
- Wesco Insurance Co.
- Wesco-Financial Insurance Co.
- West General Insurance Co., Inc.
- First Surety Corp. (Unsolicited Ratings)
- Medical Assurance of West Virginia Inc.
- Western Agricultural Insurance Co.
- ZC Specialty Insurance Co.
- North American Elite Insurance Co.
- Western Lloyds Insurance Co.
- Union Standard Lloyds
- Berkley National Insurance Co.
- United International Insurance Co.
- United National Insurance Co. (Unsolicited Ratings)
- United National Insurance Co., Ltd.
- United Republic Insurance Co.
- United Security Assurance Co. of PA
- United Southern Assurance Co.
- United Wisconsin Insurance Co. (Unsolicited Ratings)
- Valley Insurance Co.
- XL Select Insurance Co.
- Venture Insurance Co.
- Vision Service Plan Insurance Co. (MO)
- Vision Service Plan Insurance Co. (CT)
- Washington Casualty Co.
- West Bend Mutual Insurance Co. (Unsolicited Ratings)
- Western Community Insurance Co. (Unsolicited Ratings)
- Western Diversified Casualty Insurance Co.
- Western Employers Insurance Co. of America
- Western Farm Bureau Mutual Insurance Co.
- Western General Insurance Co.
- Western Growers Insurance Co.
- Western Heritage Insurance Co.
- Western Home Insurance Co. (Unsolicited Ratings)
- Western Indemnity Insurance Co.
- Western International Insurance Co.
- Western National Assurance Co.
- Western National Mutual Insurance Co.
- Western United Insurance Co. (Unsolicited Ratings)
- Western Protectors Insurance Co.
- Western Reserve Mutual Casualty Co.
- Western Surety Co.
- Westmoreland Casualty Co.
- Whiting National Insurance Co.
- Wisconsin County Mutual Insurance Corp.
- Wisconsin American Mutual Insurance Co.
- Wisconsin Health Care Liability Insurance Plan
- Wisconsin Mutual Insurance Co.
- WMAC Assurance Corp.
- WMAC Reinsurance Corp.
- WMBIC Indemnity Corp.
- Wolverine Mutual Insurance Co.
- Harleysville Worcester Insurance Co.
- Sompo Japan Insurance Co. of America
- York Insurance Co.
- York Insurance Co. of Maine
- Auto Club South Insurance Co.
- Benchmark Insurance Co.
- OneBeacon Midwest Insurance Co.
- Infinity Select Insurance Co.
- Fairfield Insurance Co.
- Grange Mutual Insurance Co. (OR)
- Hospital Underwriting Group Inc.
- AAA Mid-Atlantic Insurance Co. of NJ (Unsolicited Ratings)
- Lloyds Assurance of Louisiana
- Vantapro Specialty Insurance Co.
- Mountain Laurel Assurance Co.
- New Mexico Mutual Casualty Co.
- North Star General Insurance Co.
- Proliance Insurance Co.
- Tennessee Farmers Assurance Co. (Unsolicited Ratings)
- Country-Wide Insurance Co.
- Europaeiske Rejseforsikring A/S (Unsolicited Ratings)
- Northbridge Indemnity Insurance Corp.
- QBE Insurance (Europe) Ltd.
- Brampton Insurance Co. Ltd.
- R.V.I. Guaranty Co. Ltd.
- Republic Mortgage Insurance Co. of NC (Unsolicited Ratings)
- Blue Cross & Blue Shield of Rhode Island Inc.
- Empire HealthChoice Assurance Inc. d/b/a Empire Blue Cross and Blue Shield
- Blue Cross & Blue Shield of Georgia Inc.
- Group Health Service of Oklahoma Inc. (d/b/a Blue Cross & Blue Shield of Oklahoma)
- Rocky Mountain Hospital & Medical Service Inc. (d/b/a Blue Cross Blue Shield of Colorado)
- Triple-S Salud Inc.
- Blue Cross & Blue Shield of Florida Inc.
- NGT Insurance Co. (Isle of Man) Ltd.
- Norwegian Hull Club
- Ulico Standard of America Casualty Co. (Unsolicited Ratings)
- Chubb National Insurance Co.
- Hillstar Insurance Co.
- Credit General Indemnity Co.
- USF&G Insurance Co. of Mississippi
- GuideOne Property & Casualty Insurance Co. (Unsolicited Ratings)
- Mid-Continent Insurance Co. (OK)
- Peoples Service Insurance Co.
- Underwriters at Lloyds of London, Illinois
- Progressive Bayside Insurance Co.
- Savant Insurance Co.
- Great River Insurance Co.
- Allied World Assurance Co. U.S. Inc.
- State Auto National Insurance Co.
- GAINSCO County Mutual Insurance Co.
- Cornerstone Mut Ins Co
- Progressive Universal Insurance Co.
- Progressive Premier Insurance Co. of IL
- National Consumer Insurance Co.
- Texas Mutual Insurance Co.
- Beacon Mutual Insurance Co.
- Darwin Select Insurance Co.
- Valor Insurance Co. Inc.
- Safe Auto Insurance Co.
- Berkley Regional Specialty Ins Co.
- Acadia Insurance Co.
- Employers Security Insurance Co.
- Underwriters at Lloyds of London, Kentucky
- Idaho State Insurance Fund
- Direct Insurance Co.
- CHM Insurance Co.
- Progressive Paloverde Insurance Co.
- Mississippi Physicians Insurance Co.
- Mercury General Corp. (Unsolicited Ratings)
- ProAssurance Corp.
- Chubb Insurance Co. of Australia
- Fianzas Monterrey S.A.
- AIG Europe Ltd.
- MACIF (Unsolicited Ratings)
- Asia Insurance Co. Ltd.
- Sunderland Marine Insurance Co. Ltd.
- AIG Global Trade & Political Risk Insurance Co.
- Allianz Versicherungs AG
- Traders General Insurance Co.
- Scottish & York Insurance Co. Ltd.
- Elite Insurance Co.
- Nuernberger Allgemeine Versicherungs-AG
- HDI Haftpflichtverband der Deutschen Industrie VaG
- Gerling-Konzern Allgemeine Versicherungs-AG
- Accident Fund Insurance Co. of America (Unsolicited Ratings)
- Alistar Insurance Co.
- American Compensation Insurance Co.
- American Contractors Indemnity Co.
- American Medical Mutual Inc. Risk Retention Group
- Premier Insurance Exchange RRG
- Associated Business & Commerce Insurance Co.
- Progressive Select Insurance Co.
- Bridgefield Casualty Insurance Co.
- California Casualty Compensation Insurance Co. (Unsolicited Ratings)
- Capitol Specialty Insurance Corp.
- Cascade National Insurance Co.
- Combined Benefits Insurance Co.
- Commercial Mutual Insurance Co. (GA)
- Grange Indemnity Insurance Co. (Unsolicited Ratings)
- Harleysville Insurance Co. of Ohio
- Groveland Mutual Insurance Co.
- Heartland Health Inc.
- Hyundai Marine & Fire Insurance Co. Ltd.
- Independence Casualty & Surety Co.
- Interlex Insurance Co. (Unsolicited Ratings)
- Infinity Preferred Insurance Co.
- Liberty Insurance Co. of America
- Louisiana Workers Compensation Corp. (Unsolicited Ratings)
- MADA Insurance Exchange
- Medical Professional Mutual Insurance Co. (Unsolicited Ratings)
- Midwest Assurance Co.
- Western World Insurance Co. Inc. (Unsolicited Ratings)
- Westfield Insurance Co. (Unsolicited Ratings)
- Westfield National Insurance Co. (Unsolicited Ratings)
- White Hall Mutual Insurance Co.
- Wilshire Insurance Co.
- Wilson Mutual Insurance Co.
- Infinity Standard Insurance Co.
- Infinity Indemnity Insurance Co.
- Yorktown Indemnity Co.
- Yosemite Insurance Co.
- Aviva Assurances S.A.
