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The US Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape - Product Image

The US Cards and Payments Industry: Emerging Opportunities, Trends, Size, Drivers, Strategies, Products and Competitive Landscape

  • ID: 2695104
  • November 2013
  • Region: United States
  • 106 Pages
  • Timetric
The US mobile commerce sector recorded strong growth, especially in 2012 when m-payments grew at a CAGR of 152.05%, an increase from a total value of US$522.1 million in 2008 to US$21.1 billion in 2012.

FEATURED COMPANIES

  • Bank of America
  • HSBC Bank USA
  • JPMorgan Chase
  • MasterCard
  • PNC Bank
  • Visa
  • MORE

The report provides market analysis, information and insights into the US cards and payments industry, including:
- Current and forecast values for each category of the US cards and payments industry including debit cards, credit cards, prepaid cards and charge cards.
- Comprehensive analysis of the industry’s market attractiveness and future growth areas.
- Analysis of various market drivers and regulations governing the US cards and payments industry.
- Detailed analysis of the marketing strategies adopted for selling debit, credit, charge and prepaid cards used by various bankers and other institutions in the market.
- Comprehensive analysis of consumer attitudes and their buying preferences for cards.
- Competitive landscape of the US cards and payments industry.

Summary
The US card payments channel registered marginal growth during the review period (2008–2012). The nation’s positive economic outlook, need for more sophisticated prepaid and charge card products, popularity of online and mobile shopping, and an increase in per capita income supported the growth. During the review period, the channel’s market size increased READ MORE >

Note: Product cover images may vary from those shown
The US mobile commerce sector recorded strong growth, especially in 2012 when m-payments grew at a CAGR of 152.05%, an increase from a total value of US$522.1 million in 2008 to US$21.1 billion in 2012.

FEATURED COMPANIES

  • Bank of America
  • HSBC Bank USA
  • JPMorgan Chase
  • MasterCard
  • PNC Bank
  • Visa
  • MORE

1 Executive Summary
2 Analysis of Market Environment, Key Trends and Drivers
2.1 Payment Infrastructure and Emerging Technologies
2.1.1 ATMs
2.1.2 POS terminals
2.1.3 Internet penetration
2.1.4 EMV
2.1.5 NFC
2.1.6 Mobile payments
2.1.7 Network related
2.2 Business Drivers
2.2.1 Growth in retail industry
2.2.2 Increasing competitive pressure to drive product innovation
2.3 Macroeconomic Drivers
2.3.1 GDP
2.3.2 Inflation
2.3.3 Unemployment rate
2.3.4 GDP per capita income
3 Cards and Payments Industry Share Analysis
3.1 Industry Overview
3.1.1 Cash payments
3.1.2 Check payments
3.1.3 Credit transfers
3.1.4 Card payments
3.1.5 Direct debit
4 Regulatory Framework and Card Fraud Statistics
4.1 Regulatory Framework
4.1.1 Security regulations and guidelines
4.1.2 Foreign direct investment (FDI) regulation
4.2 Card Fraud Statistics
4.2.1 Card-not-present
4.2.2 Counterfeit cards
4.2.3 Cards lost/stolen
4.2.4 Others
5 Emerging Consumer Attitudes and Trends
5.1 Industry Segmentation and Targeting
5.1.1 Retail segment
5.1.2 Corporate segment
5.2 Travel and Tourism Spending
5.2.1 Outbound tourist trips
