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Life Insurance in Spain, Key Trends and Opportunities to 2017 - Product Image

Life Insurance in Spain, Key Trends and Opportunities to 2017

  • Published: December 2013
  • Region: Spain
  • 282 pages
  • Timetric

The report provides in-depth market analysis, information and insights into the Spanish life insurance segment, including:
- The Spanish life insurance segment’s growth prospects by life insurance categories
- Key trends and drivers for the life insurance segment
- The various distribution channels in the Spanish life insurance segment
- The detailed competitive landscape in the life insurance segment in Spain
- Regulatory policies of the Spanish insurance industry
- A description of the life reinsurance segment in Spain
- Porter's Five Forces analysis of the life insurance segment
- A benchmarking section on the Spanish life insurance segment in comparison with other countries with US$60–US$150 billion in gross written premium

Summary
During the review period (2008–2012), the Spanish life insurance segment, as compared to other developed European countries, was moderately affected by the global financial crisis and declined by a CAGR of -0.7%. In comparison, the UK’s life insurance segment declined by a CAGR of -3.9% and that of France declined by -2.4% during the same period. High demand for guaranteed return products READ MORE >

1 Executive Summary
2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology
3 Regional Market Dynamics
3.1 Overview
3.1.1 Market trends
3.1.2 Market size
4 Life Insurance Segment – Regional Benchmarking
4.1 Scale and Penetration
4.1.1 Total gross written premium
4.1.2 Premium per capita
4.1.3 Life insurance penetration (as a percentage of GDP)
4.2 Growth
4.2.1 Gross written premium
4.2.2 Gross written premium per capita
4.3 Efficiency and Risk
4.3.1 Loss ratio
4.3.2 Combined ratio
4.3.3 Incurred losses per capita
4.3.4 Incurred losses as a percentage of GDP
4.4 Distribution Channels
4.4.1 Direct marketing
4.4.2 Insurance Brokers
4.4.3 Bancassurance
4.4.4 Agencies
5 Spanish Insurance Industry Attractiveness
5.1 Insurance Industry Size, 2008–2017
5.2 Key Industry Trends and Drivers
6 Life Insurance Outlook
6.1 Life Insurance Growth Prospects by Category
6.1.1 Individual life insurance
6.1.2 Individual pension
6.1.3 Individual endowment
6.1.4 Individual marriage and birth insurance
6.1.5 Individual unit-linked insurance
6.1.6 Individual term life insurance
6.1.7 Individual others
6.1.8 Group life insurance
6.1.9 Group superannuation
6.2 Life Insurance Growth Prospects by Product Type
6.2.1 Individual single-premium policies
6.2.2 Individual non-single-premium policies
6.2.3 Group single-premium policies
6.2.4 Group non-single-premium policies
7 Analysis by Distribution Channels
7.1 Direct Marketing
7.2 Bancassurance
7.3 Agencies
7.4 E-commerce
7.5 Brokers
7.6 Other Channels
8 Porter’s Five Force Analysis – Spanish Life Insurance
8.1 Bargaining Power of Suppliers: Medium
8.2 Bargaining Power of Buyers: Medium to High
8.3 Barriers to Entry: Low to Medium
8.4 Intensity of Rivalry: Medium to High
8.5 Threat of Substitutes: Low
9 Reinsurance Growth Dynamics and Challenges
9.1 Reinsurance Segment Size, 2008–2017
9.2 Reinsurance Segment Size by Type of Insurance, 2008–2017
10 Governance, Risk and Compliance
10.1 Legislation Overview and Historical Evolution
10.2 Legislation and Market Practice by Type of Insurance
10.2.1 Life insurance
10.2.2 Property insurance
10.2.3 Motor insurance
10.2.4 Marine, aviation and transit insurance
10.2.5 Personal accident and health insurance
10.3 Compulsory Insurance
10.3.1 Motor third-party liability insurance
10.3.2 Marine liability insurance
10.3.3 Social insurance system
10.3.4 Air carriers and aircraft operators insurance
10.4 Supervision and Control
10.4.1 International Association of Insurance Supervisors (IAIS)
10.4.2 European Insurance and Occupational Pensions Authority (EIOPA)
