Industry Dynamics and Competitive Landscape in the Brazilian Life Insurance Industry to 2016: Market Profile

Timetric, March 2012, Pages: 125

Synopsis
The report provides top-level market analysis, information and insights into the Brazilian life insurance market, including:
- A description of the life insurance market in Brazil
- The Brazilian life insurance market’s growth prospects
- The competitive landscape in the Brazilian life insurance market

Summary
Brazil is the world's seventeenth-largest insurance market, and the largest in the Latin American region. The insurance industry in the country has expanded significantly over the last decade, driven by strong macroeconomic and microeconomic fundamentals, raising consumer awareness of insurance products, partial relaxation of regulatory restrictions, and liberalization of the industry to allow foreign competition. However, despite this industry expansion, Brazil remains a largely untapped market with XX% of the employed population being uninsured. Low insurance penetration, with total life, pension and property and accident insurance premiums representing XX% of the country's GDP, is an opportunity for insurance companies to explore.

Scope
This report provides a comprehensive analysis of the life insurance market in Brazil:
- It provides historical values for Brazil’s insurance industry market size for the report’s 2007–2011 review period and forecast figures for the 2012–2016 forecast period
- Using Porter’s industry-standard “Five Forces” analysis, it details the competitive landscape in Brazil for the life insurance business
- It profiles the top life insurance companies in Brazil, and outlines the key regulations affecting them
- It provides a comprehensive analysis of the business environment and country risk for Brazil

Reasons To Buy
- Make strategic business decisions using top-level historic and forecast market data related to the Brazilian insurance industry and each sector within it
- Understand the demand-side dynamics, key market trends and growth opportunities within the Brazilian insurance industry
- Develop market-entry strategies by understanding the key market opportunities
- Assess the competitive dynamics in the Brazilian life insurance market
- Identify key operators in the Brazilian insurance industry, along with profiles on those companies