- Wellmark Inc. (d/b/a Wellmark Blue Cross and Blue Shield of Iowa)
- Noridian Mutual Insurance Co. (d/b/a Blue Cross Blue Shield of North Dakota)
- Blue Cross of California
- Horizon Healthcare Services Inc. d/b/a Horizon Blue Cross Blue Shield of New Jersey
- BlueCross BlueShield of Tennessee Inc.
- Groupama Insurance Co. Ltd.
- Indian Harbor Insurance Co.
- Louisiana Health Service & Indemnity Co. (d/b/a Blue Cross and Blue Shield of Louisiana)
- Employers General Insurance Co.
- Mid American Insurance Co.
- Maine Employers Mutual Insurance Co. (Unsolicited Ratings)
- Premier Insurance Co. of MA
- Danielson National Insurance Co. (Unsolicited Ratings)
- American Safety RRG Inc. (Unsolicited Ratings)
- American National Lawyers Insurance Reciprocal RRG
- Urban Insurance Co. of PA
- Silver Oak Casualty Inc. (Unsolicited Ratings)
- Federated National Insurance Co. (Unsolicited Ratings)
- Travelers Home & Marine Insurance Co.
- TravCo Insurance Co.
- Germania Farm Mutual Insurance Assoc. (Unsolicited Ratings)
- XL Europe Ltd.
- Caisse Centrale des Assurances Mutuelles Agricoles
- Community Insurance Co.
- Danielson Insurance Co. (Unsolicited Ratings)
- Erie Insurance Property & Casualty Co. (Unsolicited Ratings)
- Farm Bureau Insurance of North Carolina Inc.
- FCCI Insurance Co. (Unsolicited Ratings)
- Fireman's Fund Insurance Co. of Missouri
- First Nevada Insurance Co.
- Flagship City Insurance Co. (Unsolicited Ratings)
- Florida Farm Bureau General Insurance Co.
- Mountain States Indemnity Co.
- Municipal Mutual Insurance Co. (CA) (Unsolicited Ratings)
- Nonprofits Mutual RRG
- Progressive Hawaii Insurance Corp.
- Health Net Insurance of Connecticut Inc.
- Employers Preferred Ins Co (Unsolicited Ratings)
- Progressive Northeastern Insurance Co.
- Progressive Express Insurance Co.
- Progressive Michigan Insurance Co.
- Artisan and Truckers Casualty Co.
- Progressive Security Insurance Co.
- Reciprocal Alliance RRG
- R.V.I. America Insurance Co.
- SCPIE Indemnity Co. (Unsolicited Ratings)
- Southern-Owners Insurance Co. (Unsolicited Ratings)
- Southwest Casualty Co.
- St. Judes Protective Assoc. Inc.
- Superior American Insurance Co.
- Superior Guaranty Insurance Co.
- Surety Bonding Co. of America
- American Safety Indemnity Co. (Unsolicited Ratings)
- Trust Assurance Co.
- Unitrin Direct Insurance Co.
- United Agents Insurance Co. of Louisiana
- United Educators Insurance RRG Inc. (Unsolicited Ratings)
- U.S.A. Property & Casualty Insurance Co.
- USF&G Family Insurance Co.
- Discover Specialty Insurance Co.
- USF&G Insurance Co. of Wisconsin
- USF&G Specialty Insurance Co.
- West American Insurance Co.
- West Virginia Farmers Mutual Insurance Assoc. (Unsolicited Ratings)
- Westbrook Insurance Co.
- Mountain Valley Indemnity Co. (Unsolicited Ratings)
- Workers Compensation Fund of Utah (Unsolicited Ratings)
- SIAT - Societa Italiana Assicurazioni e Riassicurazioni SpA
- BHP Billiton Marine & General Insurances Pty Ltd.
- Mercantile Mutual Insurance (Workers Compensation) Ltd.
- CGU Insurance Ltd.
- CGU Insurance Ltd. (New Zealand Branch)
- Swann Insurance (Aust) Pty Ltd.
- Swann Insurance (Aust) Pty Ltd. (New Zealand Branch)
- IAG New Zealand Ltd.
- Mitsui Sumitomo Insurance Co. Ltd. (New Zealand Branch)
- Tokio Marine & Nichido Fire Insurance Co. Ltd. (New Zealand Branch)
- New Zealand Insurance Ltd.
- Medical Insurance Society Ltd.
- Zurich Australian Insurance Ltd.
- Allianz New Zealand Ltd.
- AA Insurance Ltd.
- Earthquake Commission
- GIO General New Zealand Ltd.
- Gordian RunOff Ltd. (New Zealand Branch)
- Lumley General Insurance (N.Z.) Ltd.
- WFI Insurance Ltd.
- Allianz Australia Insurance Ltd.
- QBE Insurance (International) Ltd.
- QBE Insurance Ltd.
- Vero Insurance New Zealand Ltd.
- Sunderland Marine Mutual Insurance Co. Ltd. (New Zealand Branch)
- Southern Cross Medical Care Society
- Southern Cross Benefits Ltd.
- MMA IARD Assurances Mutuelles
- Chartis Insurance Ireland Ltd.
- QBE Lenders' Mortgage Insurance Ltd.
- UnipolSai Assicurazioni
- ACE Insurance S.A. - N.V.
- Vesta Forsikring A/S
- Corporate Officers and Directors Assurance Ltd.
- Independent Insurance Co. Ltd.
- Allianz Global Corporate & Specialty (France)
- Excellus Health Plan Inc.
- A-Vakuutus Mutual Ins. Co.
- AachenMuenchener Versicherung AG
- Abu Dhabi National Insurance Co. (PSC)
- Adamjee Insurance Co. Ltd.
- Afcalia
- AG Insurance
- Agria Ins. Co. Ltd. (Unsolicited Ratings)
- Al-Ahleia Insurance Co. S.A.K.
- Al Khaleej Takaful Group (Unsolicited Ratings)
- Alands Omsesidiga Forsakringsbolag (Unsolicited Ratings)
- Sterling Insurance Co. Ltd. (Unsolicited Ratings)
- Alka Forsikrings - A/S (Unsolicited Ratings)
- Coface Kreditversicherung AG
- Allianz Insurance Co. of Canada
- Allstate Insurance Co. of Canada (Unsolicited Ratings)
- Alpina Versicherungs-AG
- Alte Leipziger Versicherung AG (Unsolicited Ratings)
- ASR Schadeverzekering N.V.
- Forsakringsaktiebolaget AssuransInvest MF
- Aviabel Cie. Belge d'Assurances Aviation S.A.
- Avon Insurance PLC (Unsolicited Ratings)
- AXA Pacific Insurance Co. (Unsolicited Ratings)
- Assurant General Insurance Ltd. (Unsolicited Ratings)
- Bayerische Versicherungsbank AG
- Bimeh Iran Insurance Co. (UK) Ltd.
- ICI Comp. de Seguros de Comercio e Industria S.A.
- BA (GI) Ltd. (Gen. Ins. fund)
- British Aviation Insurance Co. Ltd.
- British Reserve Insurance Co. Ltd. (Unsolicited Ratings)
- Brittany Insurance Co. Ltd.
- Guardian General Insurance Co. Ltd.
- Chilena Consolidada Seguros Generales S.A.
- China Taiping Insurance (UK) Co. Ltd. (Unsolicited Ratings)
- China Mariners Assurance Corp.
- Chung Kuo Insurance Co. Ltd.
- Allianz Ireland PLC
- Churchill Insurance Co. Ltd.
- ACE INA Insurance Co.
- City Fire Insurance Co. Ltd.
- AXA Versicherung AG
- Congregational & General Insurance PLC
- CNA Insurance Co. (Europe) Ltd.
- Co-operators General Insurance Co.
- Cosmic Insurance Corporation Ltd.
- D.A.S. Legal Expenses Insurance Co. Ltd.
- Daehan Fire & Marine Insurance Co. Ltd.
- Daido Fire & Marine Insurance Co. Ltd.
