Research And Markets Research And Markets

Keiyo Bank Ltd. Dec 11

  • ID: 2034865
  • December 2011
  • Standard & Poors
1 of 3

Strong business franchise in banking services to individual and SME customers in Chiba Prefecture, especially along the Sobu and Keiyo train lines Favorable profitability compared with domestic peers More geographically concentrated operating franchise compared with domestic peers High interest rate risk on bank accounts, which is not reflected in the bank's RAC, due to relatively long durations of JGB holdings Standard & Poor's Ratings Services bases its ratings on Keiyo Bank Ltd. on the bank's "adequate" business position, "adequate" capital and earnings, "adequate" risk position, "average" funding, "strong" liquidity, as well as a "moderately high" likelihood of the government providing the bank with extraordinary support in a time of need. The SACP, which excludes the factor of extraordinary support, of...

Companies mentioned in this report are: Keiyo Bank Ltd.
Action: Review

Standard and Poors RatingsXpress Credit Research provides in-depth coverage of international corporates, financial institutions, insurance companies, utilities, sovereigns and structured finance programs. RatingsXpress Credit Research lets users determine the credit rating of holdings and identify key factors underlying an issuer's creditworthiness, distinguishes the different risk exposures for new and existing deals, and provides an understanding of how their analysts interpret key regulatory, political and environmental events and their economic impact.

Research Type: Full Analysis

Note: Product cover images may vary from those shown
2 of 3

Keiyo Bank Ltd.

Note: Product cover images may vary from those shown
3 of 3
Note: Product cover images may vary from those shown