Key Highlights
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1 Introduction
1.1 What is this Report About?
1.2 Definitions
1.3 Methodology
2 Brazilian Insurance Industry Attractiveness
2.1 Insurance Industry Market Size, 2007-2016
2.2 Key Industry Trends and Drivers
2.2.1 Business drivers
2.2.2 Consumer drivers
2.3 Recent Market Developments
3 Porter's Five Forces Analysis - Brazilian Life Insurance Market
3.1 Bargaining Power of Supplier: medium to High
3.2 Bargaining Power of Buyer: low to medium
3.3 Barriers to Entry: low to medium
3.4 Intensity of Rivalry: high
3.5 Threat of Substitutes: low
4 Competitive Landscape and Strategic Insights
4.1 Overview
4.2 Leading Companies in the Brazilian Life Insurance Market
4.3 Bradesco Seguros S.A - Company Overview
4.3.1 Bradesco Seguros S.A - key facts
4.3.2 Bradesco Seguros S.A - main products
4.3.3 Bradesco Seguros S.A - main competitors
4.3.4 Bradesco Seguros S.A - key employees
4.4 Itau Unibanco Holding SA - Company Overview
4.4.1 Itaú Unibanco Holding SA - key facts
4.4.2 Itaú Unibanco Holding SA - main products
4.4.3 Itaú Unibanco Holding SA - main competitors
4.4.4 Itaú Unibanco Holding SA- key employees
4.5 Banco do Brasil S.A. - Company Overview
4.5.1 Banco do Brasil S.A. - key facts
4.5.2 Banco do Brasil S.A. - main products and services
4.5.3 Banco do Brasil S.A. - main competitors
4.5.4 Banco do Brasil S.A. - key employees
4.6 Santander Seguros S.A - Company Overview
4.6.1 Santander Seguros S.A - key facts
4.6.2 Santander Seguros S.A - main products
4.6.3 Santander Seguros S.A - main competitors
4.6.4 Santander Seguros S.A - key employees
4.7 Caixa Geral de Depositos, SA - Company Overview
4.7.1 Caixa Geral de Depositos, SA - key facts
4.7.2 Caixa Geral de Depositos, SA - main products
4.7.3 Caixa Geral de Depositos, SA - main competitors
4.7.4 Caixa Geral de Depositos, SA - key employees
4.8 Mapfre SA - Company Overview
4.8.1 Mapfre SA - key facts
4.8.2 Mapfre SA - main products
4.8.3 Mapfre SA - main competitors
4.8.4 Mapfre SA- key employees
4.9 Metropolitan Life Seguros E Previdencia Privada S.A - Company Overview
4.9.1 Metropolitan Life Seguros E Previdencia Privada S.A - key facts
4.9.2 Metropolitan Life Seguros E Previdencia Privada S.A - main products
4.9.3 Metropolitan Life Seguros E Previdencia Privada S.A - main competitors
4.9.4 Metropolitan Life Seguros E Previdencia Privada S.A - key employees
4.1 Icatu Hartford Seguros S.A - Company Overview
4.10.1 Icatu Hartford Seguros S.A - key facts
4.10.2 Icatu Hartford Seguros S.A - main products
4.10.3 Icatu Hartford Seguros S.A - main competitors
4.10.4 Icatu Hartford Seguros S.A - key employees
4.11 Sul America SA - Company Overview
4.11.1 Sul America SA - key facts
4.11.2 Sul America SA - main products
4.11.3 Sul America SA - main competitors
4.11.4 Sul America SA - key employees
5 Regulatory Policies
6 Business Environment and Country Risk
6.1 Business Confidence
6.1.1 Business confidence index
6.1.2 Market capitalization trend - Bovespa index, Brazil
6.1.3 FDI inflow by industry
6.1.4 Deployment of credit
6.2 Economic Performance
6.2.1 GDP at constant prices (US dollars)
6.2.2 GDP per capita at constant prices (US dollars)
6.2.3 GDP at current prices (US dollars)
6.2.4 GDP per capita at current prices (US dollars)
6.2.5 GDP split by key sectors
6.2.6 Agriculture net output at current prices (Brazilian real)
6.2.7 Agriculture net output at current prices (US dollars)
6.2.8 Agriculture net output at current prices as a percentage of GDP
6.2.9 Manufacturing net output at current prices (Brazilian real)
6.2.10 Manufacturing net output at current prices (US dollars)
6.2.11 Manufacturing net output at current prices as a percentage of GDP
6.2.12 Mining, manufacturing and utilities net output at current prices (Brazilian real)
6.2.13 Mining, manufacturing and utilities at current prices (US dollars)
6.2.14 Mining, manufacturing and utilities at current prices as a percentage of GDP
6.2.15 Construction net output at current prices (Brazilian real)
6.2.16 Construction net output at current prices (US dollars)
6.2.17 Construction net output at current prices as a percentage of GDP
6.2.18 Crude steel production
6.2.19 Crude oil consumption
6.2.20 Inflation rate
6.2.21 Fiscal balance as a percentage of GDP
6.2.22 Current account balance as a percentage of GDP
6.2.23 Exports as a percentage of GDP
6.2.24 Imports as a percentage of GDP
6.2.25 Exports growth
6.2.26 Imports growth
6.2.27 External debt as a percentage of GDP
6.2.28 Annual average exchange rate (US$-BRL)
6.2.29 End of period exchange rate (US$-BRL)
6.2.30 Debt service ratio
6.3 Infrastructure Quality and Availability
6.3.1 Total airports
6.3.2 Passenger vehicle production
6.3.3 Commercial vehicle production volume
6.3.4 Automotive components exports
6.3.5 Automotive components imports
6.3.6 Passenger vehicle exports
6.3.7 Commercial vehicle exports
6.3.8 Passenger car penetration
6.3.9 Motorcycle penetration
6.3.10 Total installed capacity for electricity generation
6.3.11 Installed capacity for the generation of conventional thermal electricity
6.3.12 Electricity production
6.3.13 Installed capacity for the generation of hydro-electricity
6.3.14 Installed capacity for renewable electricity generation
6.3.15 Electricity consumption
6.3.16 Electricity exports
6.3.17 Electricity imports
6.3.18 Healthcare expenditure
6.3.19 Healthcare expenditure as a percentage of GDP
6.3.20 Healthcare expenditure per capita
6.3.21 Total internet subscribers
6.3.22 Broadband internet subscribers
6.3.23 Personal computer penetration rate
6.3.24 Mobile phone penetration rate
6.3.25 R&D Expenditure as a percentage of GDP
6.4 Labor Force
6.4.1 Labor force
6.4.2 Unemployment rate
6.5 Demographics
6.5.1 Annual disposable income
6.5.2 Annual per capita disposable income
6.5.3 Annual consumer expenditure on food
6.5.4 Annual per capita consumer expenditure on food
6.5.5 Total population
6.5.6 Urban and rural population
6.5.7 Female percentage of population
6.5.8 Male percentage of population
6.5.9 Mean age of population
6.5.10 Median age of population
6.5.11 Population density
6.5.12 Age distribution of the total population
6.5.13 Age distribution of the male population
6.5.14 Age distribution of the female population
6.5.15 Number of households
6.6 Political and Social Risk
6.6.1 Political stability
6.6.2 Terrorism Index
6.6.3 Transparency index
7 Appendix
7.1 Methodology
7.2 Contact us
7.3 About Timetric
7.4 Disclaimer

