Research and Markets


Printer Friendly

Printed from http://www.researchandmarkets.com/reports/656001


The Asia-Pacific Banking Sectors : A Company and Industry Analysis (October 2003)


Description: Current Environment - Key Points
- In Japan, banks have made aggressive efforts to remove a sizable amount of bad loans from their balance sheets
Consequently, NPLs eased to US$376.99 billion in the second quarter of 2003, down by 15% from the corresponding quarter in 2002
- China's state-owned banks granted US$229.4 billion in loans in the first half of fiscal 2003, more than double the amount of loans issued in the previous year, while outstanding renminbi stood at US$1.8 trillion
- In South Korea, the Financial Supervisory Commission (FSC) has stepped up supervision of banks and disciplinary measures on credit card issuers as part of the latest government efforts to rein in galloping household debt
This was in response to increased total household debt, which rose two- fold to US$373.69 billion at end-June 2003 from US$187.00 billion a year earlier
- Taiwan's Ministry of Finance commented that the financial structures of the 18 domestic banks were still relatively unstable in light of their bad loan coverage ratio falling below 40%, while, at the end of June 2003, their NPL ratios exceeded 5%


Industry Profile - Key Points
- In the first half of fiscal 2003, 15 of the largest banks in Asia-Pacific posted a net loss of US$16.16 billion, a drop of US$23.28 billion compared with the first half of 2002, mainly due to the weak global economy and the huge fall in Japanese banks- net profit
- India's three largest banks showed a distinct improvement in the first half of fiscal 2003 with a 21.7% increase in net profit, driven by widening interest spreads and falling interest rates
- Since August 2003, banks in Hong Kong have implemented a credit data sharing scheme, whereby banks enter customer information into a common credit reference database that is open to inspection by all lenders
This was in response to rising bad loans and high severity rates in the region, with banks losing about US$1.67 million daily from credit card delinquencies
- To prepare China for the liberalization of its financial sector by 2006, the China Banking Regulatory Commission has made headway in uncovering scandals in the banking industry
Market Trends and Outlook - Key Points
- An evolution has taken place in Australia
Banks have shifted their focus from large corporations or cross-border lending to mid-sized businesses and capital market activities, thus causing a drop in the volume of corporate lending
- Asia-Pacific banks are increasingly looking to the IT industry to provide more efficient, secure and stable transaction systems, especially in foreign currency dealings and settlements
- Internet banking is taking off in Asia-Pacific at a staggering rate as more bank customers are connected to the internet
- A slow but gradual recovery in Asia-Pacific's banking sector is expected to take hold in 2004, owing to improved market sentiment, the announcement of a number of policy initiatives and the signing of the Closer Economic Partnership Agreement (CEPA) between Hong Kong and mainland China
- As banks diversify into consumer banking, more banks are expected to adopt risk management infrastructure in the form of credit bureaus as a remedy to rising bad loans and to monitor debt levels of existing and prospective customers


Contents: Current Environment
- Banking Overview
- Sector Performance
- Leading Banks
- IPOs
- Mergers, Acquisitions and
Alliances
Industry Profile
- Industry Revenue
- Growing Product Areas
- The Liberalization of the
Chinese Banking Sector
- Government Investment
- Policy and Regulatory
Environment
Market Trends & Outlook
- Banks to Restructure & Shift
Focus
- IT Investment and E-Banking
- Growth Expected- But
Slowly
- Market Outlook
Country Profiles
- Australia
- Hong Kong, China
- India
- Japan
- Korea
- Taiwan
Key References
The Scope of this Report
Comparative Data
Sales Contacts




Ordering: Order Online - visit http://www.researchandmarkets.com/reports/656001

Order by Fax - using the order form below

Order By Post - print the order form below and send to

Research and Markets,
Guinness Centre,
Taylors Lane,
Dublin 8,
Ireland.


Research and Markets Page 1 of 2
Printed 17/02/2012 00:03:29
Fax Order Form
To place an order via fax simply print this form, fill in the information below and fax the completed form to
646-607-1907 (from USA) or +353 1 6849977 (from Rest of World). If you have any questions please email help@researchandmarkets.net

Order information
Please verify that the product information is correct and select the format you require.
Product Name:
The Asia-Pacific Banking Sectors : A Company and Industry Analysis (October 2003)
Web Address:
http://www.researchandmarkets.com/reports/656001
Office Code:
OC8IHINLSNNSS

Report formats
Please enter the quantity of the report format you require.

Format Quantity Price
Electronic (PDF) - Single User €100.00



Contact information
Please enter all the information below in BLOCK CAPITALS.

First Name:   Last Name:  
Email Address:
Job Title:
Organisation:
Address:
City:
Postal/Zip Code:
Country:
Phone Number:
Fax Number:


Please fax this form to:
(646) 607-1907 or (646) 964-6609 (from USA)
+353-1-481-1716 or +353-1-653-1571 (from Rest of World)
Research and Markets Page 2 of 2
Printed 17/02/2012 00:03:29

Payment information

Please indicate the payment method you would like to use by selecting the appropriate box.

 Pay by Credit Card:
American Express
Diners Club
Master Card
Visa
Cardholder's Name:
Cardholder's Signature:
Expiry Date: /
Card Number:
CVV Security Code:
Issue Date: /   (Diners Club only)


 Pay by Check:
Please post the check, accompanied by this form, to:

Research and Markets,
Guinness Centre,
Taylors Lane,
Dublin 8,
Ireland.


 Pay by Wire Transfer:
Please transfer funds to:

Account number: 83313083
Sort code: 98-53-30
Swift code: ULSBIE2D
IBAN number: IE78ULSB98533083313083
Bank Address: Ulster Bank,
27-35 Main St,
Blackrock,
Co. Dublin,
Ireland.
If you have a Marketing Code please enter it below:
Marketing Code:


Please note that by ordering from Research and Markets you are agreeing to our Terms and Conditions at http://www.researchandmarkets.com/info/terms.asp

Please fax this form to:
(646) 607-1907 or (646) 964-6609 (from USA)
+353-1-481-1716 or +353-1-653-1571 (from Rest of World)