- Language: English
- 108 Pages
- Published: January 2012
- Region: China
Criteria | Structured Finance | Legal: Standard & Poor?s Criteria For Analyzing Loans Governed By Anti-Predatory Lending Laws Nov 08
- Published: November 2008
- Standard & Poors
Standard & Poor's Ratings Services began commenting on anti-predatory lending laws in 2003 (see note 1). Since then, as new laws have been enacted or existing laws have been amended, Standard & Poor's has published articles addressing the applicability of its General Anti-Predatory Lending Law Criteria, as set forth below, to such laws. To date, Standard & Poor's has published more than 50 articles addressing anti-predatory lending laws. Because a law may have been amended multiple times, there may be more than one article on the same law, making it difficult for a reader to discern Standard & Poor's most up-to-date approach. To reduce any confusion, Standard & Poor's is consolidating into this article (the General 2008 Article) a number...
Standard and Poors RatingsXpress Credit Research provides in-depth coverage of international corporates, financial institutions, insurance companies, utilities, sovereigns and structured finance programs. RatingsXpress Credit Research lets users determine the credit rating of holdings and identify key factors underlying an issuer's creditworthiness, distinguishes the different risk exposures for new and existing deals, and provides an understanding of how their analysts interpret key regulatory, political and environmental events and their economic impact.
Research Type: Commentary
Criteria articles describe the thought process and methodology Standard & Poor's analysts use in determining ratings. These commentary pieces discuss both the quantitative (economic and financial) and qualitative (business analysis and caliber of management) aspects of the analysis, as well as legal issues.
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