List of Tables
Table 1: Insurance Industry Definitions
Table 2: Brazil Insurance Overall Written Premium by Segment (BRL Billion), 2007-2011
Table 3: Brazil Insurance Overall Written Premium by Segment (US$ Billion), 2007-2011
Table 4: Brazil Insurance Overall Written Premium by Segment (BRL Billion), 2011-2016
Table 5: Brazil Insurance Overall Written Premium by Segment (US$ Billion), 2011-2016
Table 6: Brazil Insurance Segmentation (%), 2007-2016
Table 7: Life Insurance Market Shares (%), 2009 and 2010
Table 8: Bradesco Seguros S.A, Key Facts
Table 9: Bradesco Seguros S.A, Main Products
Table 10: Bradesco Seguros S.A, Key Employees
Table 11: Itaú Unibanco Holding SA, Key Facts
Table 12: Itaú Unibanco Holding SA, Main Products
Table 13: Itaú Unibanco Holding SA, Key Employees
Table 14: Banco do Brasil S.A., Key Facts
Table 15: Banco do Brasil S.A., Main Products and Services
Table 16: Banco do Brasil S.A., Key Employees
Table 17: Santander Seguros S.A, Key Facts
Table 18: Santander Seguros S.A, Main Products
Table 19: Santander Seguros S.A, Key Employees
Table 20: Caixa Geral de Depositos, SA, Key Facts
Table 21: Caixa Geral de Depositos, SA, Main Products
Table 22: Caixa Geral de Depositos, SA, Key Employees
Table 23: Mapfre SA, Key Facts
Table 24: Mapfre SA, Main Products
Table 25: Mapfre SA, Key Employees
Table 26: Metropolitan Life Seguros E Previdencia Privada S.A, Key Facts
Table 27: Metropolitan Life Seguros E Previdencia Privada S.A, Main Products
Table 28: Metropolitan Life Seguros E Previdencia Privada S.A, Key Employees
Table 29: Icatu Hartford Seguros S.A, Key Facts
Table 30: Icatu Hartford Seguros S.A, Main Products
Table 31: Icatu Hartford Seguros S.A, Key Employees
Table 32: Sul America SA, Key Facts
Table 33: Sul America SA, Main Products
Table 34: Sul America SA, Key Employees

