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US Commercial Banking Market 2022-2026

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    Report

  • 44 Pages
  • August 2022
  • Region: United States
  • The Freedonia Group
  • ID: 5661687

Discover Key Trends and Revenue Projections of the United States Commercial Banking Market

This report forecasts to 2022 and 2026 the following measures of the US commercial banking industry in nominal US dollars: 

  • interest revenue
  • non-interest revenue (e.g., fees)
  • net loan and lease charge-offs
  • net income
  • assets 
  • gross loans and leases 
  • deposits

In addition, credit union revenue is forecast in nominal US dollars to 2026.

To illustrate historical trends, the measures of commercial banking noted above and credit union revenue, as well as the number of respective firms, establishments, and employees, are provided in annual series from 2011 to 2021. In addition, segmentation for commercial bank assets, gross loans and leases, and deposits is provided in annual series from 2011 to 2021.

The scope of this report covers the commercial banks, the commercial banking subsidiaries of bank or financial holding companies, and the savings institutions (also known as savings and loans, or thrifts) that are insured by the Federal Deposit Insurance Corporation (FDIC). Credit unions are not insured by the FDIC and are excluded from commercial banking figures, but a separate overview is provided in the report.

Financial institutions that offer commercial banking, investment banking, and insurance services are typically chartered as bank holding companies. The asset management and investment banking subsidiaries of bank holding companies are excluded from the scope of this report. In addition, stand-alone investment banks, insurance underwriters, mutual funds, and other investment entities or securities brokers are excluded.

Key macroeconomic indicators are also provided with quantified trends. Other various topics, including profiles of pertinent leading companies, are covered in this report.

Table of Contents

1. Market Environment
  • Historical Trends
  • Key Economic Indicators
  • Interest Rates
  • Credit Union Trends
  • Payment Technologies
  • Regulatory Factors
2. Revenue & Net Income Segmentation & Forecasts
  • Interest Revenue
  • Non-interest Revenue
  • Net Loan & Lease Charge-Offs
  • Net Income
3. Asset Segmentation & Forecasts4. Gross Loans & Leases Segmentation & Forecasts5. Deposit Segmentation & Forecasts
6. Industry Structure
  • Industry Characteristics
  • Market Leaders
7. About this Report
  • Scope
  • Sources
  • Industry Codes
  • Methodology
  • Resources
List of Tables & Figures
Figure 1 Key Trends in US Commercial Bank Revenues, 2021-2026
Figure 2 US Commercial Bank Revenue Trends, 2011-2021
Table 1 Key Indicators for US Commercial Bank Revenue, 2011-2026 (US$ Bil)
Figure 3 US Federal Funds Rate, 2011-2024 (%)
Table 2 US Federal Funds Rate, 2011-2024 (%)
Figure 4 US Interest Rate Trends, 2000-2021 (%)
Table 3 US Interest Rate Trends, 2011-2021 (%)
Figure 5 US Credit Union Revenues, 2011-2026 (US$ Bil)
Table 4 US Credit Union Revenues, 2011-2026 (US$ Bil)
Figure 6 US Credit Union Firms, Establishments, & Employment, 2010-2020
Table 5 US Credit Union Firms, Establishments, & Employment, 2010-2020
Figure 7 US Commercial Bank Revenue by Source, 2011-2026 (US$ Bil)
Table 6 US Commercial Bank Revenue by Source, 2011-2026 (US$ Bil)
Figure 8 US Commercial Bank Revenue by Source, 2011-2026 (%)
Figure 9 US Commercial Bank Interest Revenue w/ Gross Loans & Leases, 2011-2026
Figure 10 US Commercial Bank Non-interest Revenue w/ Disposable Personal Income, 2011-2026
Figure 11 US Commercial Bank Net Loan & Lease Charge-Offs w/ Charge-Off Rate, 2011-2026
Table 7 US Commercial Bank Net Loan & Lease Charge-Offs & Charge-Off Rate, 2011-2026
Figure 12 US Commercial Bank Net Income w/ Net Income Margin*, 2011-2026
Table 8 US Commercial Bank Net Income and Net Income Margin*, 2011-2026
Figure 13 US Commercial Bank Assets w/ Gross Domestic Product, 2011-2026
Table 9 US Commercial Bank Assets; 2011-2021 by Type, 2011-2026 Total (US$ Bil)
Figure 14 US Commercial Bank Assets by Type, 2011-2021 (US$ Bil)
Figure 15 US Commercial Bank Gross Loans & Leases w/ Non-residential & Residential Fixed Investment, 2011-2026
Table 10 US Commercial Bank Gross Loans & Leases; 2011-2021 by Type, 2011-2026 Total (US$ Bil)
Figure 16 US Commercial Bank Gross Loans & Leases by Type, 2011-2021 (US$ Bil)
Figure 17 US Commercial Bank Deposits w/ Gross Domestic Product, 2011-2026
Table 11 US Commercial Bank Deposits; 2011-2021 by Type, 2011-2026 Total (US$ Bil)
Figure 18 US Commercial Bank Deposits by Type, 2011-2021 (US$ Tril)
Figure 19 Share of US Commercial Banks by Assets and Share of Commercial Bank Assets by Assets, 2021
Figure 20 US Commercial Bank Firms, Establishments, & Employment, 2010-2020
Table 12 US Commercial Bank Firms, Establishments, & Employment, 2010-2020
Table 13 Leading Participants in the US Commercial Bank Industry
Table 14 NAICS & SIC Codes Related to Commercial Bank

Companies Mentioned

  • Bank of America
  • Citigroup
  • JPMorgan Chase

Methodology

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