Research And Markets Research And Markets

Finance Houses - Business Ratio Report

  • ID: 29173
  • July 2009
  • Region: United Kingdom
  • Key Note Ltd
1 of 5


  • Accord Mortgages Ltd
  • Central Trust Plc
  • Evolution Securities Ltd
  • ING Lease (UK) Ltd
  • Motability Operations Ltd
  • S & U PLC
  • MORE

This Business Ratio Report compares the financial performance of the leading players in this Industry sector, offering a quick and cost-effective competitor analysis tool for senior management.

Ratios are an invaluable tool for comparing the performance of companies on a like-for-like basis. Using ratios, the relative profitability, growth or debt levels, for example, of differently sized companies can be directly measured or compared with ease. Your Business Ratio Report focuses on the performance of key players in the industry it examines. Having closely analysed the sector, our editors and analysts have compiled the largest companies, so you don't have to. A Business Ratio report is, in effect, a complete financial reference for the sector.

What can the report be used for?
A business ratio report can be used to assess trading and financial information on:
The Company:

The Industry:
Major companies

What you can look for when reading your Business Ratio Report:
- Trends
The results given in a Business Ratio report generally cover at least the previous three full accounting years, therefore any fluctuations in any area can be easily pinpointed

- Benchmarks
The average results for each ratio together with the industry profile of the average company in the sector can both be used as benchmarks to compare individual company performance.

- Size
All the major companies in the sector are ranked on the basis of sales, profits, total assets and employee numbers READ MORE >

Note: Product cover images may vary from those shown
2 of 5


  • Accord Mortgages Ltd
  • Central Trust Plc
  • Evolution Securities Ltd
  • ING Lease (UK) Ltd
  • Motability Operations Ltd
  • S & U PLC
  • MORE

- Industry Overview
A clear, concise commentary gives you an overview of the industry's financial performance. Graphs and tables make it easy for you to spot performance trends.

- Company Profiles
This part of the report provides information on all the companies included in the analysis. To make comparison between companies easier, the information is presented in a standard format for each:

Contact Information:
Trading address
Telephone & Fax numbers
Company secretary & directors names

Company Structure:
What the company does
Who owns the company
Which are the major subsidiaries

Accounting/Financial Data:
Profit & Loss accounts for the previous 3 or 4 years
Balance sheet for the previous 3 or 4 years

Performance Analysis:
Financial ratios grouped according to profitability, efficiency, debt, employee performance and growth.

League Table Positions:
How the company performs relative to all the
others in the sector

- Performance League Tables
This section ranks companies on a full range of financial ratios. All the tables are listed in order of 'best' to 'worst' results to help you gauge which are the strongest companies on any criteria. In addition, each table brings you the ratio result for the sector as a whole, so you have a benchmark 'average' for comparison purposes.

- Industry Profile
The Industry Profile lists basic Profit & Loss and Balance Sheet data for the 'average' company in the sector. This can then be used as a benchmark for comparison with individual company profiles in the report.

Note: Product cover images may vary from those shown
3 of 5


  • Accord Mortgages Ltd
  • Central Trust Plc
  • Evolution Securities Ltd
  • ING Lease (UK) Ltd
  • Motability Operations Ltd
  • S & U PLC
  • MORE

This summary brings you a sample of key details from this invaluable Report. The Report itself includes many further analyses of the performance of individual companies and the industry as a whole.

The Report provides in-depth financial analysis on these companies in these 4 clear sections:

-Performance League Tables

-Individual Company Profiles

-Industry Overview

-Industry Averages

This Business Ratio Report focuses on the leading 108 companies operating as Finance Houses.

The Report analyses company and industry performance over the three years up to 7th August 2008. During this period, sales increased by 4.1 percent, starting the analysis period at £240.8 million and ending at £250.6 million. In contrast a deterioration was recorded for pre-tax profits which fell from £24.6 million in 2005/06 to £23.1 million in 2007/08; a decline of 6.1 percent overall.