List of Figures
Figure 1: Brazil Insurance Overall Written Premium by Segment (BRL Billion), 2007-2016
Figure 2: Brazil Insurance Market Dynamics by Segment, 2007-2016
Figure 3: Brazil Life Insurance Market - Five Forces Analysis
Figure 4: Life Insurance Market Shares (%), 2009 and 2010
Figure 5: Brazilian Business Confidence Indicator, 2005-2009
Figure 6: Bovespa Index Market Capitalization (US$ Billion), 2004-2010
Figure 7: Brazilian FDI Inflows by Industry (US$ Billion), 2003-2009
Figure 8: Brazilian Deployment of Credit (US$ Billion), 2003-2009
Figure 9: Brazilian GDP at Constant Prices (US$ Billion), 2007-2016
Figure 10: Brazilian GDP Per Capita at Constant Prices (US$), 2007-2016
Figure 11: Brazilian GDP at Current Prices (US$ Billion), 2007-2016
Figure 12: Brazilian GDP Per Capita at Current Prices (US$), 2007-2016
Figure 13: Brazilian GDP Split by Key Sectors (%), 2003 and 2008
Figure 14: Brazilian Agriculture Net Output at Current Prices (BRL Billion), 2007-2016
Figure 15: Brazilian Agriculture Net Output at Current Prices (US$ Billion), 2007-2016
Figure 16: Brazilian Agriculture Net Output at Current Prices as a Percentage of GDP (%), 2007-2016
Figure 17: Brazilian Manufacturing Net Output at Current Prices (BRL Billion), 2007-2016
Figure 18: Brazilian Manufacturing Net Output at Current Prices (US$ Billion), 2007-2016
Figure 19: Brazilian Manufacturing Net Output at Current Prices as a Percentage of GDP (%), 2007-2016
Figure 20: Brazilian Mining, Manufacturing and Utilities Net Output at Current Prices (BRL Billion), 2007-2016
Figure 21: Brazilian Mining, Manufacturing and Utilities Net Output at Current Prices (US$ Billion), 2007-2016
Figure 22: Brazilian Mining, Manufacturing and Utilities Net Output at Current Prices as a Percentage of GDP (%), 2007-2016
Figure 23: Brazilian Construction Net Output at Current Prices (BRL Billion), 2007-2016
Figure 24: Brazilian Construction Net Output at Current Prices (US$ Billion), 2007-2016
Figure 25: Brazilian Construction Output at Current Prices as a Percentage of GDP (%), 2007-2016
Figure 26: Brazilian Crude Steel Production (Million Metric Tons), 2007-2016
Figure 27: Brazilian Crude Oil Consumption (Million Tons), 2007-2016
Figure 28: Brazilian Inflation Rate (%), 2007-2016
Figure 29: Brazilian Fiscal Balance as a Percentage of GDP (%), 2007-2011
Figure 30: Brazilian Current Account Balance as a Percentage of GDP (%), 2004-2010
Figure 31: Brazilian Exports as a Percentage of GDP (%), 2007-2016
Figure 32: Brazilian Imports as a Percentage of GDP (%), 2007-2016
Figure 33: Brazilian Exports Growth (%), 2007-2016
Figure 34: Brazilian Imports Growth (%), 2007-2016
Figure 35: Brazilian External Debt as a Percentage of GDP (%), 2007-2010
Figure 36: Brazilian Annual Average Exchange Rate (US$-BRL), 2007-2010
Figure 37: Brazilian End of Period Exchange Rate (US$-BRL), 2007-2010
Figure 38: Brazil Debt Service Ratio, 2003-2009
Figure 39: Brazilian Number of Airports, 2010
Figure 40: Brazilian Passenger Vehicle Production (Million Units), 2007-2016
Figure 41: Brazilian Commercial Vehicle Production (Units), 2007-2016
Figure 42: Brazilian Automotive Components Exports (US$ Billion), 2007-2016