- Sygeforsikringen danmark (Unsolicited Ratings)
- DARAG, Deutsche Vers.-u. Rueck.-AG
- Domestic & General Ins. PLC (Unsolicited Ratings)
- Dominion of Canada General Insurance Co. (Unsolicited Ratings)
- Donau Allgemeine Versicherungs AG
- Dowa Insurance Co. (Europe) Ltd.
- Drake Insurance Plc
- Dubai Insurance Co. (P.S.C.)
- Ecclesiastical Insurance Office PLC
- Economical Mutual Insurance Co. (Unsolicited Ratings)
- Allianz Suisse Versicherungs - Gesellschaft
- Emirates Insurance Co. (PSC)
- Fennia Mutual Insurance Co. (Unsolicited Ratings)
- Equine & Livestock Insurance Co. Ltd.
- Ethniki, Hellenic General Ins Co. S.A.
- Europaische Reiseversicherungs AG
- F.B.D. Insurance PLC (Unsolicited Ratings)
- F.M. Insurance Co. Ltd. (Unsolicited Ratings)
- Federation Ins. Co. of Canada (Unsolicited Ratings)
- Feuersozietaet Berlin Brandenburg Versicherung AG
- Fidea S.A. (Unsolicited Ratings)
- Financial Insurance Co. Ltd.
- Minster Insurance Co. Ltd.
- General Ins. Corp. of India
- Zurich GSG Ltd.
- Atradius Kreditversicherung AG
- GCAN Insurance Co. (Unsolicited Ratings)
- Allianz Global Corporate & Specialty SE
- Gore Mutual Insurance Co. (Unsolicited Ratings)
- Grazer Wechselseitige Versicherung AG (Unsolicited Ratings)
- Guarantee Co. of North America
- Gunes Sigorta A.S. (Unsolicited Ratings)
- HDI-Gerling Verzekeringen N.V.
- HanseMerkur Allgemeine Versicherungs-AG
- Heddington Insurance (UK) Ltd.
- Helvetia Schweizerische Versicherungsgesellschaft AG
- Euler Hermes Deutschland AG
- SV Sparkassen-Versicherungs Hessen-Nassau-Thueringen Gebaeudeversicherung AG
- Aviva Insurance (Europe) SE
- QBE Hongkong & Shanghai Insurance Ltd.
- HSB Engineering Insurance Ltd.
- HSBC Insurance (Asia) Ltd.
- Amtrust Europe Ltd. (Unsolicited Ratings)
- NOVA Allgemeine Versicherung AG
- Imperio Companhia de Seguros
- India International Insurance Pte. Ltd.
- Industriforsikring a.s.
- ACE European Group Ltd.
- Amlin Europe N.V.
- Interunfall Versicherung AG
- QBE Insurance Co. (U.K.) Ltd.
- Israel Phoenix Assurance Co. Ltd.
- Italiana Assicurazioni SpA (Unsolicited Ratings)
- Itau Seguros S.A.
- Japan Earthquake Reinsurance Co. Ltd.
- Kobstaedernes Forsikring (Unsolicited Ratings)
- KRAVAG-SACH Versicherung des Deutschen Kraftverkehrs VaG
- Kuwait Insurance Co. S.A.K. (Unsolicited Ratings)
- Kyoei Fire & Marine Insurance Co. (UK) Ltd.
- Kyoei Fire & Marine Insurance Co. Ltd.
- La Boliviana Ciacruz de Seg y Reas
- La Estrella S.A. de Seguros y Reaseguros (Unsolicited Ratings)
- AGF La Lilloise S.A. (Unsolicited Ratings)
- La Mondiale Accidents
- Mutuelle de Poitiers Assurances (Unsolicited Ratings)
- MMI Assicurazioni SpA
- LIG Insurance Co. Ltd.
- Liberty Mutual Insurance Europe Ltd.
- Gothaer Allgemeine Versicherung AG
- Lion Insurance Co. Ltd.
- Lloyd Adriatico SpA
- Northbridge General Insurance Corp.
- Malaysia National Insurance Sdn. Bhd.
- CNA Insurance Co. Ltd.
- Mercator Verzekeringen
- Methodist Insurance Plc
- Middlesea Insurance PLC (Unsolicited Ratings)
- Milano Assicurazioni SpA
- MSIG Mingtai Insurance Co. Ltd.
- Misr Insurance Co. (Unsolicited Ratings)
- Mitsui Sumitomo Insurance Co. (Europe) Ltd.
- Montanversicherung AG
- Musini, S.A. de Seguros y Reaseguros
- Mutuelle de L'Allier et des Regions Francaises
- N.V. Interpolis Schade
- Groupama Transport
- NEM Assurances des Regions Francaises
- Neptunia Marine Insurance Ltd.
- New India Assurance Co. Ltd.
- New Jubilee Ins. Co. Ltd.
- Nieuwe Hollandse Lloyd Schadeverzekering Mij NV
- Nissan Fire & Marine Insurance Co. Ltd.
- Nisshin Fire & Marine Insurance Co. Ltd.
- AXA Versicherung AG (Austria)
- Aviva Insurance UK Ltd.
- Nuova MAA Assicurazioni SpA
- Oberoesterreichische Versicherung AG (Unsolicited Ratings)
- Ocaso Seguros y Reaseguros
- Oil Casualty Insurance Ltd.
- Oman National Insurance Co. S.A.O.C.
- Aktia Non-Life Insurance Co. (Unsolicited Ratings)
- Noordhollandsche Van 1816 Algemene Verzekeringsmaatschappij. (N.V.)
- Meritz Fire & Marine Insurance Co. Ltd.
- Oriental Insurance Co. Ltd.
- Oesterreichische Hagelversicherung V.V.a.G.
- Overseas Assurance Corp. Ltd.
- Tenet Insurance Company Ltd.
- Pioneer Insurance and Surety Corp.
- Polygon Insurance Co. Ltd.
- Popular y Porvenir Cia. de Seguros
- Provident Insurance PLC
- Royal & Sun Alliance Insurance Co. of Canada
- AXA Belgium
- S.A.S.A. Assicurazioni Riassicurazioni SpA (Unsolicited Ratings)
- Sahar Zion Insurance Co. Ltd.
- Salzburger Landes-Versicherung AG
- Samaggi Ins. Public Co. Ltd.
- Samsung Fire & Marine Insurance Co. Ltd.
- Santam Ltd.
- Schadeverz. Mij. Erasmus NV (Unsolicited Ratings)
- Schwarzmeer und Ostsee Versicherungs-AG SOVAG (Unsolicited Ratings)
- Schweizerische National Vers.Ges.
- Basler Securitas Versicherungs - AG
- Seguros Colmena
- Zurich Seguros S.A.
- SGI Canada (Unsolicited Ratings)
- Swiss Re International SE
- Ssangyong Fire & Marine Insurance Co. Ltd.
- Societa Cattolica di Assicurazione
- Chartis Select Insurance Co.
- Sumitomo Marine & Fire Ins. Co. (Europe) Ltd.
- Avero Schadeverzekering Benelux NV (Unsolicited Ratings)
- Sun Hung Kai Properties Insurance Ltd.
- Lloyds TSB General Insurance Ltd (Unsolicited Ratings)
- Tai Ping Insurance Co. Ltd.
- Royal & Sun Alliance Insurance (HK) Ltd.
- Taisei Fire & Marine Insurance Co. Ltd.
- Taiwan Fire & Marine Insurance Co. Ltd.
- Taiyo Fire & Marine Insurance Co. Ltd.
- Teachers Assurance Co. Ltd. (Unsolicited Ratings)
- Thai Commercial Ins. Public Co. Ltd. (The)
- Aetna Services Inc.
- American Bankers Insurance Co. of FL
- Government Employees Insurance Co.
- Hartford Fire Insurance Co.
- Lawrenceville Property and Casualty Co.
- Insurance Co. of North America
- Mortgage Guaranty Insurance Corp.
- National Fire Insurance Co. of Hartford
- National Union Fire Insurance Co. of Pittsburgh, PA
- Old Republic Insurance Co.
