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Personal Accident and Health Insurance in the UK, Key Trends and Opportunities to 2019

  • ID: 3500247
  • November 2015
  • Region: United Kingdom, Great Britain
  • 134 pages
  • Timetric
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FEATURED COMPANIES

  • Ageas Insurance Ltd
  • AIG Europe Ltd
  • Aviva plc
  • Axa UK plc
  • Bupa Insurance Ltd
  • Direct Line Group
  • MORE

The 'Personal Accident and Health Insurance in the UK, Key Trends and Opportunities to 2019' report provides detailed analysis of the market trends, drivers, challenges in the UK personal accident and health insurance segment.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions during the review period (2010-2014) and forecast period (2014-2019).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the UK economy and demographics, and provides detailed information on the competitive landscape in the country.

The report brings together research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in the regulatory structure.

Summary:

The ' Personal Accident and Health Insurance in the UK, Key Trends and Opportunities to 2019' report provides in-depth market analysis, information READ MORE >

Note: Product cover images may vary from those shown
2 of 4

FEATURED COMPANIES

  • Ageas Insurance Ltd
  • AIG Europe Ltd
  • Aviva plc
  • Axa UK plc
  • Bupa Insurance Ltd
  • Direct Line Group
  • MORE

1 Key Facts and Highlights
2 Executive Summary
3 Introduction
3.1 What is this Report About?
3.2 Definitions
3.3 Methodology
4 Economy and Demographics
5 Personal Accident and Health Insurance Segment Outlook
5.1 Key Drivers
5.2 Key Trends
5.3 Challenges
5.4 Personal Accident and Health Insurance Growth Prospects by Category
5.4.1 Personal accident insurance
5.4.2 Travel insurance
5.4.3 Health insurance
6 Analysis by Distribution Channel
7 Competitive Landscape and Strategic Insights
7.1 Overview
7.2 Leading Companies in the UK Personal Accident and Health Insurance Segment
7.3 Bupa Ltd - company overview
7.4 Axa UK Plc - company overview
7.5 Aviva Plc - company overview
7.6 SimplyHealth Group Ltd - company overview
7.7 Cigna Life Insurance Company of Europe - company overview
7.8 Discovery Holdings Ltd - company overview
7.9 AIG Europe Ltd - company overview
7.1 Direct Line Insurance Group plc - company overview
7.11 Ageas Insurance Ltd - company overview
7.12 National Farmers Union Mutual Insurance Society Ltd - company overview
8 Governance, Risk and Compliance
8.1 Legislation Overview and Historical Evolution
8.2 Latest Regulatory Changes
8.3 Legislation and Market Practice by Type of Insurance
8.3.1 Life insurance
8.3.2 Property insurance
8.3.3 Motor insurance
8.3.4 Liability insurance
8.3.5 Marine, aviation and transit insurance
8.3.6 Personal accident and health insurance
8.4 Compulsory Insurance
8.4.1 Employer’s liability insurance
8.4.2 Motor third-party liability insurance
8.4.3 Merchant shipping compulsory insurance
8.4.4 National Insurance Scheme
8.4.5 Professional indemnity insurance
8.5 Supervision and Control
8.5.1 International Association of Insurance Supervisors
8.5.2 European Insurance and Occupational Pensions Authority
8.5.3 Prudential Regulation Authority
8.5.4 Financial Conduct Authority
8.6 Non-Admitted Insurance Regulations
8.6.1 Overview
8.6.2 Intermediaries
8.6.3 Market practices
8.6.4 Fines and penalties
8.7 Company Registration and Operations
8.7.1 Types of insurance organization
8.7.2 Establishing a local company
8.7.3 Foreign ownership
8.7.4 Types of license
8.7.5 Capital requirements
8.7.6 Solvency margins
8.7.7 Reserve requirements
8.7.8 Investment regulations
8.7.9 Statutory return requirements
8.7.10 Fee structure
8.8 Taxation
8.8.1 Insurance premium or policy taxation
8.8.2 Withholding taxes on premium paid overseas
8.8.3 Corporate tax
8.8.4 VAT
8.8.5 Captives
8.9 Legal System
8.9.1 Introduction
8.9.2 Access to court
8.9.3 Alternative dispute resolution (ADR)
9 Appendix
9.1 Methodology
9.2 Contact
9.3 About
9.4 Services
9.5 Disclaimer

