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Banking Industry Country Risk Assessment: U.K. Jan 12 Product Image

Banking Industry Country Risk Assessment: U.K. Jan 12

  • Published: January 2012
  • Region: United Kingdom, Great Britain
  • Standard & Poors

FEATURED COMPANIES

  • 3i Holdings PLC
  • Bank of Scotland PLC
  • Clydesdale Bank PLC
  • HSBC Bank PLC
  • LTCB International Ltd.
  • Standard Chartered Bank
  • MORE

Abstract
Very low risk assessment of economic resilience for the U.K. stemming from a wealthy and diversified economy, and other sovereign credit strengths. Low net external funding of the banking system, deep U.K. debt capital markets, and strong government systemwide support. Moderation in the sector's risk appetite and greater competitive discipline stemming from consolidation. Credit risk in the economy owing to high private and public sector debt, exacerbated by the U.K.'s lackluster economic recovery and fiscal consolidation. Modest role of core customer deposits in funding domestic loan book. Reactive approach of the financial regulator in the past expansionary environment, although measures to strengthen the supervisory regime are under way. We have reviewed the banking sector of the United Kingdom (AAA/Stable/A-1+ unsolicited...

Standard and Poors RatingsXpress Credit Research provides in-depth coverage of international corporates, financial institutions, insurance companies, utilities, sovereigns and structured finance programs. RatingsXpress Credit Research lets users determine the credit rating of holdings and identify key factors underlying an issuer's creditworthiness, READ MORE >

- HSBC Bank PLC
- National Westminster Bank PLC
- Bank of Scotland PLC
- The Royal Bank of Scotland PLC
- Barclays Bank PLC
- United Kingdom (Unsolicited Ratings)
- Fuji International Finance PLC
- Henry Schroder (J.) & Co. Ltd.
- Nomura International PLC
- Bank of England
- Lloyds Bank PLC
- Citicorp Finance PLC
- LTCB International Ltd.
- Standard Chartered Bank
- 3i PLC
- Alliance & Leicester PLC
- National & Provincial Building Society
- Nikko Bank (U.K.) PLC
- The Royal Bank of Scotland Group PLC
- Santander UK PLC
- Woolwich PLC
- Scotiabank (UK) Ltd.
- Bradford & Bingley PLC
- Nomura Bank International PLC
- Britannia Building Society
- Nationwide Building Society
- Nomura Option International PLC
- Credit Suisse International
- Yorkshire Building Society
- Northern Rock (Asset Management) PLC
- 3i Holdings PLC
- HSBC Holdings PLC
- Santander Central Hispano International Ltd.
- Citibank International PLC
- Ulster Bank Ltd.
- Bankers Trust International PLC
- Alliance & Leicester Group Treasury PLC
- Standard Chartered PLC
- HBOS PLC
- Lloyds Banking Group PLC
- UBS Ltd.
- Sumitomo Mitsui Banking Corp. Europe Ltd.
- AIB Group (U.K.) PLC
- Clydesdale Bank PLC
- Morgan Stanley Bank International Ltd.
- Westpac Europe Ltd.
- Europe Arab Bank PLC
- Barclays PLC
- Virgin Money PLC
- RBC Investor Services Ltd.
- FCE Bank PLC
- TSB Bank PLC
- ING Baring Financial Products
- Halifax Group PLC
- JPMorgan Securities PLC

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