- Reliance Insurance Co. of PA
- USF&G Corp.
- ACE Property & Casualty Insurance Co.
- Allstate Insurance Co.
- Radian Guaranty Inc.
- Foremost Insurance Co. of Grand Rapids MI
- Arch Mortgage Insurance Co.
- PMI Mortgage Insurance Co.
- Republic Mortgage Insurance Co. (Unsolicited Ratings)
- MGIC Indemnity Co.
- Reliance Group Holdings Inc.
- Travelers Indemnity Co.
- Commerce & Industry Insurance Co.
- Lexington Insurance Co.
- Firemen's Insurance Co. of Newark NJ
- Royal Insurance Co. of America
- United States Fire Insurance Company
- American Insurance Co.
- Great Northern Insurance Co.
- Hanover Insurance Co.
- Trygg-Hansa Forsakrings AB, Publikt.
- Fairmont Premier Insurance Co.
- AXA Versicherungen AG
- American Family Mutual Insurance Co. (Unsolicited Ratings)
- Loews Corp.
- Home Insurance Co.
- Liberty Mutual Insurance Co.
- Liberty Mutual Fire Insurance Co.
- Royal & Sun Alliance Insurance PLC
- OneBeacon Insurance Co.
- The North River Insurance Company
- Westchester Fire Insurance Co.
- Standard Fire Insurance Co.
- Automobile Insurance Co. of Hartford, CT
- American Home Assurance Co.
- Insurance Co. of the State of Pennsylvania
- AIG Property Casualty Company
- AIU Insurance Co.
- Westchester Fire Insurance Co.
- Allied Insurance Co.
- Atlantic Employers Insurance Co.
- Illinois Union Insurance Co.
- ACE Employers Insurance Co.
- ACE American Insurance Co.
- Pacific Employers Insurance Co.
- CNA Casualty of California
- Transcontinental Insurance Co.
- CNA Lloyd's of Texas
- Columbia Casualty Co.
- Transportation Insurance Co.
- American & Foreign Insurance Co.
- Globe Indemnity Co.
- Newark Insurance Co.
- Safeguard Insurance Co.
- Buckeye Union Insurance Co.
- Commercial Insurance Co. of Newark, NJ
- The Continental Insurance Co.
- Glens Falls Insurance Co.
- National-Ben Franklin Insurance Co. of IL
- Niagara Fire Insurance Co.
- Fireman's Fund Insurance Co.
- National Surety Corp.
- American Automobile Insurance Co.
- Associated Indemnity Corp.
- Hartford Accident & Indemnity Co.
- Hartford Casualty Insurance Co.
- Pacific Insurance Co.
- Sentinel Insurance Co. Ltd.
- Charter Oak Fire Insurance Co.
- Travelers Indemnity Co. of America
- Travelers Indemnity Co. of CT
- Travelers Property Casualty Co. of America
- Federal Insurance Co.
- Pacific Indemnity Co.
- Vigilant Insurance Co.
- Chubb Insurance Co. of Canada
- St. Paul Surplus Lines Insurance Co.
- Travelers Casualty Company (The).
- General Insurance Co. of America
- First National Insurance Co. of America
- Safeco National Insurance Co.
- Safeco Insurance Co. of IL
- Progressive Casualty Insurance Co.
- Progressive American Insurance Co.
- ERV Forsakringsaktiebolag (Unsolicited Ratings)
- The Sovereign General Insurance Company (Unsolicited Ratings)
- Through Transport Mutual Ins. Assoc. Ltd. (Unsolicited Ratings)
- Tokio Marine Europe Insurance Ltd.
- Secom General Insurance Co. Ltd.
- Travel & General Insurance Co. PLC
- Sirius (Denmark) forsikringsselskab A/S
- Tugu Insurance Co. Ltd.
- U K Insurance Ltd.
- UMS Immobiliare Genova SpA
- AXA Courtage Assurance Mutuelle (Unsolicited Ratings)
- AXA General Insurance Hong Kong Ltd.
- Generali Assurances Generales S.A.
- Towarzystwo Ubezpieczen i Reasekuracji WARTA S.A.
- Cardrow Insurance Ltd. (Unsolicited Ratings)
- Allianz Elementar Versicherungs - AG
- Wuerttembergische und Badische Vers. AG
- Wuerttembergische Versicherung AG
- Zurich International (U.K.) Ltd. (Unsolicited Ratings)
- Zurich Versicherung AG Wien
- Zurich Specialties London Ltd.
- Groupama RD
- Groupama Assurances et Services
- Vista Healthplan
- Dakota Specialty Insurance Co.
- 21st Century Insurance Co. of the Southwest
- American Family Insurance Co.
- American Standard Insurance Co. of Ohio
- Great American Contemporary Insurance Co.
- First Mercury Insurance Co.
- HIH America Insurance Co. of Hawaii Inc.
- Allied World National Assurance Co.
- North Pointe Insurance Co. of Illinois
- ODS Health Plans
- ProSelect Insurance Co. (Unsolicited Ratings)
- Statewide Insurance Co. (DE)
- United States Surety Co.
- Valley Property & Casualty Insurance Co.
- Federated Insurance Co. of Canada
- Generali Italia SpA
- Golden Eagle Insurance Corp.
- Aetna Health Inc. (a New York corporation)
- CareAmerica-Southern California Inc.
- Wellness Plan
- Family Health Plan Cooperative
- Foundation Health CA
- John Deere Health Plan Inc.
- Independent Health Assoc. Inc.
- HealthPartners Inc.
- Kaiser Foundation Health Plan Inc.
- M-Care Inc.
- Maxicare California
- MD-Individual Practice Association, Inc.
- MVP Health Services Corp.
- Oxford Health Plans (NY) Inc.
- PacifiCare of California
- Rochester Area Health Maintenance Organization (d/b/a Preferred Care)
- Coventry Health Care of Delaware Inc.
- United HealthCare of Ohio Inc.
- Alterra Reinsurance USA Inc.
- Hampden Insurance N.V.
- GE Mortgage Insurance Pty Ltd.
- APSpecialty Insurance Corp.
- Genworth Financial Mortgage Indemnity Ltd.
- Mercantile Mutual Insurance (Australia) Ltd.
- Insurance Australia Ltd.
- Suncorp Metway Insurance Ltd.
- American Home Assurance Co. New Zealand Branch
- AAI Ltd.
- Berkley Insurance Co. of the Carolinas
- Highmark Inc.
- Vasakronan AB
- ACE Bermuda Insurance Ltd.
- Al Ain Ahlia Ins. Co. (Unsolicited Ratings)
- Al Chark Insurance Co. (Unsolicited Ratings)
- Al Dhafra Insurance Co. P.S.C. (Unsolicited Ratings)
- Ansvar Insurance Co. Ltd. (Unsolicited Ratings)
- Asahi Fire & Marine Insurance Co. Ltd.
- Associated Electric & Gas Ins. Services Ltd.
- Assurances Mutuelles de France
- Banco Vitalicio de Espana (Unsolicited Ratings)
- Bangkok Insurance Public Co. Ltd.
- Ageas Insurance Ltd (Unsolicited Ratings)
- Bulstrad Vienna Insurance Group. (Unsolicited Ratings)
- Caisse Generale d'Assurances Mutuelles
- Oriental Capital Assurance Bhd.
- Euler Hermes Guarantee PLC
- Tryg Garantiforsikring A/S
- HCC International Insurance Co. PLC
- Delta Lloyd Schadeverzekering N.V.
- Delvag Luftfahrtvers.-AG
- Dhipaya Insurance Public Co. Ltd.
- Direct Line Insurance PLC
- Zurich Insurance PLC
- El Pacifico-Peruano-Suiza S.A.
- Electrical Contractors Insurance Co. Ltd. (Unsolicited Ratings)
- AGA International S.A.
- The First Insurance Co. Ltd.
- Folgate Insurance Co. Ltd.
- Forsakringsaktiebolaget Alandia
- Fubon Insurance Co. Ltd.
