U.S. Insurance Outlook 2012: Finding The Right Strategy In A Volatile Environment Nov 11
- ID: 2038923
- November 2011
- Region: United States
- Standard & Poors
The U.S. insurance industry will face challenges in 2012 springing largely from the enervated state of the national economy. Standard & Poor's Ratings Services believes that the odds of another recession in 2012 remain at 35%--not a sign of a robust economy to be sure, but better than even money that the economy will continue to grow, even if only slowly. But slow growth, high unemployment, low interest rates, a volatile political roadmap, and uncertain fiscal policy outcomes in Europe and the U.S. mean that insurers will need to be as mindful of potential headwinds and as nimble in responding to them as at any time since the worst of the recent credit crisis. Our outlooks on the biggest insurance...
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Research Type: Commentary
Criteria articles describe the thought process and methodology Standard & Poor's analysts use in determining ratings. These commentary pieces discuss both the quantitative (economic and financial) and qualitative (business analysis and caliber of management) aspects of the analysis, as well as legal issues.