Bank Ratings Incorporate Expectations For Improving Capital Assessments Globally Feb 12

  • ID: 2086104
  • February 2012
  • Standard & Poors
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  • ABN AMRO Bank N.V.
  • BBVA Bancomer S.A.
  • DBS Bank Ltd.
  • KBC Group N.V.
  • Regions Financial Corp.
  • The Bank of Nova Scotia
  • MORE

Large banks' capital adequacy generally has improved since the global credit crisis. Standard & Poor's Ratings Services expects this improvement to continue over the next few years based on banks' need to meet the more stringent Basel III regulatory requirements. (Watch the related CreditMatters TV segment titled, "Why Capital And Earnings Could Continue To Improve At 100 Of The World-s Largest Banks," dated Feb. 29, 2012.) In this comparative analysis of large banks' capital, we present the risk-adjusted capital (RAC) ratios for 100 of the largest banks in the world that we publicly rate, from 29 different countries. This is our third global study of RAC ratios on the world's leading banks, and the first under our updated criteria, which...

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Research Type: Commentary
Criteria articles describe the thought process and methodology Standard & Poor's analysts use in determining ratings. These commentary pieces discuss both the quantitative (economic and financial) and qualitative (business analysis and caliber of management) aspects of the analysis, as well as legal issues.

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- Bank of New York Mellon Corp.
- Credit Agricole S.A.
- Comerica Inc.
- Deutsche Bank AG
- Regions Financial Corp.
- Bank of America Corp.
- National Australia Bank Ltd.
- Wells Fargo & Co.
- PNC Financial Services Group
- Cooperatieve Rabobank U.A.
- Royal Bank of Canada
- State Street Corp.
- Toronto-Dominion Bank
- Australia and New Zealand Banking Group Ltd.
- Bank of Montreal
- The Bank of Nova Scotia
- BNP Paribas
- Danske Bank A/S
- Skandinaviska Enskilda Banken AB (publ)
- Societe Generale
- Swedbank AB
- Westpac Banking Corp.
- Commonwealth Bank of Australia
- U.S. Bancorp
- Canadian Imperial Bank of Commerce
- Fifth Third Bancorp
- BB&T Corp.
- SunTrust Banks Inc.
- KeyCorp
- The Hongkong and Shanghai Banking Corp. Ltd.
- Commerzbank AG
- Svenska Handelsbanken AB
- Morgan Stanley
- UniCredit SpA
- DBS Bank Ltd.
- Banca Monte dei Paschi di Siena SpA
- Standard Chartered Bank
- State Bank of India
- JPMorgan Chase & Co.
- Citigroup Inc.
- Nykredit Realkredit A/S
- Banco Santander S.A.
- The Royal Bank of Scotland Group PLC
- Credit Suisse Group AG
- MUFG Americas Holdings Corporation
- Nationwide Building Society
- ING Bank N.V.
- The Goldman Sachs Group Inc.
- HSBC Holdings PLC
- Bank of Communications Co. Ltd.
- Fundacion Bancaria Caja de Ahorros y Pensiones de Barcelona
- Credit Mutuel Arkea
- Banco Nacional de Mexico S.A.
- Bank of China Ltd.
- BBVA Bancomer S.A.
- Turkiye Garanti Bankasi A.S.
- Zuercher Kantonalbank
- Industrial and Commercial Bank of China Ltd.
- Capital One Financial Corp.
- Intesa Sanpaolo SpA
- Malayan Banking Bhd.
- United Overseas Bank Ltd.
- Oversea-Chinese Banking Corp. Ltd.
- The National Commercial Bank
- Banco Bradesco S.A.
- Shinhan Bank
- Kookmin Bank
- National Bank of Greece S.A.
- Banco Popular Espanol S.A.
- Industrial Bank of Korea
- Banco Nacional de Desenvolvimento Economico e Social
- Citizens Financial Group, Inc.
- China Construction Bank Corp.
- Itau Unibanco Holding S.A.
- Erste Group Bank AG
- UniCredit Bank AG
- Woori Bank
- KBC Group N.V.
- Banco Bilbao Vizcaya Argentaria S.A.
- Nordea Bank AB
- Banco do Brasil S.A
- Nomura Holdings Inc.
- Banco Santander (Brasil) S.A.
- Bank of China (Hong Kong) Ltd.
- ICICI Bank Ltd.
- Lloyds Banking Group PLC
- Mitsubishi UFJ Financial Group Inc.
- Mizuho Financial Group Inc.
- Sumitomo Mitsui Financial Group Inc.
- VTB Bank JSC
- Barclays PLC
- Macquarie Group Ltd.
- ABN AMRO Bank N.V.
- Bankia S.A.

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