- Fuji Fire & Marine Insurance Co. Ltd.
- G.P.A. I.A.R.D. (Unsolicited Ratings)
- Aviva Insurance Co. of Canada
- Hamburg-Mannheimer Sachversicherungs-AG
- Intact Insurance Company
- Allianz PLC
- Aviva Ltd.
- Tapiola General Mutual Insurance Co. (Unsolicited Ratings)
- NIPPONKOA Insurance Co. (Europe) Ltd.
- La Suisse, Societe d'Assurances Contre les Accidents S.A.
- Landschaftliche Brandkasse Hannover (Unsolicited Ratings)
- Le Continent I.A.R.D.
- Legal & General Insurance Ltd. (Unsolicited Ratings)
- MAAF Assurances S.A. (Unsolicited Ratings)
- MAIF, Mutuelle Ass. des Instituteurs de France (Unsolicited Ratings)
- Malayan Insurance Co. Inc.
- Zurich Insurance (Taiwan) Ltd.
- Malaysia & Nippon Insurans Bhd.
- Northbridge Commercial Insurance Corp.
- China Taiping Insurance (HK) Co. Ltd.
- Atradius Namur S.A.
- National Farmers Union Mutual Ins. Soc. Ltd. (Unsolicited Ratings)
- National Insurance Co. Ltd.
- Nationale-Nederlanden Schadeverz. Mij. N.V. (Unsolicited Ratings)
- Nationale Borg-Maatschappij N.V.
- Navale Assicurazioni SpA
- Tawuniya/The Company for Cooperative Insurance
- The National Insurance and Guarantee Corporation Ltd. (Unsolicited Ratings)
- Atradius Credit Insurance N.V.
- AXA Art Insurance Ltd. (Unsolicited Ratings)
- Covea Insurance PLC
- Asuransi Jasa Indonesia PT
- P&V Assurances sc
- Asuransi Central Asia PT
- Padana Assicurazioni SpA
- Pakistan Insurance Corporation
- Helvetia Companhia Suiza Sociedad Anonima de Seguros y Reaseguros
- Provinzial Nord Brandkasse AG (Unsolicited Ratings)
- Provinzial Rheinland Holding AG
- Qatar Insurance Co. S.A.Q.
- Quebec Assurance Co.
- R+V Allgemeine Versicherung AG
- Rheinland Versicherungs-AG (Unsolicited Ratings)
- Allianz Nederland Schadeverzekering N.V.
- Sabre Insurance Co. Ltd. (Unsolicited Ratings)
- Safety Insurance Public Co. Ltd.
- Societa Reale Mutua di Assicurazioni (Unsolicited Ratings)
- Zurich Insurance Co. South Africa Ltd. (Unsolicited Ratings)
- Travelers Casualty & Surety Co.
- Continental Casualty Co.
- Genworth Mortgage Insurance Corp.
- Clearwater Insurance Co.
- St. Paul Fire & Marine Insurance Co.
- Zurich Insurance Co. Ltd.
- Maryland Casualty Co.
- Travelers Casualty Insurance Co. of America
- Bankers Standard Fire & Marine Co.
- Bankers Standard Insurance Co.
- American Casualty Co. of Reading PA
- Boston Old Colony Insurance Co.
- Kansas City Fire & Marine Insurance Co.
- Mayflower Insurance Co. Ltd. (The)
- Twin City Fire Insurance Co.
- Hartford Insurance Co. of Illinois
- Hartford Insurance Co. of the Midwest
- Hartford Insurance Co. of the Southeast
- Hartford Lloyd's Insurance Co.
- Nutmeg Insurance Co.
- Phoenix Insurance Co.
- Travelers Constitution State Insurance Company
- Generali Versicherung AG
- Toro Assicurazioni SpA
- Tryg Forsikring A/S
- United India Insurance Co. Ltd.
- Vaudoise Generale, Cie d'Assurances
- Vittoria Assicurazioni SpA (Unsolicited Ratings)
- Warba Ins. Co. K.S.C.
- VHV Vereinigte Hannoversche Versicherung a.G.
- ERGO Versicherung AG
- Provinzial Holding Westfalen
- Vienna Insurance Group AG Wiener Versicherung Gruppe
- XL Insurance Company SE
- GHS Health Maintenance Organization (d/b/a BlueLincs HMO)
- Hiscox Insurance Co. Ltd.
- Wellmark of South Dakota Inc. (d/b/a Blue Cross & Blue Shield of South Dakota)
- Florida Hospitality Mutual Insurance Co.
- Florida Select Insurance Co.
- Utica National Assurance Co. (Unsolicited Ratings)
- Harbor Insurance Co.
- Mastercare Insurance Co.
- Humana Health Plan of Texas Inc.
- Humana Kansas City Inc.
- Humana Wisconsin Health Organization Insurance Co.
- Humana Health Plan Inc.
- Humana Medical Plan Inc.
- Humana HealthChicago Inc.
- Humana Health Plans of Puerto Rico Inc.
- Emphesys Wisconsin Insurance Co.
- Humana Employers Health Plan of Georgia Inc.
- Humana Health Plan of Ohio Inc.
- AET Health Care Plan of Georgia Inc.
- Lonpac Insurance Bhd.
- Group Health Cooperative
- Group Health Plan Inc.
- Mutual & Federal Insurance Co. Ltd. (Unsolicited Ratings)
- Wawanesa Mutual Insurance Co. (Unsolicited Ratings)
- C.A. Seguros Catatumbo
- Helvetia Versicherungen AG
- Mutua General de Seguros (Unsolicited Ratings)
- Ste. Mut. d'Ass. du Batiment & des Travaux Publics (Unsolicited Ratings)
- Nuova Tirrena SpA
- GMF Assurances (Unsolicited Ratings)
- LVM Landwirtschaftlicher Versicherungsverein Muenster a.G. (Unsolicited Ratings)
- Companhia de Seguros Fidelidade - Mundial S.A. (Unsolicited Ratings)
- MATMUT (Unsolicited Ratings)
- Zurich International (France) Cie d'Assurances
- Tokio Marine Insurance Singapore Ltd.
- AIU Japan
- American Home Assurance Co. Korea Branch
- 21st Century Pinnacle Insurance Co.
- Liberty Surplus Insurance Corp.
- Travelers Casualty and Surety Co. of Europe Ltd.
- Allianz-Cia de Seguros y Reaseguros S.A. (Unsolicited Ratings)
- Pelayo Mutua de Seguros y Reaseguros a Prima Fija (Unsolicited Ratings)
- Nykredit Forsikring A/S (Unsolicited Ratings)
- HPHC Insurance Company Inc.
- Pilgrim Health Care Inc.
- Harvard Pilgrim Health Care of New England (MA)
- Aria Insurance Ltd.
- FREMAP, Mutua de Accidentes de Trabajo y Enfermedades Profesionales de la Seguridad Social No.61
- GE Capital Mortgage Insurance Corp. (Australia) Pty Ltd.
- Progressive Specialty Insurance Co.
- Progressive Northwestern Insurance Co.
- Progressive Southeastern Insurance Co.
- Progressive Gulf Insurance Co.
- Progressive Preferred Insurance Co.
- Progressive Northern Insurance Co.
- United Financial Casualty Co.
- Sompo Japan Nipponkoa Insurance Inc.
- Aviva International Insurance Ltd.
- Nissay Dowa General Insurance Co. Ltd.
- United States Fidelity & Guaranty Co.
- Safeco Insurance Co. of America
- Sumitomo Marine & Fire Insurance Co. Ltd.
- National Continental Insurance Co.
- Aioi Insurance Co. Ltd.
- Northwestern National Casualty Insurance Co.
- United Services Automobile Association
- Folksam International Insurance Co Ltd
- Fidelity & Casualty Co. of New York
- Valley Forge Insurance Co.
- Physicians Insurance Co. of Ohio
- Farmington Casualty Co.
- AIG Funding Inc.
- Admiral Insurance Co.