5.2.2 Outbound tourist spending
5.3 Retail Card Spending
5.3.1 Analysis by product categories
5.3.2 Analysis by retail channels
6 Analysis of Card Payments and Growth Prospects
6.1 Channel Share Analysis by Card Category
6.2 Size and Forecast of the Card Payments Channel
6.2.1 Analysis by number of cards in circulation
6.2.2 Analysis by transaction value
7 Analysis of Credit Card Payments and Growth Prospects
7.1 Overall Category Size and Forecast
7.1.1 Analysis by number of cards in circulation
7.1.2 Analysis by transaction value
7.1.3 Analysis by transaction volume
7.2 Transaction Share Analysis by Channel
7.2.1 Analysis by transaction value
7.2.2 Analysis by transaction volume
7.3 Personal Credit Cards Category Size and Forecast
7.3.1 Analysis by number of cards in circulation
7.3.2 Analysis by transaction value
7.3.3 Analysis by transaction volume
7.4 Commercial Credit Cards Category Size and Forecast
7.4.1 Analysis by number of cards in circulation
7.4.2 Analysis by transaction value
7.4.3 Analysis by transaction volume
7.5 Competitive Landscape
7.5.1 Scheme Share Analysis
7.5.2 Issuer share analysis
8 Analysis of Debit Card Payments and Growth Prospects
8.1 Overall Category Size and Forecast
8.1.1 Analysis by number of cards in circulation
8.1.2 Analysis by transaction value
8.1.3 Analysis by transaction volume
8.2 Transaction Share Analysis by Channel
8.2.1 Analysis by transaction value
8.2.2 Analysis by transaction volume
8.3 Competitive Landscape
8.3.1 Scheme share analysis
8.3.2 Issuer share analysis
9 Analysis of Charge Card Payments and Growth Prospects
9.1 Overall Category Size and Forecast
9.1.1 Analysis by number of cards in circulation
9.1.2 Analysis by transaction value
9.1.3 Analysis by transaction volume
9.2 Transaction Share Analysis by Channel
9.2.1 Analysis by transaction value
9.2.2 Analysis by transaction volume
9.3 Personal Charge Cards Category Size and Forecast
9.3.1 Analysis by number of cards in circulation
9.3.2 Analysis by transaction value
9.3.3 Analysis by transaction volume
9.4 Commercial Charge Cards Category Size and Forecast
9.4.1 Analysis by number of cards in circulation
9.4.2 Analysis by transaction value
9.4.3 Analysis by transaction volume
10 Analysis of Prepaid Card Payments and Growth Prospects
10.1 Overall Category Size and Forecast
10.1.1 Analysis by number of cards in circulation
10.1.2 Analysis by transaction value
10.2 Open-Loop Prepaid Cards Segment Size and Forecast
10.2.1 Analysis by number of cards in circulation
10.2.2 Analysis by transaction value
10.3 Closed-Loop Prepaid Cards Segment Size and Forecast
10.3.1 Analysis by number of cards in circulation
10.3.2 Analysis by transaction value
11 Merchant Acquiring
11.1 Merchant Acquirers in the US
11.2 Profiles of Acquirers
12 Company Profiles of Card Issuers
12.1 Bank of America Corporation
12.1.1 Key financials
12.1.2 Card portfolio
12.1.3 Strategies
12.2 JPMorgan Chase
12.2.1 Key financials
12.2.2 Card portfolio
12.2.3 Strategies
12.3 PNC Bank
12.3.1 Key financials
12.3.2 Card portfolio
12.3.3 Strategies
12.4 Wells Fargo
12.4.1 Key financials
12.4.2 Card portfolio
12.4.3 Strategies
12.5 HSBC Bank USA
12.5.1 Key financials
12.5.2 Card portfolio
12.5.3 Strategies
13 Appendix
13.1 Methodology
13.2 Definitions
13.3 Contact Timetric
13.4 About Timetric
13.5 Timetric’s Services
13.6 Disclaimer

