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Retail Mortgage Lending In Poland 2006

Inteliace Research, July 2006, Pages: 29


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Introduction:
Mortgage lending is nowadays almost exploding in Poland. Favorable macroeconomic situation and interest rates on their lowest levels since many years make mortgage more accessible than ever for an average bank client. Many people renting flats are encouraged to buy own real estate as rental rates do not differ significantly from mortgage payments and booming real estate prices make it an attractive investment. At the same time still low penetration of mortgage lending (6% of GDP) indicates that the market is in the initial phase of development. The severe housing deficit will have to be covered within next 10-20 years and mortgage lending will be the most important source of funding it.

About the report:
“Retail mortgage lending in Poland 2006” describes the present market structure and recent trends about the real estate market and real estate financing in Poland. This report puts together various facts and figures. The data has been presented in a structured and logical way in a form of horizontal presentation on 29 slides.



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