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From Independence To Interdependence: China, Hong Kong, And Singapore Majors Lead Asia-Pacific Banks? Charge For Offshore Growth Jul 12

  • ID: 2206152
  • July 2012
  • Region: China, Hong Kong, Singapore
  • Standard & Poors

FEATURED COMPANIES

  • 77 Bank Ltd.
  • Bank of Queensland Ltd.
  • EnTie Commercial Bank
  • IMB Ltd.
  • ORIX Bank Corp.
  • Southern Bank Berhad
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Abstract
Slower markets at home are spurring Asia-Pacific banks to look abroad to boost growth. Major banks in Hong Kong, Singapore, Malaysia, Taiwan, and Japan are seeking higher yields and growth opportunities in cross-border loans, mainly within Asia. Even China's major banks--which enjoy relatively high margins at home--have increased their appetite for overseas exposure to diversify their revenue and deliver better services to clients. Standard & Poor's Ratings Services expects this trend to continue for at least several years, even if the speed and degree of diversification differs by country and bank. (Watch the related CreditMatters TV segment titled "Large Banks In Asia-Pacific Expanding Cross-Border To Boost Growth," dated July 31, 2012.) Although higher credit and operational risks threaten to counter...

Standard and Poors RatingsXpress Credit Research provides in-depth coverage of international corporates, financial institutions, insurance companies, utilities, sovereigns and structured finance programs. RatingsXpress Credit Research lets users determine the credit rating of holdings and identify key factors underlying an issuer's creditworthiness, distinguishes the different risk exposures for new and existing deals, and provides an understanding of how their analysts interpret key regulatory, political and environmental events and their economic impact.

Research Type: Commentary
Criteria articles describe the thought process and methodology Standard & Poor's analysts use in determining ratings. These commentary pieces discuss both the quantitative (economic and financial) and qualitative (business analysis and caliber of management) aspects of the analysis, as well as legal issues.

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