- State Farm Mutual Automobile Insurance Co.
- ACE Fire Underwriters Insurance Co.
- ACE Insurance Co. of the Midwest
- Topdanmark Forsikring A/S (Unsolicited Ratings)
- Champion Insurance Co.
- California Housing Loan Insurance Fund
- NIPPONKOA Insurance Co. Ltd.
- The Continental Insurance Co. of NJ
- Anthem Insurance Cos. Inc.
- Fireman's Fund Insurance Co. of Wisconsin
- Liberty Insurance Corp.
- ACE Insurance Co. of Texas
- ACE Insurance Co. of Ohio
- North Pacific Insurance Co.
- Tokio Marine & Fire Insurance Co. Ltd.
- Selective Insurance Co. of America
- Selective Way Insurance Co.
- Selective Insurance Co. of the Southeast
- Selective Insurance Co. of South Carolina
- Nationwide Mutual Fire Insurance Co.
- Nationwide General Insurance Co.
- Nationwide Property & Casualty Insurance Co.
- Nationwide Assurance Co.
- Scottsdale Insurance Co.
- Employers Insurance Co. of Wausau
- Wausau General Insurance Co.
- Wausau Underwriters Insurance Co.
- Lumbermens Mutual Casualty Co.
- American Motorists Insurance Co.
- American Manufacturers Mutual Insurance Co.
- Farmers Insurance Exchange
- Fire Insurance Exchange
- Truck Insurance Exchange
- Mid-Century Insurance Co.
- Farmers Insurance Co. of OR
- Farmers Insurance Co. Inc.
- Illinois Farmers Insurance Co.
- Texas Farmers Insurance Co.
- Hanover Lloyd's Insurance Co.
- Citizens Insurance Co. of America (MI)
- Beacon Insurance Co. of America (Unsolicited Ratings)
- American Select Insurance Co. (Unsolicited Ratings)
- TIG Insurance Co.
- Homeland Insurance Co. of New York
- AutoOne Insurance Co.
- AutoOne Select Insurance Co.
- American Economy Insurance Co.
- American States Preferred Insurance Co.
- Cincinnati Insurance Co.
- Zenith Insurance Co.
- Crestbrook Insurance Co.
- ZNAT Insurance Co.
- Nationwide Mutual Insurance Co.
- TIG American Specialty Insurance Co.
- TIG Insurance Co. of CO
- Nationwide Insurance Co. of America
- Fairmont Insurance Co.
- TIG Insurance Co. of MI
- TIG Insurance Corp. of America
- TIG Specialty Insurance Co.
- TIG Indemnity Co.
- TIG Insurance Co. of NY
- TIG Insurance Co. of TX
- Republic Indemnity Co. of America
- Clarendon National Insurance Co.
- Euler Hermes U.K. PLC
- National Casualty Co.
- Nationwide Agribusiness Insurance Co.
- Scottsdale Indemnity Co.
- Worldwide Insurance Co.
- Motorists Commercial Mutual Insurance Co. (The) (Unsolicited Ratings)
- Southern County Mutual Insurance Co.
- Oil Insurance Ltd.
- Home Indemnity Co.
- City Insurance Co.
- Home Insurance Co. of IL
- Home Insurance Co. of Indiana
- Home Insurance Co. of WI
- Attorneys' Liability Assurance Society (Bermuda) Ltd.
- Security Insurance Co. of Hartford
- Connecticut Indemnity Co.
- Fire & Casualty Insurance Co. of Connecticut
- Bituminous Casualty Corp.
- Bituminous Fire & Marine Insurance Co.
- Old Republic Union Insurance Co.
- Great West Casualty Co.
- Old Republic Surety Co.
- Developers Surety & Indemnity Co. (Unsolicited Ratings)
- Gjensidige
- Aviva Insurance Ltd.
- AXA France IARD
- United Guaranty Residential Insurance Co.
- General Casualty Co of Wisconsin
- General Casualty of Illinois
- Regent Insurance Co.
- Fremont Indemnity Co. of the Northwest
- Westchester Surplus Lines Insurance Co.
- Volksfuersorge Deutsche Sachversicherung AG
- Frankfurter Versicherungs-AG
- DEVK Allgemeine Versicherungs-AG
- HUK-COBURG-Allgemeine Versicherungs AG (Unsolicited Ratings)
- American Home do Brazil S.A.
- American Home Assurance Co. Hong Kong Branch
- AIU Insurance Co. Taiwan
- AIU Insurance Co. Shanghai Province
- AIU Insurance Co. Guangzhou
- New Hampshire Insurance Co. Hong Kong
- New Hampshire Insurance Co. Thailand
- Wellmark Health Plan of Iowa Inc.
- N.V. Unive Schade (Unsolicited Ratings)
- HUK-COBURG Haftpflicht-Unterstuetzungs-Kasse kraftfahrender Beamter Deutschlands a.G. in Coburg (Unsolicited Ratings)
- Hong Leong Assurance Bhd.
- AXA Seguros Generales (Unsolicited Ratings)
- Mainland Insurance Co.
- Health Net of Arizona Inc.
- Health Net of California Inc.
- ConnectiCare Inc.
- AET Health Care Plan Inc.
- Coventry Health Care of Iowa Inc.
- Health Net of Connecticut Inc.
- Humana Health Benefit Plan of Louisiana Inc.
- Optimum Choice Inc.
- Fallon Community Health Plan Inc.
- Tufts Associated Health Maintenance Organization Inc.
- Health Alliance Plan of Michigan
- Delta Dental Plan of Michigan Inc.
- SelectCare HMO Inc.
- HealthPlus of Michigan Inc.
- Exclusive Healthcare Inc.
- Delta Dental of New Jersey Inc.
- HIP of New Jersey Inc.
- Health Care Plan Inc.
- Providence Health Plan
- Geisinger Health Plan
- HealthAmerica Pennsylvania Inc.
- United HealthCare of North Carolina Inc.
- Delta Dental of Rhode Island
- Scott & White Health Plan
- Humana HMO Texas Inc.
- Chartis Europe S.A.
- RenaissanceRe Specialty Risks Ltd
- Atradius Nordic AS
- Atradius Re S.A.
- Companion Commercial Insurance Co.
- Penn-Star Insurance Co. (Unsolicited Ratings)
- Trafalgar Insurance Company of Canada
- Gartenbau-Versicherung VVaG (Unsolicited Ratings)
- If P&C Insurance Ltd. (publ)
- MAAF Assurances
- Azur Assurances IARD (Unsolicited Ratings)
- La Fondiaria Assicurazioni SpA
- AXA Corporate Solutions Assurance
- AHICO First American-Hungarian Insurance Co.
- First American Czech Insurance Co. AS (Amcico Pojistovna A.S.)
- Basler Versicherungs-AG in Oesterreich AG
- HDI Hannover Versicherung AG
- HSBC Seguros (Brasil) S.A.
- Mannheimer Versicherung AG
- Pohjola Non-Life Insurance Co. Ltd.
- California Physicians' Service (d/b/a Blue Shield of California)
- Seguros Triple-S Inc.
- Co-operative Insurance Society Ltd. (Non-Life)
- Transatlantische Allgemeine Vers. AG
- AmeriCan Medical Plans of MS
- Care 3 Inc.
- Health Power HMO
- Personal Physician Care Inc.
- Unified Physicians of WA
- AXA Insurance Singapore Pte. Ltd.
- Prudential Assurance Co. Singapore (Pte.) Ltd.
- HSBC Insurance (Singapore) Pte. Ltd.
- AIG Slovakia Insurance Co. A.S.
- Kemper Underwriting Brokers Inc.
- Kemper Environmental, Ltd.
- QBE WorkAble Ltd.
- Vero Accident Insurance Ltd.
- RVS Schadeverzekering N.V. (Unsolicited Ratings)
- Blue Cross Blue Shield of Michigan
- Blue Care Network of Michigan
- Centre Solutions (U.S.) Ltd.
- Centre Insurance Co.
