China Commercial Banking Report Q3 2012
Business Monitor International, June 2012, Pages: 67
The China Commercial Banking Report provides industry professionals and strategists, corporate analysts, banking associations, government departments and regulatory bodies with independent forecasts and competitive intelligence on China's commercial banking industry.
Since Q108, we have described numerically the banking business environment for each of the countries surveyed by BMI. We do this through our Commercial Banking Business Environment Rating (CBBER), a measure that ensures we capture the latest quantitative information available. It also ensures consistency across all countries and between the inputs to the CBBER and the Insurance Business Environment Rating, which is likewise now a feature of our insurance reports.
Like the Business Environment Ratings calculated by BMI for all the other industries on which it reports, the CBBER takes into account the limits of potential returns and the risks to the realisation of those returns. It is weighted 70% to the former and 30% to the latter. The evaluation of the ‘Limits of potential returns’ includes market elements that are specific to the banking industry of the country in question and elements that relate to that country in general.
Within the 70% of the CBBER that takes into account the ‘Limits of potential returns’, the market elements have a 60% weighting and the country elements have a 40% weighting. The evaluation of the ‘Risks to realisation of returns’ also includes banking elements and country elemens (specifically, BMI’s assessment of long-term country risk). However, within the 30% of the CBBER that take into account the risks, these elements are weighted 40% and 60%, respectively.
Further details on how we calculate the CBBER are provided at the end of this report. In general, though, three aspects need to be borne in mind in interpreting the CBBERs. The first is that the market elements of the ‘Limits of potential returns’ are by far the most heavily weighted of the four elements. They account for 60% of 70% (or 42%) of the overall CBBER. Second, if the market elements are significantly higher than the country elements of the ‘Limits of potential returns’, it usually implies that the banking sector is (very) large and/or developed relative to the general wealth, stability and financial infrastructure in the country.
Conversely, if the market elements are significantly lower than the country elements, it usually means that the banking sector is small and/or underdeveloped relative to the general wealth, stability and financial infrastructure in the country. Third, within the ‘Risks to the realisation of returns’ category, the market elements (ie: how regulations affect the development of the sector, how regulations affect competition within it, and Moody’s Investor Services’ ratings for local currency deposits) can be markedly different from BMI’s long-term risk rating.
Executive Summary 5
Table: Levels (CNYbn) 5
Table: Levels (US$bn) 5
Table: Levels At December 2010 5
Table: Annual Growth Rate Projections 2012-2016 (%) 5
Table: Ranking Out Of 59 Countries Reviewed In 2011 6
Table: Projected Levels (CNYbn) 6
Table: Projected Levels (US$bn) 6
SWOT Analysis 7
China Commercial Banking SWOT 7
China Political SWOT 8
China Economic SWOT 9
China Business Environment SWOT 10
Business Environment Outlook 11
Commercial Banking Business Environment Rating 11
Table: Commercial Banking Business Environment Ratings 11
Commercial Banking Business Environment Rating Methodology 12
Table: Asia Commercial Banking Business Environment Ratings 13
Global Commercial Banking Outlook 14
Regional Outlooks 22
Trade Finance Growth Set To Slow 22
Asia Banking Sector Outlook 25
Table: Banks' Bond Portfolios 2011 25
Table: Asia Commercial Banking Business Environment Ratings 26
Table: Comparison of Loan/Deposit & Loan/Asset & Loan/GDP ratios 27
Table: Anticipated Developments in 2012 28
Table: Comparison of Total Assets & Client Loans & Client Deposits (US$bn) 29
Table: Comparison of US$ Per Capita Deposits (2011) 30
Table: Interbank Rates and Bond Yields 31
China Banking Sector Outlook 32
The Wenzhou Project Litmus Test 32
Economic Outlook 34
Table: China – Economic Activity, 2011-2016 37
Competitive Landscape 38
Market Structure 38
Protagonists 38
Table: Protagonists In China's Commercial Banking Sector 38
Definition Of The Commercial Banking Universe 39
List Of Banks 39
Table: Policy Banks And The 'Big Four' State-Owned Commercial Banks 39
Table: Joint-Stock Commercial Banks, City Commercial Banks And Rural Commercial Banks 39
Table: Locally Registered Foreign Banks 40
Company Profiles 41
Agricultural Development Bank of China 41
Table: Balance Sheet (CNYmn) 42
Table: Balance Sheet (US$mn) 42
Table: Key Ratios (%) 42
China Minsheng Banking Corp 43
Table: Stock Market Indicators 44
Table: Balance Sheet (CNYmn) 44
Table: Balance Sheet (US$mn) 45
Table: Key Ratios (%) 45
Bank of China 46
Table: Stock Market Indicators 47
Table: Balance Sheet (CNYmn) 48
Table: Balance Sheet (US$mn) 48
Table: Key Ratios (%) 48
China Construction Bank 49
Table: Stock Market Indicators 50
Table: Balance Sheet (CNYmn) 50
Table: Balance Sheet (US$mn) 51
Table: Key Ratios (%) 51
China Development Bank 52
Table: Stock Market Indicators 53
Table: Balance Sheet (CNYmn) 53
Table: Balance Sheet (US$mn) 54
Table: Key Ratios (%) 54
Bank of Communications 55
Table: Stock Market Indicators 56
Table: Balance Sheet (CNYmn) 56
Table: Balance Sheet (US$mn) 57
Table: Key Ratios (%) 57
China Merchants Bank 58
Industrial and Commercial Bank of China 59
Table: Stock Market Indicators 59
Table: Balance Sheet (CNYmn) 60
Table: Balance Sheet (US$mn) 60
Table: Key Ratios (%) 60
Shanghai Pudong Development Bank 61
Table: Stock Market Indicators 61
Table: Balance Sheet (CNYmn) 62
Table: Balance Sheet (US$mn) 62
Table: Key Ratios (%) 62
BMI Banking Sector Methodology 63
Table: Commercial Banking Business Environment Indicators And Rationale 65
Table: Weighting Of Indicators 66
Customers who bought this item also bought
All rights reserved. © Copyright 2013 Research and Markets WWW4
Terms and Conditions Privacy Policy Publishers Employment Opportunities Site Map Link to us Webmaster Affiliate Network
