- Language: English
- Published: January 2012
Servicer Evaluation: SBI Mortgage Co. Ltd. Feb 13
- ID: 2394016
- February 2013
- Standard & Poors
Ranking: ABOVE AVERAGE On Dec. 3, 2012, Standard & Poor's Ratings Services affirmed its ABOVE AVERAGE ranking on SBI Mortgage Co. Ltd. as a residential loan primary servicer. The outlook on the ranking remains stable. We base the ranking primarily on our views of the following factors: The company's track record as a residential loan primary servicer that continues to manage its loan receivables appropriately; The sufficient servicing experience of its management team and staff; Its detailed and clear policies and procedures; Its appropriate internal audits; Its continued efforts to build a solid internal control system; Its adequate internal employee training and education programs; The efficiency of the computer system that supports the company's business operations; Its solid disaster recovery...
Companies mentioned in this report are:
- SBI Mortgage Co. Ltd.
Standard and Poors RatingsXpress Credit Research provides in-depth coverage of international corporates, financial institutions, insurance companies, utilities, sovereigns and structured finance programs. RatingsXpress Credit Research lets users determine the credit rating of holdings and identify key factors underlying an issuer's creditworthiness, distinguishes the different risk exposures for new and existing deals, and provides an understanding of how their analysts interpret key regulatory, political and environmental events and their economic impact.
Research Type: Full Analysis