Note: Product cover images may vary from those shown
4 of 5

-Accord Mortgages Ltd
-The Agricultural Mrtgg Corp. PLC
-Alliance & Lcstr Comm. Fnnce PLC
-Alliance & Leicestr Prsnl Fnnce Ltd
-Amber Select Ltd
-Assetfinance Ltd
-Automobile Assctn Prsnl Fnnce Ltd
-BAL Global Finance (UK) Ltd
-Bank Of Scotland Structured Asset
-Finance Ltd
-Barclays Mercantle Bus. Fnnce Ltd
-Battersea Park Mortgg Fndng Ltd
-Bibby Invoice Discounting Ltd
-Black Horse Ltd
-BMW Financial Services (GB) Ltd
-BOS (Shared Appriecation Mortgages)
-No. 4 PLC
-Bradford & Bingley Homeloans
-Management Ltd
-Bright Finance Ltd
-Bristol & West PLC
-Broadcastle Bank Ltd
-Capital Bank Cashflow Finance Ltd
-Capital Bank Leasing 9 Ltd
-Capital Home Loans Ltd
-Cattles PLC
-Central Trust Plc
-Cetelem (UK) Ltd
-Charter Central Finance Ltd
-CIT Capital Finance (UK) Ltd
-CIT Equipment Finance (UK) Ltd
-Citibank International PLC
-Clayton Finance Ltd
-Close Asset Finance Ltd
-Close Motor Finance Ltd
-Commercial First Dac Ltd
-Commercial First RF Ltd
-The Co-Operative Bank PLC
-Coutts Finance Co.
-Creation Financial Services Ltd
-Diners Club UK Ltd
-Direct Auto Financial Services Ltd
-Endeavour Personal Finance Ltd
-Evolution Securities Ltd
-Finsure Premium Finance Ltd
-First Response Finance Ltd
-Five Arrows Leasing Group Ltd
-Flintstone Finance Ltd
-Fortis Lease UK Ltd
-Fortis Project Finance Ltd
-Freeway Ltd
-The Funding Corporation Ltd
-GE Money Home Finance Ltd
-GMAC Commercial Finance PLC
-Godfrey Davis (Contract Hire) Ltd
-Hitachi Capital (UK) PLC
-Home Retail Group Card Srvcs Ltd
-Honda Finance Europe PLC
-HSBC Asset Finance (UK) Ltd
-HSBC Equipment Finance (UK) Ltd
-Ilford Funding Ltd
-ING Lease (UK) Ltd
-Instant Cash Loans Ltd
-ITL Mortgages Ltd
-JCB Finance Ltd
-KBC Lease (UK) Ltd
-Kensington Mortgage Securits PLC
-Legal & General Finance PLC
-Lloyds TSB Asset Finnce Dvsn Ltd
-Lloyds UDT Ltd
-The Loan Store Ltd
-Lombard North Central PLC
-Marks & Spencer Financial Srvcs PLC
-MBNA Europe Bank Ltd
-Money Partners Holdings Ltd
-The Mortgage Works (UK) PLC
-Motability Operations Ltd
-Mutual Clothing & Supply Co. Ltd
-National Westminstr Home Lns Ltd
-Nationwide Syndications Ltd
-Nationwide Trust Ltd
-Nemo Personal Finance Ltd
-NFU Mutual Finance Ltd
-North Yorkshire Mortgages Ltd
-The Paragon Group Of Co.s PLC
-Preferred Mortgages Ltd
-Premium Credit Ltd
-Private & Comm. Finance Co. Ltd
-Provident Financial PLC
-RCI Financial Services Ltd
-Royal Bank Leasing Ltd
-Santander Cards UK Ltd
-Santander Consumer (UK) PLC
-Scania Finance GB Ltd
-SG Equipment Finance Ltd
-Shop Direct Finance Co. Ltd
-Shop Direct Financial Services Ltd
-Siemens Financial Services Ltd
-Solution Personal Finance Ltd
-St. James's Park Mortgg Fndng Ltd
-Stroud & Swindn Fndng Co. (No.2) Ltd
-Student Loans Co. Ltd
-Style Financial Services Ltd
-S & U PLC
-Syscap Ltd
-Tide Ltd
-Toyota Financial Servics (UK) PLC
-UCB Home Loans Corporation Ltd
-Venture Finance PLC
-VFS Financial Services (UK) Ltd
-White Horse Finnce Srvcs Eur. Ltd
-Xerox Finance Ltd
-Yorkshire Bank Home Loans Ltd

Note: Product cover images may vary from those shown
5 of 5
Note: Product cover images may vary from those shown