10.4.3 Directorate General of Insurance and Pension Funds (DGIPF)
10.5 Non-Admitted Insurance Regulations
10.5.1 Overview
10.5.2 Intermediaries
10.5.3 Market practices
10.5.4 Fines and penalties
10.6 Company Registration and Operations
10.6.1 Types of insurance organization
10.6.2 Establishing a local company
10.6.3 Foreign ownership
10.6.4 Types of license
10.6.5 Capital requirements
10.6.6 Solvency margins
10.6.7 Reserve requirements
10.6.8 Investment regulations
10.6.9 Statutory return requirements
10.6.10 Fee structure
10.7 Taxation
10.7.1 Insurance premium or policy taxation
10.7.2 Withholding taxes on premium paid overseas
10.7.3 Corporate tax
10.7.4 VAT
10.7.5 Captives
10.8 Legal System
10.8.1 Introduction
10.8.2 Access to court
10.8.3 Alternative dispute resolution (ADR)
11 Competitive Landscape and Strategic Insights
11.1 Overview
11.2 Leading Companies in the Spanish Life Insurance Segment
11.3 Comparison of Top Five Insurers
11.3.1 Gross written premium
11.3.2 Gross claims
11.3.3 Incurred loss
11.3.4 Total assets
11.3.5 Total investment income
11.4 Vidacaixa – Company Overview
11.4.1 Vidacaixa – key facts
11.4.2 Vidacaixa – key financials
11.5 Santander Seguros – Company Overview
11.5.1 Santander Seguros – key facts
11.5.2 Santander Seguros – key financials
11.6 BBVA Seguros – Company Overview
11.6.1 BBVA Seguros – key facts
11.6.2 BBVA Seguros – key financials
11.7 Mapfre Vida – Company Overview
11.7.1 Mapfre Vida – key facts
11.7.2 Mapfre Vida – key financials
11.8 Ibercaja Vida – Company Overview
11.8.1 Ibercaja Vida – key facts
11.8.2 Ibercaja Vida – key financials
11.9 Grupo Caser – Company Overview
11.9.1 Grupo Caser – key facts
11.9.2 Grupo Caser – key financials
11.1 Generali Seguros – Company Overview
11.10.1 Generali Seguros – key facts
11.10.1 Generali Seguros – key financials
11.11 Allianz Seguros – Company Overview
11.11.1 Allianz Seguros – key facts
11.11.2 Allianz Seguros – key financials
11.12 Bansabadell Vida – Company Overview
11.12.1 Bansabadell Vida – key facts
11.12.2 Bansabadell Vida – key financials
11.13 Unicorp Vida – Company Overview
11.13.1 Unicorp Vida– key facts
11.13.2 Unicorp Vida – key financials
12 Business Environment and Country Risk
12.1 Business Confidence
12.1.1 Market capitalization trend – Spain Stock Market (IBEX 35), Spain
12.2 Economic Performance
12.2.1 GDP at constant prices (US$)
12.2.2 GDP per capita at constant prices (US$)
12.2.3 GDP at current prices (US$)
12.2.4 GDP per capita at current prices (US$)
12.2.5 GDP by key segments
12.2.6 Agriculture, hunting, forestry and fishing net output at current prices (US$)
12.2.7 Agriculture, hunting, forestry and fishing net output at current prices as a percentage of GDP
12.2.8 Manufacturing net output at current prices (US$)
12.2.9 Manufacturing net output at current prices as a percentage of GDP
12.2.10 Mining, manufacturing and utilities at current prices (US$)
12.2.11 Mining, manufacturing and utilities at current prices as percentage of GDP
12.2.12 Construction net output at current prices (US$)
12.2.13 Construction net output at current prices as a percentage of GDP
12.2.14 Inflation rate
12.2.15 Exports as a percentage of GDP
12.2.16 Imports as a percentage of GDP
12.2.17 Merchandise exports growth
12.2.18 Merchandise Imports growth
12.2.19 Annual average exchange rate EUR–US$
12.3 Infrastructure Quality and Availability
12.3.1 Commercial vehicles exports – total value
12.3.2 Commercial vehicle imports – total value
12.3.3 Automotive exports – total value
12.3.4 Automotive imports – total value
12.3.5 Total internet subscribers
12.4 Labor Force
12.4.1 Labor force
12.4.2 Unemployment rate
12.5 Demographics
12.5.1 Gross national disposable income (US$)
12.5.2 Household consumption expenditure (US$)
12.5.3 Total population
12.5.4 Urban and rural populations
12.5.5 Age distribution of the total population
13 Appendix
13.1 Methodology
13.2 Contact Timetric
13.3 About Timetric
13.4 Timetric’s Services
13.5 Disclaimer

List of Tables
Table 1: Insurance Industry Definitions