List of Tables
Table 1: The US – Payment Channels (US$ Trillion), 2008–2012
Table 2: Market Entry Strategies of Foreign Banks in the US
Table 3: The US – Card Fraud (US$ Million), 2008–2012
Table 4: The US – Consumer Spending through Cards by Product Category (US$ Million), 2008–2012
Table 5: The US – Consumer Spending through Cards by Retail Channel (US$ Million), 2008–2012
Table 6: The US – Card Payments Channel by Card Category (Million), 2008–2017
Table 7: The US – Card Payments Channel Size by Number of Cards (Million), 2008–2017
Table 8: The US – Card Payments Channel Size by Transaction Value (US$ Trillion), 2008–2017
Table 9: The US – Credit Cards Category Size by Number of Cards (Million), 2008–2017
Table 10: The US – Credit Cards Category Size by Transaction Value (US$ Trillion), 2008–2017
Table 11: The US – Credit Cards Category Size by Transaction Volume (Billion), 2008–2017
Table 12: The US – Personal Credit Cards Category Size by Number of Cards (Million), 2008–2017
Table 13: The US – Personal Credit Cards Category Size by Transaction Value (US$ Trillion), 2008–2017
Table 14: The US – Personal Credit Cards Category Size by Transaction Volume (Billion), 2008–2017
Table 15: The US – Commercial Credit Cards Category Size by Number of Cards (Million), 2008–2017
Table 16: The US – Commercial Credit Cards Category Size by Transaction Value (US$ Billion), 2008–2017
Table 17: The US – Commercial Credit Cards Category Size by Transaction Volume (Million), 2008–2017
Table 18: The US – Debit Cards Category Size by Number of Cards (Million), 2008–2017
Table 19: The US – Debit Cards Category Size by Transaction Value (US$ Trillion), 2008–2017
Table 20: The US – Debit Cards Category Size by Transaction Volume (Billion), 2008–2017
Table 21: The US – Charge Cards Category Size by Number of Cards (Million), 2008–2017
Table 22: The US – Charge Cards Category Size by Transaction Value (US$ Billion), 2008–2017
Table 23: The US – Charge Cards Category Size by Transaction Volume (Billion), 2008–2017
Table 24: The US – Personal Charge Cards Category Size by Number of Cards (Million), 2008–2017
Table 25: The US – Personal Charge Cards Category Size by Transaction Value (US$ Billion), 2008–2017
Table 26: The US – Personal Charge Cards Category Size by Transaction Volume (Million), 2008–2017
Table 27: The US – Commercial Charge Cards Category Size by Number of Cards (Million), 2008–2017
Table 28: The US – Commercial Charge Cards Category Size by Transaction Value (US$ Billion), 2008–2017
Table 29: The US – Commercial Charge Cards Category Size by Transaction Volume (Million), 2008–2017
Table 30: The US – Prepaid Cards Category Size by Number of Cards (Million), 2008–2017
Table 31: The US – Prepaid Cards Category Size by Transaction Value (US$ Billion), 2008–2017
Table 32: The US – Open-Loop Prepaid Cards Segment Size by Number of Cards (Million), 2008–2017
Table 33: The US – Open-Loop Prepaid Cards Segment Size by Transaction Value (US$ Billion), 2008–2017
Table 34: The US – Closed-Loop Prepaid Cards Segment Size by Number of Cards (Million), 2008–2017
Table 35: The US – Closed-Loop Prepaid Cards Segment Size by Transaction Value (US$ Billion), 2008–2017
Table 36: Bank of America – Key Financial Indicators (US$ Billion), 2011–2012
Table 37: Bank of America – Card Portfolio and Key Features
Table 38: JPMorgan Chase – Key Financial Indicators (US$ Billion), 2011–2012
Table 39: JPMorgan Chase – Card Portfolio and Key Features
Table 40: PNC Bank – Key Financial Indicators (US$ Billion), 2011–2012
Table 41: PNC Bank – Card Portfolio and Key Features
Table 42: Wells Fargo – Key Financial Indicators (US$ Billion), 2011–2012
Table 43: Wells Fargo – Card Portfolio and Key Features
Table 44: HSBC Bank – Key Financial Indicators (US$ Billion), 2011–2012
Table 45: HSBC Bank – Card Portfolio and Key Features
Table 46: Key Definitions