List of Tables
Table 1: UK Personal Accident and Health Insurance - Key Facts, 2014
Table 2: Insurance Industry Definitions
Table 3: UK Government Credit Ratings
Table 4: UK Personal Accident and Health Insurance - Gross Written Premium by Category (GBP Billion), 2010-2014
Table 5: UK Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Billion), 2010-2014
Table 6: UK Personal Accident and Health Insurance - Gross Written Premium by Category (GBP Billion), 2014-2019
Table 7: UK Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Billion), 2014-2019
Table 8: UK Personal Accident and Health Insurance - Direct Written Premium by Category (GBP Billion), 2010-2014
Table 9: UK Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Billion), 2010-2014
Table 10: UK Personal Accident and Health Insurance - Direct Written Premium by Category (GBP Billion), 2014-2019
Table 11: UK Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Billion), 2014-2019
Table 12: UK Personal Accident and Health Insurance - Net Earned Premium (GBP Billion), 2010-2014
Table 13: UK Personal Accident and Health Insurance - Net Earned Premium (GBP Billion), 2014-2019
Table 14: UK Personal Accident and Health Insurance - Paid Claims by Category (GBP Billion), 2010-2014
Table 15: UK Personal Accident and Health Insurance - Paid Claims by Category (US$ Billion), 2010-2014
Table 16: UK Personal Accident and Health Insurance - Paid Claims by Category (GBP Billion), 2014-2019
Table 17: UK Personal Accident and Health Insurance - Paid Claims by Category (US$ Billion), 2014-2019
Table 18: UK Personal Accident and Health Insurance - Incurred Loss by Category (GBP Billion), 2010-2014
Table 19: UK Personal Accident and Health Insurance - Incurred Loss by Category (US$ Billion), 2010-2014
Table 20: UK Personal Accident and Health Insurance - Incurred Loss by Category (GBP Billion), 2014-2019
Table 21: UK Personal Accident and Health Insurance - Incurred Loss by Category (US$ Billion), 2014-2019
Table 22: UK Personal Accident and Health Insurance - Loss Ratio (%), 2010-2014
Table 23: UK Personal Accident and Health Insurance - Loss Ratio (%), 2014-2019
Table 24: UK Personal Accident and Health Insurance - Commission and Expenses (GBP Billion), 2010-2014
Table 25: UK Personal Accident and Health Insurance - Commission and Expenses (GBP Billion), 2014-2019
Table 26: UK Personal Accident and Health Insurance - Combined Ratio (%), 2010-2014
Table 27: UK Personal Accident and Health Insurance - Combined Ratio (%), 2014-2019
Table 28: UK Personal Accident and Health Insurance - Total Assets (GBP Billion), 2010-2014
Table 29: UK Personal Accident and Health Insurance - Total Assets (GBP Billion), 2014-2019
Table 30: UK Personal Accident and Health Insurance - Total Investment Income (GBP Million), 2010-2014
Table 31: UK Personal Accident and Health Insurance - Total Investment Income (GBP Million), 2014-2019
Table 32: UK Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2010-2014
Table 33: UK Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2014-2019
Table 34: UK Personal Accident Insurance - Direct Written Premium (GBP Billion), 2010-2014
Table 35: UK Personal Accident Insurance - Direct Written Premium (GBP Billion), 2014-2019
Table 36: UK Personal Accident Insurance - Loss Ratio (%), 2010-2014
Table 37: UK Personal Accident Insurance - Loss Ratio (%), 2014-2019
Table 38: UK Travel Insurance - Direct Written Premium (GBP Billion), 2010-2014
Table 39: UK Travel Insurance - Direct Written Premium (GBP Billion), 2014-2019
Table 40: UK Travel Insurance - Loss Ratio (%), 2010-2014
Table 41: UK Travel Insurance - Loss Ratio (%), 2014-2019
Table 42: UK Health Insurance - Direct Written Premium (GBP Billion), 2010-2014
Table 43: UK Health Insurance - Direct Written Premium (GBP Billion), 2014-2019
Table 44: UK Health Insurance - Paid Claims (GBP Billion), 2010-2014
Table 45: UK Health Insurance - Paid Claims (GBP Billion), 2014-2019
Table 46: UK Health Insurance - Loss Ratio (%), 2010-2014
Table 47: UK Health Insurance - Loss Ratio (%), 2014-2019
Table 48: UK Personal Accident and Health Insurance Segment - Leading Insurers, 2014
Table 49: Axa UK Plc - Key Facts
Table 50: Aviva Plc - Key Facts
Table 51: SimplyHealth Group Ltd - Key Facts
Table 52: Cigna Life Insurance Company of Europe - Key Facts
Table 53: Vitality Health Ltd - Key Facts
Table 54: AIG Europe Ltd - Key Facts
Table 55: Direct Line Insurance Group Plc - Key Facts
Table 56: Ageas Insurance Ltd - Key Facts
Table 57: National Farmers Union Mutual Insurance Society Ltd - Key Facts
Table 58: The UK - Insurance Regulatory Framework Key Features
Table 59: The UK - Life Insurance Regulatory Framework
Table 60: The UK - Property Insurance Regulatory Framework
Table 61: The UK - Motor Insurance Regulatory Framework
Table 62: The UK - Liability Insurance Regulatory Framework
Table 63: The UK - Benefits Under National Insurance Scheme
Table 64: The UK - Capital Requirements for Long-term Insurers
Table 65: The UK - Capital Requirements for General Insurers
Table 66: The UK - Corporate Tax Rates for the Financial Year 2015
Table 67: The UK - VAT Rates in UK for Insurance Products