Table 2: Peer Group (US$60–US$150 Billion) Insurance Markets – Health Expenditure (% of GDP), 2008–2010
Table 3: Spanish Insurance – Overall Written Premium by Segment (EUR Billion), 2008–2012
Table 4: Spanish Insurance – Overall Written Premium by Segment (US$ Billion), 2008–2012
Table 5: Spanish Insurance – Overall Written Premium by Segment (EUR Billion), 2012–2017
Table 6: Spanish Insurance – Overall Written Premium by Segment (US$ Billion), 2012–2017
Table 7: Spanish Insurance – Segmentation (Percentage Share), 2008–2017
Table 8: Spanish Life Insurance – Written Premium by Category (EUR Billion), 2008–2012
Table 9: Spanish Life Insurance – Written Premium by Category (US$ Billion), 2008–2012
Table 10: Spanish Life Insurance – Written Premium by Category (EUR Billion), 2012–2017
Table 11: Spanish Life Insurance – Written Premium by Category (US$ Billion), 2012–2017
Table 12: Spanish Life Insurance – Earned Premium (EUR Billion), 2008–2012
Table 13: Spanish Life Insurance – Earned Premium (EUR Billion), 2012–2017
Table 14: Spanish Life Insurance – Sum Assured (EUR Billion), 2008–2012
Table 15: Spanish Life Insurance – Sum Assured (EUR Billion), 2012–2017
Table 16: Spanish Life Insurance – Paid Claims (EUR Billion), 2008–2012
Table 17: Spanish Life Insurance – Paid Claims (EUR Billion), 2012–2017
Table 18: Spanish Life Insurance – Incurred Loss (EUR Billion), 2008–2012
Table 19: Spanish Life Insurance – Incurred Loss (EUR Billion), 2012–2017
Table 20: Spanish Life Insurance – Loss Ratio (%), 2008–2012
Table 21: Spanish Life Insurance – Loss Ratio (%), 2012–2017
Table 22: Spanish Life Insurance – Commissions and Expenses (EUR Billion), 2008–2012
Table 23: Spanish Life Insurance – Commissions and Expenses (EUR Billion), 2012–2017
Table 24: Spanish Life Insurance – Combined Ratio (%), 2008–2012
Table 25: Spanish Life Insurance – Combined Ratio (%), 2012–2017
Table 26: Spanish Life Insurance – Frauds and Crimes (EUR Billion), 2008–2012
Table 27: Spanish Life Insurance – Frauds and Crimes (EUR Billion), 2012–2017
Table 28: Spanish Life Insurance – Total Assets (EUR Billion), 2008–2012
Table 29: Spanish Life Insurance – Total Assets (EUR Billion), 2012–2017
Table 30: Spanish Life Insurance – Total Investment Income (EUR Billion), 2008–2012
Table 31: Spanish Life Insurance – Total Investment Income (EUR Billion), 2012–2017
Table 32: Spanish Life Insurance – Retentions (EUR Billion), 2008–2012
Table 33: Spanish Life Insurance – Retentions (EUR Billion), 2012–2017
Table 34: Spanish Individual Life Insurance – Number of Active Policies (Thousand), 2008–2012
Table 35: Spanish Individual Life Insurance – Number of Active Policies, 2012–2017
Table 36: Spanish Individual Life Insurance – Written Premium (EUR Billion), 2008–2012
Table 37: Spanish Individual Life Insurance – Written Premium (EUR Billion), 2012–2017
Table 38: Spanish Individual Pension – Number of Active Policies (Thousand), 2008–2012
Table 39: Spanish Individual Pension – Number of Active Policies (Thousand), 2012–2017
Table 40: Spanish Individual Pension – Written Premium (EUR Billion), 2008–2012
Table 41: Spanish Individual Pension – Written Premium (EUR Billion), 2012–2017
Table 42: Spanish Individual Endowment – Number of Active Policies (Thousand), 2008–2012
Table 43: Spanish Individual Endowment – Number of Active Policies (Thousand), 2012–2017
Table 44: Spanish Individual Endowment – Written Premium (EUR Billion), 2008–2012
Table 45: Spanish Individual Endowment – Written Premium (EUR Billion), 2012–2017
Table 46: Spanish Individual Marriage and Birth Insurance – Number of Active Policies (Thousand), 2008–2012
Table 47: Spanish Individual Marriage and Birth Insurance – Number of Active Policies (Thousand), 2012–2017
Table 48: Spanish Individual Marriage and Birth Insurance – Written Premium (EUR Million), 2008–2012
Table 49: Spanish Individual Marriage and Birth Insurance – Written Premium (EUR Million), 2012–2017
Table 50: Spanish Individual Unit-Linked Insurance – Number of Active Policies (Thousand), 2008–2012
