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Credit FAQ: The Credit Impact Of Health Care Reform Will Take Hold Slowly Mar 10

Standard & Poors, March 2010


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Abstract
The U.S. appears set to enter a new era with the passage of major health care reform--the Patient Protection and Affordable Care Act--which President Barack Obama signed into law. The book hasn't closed on this controversial law yet; it will almost certainly face amendments in the short term, and some of its chief provisions, such as mandatory insurance purchases, will likely come under fire in the courts. Also, it will be months, or even years, before many of the law's chief provisions take effect. Yet, the fact remains that the passage of this law is a landmark: The U.S. has the potential to achieve near-universal health care coverage for its citizens for the first time. The addition of millions of...

Standard and Poors RatingsXpress Credit Research provides in-depth coverage of international corporates, financial institutions, insurance companies, utilities, sovereigns and structured finance programs. RatingsXpress Credit Research lets users determine the credit rating of holdings and identify key factors underlying an issuer's creditworthiness, distinguishes the different risk exposures for new and existing deals, and provides an understanding of how their analysts interpret key regulatory, political and environmental events and their economic impact.

Research Type: Commentary
Criteria articles describe the thought process and methodology Standard & Poor's analysts use in determining ratings. These commentary pieces discuss both the quantitative (economic and financial) and qualitative (business analysis and caliber of management) aspects of the analysis, as well as legal issues.




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