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Hangzhou City Commercial Bank Feb 06 Product Image

Hangzhou City Commercial Bank Feb 06

  • ID: 2054457
  • February 2006
  • Standard & Poors


  • Bank of Hangzhou Co. Ltd.
  • MORE

Hangzhou City Commercial Bank (HCCB) is not rated by Standard & Poor's Ratings Services. This analysis is a general credit comment based on publicly available information. It is published here as part of a review of China's banking sector. The financial profile of HCCB compares favorably with its peers'. It is characterized by a low NPA ratio, sound profitability, and adequate liquidity. However, rapid expansion of credit assets has continued to put pressure on the bank's capitalization, and over-concentration in its loan portfolio raises concern about the bank's risk profile. HCCB was established in 1996. It is based in Hangzhou, the capital of Zhejiang, a coastal province in eastern China experiencing the highest levels of economic development in the country....

Companies mentioned in this report are:
- Bank of Hangzhou Co. Ltd.
- Commonwealth Bank of Australia

Action: Review

Standard and Poors RatingsXpress Credit Research provides in-depth coverage of international corporates, financial institutions, insurance companies, utilities, sovereigns and structured finance programs. RatingsXpress Credit Research lets users determine the credit rating of holdings and identify key factors underlying an issuer's creditworthiness, distinguishes the different risk exposures for new and existing deals, and provides an understanding of how their analysts interpret key regulatory, political and environmental events and their economic impact.

Research Type: Full Analysis

- Bank of Hangzhou Co. Ltd.
- Commonwealth Bank of Australia

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