Table 51: Spanish Individual Unit-Linked Insurance – Number of Active Policies (Thousand), 2012–2017
Table 52: Spanish Individual Unit-Linked Insurance – Written Premium (EUR Billion), 2008–2012
Table 53: Spanish Individual Unit-Linked Insurance – Written Premium (EUR Billion), 2012–2017
Table 54: Spanish Individual Term Life Insurance – Number of Active Policies (Thousand), 2008–2012
Table 55: Spanish Individual Term Life Insurance – Number of Active Policies (Thousand), 2012–2017
Table 56: Spanish Individual Term Life Insurance – Written Premium (EUR Billion), 2008–2012
Table 57: Spanish Individual Term Life Insurance – Written Premium (EUR Billion), 2012–2017
Table 58: Spanish Individual Others – Number of Active Policies (Thousand), 2008–2012
Table 59: Spanish Individual Others – Number of Active Policies (Thousand), 2012–2017
Table 60: Spanish Individual Others – Written Premium (EUR Billion), 2008–2012
Table 61: Spanish Individual Others – Written Premium (EUR Billion), 2012–2017
Table 62: Spanish Group Life Insurance – Number of Active Policies (Thousand), 2008–2012
Table 63: Spanish Group Life Insurance – Number of Active Policies (Thousand), 2012–2017
Table 64: Spanish Group Life Insurance – Written Premium (EUR Billion), 2008–2012
Table 65: Spanish Group Life Insurance – Written Premium (EUR Billion), 2012–2017
Table 66: Spanish Group Superannuation – Number of Active Policies (Thousand), 2008–2012
Table 67: Spanish Group Superannuation – Number of Active Policies (Thousand), 2012–2017
Table 68: Spanish Group Superannuation – Written Premium (EUR Billion), 2008–2012
Table 69: Spanish Group Superannuation – Written Premium (EUR Billion), 2012–2017
Table 70: Spanish Individual Single-Premium – Number of Active Policies (Thousand), 2008–2012
Table 71: Spanish Individual Single-Premium – Number of Active Policies (Thousand), 2012–2017
Table 72: Spanish Individual Single-Premium – Written Premium (EUR Billion), 2008–2012
Table 73: Spanish Individual Single-Premium – Written Premium (EUR Billion), 2012–2017
Table 74: Spanish Individual Non-Single-Premium – Number of Active Policies (Thousand), 2008–2012
Table 75: Spanish Individual Non-Single-Premium – Number of Active Policies (Thousand), 2012–2017
Table 76: Spanish Individual Non-Single-Premium – Written Premium (EUR Billion), 2008–2012
Table 77: Spanish Individual Non-Single-Premium – Written Premium (EUR Billion), 2012–2017
Table 78: Spanish Group Single-Premium – Number of Active Policies (Thousand), 2008–2012
Table 79: Spanish Group Single-Premium – Number of Active Policies (Thousand), 2012–2017
Table 80: Spanish Group Single-Premium – Written Premium (EUR Billion), 2008–2012
Table 81: Spanish Group Single-Premium – Written Premium (EUR Billion), 2012–2017
Table 82: Spanish Group Non-Single-Premium – Number of Active Policies (Thousand), 2008–2012
Table 83: Spanish Group Non-Single-Premium – Number of Active Policies (Thousand), 2012–2017
Table 84: Spanish Group Non-Single-Premium – Written Premium (EUR Billion), 2008–2012
Table 85: Spanish Group Non-Single-Premium – Written Premium (EUR Billion), 2012–2017
Table 86: Spanish Life Insurance – Direct Marketing Commission Paid (EUR Billion), 2008–2012
Table 87: Spanish Life Insurance – Direct Marketing Commission Paid (EUR Billion), 2012–2017
Table 88: Spanish Life Insurance – New Business Written Premium Through Direct Marketing (EUR Billion), 2008–2012
Table 89: Spanish Life Insurance – New Business Written Premium Through Direct Marketing (EUR Billion), 2012–2017
Table 90: Spanish Life Insurance – New Policies Sold Through Direct Marketing (Thousand), 2008–2012
Table 91: Spanish Life Insurance – New Policies Sold Through Direct Marketing (Thousand), 2012 –2017
Table 92: Spanish Life Insurance – Number of Direct Marketing Distributors, 2008–2012
Table 93: Spanish Life Insurance – Number of Direct Marketing Distributors, 2012–2017
Table 94: Spanish Life Insurance – Bancassurance Commission Paid (EUR Billion), 2008–2012