- Bayerischer Versicherungsverband Versicherungs AG
- The Britannia Steam Ship Insurance Association Ltd.
- British Marine Luxembourg S.A.
- Assuranceforeningen Gard - gjensidig -
- The Japan Ship Owners' Mutual Protection & Indemnity Association
- Liverpool & London Steamship P & I Association Ltd.
- The London Steam-Ship Owners' Mutual Insurance Assn. Ltd. (Unsolicited Ratings)
- The North of England Protecting & Indemnity Association Ltd.
- Shipowners' Mutual Protection & Indemnity Association (Luxembourg)
- Assuranceforeningen SKULD (Gjensidig)
- Humana Insurance Co. of KY
- The Standard Steamship Owners' P&I Assn. (Bermuda) Ltd.
- The Standard Steamship Owners' P&I Assn. (London) Ltd.
- Crum and Forster Insurance Company
- Crum & Forster Underwriters Co. of Ohio
- Coregis Insurance Co.
- Nichido Fire & Marine Insurance Co. Ltd.
- American States Insurance Co.
- Trumbull Insurance Co.
- Columbia Insurance Co.
- Alm. Brand af 1792 G/S
- Lansforsakringar Sak Forsakrings AB
- Folksam omsesidig sakforsakring (Unsolicited Ratings)
- Lloyd's
- Sparebank 1 Skadeforsikring A/S (Unsolicited Ratings)
- Attorneys' Liability Assurance Society Inc. RRG
- Fidelity & Deposit Co. of Maryland
- Frontier Insurance Co.
- Amwest Surety Insurance Co.
- Kansas Bankers Surety Co.
- Allianz SE
- Seaboard Surety Co.
- Sentry Select Insurance Co. (Unsolicited Ratings)
- Sentry Casualty Co. (Unsolicited Ratings)
- Wausau Business Insurance Co.
- AMCO Insurance Co.
- Allied Property & Casualty Insurance Co.
- Ulico Casualty Co. (Unsolicited Ratings)
- Allianz IARD
- London Assurance (The)
- Sun Alliance & London Insurance PLC
- Ohio Casualty Insurance Co.
- American Fire & Casualty Co.
- Ohio Security Insurance Co.
- AEGON Schadeverzekering N.V.
- Continental Lloyds Insurance Co.
- Zurich International (Bermuda) Ltd.
- Hartford Underwriters Insurance Co.
- Affirmative Insurance Co.
- Insura Property & Casualty Insurance Co.
- Shelby Insurance Co.
- St. Paul Insurance Co.
- St. Paul Insurance Co. of ND
- St. Paul Mercury Insurance Co.
- St. Paul Property & Casualty Insurance Co.
- St. Paul Indemnity Insurance Co.
- St. Paul Insurance Co. of IL
- USAA Casualty Insurance Co.
- USAA General Indemnity Co.
- First Liberty Insurance Corp.
- Farmers Insurance Co. of Arizona
- Farmers Insurance Co. of Idaho
- Farmers Insurance Co. of WA
- Farmers Insurance Co. of Columbus (OH)
- Mid-Century Insurance Co. of Texas
- Old Republic General Insurance Corp.
- GEICO Casualty Co.
- GEICO General Insurance Co.
- GEICO Indemnity Co.
- Allstate Indemnity Co.
- Allstate Property & Casualty Insurance Co.
- Allstate Texas Lloyd's
- Allstate County Mutual Insurance Co.
- Northbrook Indemnity Co.
- Discover Property & Casualty Insurance Co.
- St. Paul Protective Insurance Co.
- Northwestern Pacific Indemnity Co.
- Texas Pacific Indemnity Co.
- Chubb Lloyd's Insurance Co. of Texas
- Chubb Custom Insurance Co.
- Travelers Excess & Surplus Lines Co.
- Chubb Insurance Co. of New Jersey
- Travelers Casualty and Surety Co. of America
- United Security Insurance Co.
- LM Property & Casualty Insurance Co.
- American Road Insurance Co. (The)
- Anthem Health Plans of Virginia Inc.
- Superior National Insurance Co.
- Aioi Insurance Co. Ltd. (U.S. Branch)
- Nissay Dowa General Insurance Co. Ltd. (U.S. branch)
- NIPPONKOA Insurance Co. Ltd. (U.S. branch)
- Tokio Marine & Nichido Fire Insurance Co. Ltd. (U.S. Branch)
- Century Indemnity Co.
- Drivers Ins Co.
- Pride National Insurance Co.
- Pelican State Mutual Insurance Co.
- American Security Insurance Co.
- Portman Insurance Ltd.
- Travelers Commercial Insurance Co.
- Travelers Property Casualty Insurance Co.
- Travelers Casualty Co. of Connecticut
- Travelers Personal Insurance Co.
- Fireman's Fund Insurance Co. of Ohio
- Executive Risk Indemnity Inc.
- Argonaut Insurance Co.
- Argonaut-Midwest Insurance Co.
- Argonaut-Southwest Insurance Co.
- Argonaut Limited Risk Insuance Co
- American Guarantee & Liability Insurance Co.
- American Zurich Insurance Co.
- Zurich American Insurance Co. of IL
- Steadfast Insurance Co.
- Gordian RunOff Ltd.
- GIO General Ltd.
- Afianzadora Insurgentes, S.A. de C.V.
- Horace Mann Insurance Co.
- Teachers Insurance Co.
- Health Care Service Corp. d/b/a Blue Cross Blue Shield of Illinois, New Mexico, Oklahoma, Texas and Montana
- 21st Century Premier Insurance Co.
- 21st Century Preferred Insurance Co.
- 21st Century Centennial Insurance Co.
- Reciprocal of America
- XL Insurance (Bermuda) Ltd.
- Chubb Insurance Co. of Europe
- Pacific Insurance Co. Ltd.
- The United Kingdom Mutual Steamship Assurance Association (Bermuda) Ltd.
- Cia de Seguros Generales Cruz del Sur S.A.
- The Steamship Mutual Underwriting Assn. (Bermuda) Ltd.
- Sveriges Angfartygs Assurans Forening (The Swedish Club)
- Euler Hermes Europe
- Euler Hermes SIAC SpA
- Advantage Care Inc.
- Aetna Health of California Inc.
- Aetna Health Plans of New York Inc.
- Aetna Health Inc. (a Tennessee corporation)
- Aetna Health Inc. (an Ohio corporation)
- Aetna Health Inc. (a Florida corporation)
- Aetna Health Inc. (a Connecticut corporation)
- Aetna Health Inc. (a Massachusetts corporation)
- Aetna Health Inc. (a Georgia corporation)
- Aetna Health of Illinois Inc.
- Aetna Health of North Texas
- AvMed Inc.
- Premera Blue Cross
- Care Choices HMO (MI)
- Champion Healthcare Inc.
- Cimarron Health Plan
- Comprehensive Health Services of Texas
- Delta Dental Plan of Arkansas
- Colorado Dental Service Inc.
- Delta Dental Plan of Kentucky Inc.
- Delta Dental Plan of Minnesota
- Delta Dental Plan of South Dakota
- Delta Dental Plan of Wisconsin
- AmCare Health Plans of Texas Inc.
- AmCare Health Plan of Oklahoma Inc.
- Garden State Hospitalization Plan
- Anthem Health Plans Inc.
- Anthem Health Plans of Kentucky Inc.
- Suez Canal Insurance
- Group Health Inc.
- Health New England
- Health Plan
- Wellcare of Connecticut Inc.
- AmeriChoice of Pennsylvania
- HealthOhio Inc. (d/b/a HealthFirst)
- OATH - A Health Plan for Alabama Inc.
- National Insurance Co. of Egypt (Unsolicited Ratings)
- CIGNA Healthcare of Maine Inc.
- Blue Cross Blue Shield Health Care Plan of Georgia Inc.
- HMO Louisiana Inc.
- Aetna Health Inc. (a New Jersey corporation)
- HMO Partners (d/b/a HMO Arkansas Health Advant)
- HUM Healthcare Systems Inc.
