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Criteria | Structured Finance | Legal: Standard & Poor?s Criteria For Analyzing Loans Governed By Anti-Predatory Lending Laws Nov 08 Product Image

Criteria | Structured Finance | Legal: Standard & Poor?s Criteria For Analyzing Loans Governed By Anti-Predatory Lending Laws Nov 08

  • Published: November 2008
  • Standard & Poors

Abstract
Standard & Poor's Ratings Services began commenting on anti-predatory lending laws in 2003 (see note 1). Since then, as new laws have been enacted or existing laws have been amended, Standard & Poor's has published articles addressing the applicability of its General Anti-Predatory Lending Law Criteria, as set forth below, to such laws. To date, Standard & Poor's has published more than 50 articles addressing anti-predatory lending laws. Because a law may have been amended multiple times, there may be more than one article on the same law, making it difficult for a reader to discern Standard & Poor's most up-to-date approach. To reduce any confusion, Standard & Poor's is consolidating into this article (the General 2008 Article) a number...

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