List of Figures
Figure 1: Benchmarking the US Card Payments Channel against Peer Groups in the Americas Region
Figure 2: The US – Growth of Various Card Categories (%), 2008–2017
Figure 3: ATM Penetration Per 100,000 Inhabitants in the US, 2008–2017
Figure 4: POS Terminal Penetration Per 100,000 Inhabitants in the US, 2008–2017
Figure 5: Volume of Internet Users Growth in the US (Million), 2008–2012
Figure 6: The US – Value of M-Payments Growth (US$ Million), 2008–2012
Figure 7: GDP Growth in the US (%), 2008–2017
Figure 8: Inflation at Average Consumer Prices (%), 2008–2017
Figure 9: Unemployment Rate in the US (%), 2008–2017
Figure 10: GDP Per Capita (Current US$), 2008–2012
Figure 11: Shares of Different Payment Channels in the US (%), 2008 and 2012
Figure 12: The US – Card Fraud (US$ Million), 2008–2012
Figure 13: The US – Card Fraud Value by Card-Not-Present (US$ Million), 2008–2012
Figure 14: The US – Card Fraud Value by Counterfeit Cards (US$ Million), 2008–2012
Figure 15: The US – Card Fraud Value by Cards Lost/Stolen (US$ Million), 2008–2012
Figure 16: The US – Card Fraud Value by Other Means (US$ Million), 2008–2012
Figure 17: The US – Cards and Payments Industry Segmentation by Card Type
Figure 18: Credit Cards for Customers with Bad Credit History
Figure 19: Co-Branded Cards Offered by Various Banks in the US
Figure 20: Cards offered to Corporate Segment by Various Banks in the US
Figure 21: The US – Outbound Tourist Trips (Million), 2008–2012
Figure 22: The US – Outbound Tourist Spending (US$ Billion), 2008–2017
Figure 23: The US – Retail Consumer Card Spending by Product Category (%), 2012
Figure 24: The US – Retail Consumer Card Spending by Retail Channel (%), 2012
Figure 25: The US – Total Number of Cards and Penetration, 2008–2017
Figure 26: The US – Card Payments Channel by Card Category (%), 2008–2017
Figure 27: The US – Card Payments Channel Size by Number of Cards (Million), 2008–2017
Figure 28: The US – Card Payments Channel Size by Transaction Value (US$ Trillion), 2008–2017
Figure 29: The US – Credit Cards Category Penetration, 2008–2017
Figure 30: The US – Credit Cards Category Size by Number of Cards (Million), 2008–2017
Figure 31: The US – Credit Cards Category Size by Transaction Value (US$ Trillion), 2008–2017
Figure 32: The US – Credit Cards Category Size by Transaction Volume (Billion), 2008–2017
Figure 33: The US – Credit Card Transactions Value by Channel (US$ Billion), 2008–2017
Figure 34: The US – Credit Card Transaction Volume by Channel (Million), 2008–2017
Figure 35: The US – Personal Credit Cards Category Size by Volume of Cards (Million), 2008–2017
Figure 36: The US – Personal Credit Cards Category Size by Transaction Value (US$ Trillion), 2008– 2017
Figure 37: The US – Personal Credit Cards Category Size by Transaction Volume (Billion), 2008–2017
Figure 38: The US – Commercial Credit Cards Category Size by Number of Cards (Million), 2008–2017
Figure 39: The US – Commercial Credit Cards Category Size by Transaction Value (US$ Billion), 2008–2017
Figure 40: The US – Commercial Credit Cards Category Size by Transaction Volume (Million), 2008–2017
Figure 41: The US – Credit Cards Category Share by Scheme (%), 2012
Figure 42: The US – Credit Cards Category Share by Issuer (%), 2012
Figure 43: The US – Debit Cards Category Penetration, 2008–2017
Figure 44: The US – Debit Cards Category Size by Number of Cards (Million), 2008–2017
Figure 45: The US – Debit Cards Category Size by Transaction Value (US$ Trillion), 2008–2017
Figure 46: The US – Debit Cards Category Size by Transaction Volume (Billion), 2008–2017
Figure 47: The US – Debit Cards Transaction Value by Channel (US$ Billion), 2008–2017
Figure 48: The US – Debit Cards Transaction Volume by Channel (Billion), 2008–2017
Figure 49: The US – Debit Cards Category Share by Scheme (%), 2012
Figure 50: The US – Debit Cards Category Share by Issuer (%), 2012
Figure 51: The US – Charge Cards Category Penetration Per 100 Inhabitants, 2008–2017
Figure 52: The US – Charge Cards Category Size by Number of Cards (Million), 2008–2017
Figure 53: The US – Charge Cards Category Size by Transaction Value (US$ Billion), 2008–2017
Figure 54: The US – Charge Cards Category Size by Transaction Volume (Billion), 2008–2017
Figure 55: The US – Charge Cards Transaction Value by Channel (US$ Billion), 2008–2017
Figure 56: The US – Charge Cards Transaction Volume by Channel (Million), 2008–2017
Figure 57: The US – Personal Charge Cards Category Size by Number of Cards (Million), 2008–2017
Figure 58: The US – Personal Charge Cards Category Size by Transaction Value (US$ Billion), 2008–2017
Figure 59: The US – Personal Charge Cards Category Size by Transaction Volume (Million), 2008–2017
Figure 60: The US – Commercial Charge Cards Category Size by Number of Cards (Million), 2008–2017
Figure 61: The US – Commercial Charge Cards Category Size by Transaction Value (US$ Billion), 2008–2017
Figure 62: The US – Commercial Charge Cards Category Size by Transaction Volume (Million), 2008–2017
Figure 63: The US Prepaid Cards Category Penetration Per 10 Inhabitants, 2008–2017
Figure 64: The US – Prepaid Cards Category Size by Number of Cards (Million), 2008–2017
Figure 65: The US – Prepaid Cards Category Size by Transaction Value (US$ Billion), 2008–2017
Figure 66: The US – Open-Loop Prepaid Cards Segment Size by Number of Cards (Million), 2008–2017
Figure 67: The US – Open-Loop Prepaid Cards Segment Size by Transaction Value (US$ Billion), 2008–2017
Figure 68: The US – Closed-Loop Prepaid Cards Segment Size by Number of Cards (Million), 2008–2017
Figure 69: The US – Closed-Loop Prepaid Cards Segment Size by Transaction Value (US$ Billion), 2008–2017
Figure 70: Market Shares of Merchant Acquirers in the US (%), 2011

Note: Product cover images may vary from those shown
The US mobile commerce sector recorded strong growth, especially in 2012 when m-payments grew at a CAGR of 152.05%, an increase from a total value of US$522.1 million in 2008 to US$21.1 billion in 2012.

Bank of America
JPMorgan Chase
PNC Bank
Wells Fargo
HSBC Bank USA
MasterCard
Visa

Note: Product cover images may vary from those shown
Note: Product cover images may vary from those shown

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