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Indian Banking Sector Forecast to 2012 Product Image

Indian Banking Sector Forecast to 2012

  • Published: March 2009
  • Region: India
  • 80 Pages
  • RNCOS E-Services Private Limited

FEATURED COMPANIES

  • Axis Bank Ltd.
  • Bank of Baroda
  • Canara Bank
  • Citibank
  • HDFC Bank
  • HSBC Bank
  • MORE

The banking industry in India seems to be unaffected from the global financial crises which started from U.S in the last quarter of 2008. Despite the fallout and nationalization of banks across developed economies, banks in India seems to be on the strong fundamental base and seems to be well insulated from the financial turbulence emerging from the western economies. The Indian banking industry is well placed as compare to their banking industries western counterparts which are depending upon government bailout and stimulus packages.

The strong economic growth in the past, low defaulter ratio, absence of complex financial products, regular intervention by central bank, proactive adjustment of monetary policy and so called close banking culture has favored the banking industry in India in recent global financial turmoil.

Although there will no impact on the Indian banking system similar to that in west but the banks in India will adopt for more of defensive approach in credit disbursal in coming period. In order to safe guard their interest, banks will follow stringent norms for credit disbursal. There will be more focus on analyzing borrower financial health rather than READ MORE >

1. Analyst View

2. Industry Overview

3. Key Performance Indicators
3.1 Assets
3.2 Income (Interest and Other Income)
3.3 Credit Deposit Ratio
3.4 Investment Deposit Ratio
3.5 Capital Adequacy Ratio
3.6 Non-performing Assets
3.7 Profit
3.7.1 Operating Profit
3.7.2 Net Profit

4. Product Landscape
4.1 Deposits
4.1.1 Public Sector Banks
4.1.1.1 Nationalized Banks
4.1.1.2 State Bank Group
4.1.2 Private Sector Banks
4.1.3 Foreign Banks
4.2 Financial Cards
4.2.1 Credit Cards
4.2.2 Debit Cards
4.3 Loans and Advances
4.4 ATMs and Branch Network

5. Rural Banking
5.1 Market Developments
5.2 Technology Developments

6. Current Market Trends
6.1 Increasing Credit Demand
6.2 Improving Assets Quality
6.3 Rising Consumer Base
6.4 Implementation of Core Banking Solution (CBS)
6.5 Mobile Banking
6.6 Private Banking
6.7 Bancassurance

7. Key Players
7.1 Public Sector Banks
7.1.1 Bank of Baroda
7.1.2 Canara Bank
7.1.3 Punjab National Bank
7.2 Private Sector Banks
7.2.1 HDFC Bank
7.2.2 ICICI Bank
7.2.3 Axis Bank Ltd.
7.3 Foreign Sector Banks
7.3.1 Citibank
7.3.2 Standard Chartered Bank
7.3.3 HSBC Bank

