Strong business franchise in banking services to individual and SME customers in Chiba Prefecture, especially along the Sobu and Keiyo train lines Favorable profitability compared with domestic peers More geographically concentrated operating franchise compared with domestic peers High interest rate risk on bank accounts, which is not reflected in the bank's RAC, due to relatively long durations of JGB holdings Standard & Poor's Ratings Services bases its ratings on Keiyo Bank Ltd. on the bank's "adequate" business position, "adequate" capital and earnings, "adequate" risk position, "average" funding, "strong" liquidity, as well as a "moderately high" likelihood of the government providing the bank with extraordinary support in a time of need. The SACP, which excludes the factor of extraordinary support, of...
Companies mentioned in this report are: Keiyo Bank Ltd.
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