Figure 43: Brazilian Automotive Components Imports (US$ Billion), 2007-2016
Figure 44: Brazil Passenger Vehicle Exports (Units), 2007-2016
Figure 45: Brazilian Commercial Vehicle Exports (Units), 2007-2016
Figure 46: Brazil Passenger Vehicle Exports (Units), 2007-2016
Figure 47: Brazil Motorcycle Penetration (per Thousand People), 2007-2015
Figure 48: Brazilian Total Installed Capacity for Electricity Generation (Million Kilowatts), 2007-2016
Figure 49: Brazilian Installed Capacity for the Generation of Conventional Thermal Electricity (Million Kilowatts), 2007-2016
Figure 50: Brazilian Electricity Production (Billion Kilowatts Hours), 2007-2016
Figure 51: Brazilian Installed Capacity for the Generation of Hydro-Electricity (Million Kilowatts), 2007-2016
Figure 52: Brazilian Installed Capacity for the Generation of Renewable Electricity (Million Kilowatts), 2007-2016
Figure 53: Brazilian Electricity Consumption (Billion Kilowatt Hours), 2007-2016
Figure 54: Brazilian Electricity Exports (Million Kilowatts Hours), 2007-2016
Figure 55: Brazilian Electricity Imports (Billon Kilowatts Hours), 2007-2016
Figure 56: Brazilian Healthcare Expenditure (US$ Billion), 2007-2016
Figure 57: Brazilian Healthcare Expenditure as a Percentage of GDP (%), 2007-2016
Figure 58: Brazilian Per Capita Healthcare Expenditure (US$), 2007-2016
Figure 59: Brazilian Internet Subscriptions (Millions), 2007-2016
Figure 60: Brazilian Broadband Internet Subscriptions (Millions), 2007-2016
Figure 61: Brazilian Personal Computer Penetration Rate (per Hundred People), 2007-2016
Figure 62: Brazilian Mobile Phone Penetration (%), 2007-2016
Figure 63: Brazilian R&D Expenditure as a Percentage of GDP (%), 2007-2016
Figure 64: Brazilian Size of Labor Force (Million), 2007-2016
Figure 65: Brazilian Unemployment Rate (%), 2007-2016
Figure 66: Brazilian Annual Disposable Income (US$ Billion), 2007-2016
Figure 67: Brazilian Annual Per Capita Disposable Income (US$), 2007-2016
Figure 68: Brazilian Consumer Expenditure on Food (US$ Billion), 2007-2016
Figure 69: Brazilian Annual Per Capita Consumer Expenditure on Food (US$), 2007-2016
Figure 70: Brazilian Total Population (Million People), 2007-2016
Figure 71: Brazilian Urban and Rural Population (%), 2007-2016
Figure 72: Brazilian Female as a Percentage of Total Population (%), 2007-2016
Figure 73: Brazilian Male as a Percentage of Total Population (%), 2007-2016
Figure 74: Brazilian Mean Age of Population (Years), 2007-2016
Figure 75: Brazilian Median Age of Population (Years), 2007-2016
Figure 76: Brazilian Population Density (per Square Kilometer), 2007-2016
Figure 77: Brazilian Population Distribution by Age (%), 2007-2016
Figure 78: Brazilian Male Population Distribution by Age (%), 2007-2016
Figure 79: Brazilian Female Population Distribution by Age (%), 2007-2016
Figure 80: Brazilian Households, Number of (Million), 2007-2016
Figure 81: Global Terrorism Heat Map, 2010
Figure 82: Brazilian Transparency Index, 2007-2010

Bradesco Seguros S.A, Itau Unibanco Holding SA, Banco do Brasil S.A., Santander Seguros S.A, Caixa Geral de Depositos, SA, Mapfre SA, Metropolitan Life Seguros E Previdencia Privada S.A, Icatu Hartford Seguros S.A, Sul America SA

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