List of Tables:
Table 3-1: Assets by Bank Group (Rs Crore), 2003-04 to 2007-08
Table 3-2: Interest Income by Bank Group (Rs Crore), 2005-06 to 2007-08
Table 3-3: Other Income by Bank Group (Rs Crore), 2005-06 to 2007-08
Table 3-4: Credit Deposit Ratio by Bank Group (2006-07 & 2007-08)
Table 3-5: Capital Adequacy Ratio by Bank Group (2002-03 to 2007-08)
Table 3-6: Gross NPA by Bank Group (%), 2003-04 to 2007-08
Table 3-7: Net NPA by Bank Group (%), 2003-04 to 2007-08
Table 3-8: Operating Profit by Bank Group (Rs Crore), 2006-07 & 2007-08
Table 3-9: Net Profit by Bank Group (Rs Crore), 2006-07 & 2007-08
Table 4-1: Banking Industry Deposits by Type (Rs Crore), 2004-05 to 2007-08
Table 4-2: Public Sector Bank Deposits by Type (Rs Crore), 2004-05 to 2007-08
Table 4-3: Nationalized Bank Deposits by Type (Rs Crore), 2004-05 to 2007-08
Table 4-4: State Bank Group Deposits by Type (Rs Crore), 2004-05 to 2007-08
Table 4-5: SBI and Associated Bank Deposits (Rs Crore), 2004-05 to 2007-08
Table 4-6: Private Sector Bank Deposits by Type (Rs Crore), 2004-05 to 2007-08
Table 4-7: Old Private Sector Bank Deposits by Type (Rs Crore), 2004-05 to 2007-08
Table 4-8: New Private Sector Bank Deposits by Type (Rs Crore), 2004-05 to 2007-08
Table 4-9: Foreign Bank Deposits by Type (Rs Crore), 2004-05 to 2007-08
Table 4-10: Loans and Advances by Bank Group (Rs Crore), 2006-07 & 2007-08
Table 4-11: Number of On-site and Off-site ATMs by Bank Group (2006-07 & 2007-08)
Table 4-12: Number of Branches by Bank Group (2007-08)
Table 5-1: Number of Rural Branches by Bank Group (2005-06 to 2007-08)
Table 6-1: Retail Loan Portfolio of Schedule Commercial Banks (Rs Crore), 2004-05 to 2007-08
Table 6-2: Recovery of NPA by Bank Group (Rs Crore), 2006-07 & 2007-08
Table 6-3 Computerization in Public Sector Banks (2006-07 & 2007-08)
Table 6-4: Bancassurance - SWOT Analysis
Table 7-1: Bank of Baroda - SWOT Analysis
Table 7-2: Canara Bank - SWOT Analysis
Table 7-3: Punjab National Bank - SWOT Analysis
Table 7-4: HDFC Bank - SWOT Analysis
Table 7-5: ICICI Bank - SWOT Analysis
Table 7-6: Axis Bank Ltd. - SWOT analysis
Table 7-7: Citibank - SWOT Analysis
Table 7-8: Standard Chartered Bank - SWOT Analysis
Table 7-9: HSBC Bank - SWOT Analysis

List of Charts:
Figure 3-1: Banking Industry Assets (Rs Crore), 2003-04 to 2007-08
Figure 3-2: Banking Industry Assets (Rs Crore), 2008-09 to 2011-12
Figure 3-3: Banking Industry Income (Rs Crore), 2005-06 to 2007-08
Figure 3-4: Banking Industry Income (Rs Crore), 2008-09 to 2011-12
Figure 3-5: Banking Industry Credit Deposit Ratio (2002-03 to 2008-09)
Figure 3-6: Banking Industry Investment Deposit Ratio (2002-03 to 2008-09)
Figure 3-7: Banking Industry Gross and Net NPA (Rs Crore), 2004-05 to 2007-08
Figure 4-1: Banking Industry Deposits (Rs Crore), 2008-09 to 2011-12
Figure 4-2: Number of Credit Cards (Million), 2005-06 to 2007-08
Figure 4-3: Credit Cards in Circulation by Bank (%), 2007-08
Figure 4-4: Number of Credit Cards (Million), 2008-09 to 2011-12
Figure 4-5: Number of Credit Card Transactions (Million), 2005-06 to 2007-08
Figure 4-6: Credit Card Transactions (Billion Rs), 2005-06 to 2008-09
Figure 4-7: Number of Debit Cards (Million), 2005-06 to 2007-08
Figure 4-8: Number of Debit Cards (Million), 2008-09 to 2011-12
Figure 4-9: Number of Debit Card Transactions (Million), 2005-06 to 2007-08
Figure 4-10: Debit Card Transactions (Rs Crore), 2005-06 to 2008-09
Figure 4-11: Banking Industry Loans and Advances (Rs Crore), 2006-07 & 2007-08
Figure 4-12: Banking Industry Loans and Advances (Rs Crore), 2008-09 to 2011-12
Figure 4-13: Regional Distribution of Bank Branches (%), Jun 2008
Figure 5-1: Rural Banking Industry Deposits and Credits (Rs Crore), 2006-07 & 2007-08
Figure 6-1: Retail Loan Portfolio of Schedule Commercial Banks (%), 2007-08
Figure 6-2: Number of Bankable Households (Thousand), 2007-2012
Figure 6-3: Number of ECS-Credit and ECS-Debit Transactions (Thousand), 2005-06 to 2007-08
Figure 6-4: Number of Millionaires (2003-2008)
Figure 6-5: Forecast for Share of Bancassurance in Life Insurance Industry (2010-11)

-Bank of Baroda
-Canara Bank
-Punjab National Bank
-HDFC Bank
-ICICI Bank
-Axis Bank Ltd.
-Citibank
-Standard Chartered Bank
-HSBC Bank

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