Research And Markets Research And Markets

UK Motor Insurance (Consumer) Market Report 2015

  • ID: 3422504
  • June 2015
  • Region: United Kingdom
  • 178 Pages
  • Key Note Ltd
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  • Admiral Group PLC
  • Allianz Insurance PLC
  • Axa Insurance UK PLC
  • Confused.Com
  • Esure Group PLC
  • RSA Insurance Group PLC
  • MORE

This report examines the personal motor insurance market in the UK, namely motor insurance provided to consumers. Motor insurance for commercial vehicles is excluded from the scope of this report.

Consumer motor insurance policies cover the legal liabilities that arise from the use of private motor vehicles. Commercial motor insurance covers the same, but is designed for use by businesses. Together, consumer and commercial motor insurance are by far the largest sectors of the general insurance market; in turn, consumer motor insurance makes up by far the largest share of the total motor insurance sector.

The law states that in the event of an accident, the party deemed at-fault is required to compensate the non-fault party for any damage to property, personal injury suffered and consequential loss. The non-fault party is entitled to have their car restored to its condition prior to the accident and to the use of a ‘broadly equivalent’ temporary replacement vehicle pending completion of repairs to their car.

The Association of British Insurers

The Association of British Insurers (ABI) acts as the voice of the UK insurance industry, representing the general insurance, protection and long-term savings markets. Formed in 1985, it now has almost 300 members accounting for approximately 90% of premiums in the UK. The ABI presides over a UK insurance industry that is a global leader; UK insurers manage assets of £1.8 trillion, with investments accounting for 24% of the UK’s total net worth; it also contributes £10bn in taxes to READ MORE >

Note: Product cover images may vary from those shown
2 of 4


  • Admiral Group PLC
  • Allianz Insurance PLC
  • Axa Insurance UK PLC
  • Confused.Com
  • Esure Group PLC
  • RSA Insurance Group PLC
  • MORE

1. Introduction & Definition
1.1 Report Coverage
1.2 The Association Of British Insurers
1.3 Market Sectors

2. Executive Summary
2.1 What’s Key In The Market?
2.2 Key Drivers
2.3 Market Trends
2.3 Number Of Private Motor Vehicles
2.5 Number Of Licensed Drivers
2.6 Reported Accidents On Roads In Great Britain
2.7 Vehicle Crime
2.8 Falling Prices: Quarterly Average Comprehensive Motor Premiums

3. Economic Trends
3.1 Market Position
3.2 How Robust Is The Market?
3.3 Market Size, Segmentation & Forecasts
3.4 Market Size & Segmentation
3.5 The Total Market
3.6 Market Sectors
3.7 Distribution
3.8 Net Claims Incurred

4. Forecasts
4.1 Future Trends
4.2 Big Data Revolution
4.3 Future Economic Trends
4.4 Forecast Total Market
4.5 Market Growth

5. International Perspective
5.1 Overview
5.2 The UK’s Place In The World
5.3 The World’s Largest Non-Life Markets
5.4 The State Of The Non-Life Insurance Market
5.5 North America
5.6 Western Europe
5.7 Advanced Asian Economies
5.8 Oceania
5.9 Emerging Markets
5.10 Overseas Trade

6. Competitor Analysis
6.1 Market Leaders
6.2 Admiral Group PLC
6.3 Ageas Insurance Ltd
6.4 Allianz Insurance PLC
6.5 Aviva PLC
6.6 Axa Insurance UK PLC
6.7 Covéa Insurance PLC
6.8 Direct Line Insurance Group PLC
6.9 Esure Group PLC
6.10 Hastings Insurance Services Ltd
6.11 Liverpool Victoria Insurance Company Ltd
6.12 The National Farmers Union Mutual Insurance Society Ltd
6.13 RSA Insurance Group PLC
6.14 Other Companies
6.15 Comparethemarket.Com
6.16 Confused.Com
6.17 Gocompare.Com Ltd
6.18 Moneysupermarket.Com Group PLC
6.19 Uswitch Ltd
6.20 Number Of Companies
6.21 By Turnover
6.22 By Employment

7. Regional Variations In The Marketplace
7.1 Marketing Activity
7.2 Car Insurance
7.3 Other Motor Insurance
7.4 Price Comparison Websites
7.5 Key Trade Associations
7.6 Buying Behaviour
7.7 Consumer Penetration
7.8 Method Of Purchase
7.9 Household Expenditure
7.10 Consumer Dynamics

8. General Insurance Products
8.1 Attitudes Towards Price Of General Insurance
8.2 Attitudes Towards Insurers
8.3 Motor Insurance

9. Strengths, Weaknesses, Opportunities & Threats
9.1 Strengths
9.2 Weaknesses
9.3 Opportunities
9.4 Threats

10.1 Political
10.2 Consultation On Changes To The Riot Damages Act
10.3 Fuel Duty Freeze
10.4 Plug-In Car, Van And Motorcycle Grants
10.5 Economic
10.6 Interest Rates
10.7 Oil Price Collapse
10.8 Social
10.9 Fraud
10.10 Rate Of Claims
10.11 Fall In Younger Drivers
10.12 The Sharing Economy
10.13 Technological
10.14 Dashcams: The Fight Back Against Motor Insurance Fraud
10.15 New Vehicle Technology
10.16 The Internet And Price Comparison
10.17 Telematics Insurance Policies
10.18 Askcue Pi
10.19 Mylicence
10.20 Environmental
10.21 Severe Weather Events
10.22 Hybrids And Other Alternatively Fuelled Vehicles
10.23 Legislative
10.24 Solvency Ii
10.25 Continuous Insurance Enforcement Scheme
10.26 Financial Conduct Authority Proposals To End Opt-Out Selling Of Add-Ons
10.27 Competition And Markets Authority Measure To Increase Competition In Motor Insurance Sector
10.28 Consumer Insurance (Disclosure And Representations) Act 2012
10.29 Insurance Act 2015
10.30 Legal Services Act 2007
10.31 Civil Justice And Personal Injury Reforms
10.32 Circumventing The Gender Directive?

11. Company Profiles
11.1 League Tables
11.2 Further Sources
11.3 Associations
11.4 Publications
11.5 General Sources
11.6 Government Publications
11.7 Other Sources
11.8 Understanding Consumer Survey Data
11.9 Number, Profile, Penetration
11.10 Social Grade
11.11 Standard Region

Note: Product cover images may vary from those shown
3 of 4

- Admiral Group PLC
- Ageas Insurance Ltd
- Allianz Insurance PLC
- Aviva PLC
- Axa Insurance UK PLC
- Comparethemarket.Com
- Confused.Com
- Covéa Insurance PLC
- Direct Line Insurance Group PLC
- Esure Group PLC
- Gocompare.Com Ltd
- Hastings Insurance Services Ltd
- Liverpool Victoria Insurance Company Ltd
- Moneysupermarket.Com Group PLC
- RSA Insurance Group PLC
- The National Farmers Union Mutual Insurance Society Ltd
- Uswitch Ltd

Note: Product cover images may vary from those shown
4 of 4
Note: Product cover images may vary from those shown