|
|
 |
|
Viewing report
|
|
|
|
Real Estate Loans & Collateralized Debt in the US
IBISWorld, July 2011, Pages: 40
Lend a hand: Stronger regulation will curb growth, but lending demand will rise
Real Estate Loans & Collateralized Debt in the US
Crediting after the crunch
Selling mortgages and debt instruments on the secondary market drove industry growth in the 10 years to 2007 until the subprime-mortgage crisis developed. A rise in defaults due to high interest rates caused the crisis. The consequences of the subprime mortgage collapse and near miss of 'financial Armageddon' will moderate growth over the next five years.
The industry is comprised of non-depository enterprises that specialize in lending activity. However, unlike banks and other traditional lenders industry participants do not rely on deposits to issue loans. Instead, non-depository firms’ provide lending by selling securities (i.e. bonds, notes, stock) or insurance policies to the public. In addition to direct lending, participants also generate income by securitizing and selling mortgages and other loans on the secondary market.
This report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.
Product samples
A sample for this product is available. Please Login/Register to download this sample.
|
|
|
|