List of Figures
Figure 1: UK GDP - Contribution by Sector (%), Value Added in 2014
Figure 2: UK Real GDP (GBP Trillion), 2010-2019
Figure 3: UK Current Account Balance as Percentage of GDP (%), 2010-2019
Figure 4: UK Consumer Price Inflation, 2010-2019
Figure 5: GBP-US$ Exchange Rate, 2010-2019
Figure 6: UK Unemployment Rate (%), 2010-2019
Figure 7: UK Population by Age Group, 1991-2025
Figure 8: UK Personal Accident and Health Insurance - Gross Written Premium by Category (GBP Billion), 2010-2019
Figure 9: UK Personal Accident and Health Insurance - Gross Written Premium by Category (Percentage Share), 2014 and 2019
Figure 10: UK Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2010-2019
Figure 11: UK Personal Accident and Health Insurance - Direct Written Premium by Category (GBP Billion), 2010-2019
Figure 12: UK Personal Accident and Health Insurance - Direct Written Premium by Category (% Share), 2014 and 2019
Figure 13: UK Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2010-2019
Figure 14: UK Personal Accident and Health Insurance - Net Earned Premium (GBP Billion), 2010-2014
Figure 15: UK Personal Accident and Health Insurance - Net Earned Premium (GBP Billion), 2014-2019
Figure 16: UK Personal Accident and Health Insurance - Paid Claims by Category (GBP Billion), 2010-2019
Figure 17: UK Personal Accident and Health Insurance - Incurred Loss by Category (GBP Billion), 2010-2019
Figure 18: UK Personal Accident and Health Insurance - Loss Ratio (%), 2010-2014
Figure 19: UK Personal Accident and Health Insurance - Loss Ratio (%), 2014-2019
Figure 20: UK Personal Accident and Health Insurance - Commission and Expenses (GBP Billion), 2010-2014
Figure 21: UK Personal Accident and Health Insurance - Commission and Expenses (GBP Billion), 2014-2019
Figure 22: UK Personal Accident and Health Insurance - Combined Ratio (%), 2010-2014
Figure 23: UK Personal Accident and Health Insurance - Combined Ratio (%), 2014-2019
Figure 24: UK Personal Accident and Health Insurance - Total Assets (GBP Billion), 2010-2014
Figure 25: UK Personal Accident and Health Insurance - Total Assets (GBP Billion), 2014-2019
Figure 26: UK Personal Accident and Health Insurance - Total Investment Income (GBP Million), 2010-2014
Figure 27: UK Personal Accident and Health Insurance - Total Investment Income (GBP Million), 2014-2019
Figure 28: UK Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2010-2014
Figure 29: UK Personal Accident and Health Insurance - Net Written Premium (% of GWP), 2014-2019
Figure 30: UK Personal Accident and Health Insurance - Investment Portfolio (GBP Billion), 2010-2014
Figure 31: UK Personal Accident and Health Insurance - Investment Portfolio (% Share), 2010 and 2014
Figure 32: UK Personal Accident and Health Insurance Penetration (Ratio of Direct Premiums to GDP), 2010-2014
Figure 33: UK Personal Accident and Health Insurance - Density (Direct Premium per Capita), 2010-2014
Figure 34: UK Personal Accident Insurance - Direct Written Premium (GBP Billion), 2010-2014
Figure 35: UK Personal Accident Insurance - Direct Written Premium (GBP Billion), 2014-2019
Figure 36: UK Personal Accident Insurance - Loss Ratio (%), 2010-2014
Figure 37: UK Personal Accident Insurance - Loss Ratio (%), 2014-2019
Figure 38: UK Travel Insurance - Direct Written Premium (GBP Billion), 2010-2014
Figure 39: UK Travel Insurance - Direct Written Premium (GBP Billion), 2014-2019
Figure 40: UK Travel Insurance - Loss Ratio (%), 2010-2014
Figure 41: UK Travel Insurance - Loss Ratio (%), 2014-2019
Figure 42: UK Health Insurance - Direct Written Premium (GBP Billion), 2010-2014
Figure 43: UK Health Insurance - Direct Written Premium (GBP Billion), 2014-2019
Figure 44: UK Health Insurance - Paid Claims (GBP Billion), 2010-2014
Figure 45: UK Health Insurance - Paid Claims (GBP Billion), 2014-2019
Figure 46: UK Health Insurance - Loss Ratio (%), 2010-2014
Figure 47: UK Health Insurance - Loss Ratio (%), 2014-2019
Figure 48: The UK - The Three Pillars of Solvency II
Figure 49: The UK - Insurance Supervision and Control at Various Levels
Figure 50: The UK - Insurance Regulatory Frameworks for Company Registration and Operation

Note: Product cover images may vary from those shown
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- Bupa Insurance Ltd
- Axa UK plc
- Aviva plc
- SimplyHealth
- Cigna Life Insurance Company of Europe SA NV
- Discovery Holdings Ltd
- AIG Europe Ltd
- Direct Line Group
- Ageas Insurance Ltd
- National Farmers Union Mutual Insurance Society Ltd

Note: Product cover images may vary from those shown
4 of 4
Note: Product cover images may vary from those shown

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