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Malaysia Banking Industry Report - 2014

  • ID: 2779518
  • March 2014
  • Region: Malaysia
  • 35 Pages
  • Emerging Markets Direct


  • Malayan Banking Berhad
  • RHB Capital Berhad
  • MORE

This report profiles Malaysia’s banking industry, analyzing sector size and performance as well as market trends through 2013. The report also highlights the leading players in the industry including Maybank, CIMB Bank, Public Bank and RHB Bank.

Malaysia’s GDP grew by 5.1% in the fourth quarter of 2013, backed by private sector demand and improvement in exports. The banking industry in Malaysia remained resilient in 2013. Total loans surged 11% y/y to reach MYR 1.23 trillion in 2013. On the other hand, total deposits grew 8% y/y.

The overnight policy rate has been maintained at 3% on the back of challenging environment. The pre-tax profit of Malaysian commercial banks increased at a CAGR of 16% for the last 10 years. Both RWCR and core capital ratio of Malaysian banks remained strong as of December 2012. Malaysian banks are striving to achieve the capital requirements prescribed in the Basel III requirements.

Loans for purchase of residential property dominated the portfolios of most banks followed by transport vehicle loans. Rising per capita income and growing urbanization in the country are driving loan growth in these two segments. Fixed deposits READ MORE >

Note: Product cover images may vary from those shown


  • Malayan Banking Berhad
  • RHB Capital Berhad
  • MORE

1. Industry Profile
1.1 Sector overview
1.2 Sector size
1.2.1 Total assets
1.2.2 Total loans and deposits
1.2.3 Interest rates
1.3 Sector performance
1.3.1 Banking institutions financial performance
1.3.2 Capital adequacy ratio
1.3.3 Non performing loans

2. Market Trends and Outlook
2.1 Key economic indicators-Malaysia
2.2 Islamic banking
2.3 The financial sector master plan (2011-20)

3. Leading Players and Comparative Matrix
3.1 Leading players
3.1.1 Malayan Banking Berhad
3.1.2 Public Bank Berhad (Public Bank)
3.1.3 CIMB Group Holdings Berhad
3.1.4 RHB Capital Berhad
3.2 Comparative matrix
3.3 SWOT analysis

4. Tables and Charts

Table 1: List of licensed banks in Malaysia
Table 2: Interest rates in Malaysia
Table 3: Capital constituents of Malaysian banking system
Table 4: Malaysia - Key economic indicators
Table 5: Nine focus areas of the master plan (2011-20)
Table 6: Key ratios of Maybank
Table 7: Key ratios of CIMB Group
Table 8: Comparative Matrix

Chart 1: Office network of Malaysian banking institutions
Chart 2: Number of licensed banking institutions in Malaysia by type
Chart 3: Assets distribution of banking system
Chart 4: Share of major Malaysian commercial banks in terms of asset size
Chart 5: Total loans of banking system
Chart 6: Distribution of loans approved by purpose
Chart 7: Distribution of loans approved by sector
Chart 8: Loans approval by sector
Chart 9: Distribution of loans disbursed by sector
Chart 10: Loans disbursal by sector
Chart 11: Loan applications received by banking system
Chart 12: Loan applications vs. loan approvals
Chart 13: Banking system total deposits distribution as of December 2013
Chart 14: Banking system total deposits
Chart 15: Loan to deposit ratio and financing to deposit ratio
Chart 16: Overnight policy rate in Malaysia
Chart 17: Pre-tax profit and net interest income of commercial banks
Chart 18: Pre-tax profit of investment banks
Chart 19: Capital adequacy ratio of Malaysian banking system
Chart 20: Capital adequacy ratio of commercial and Islamic banks
Chart 21: Net NPL ratio
Chart 22: NPL by purpose
Chart 23: NPL by sector
Chart 24: Malaysia - Quarterly GDP growth rate
Chart 25: GDP by sector
Chart 26: Malaysian Islamic banking assets
Chart 27: Market share of major Islamic banks
Chart 28: Loan portfolio of Maybank
Chart 29: Revenue contribution by business segment
Chart 30: Net interest margin of Public Bank
Chart 31: Loan portfolio of CIMB Group by country
Chart 32: Loan portfolio of RHB by purpose
Chart 33: Gross impaired loans ratio of RHB

Note: Product cover images may vary from those shown

- CIMB Group Holdings Berhad
- Malayan Banking Berhad
- Public Bank Berhad (Public Bank)
- RHB Capital Berhad

Note: Product cover images may vary from those shown
Note: Product cover images may vary from those shown


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