Research and Markets


Printer Friendly

Printed from http://www.researchandmarkets.com/reports/3650


Finance Houses Market Report


Description: In 1999, the total UK market for business and consumer finance was worth £170.33bn. Penetration by finance houses was estimated at 13.8%, giving a total market value of £23.44bn. Economic reports published in early 2000 have been mixed. On the one hand, there have been claims that the UK economy is in a healthier state than it has been for a generation and that productivity has been rising swiftly, owing to the high levels of investment financed out of profits. On the other hand, surveys have suggested that, in small and medium-sized manufacturing businesses (SMEs), even though orders and output are starting to rise, prices and employment are still falling. Moreover, the proportion of small firms expecting to invest more is still outnumbered by those expecting to cut investment. Even in the more buoyant consumer finance sector, there are conflicting views. While some expect the economy to grow well ahead of its long-term trend rate in 2000 and 2001, others predict that growth in the consumer market will slow. In the business market, finance houses continue to work hard to regain the tax advantages for leasing enjoyed prior to the Budget of 1997. The target is to put lease finance back onto a level playing field, but as yet, these efforts have not shown tangible results. The market for motor finance is facing a difficult time, as a result of reducing residual values and the increasing demand for parity throughout Europe on new car prices (Euro-transparency). Another problem is the growth in the use of credit and store cards for the provision of short-term loan finance. The market needs to find a way of reporting sales more accurately. As the major finance houses become absorbed into the major banks which own them, it becomes harder to separate the sales they achieve as finance houses and those achieved by the holding banks. Since finance houses come under a separate regulatory regime, there are those within the industry that believe they should report separately. This is already particularly difficult in the case of credit card and directly-marketed personal loan business, and there is a danger that the situation will become even more confused as the markets expand into online banking. Key Note forecasts a 13.7% increase in finance house sales between 2000 and 2004, to £27.56bn. Growth in business finance will be modest at 12%, but the smaller consumer finance sector will remain more buoyant, showing growth of 24.6%.




Ordering: Order Online - visit http://www.researchandmarkets.com/reports/3650

Order by Fax - using the order form below

Order By Post - print the order form below and send to

Research and Markets,
Guinness Centre,
Taylors Lane,
Dublin 8,
Ireland.


Research and Markets Page 1 of 2
Printed 14/02/2012 12:09:20
Fax Order Form
To place an order via fax simply print this form, fill in the information below and fax the completed form to
646-607-1907 (from USA) or +353 1 6849977 (from Rest of World). If you have any questions please email help@researchandmarkets.net

Order information
Please verify that the product information is correct and select the format you require.
Product Name:
Finance Houses Market Report
Web Address:
http://www.researchandmarkets.com/reports/3650
Office Code:
OC8IHINLSNNSS

Report formats
Please enter the quantity of the report format you require.

Format Quantity Price
Hard Copy €491.00 + EUR€ 50.00 Shipping/Handling *
Electronic €491.00
* Shipping/Handling is only charged once per order.


Contact information
Please enter all the information below in BLOCK CAPITALS.

First Name:   Last Name:  
Email Address:
Job Title:
Organisation:
Address:
City:
Postal/Zip Code:
Country:
Phone Number:
Fax Number:


Please fax this form to:
(646) 607-1907 or (646) 964-6609 (from USA)
+353-1-481-1716 or +353-1-653-1571 (from Rest of World)
Research and Markets Page 2 of 2
Printed 14/02/2012 12:09:20

Payment information

Please indicate the payment method you would like to use by selecting the appropriate box.

 Pay by Credit Card:
American Express
Diners Club
Master Card
Visa
Cardholder's Name:
Cardholder's Signature:
Expiry Date: /
Card Number:
CVV Security Code:
Issue Date: /   (Diners Club only)


 Pay by Check:
Please post the check, accompanied by this form, to:

Research and Markets,
Guinness Centre,
Taylors Lane,
Dublin 8,
Ireland.


 Pay by Wire Transfer:
Please transfer funds to:

Account number: 83313083
Sort code: 98-53-30
Swift code: ULSBIE2D
IBAN number: IE78ULSB98533083313083
Bank Address: Ulster Bank,
27-35 Main St,
Blackrock,
Co. Dublin,
Ireland.
If you have a Marketing Code please enter it below:
Marketing Code:


Please note that by ordering from Research and Markets you are agreeing to our Terms and Conditions at http://www.researchandmarkets.com/info/terms.asp

Please fax this form to:
(646) 607-1907 or (646) 964-6609 (from USA)
+353-1-481-1716 or +353-1-653-1571 (from Rest of World)