- KPS Health Plans
- M Plan Inc.
- Maxicare Indiana Inc.
- Metrowest Health Plan Inc.
- Mississippi Managed Care Network Inc
- Mundial Confianca Cia de Seguros S.A.
- Aetna Health of Washington Inc.
- Aetna Health Inc. (a Maryland corporation)
- Total Health Care Plan Inc.
- Optima Health Plan
- Group Health Options Inc.
- Oregon Dental Service
- United Healthcare of Arizona Inc.
- United HealthCare of Georgia Inc.
- United HealthCare of Kentucky Ltd.
- United HealthCare of the Midwest Inc.
- United HealthCare of New England Inc.
- Oxford Health Plans Connecticut Inc.
- Oxford Health Plans New Jersey Inc.
- HRM Health Plans of Pennsylvania Inc.
- UnitedHealthcare of New Jersey Inc.
- United HealthCare of Texas Inc.
- Unity Health Plans Insurance Corp.
- Aetna Health Inc. (a Pennsylvania corporation)
- Aetna Dental Inc. (a Delaware corporation)
- PacifiCare of Colorado Inc.
- PacifiCare of Oklahoma, Inc.
- PacifiCare of Texas, Inc.
- Altius Health Plans Inc.
- Aetna Health Inc. (a Delaware corporation)
- Aetna Health of the Carolinas Inc.
- Paramount Health Care
- Partners National Health Plans of Indiana Inc.
- Partners National Health Plans of North Carolina Inc.
- Pennsylvania Dental Service Corp. (d/b/a Delta Dental of Pennsylvania)
- Physicians Care PPO Inc.
- Health Net of New Jersey Inc.
- Health Net of New York Inc.
- Aetna Health Inc. (a Washington Corporation)
- Preferred Health Partnership of Tennessee
- Vytra Health Plans Long Island Inc.
- Washington Dental Service
- Preferred Plus of Kansas Inc.
- Wisconsin Physicians Service Insurance Corp.
- Primehealth of Alabama Inc.
- Health Net of Pennsylvania
- Aetna Dental Maintenance Organization Inc.
- Rio Grande HMO Inc.
- SHA LLC
- Qualchoice of Virginia Health Plan Inc.
- Health Net Health Plan of Oregon Inc.
- Southern Health Systems Inc.
- Suburban Health Plan Inc.
- Summacare Inc.
- Premier Behavioral System of Tennessee LLC
- Three Rivers Health Plans Inc.
- Allianz Subalpina SpA (Unsolicited Ratings)
- American Agents Insurance Co.
- American Superior Insurance Co.
- Avomark Insurance Co.
- Bridgefield Employers Insurance Co.
- FTBA Mutual Inc.
- Gemini Insurance Co.
- Health Insurance Plan of Greater New York
- Health Care Insurance Co.
- CGU Insurance Ltd. (Old)
- Gulf Insurance Group K.S.C.P.
- AXA Insurance Ltd.
- Pennsylvania General Insurance Co.
- Sompo Japan Nipponkoa Insurance Co. of Europe Ltd.
- Generali Assurances I.A.R.D. (Unsolicited Ratings)
- American Home Assurance Co. Japan Branch
- American Home Assurance Co. Malaysia Branch
- AIG Seguros Mexico, S.A. de C.V.
- F.A.T.A. ASSICURAZIONI DANNI SpA (Unsolicited Ratings)
- Kommuneforsikring A/S (Unsolicited Ratings)
- St.George Insurance Pte. Ltd.
- Chautauqua Patrons Insurance Assoc.
- Privilege Insurance Co. Ltd.
- Companhia de Seguros Tranquilidade S.A.
- Progressive Classic Insurance Co.
- TMIC Insurance Co.
- MGIC Mortgage Insurance Corp.
- Great American Insurance Co.
- RSUI Indemnity Co. (Unsolicited Ratings)
- Arrowood Indemnity Co.
- Oregon Automobile Insurance Co.
- Massachusetts Bay Insurance Co.
- Camden Fire Insurance Assoc.
- Farmland Mutual Insurance Co.
- Milbank Insurance Co.
- American Home Assurance Co. Singapore Branch
- Amedex Insurance Co.
- Chartis Excess Ltd.
- Harvard Pilgrim Health Care of New England (Rhode Island)
- Republic Fire & Casualty Insurance Co.
- Southern Underwriters Insurance Co.
- Premier Auto Insurance Co.
- AXA Assurances IARD Mutuelle (Unsolicited Ratings)
- Mapfre Mutualidad de Seguros y Reaseguros a Prima Fija
- Undershaft (Hamilton) Limited (Unsolicited Ratings)
- Oman Insurance Co. (PSC)
- Fedsure General Insurance Ltd.
- Reaal Schadeverzekering N.V.
- FIATC Mutua de Seguros y Reaseguros a Prima Fija y Sociedades Filiales
- Plus Ultra Cia Anon.de Seg. y Reas.
- American Home Assurance Co, Jamaica Branch
- Companion HealthCare Corp.
- Dean Health Plan Inc.
- Physicians Plus Insurance Corp.
- United Guaranty Mortgage Indemnity Co.
- Allianz Private Krankenversicherungs - AG
- Condor Allgemeine Versicherungs AG
- La Meridional Compania Argentina de Seguros S.A.
- AAA Mid-Atlantic Insurance Co. (Unsolicited Ratings)
- American Preferred Provider Plan of Newark
- AIG Poland Insurance Co. S.A.
- ZAO Metlife Insurance Company
- AXA Portugal Companhia de Seguros (Unsolicited Ratings)
- Zurich Espana, Compania de Seguros y Reaseguros, S.A.
- AmeriCan Medical Plans of GA
- AIG Romania Insurance Co. S.A.
- AIG Bulgaria Insurance and Reinsurance Co, AD
- New Zealand Insurance (AI) Ltd.
- AXA Aurora Iberica SA (Unsolicited Ratings)
- LM Insurance Corp.
- Employers Compensation Insurance Company
- Allcity Insurance Co.
- Genworth Residential Mortgage Insurance Corp. of North Carolina
- The Marine Insurance Co. Ltd.
- Fort Wayne Health & Casualty Insurance Co.
- Codan Forsikrings A/S
- Arch Specialty Insurance Co.
- Depositors Insurance Co.
- GAN Assurances
- St. Paul Fire & Casualty Insurance Co.
- St. Paul Guardian Insurance Co.
- Princeton Insurance Co. (Unsolicited Ratings)
- Aetna Health and Life Insurance Co.
- Travelers Lloyd's of Texas Insurance Co.
- Travelers Personal Security Insurance Co.
- Homeland Central Insurance Co.
- Legion Insurance Co.
- Radian Mortgage Assurance Inc.
- Mitsui Sumitomo Insurance Co. Ltd. (US Branch)
- Magnolia Fire & Casualty Insurance Co.
- Select Markets Insurance Co.
- Aetna Health Inc. (a Texas corporation)
- Aetna Health Inc. (an Arizona corporation)
- Premier Healthcare of Arizona Inc.
- Presbyterian Health Plan Inc.
- West of England Mutual Insurance Association (Luxembourg)
- HIP of Pennsylvania Inc. (d/b/a HIP Health Plan PA)
- Sonnenberg Mutual Insurance Co.
- Euler Hermes France
- Advantage Health Plan Inc.
- Aetna Health Inc. (a Colorado corporation)
- American Health Care Providers Inc.
- Community Choice Michigan
- Renaissance Health Plan
- Univera Healthcare-CNY Inc.
- AmCare Health Plans of Louisiana Inc.
- Health Partners of Philadelphia
- CIGNA Healthcare of South Carolina Inc.
- Mercy Health Plans of Missouri Inc. (d/b/a Mercy Health Plans)
- Michigan HMO Plans
- Aetna Dental Inc. (a Pennsylvania corporation)
- AET Health Care Plan of California Inc.
- Carolina Care Plan Inc.
- Unitrin Advantage Insurance Co.

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