Table 95: Spanish Life Insurance – Bancassurance Commission Paid (EUR Billion), 2012–2017
Table 96: Spanish Life Insurance – New Business Written Premium Through Bancassurance (EUR Billion), 2008–2012
Table 97: Spanish Life Insurance – New Business Written Premium Through Bancassurance (EUR Billion), 2012–2017
Table 98: Spanish Life Insurance – New Policies Sold Through Bancassurance (Thousand), 2008–2012
Table 99: Spanish Life Insurance – New Policies Sold Through Bancassurance (Thousand), 2012–2017
Table 100: Spanish Life Insurance – Number of Bancassurance Distributors, 2008–2012
Table 101: Spanish Life Insurance – Number of Bancassurance Distributors, 2012–2017
Table 102: Spanish Life Insurance – Commission Paid to Agencies (EUR Billion), 2008–2012
Table 103: Spanish Life Insurance – Commission Paid to Agencies (EUR Billion), 2012–2017
Table 104: Spanish Life Insurance – New Business Written Premium Through Agencies (EUR Billion), 2008–2012
Table 105: Spanish Life Insurance – New Business Written Premium Through Agencies (EUR Billion), 2012–2017
Table 106: Spanish Life Insurance – New Policies Sold Through Agencies (Thousand), 2008–2012
Table 107: Spanish Life Insurance – New Policies Sold Through Agencies (Thousand), 2012–2017
Table 108: Spanish Life Insurance – Number of Agencies, 2008–2012
Table 109: Spanish Life Insurance – Number of Agencies, 2012–2017
Table 110: Spanish Life Insurance – E-Commerce Commission Paid (EUR Million), 2008–2012
Table 111: Spanish Life Insurance – E-Commerce Commission Paid (EUR Million), 2012–2017
Table 112: Spanish Life Insurance – New Business Written Premium Through E-Commerce (EUR Million), 2008–2012
Table 113: Spanish Life Insurance – New Business Written Premium Through E-Commerce (EUR Million), 2012–2017
Table 114: Spanish Life Insurance – New Policies Sold Through E-Commerce (Thousand), 2008–2012
Table 115: Spanish Life Insurance – New Policies Sold Through E-Commerce (Thousand), 2012–2017
Table 116: Spanish Life Insurance – Number of E-Commerce Distributors, 2008–2012
Table 117: Spanish Life Insurance – Number of E-Commerce Distributors, 2012–2017
Table 118: Spanish Life Insurance – Commission Paid to Brokers (EUR Billion), 2008–2012
Table 119: Spanish Life Insurance – Commission Paid to Brokers (EUR Billion), 2012–2017
Table 120: Spanish Life Insurance – New Business Written Premium Through Brokers (EUR Billion), 2008–2012
Table 121: Spanish Life Insurance – New Business Written Premium Through Brokers (EUR Billion), 2012–2017
Table 122: Spanish Life Insurance – New Policies Sold Through Brokers (Thousand), 2008–2012
Table 123: Spanish Life Insurance – New Policies Sold Through Brokers (Thousand), 2012–2017
Table 124: Spanish Life Insurance – Number of Brokers, 2008–2012
Table 125: Spanish Life Insurance – Number of Brokers, 2012–2017
Table 126: Spanish Life Insurance – Commission Paid to Other Channels (EUR Million), 2008–2012
Table 127: Spanish Life Insurance – Commission Paid to Other Channels (EUR Million), 2012–2017
Table 128: Spanish Life Insurance – New Business Written Premium Through Other Channels (EUR Billion), 2008–2012
Table 129: Spanish Life Insurance – New Business Written Premium Through Other Channels (EUR Billion), 2012–2017
Table 130: Spanish Life Insurance – New Policies Sold Through Other Channels (Thousand), 2008–2012
Table 131: Spanish Life Insurance – New Policies Sold Through Other Channels (Thousand), 2012–2017
Table 132: Spanish Life Insurance – Number of Distributors in Other Channels, 2008–2012
Table 133: Spanish Life Insurance – Number of Distributors in Other Channels, 2012–2017
Table 134: Reinsurance in Spain by Category (EUR Billion), 2008–2012
Table 135: Reinsurance in Spain by Category (US$ Billion), 2008–2012
Table 136: Reinsurance in Spain by Category (EUR Billion), 2012–2017
Table 137: Reinsurance in Spain by Category (US$ Billion), 2012–2017
Table 138: Spanish Premium Ceded to Reinsurance by Type of Insurance (EUR Billion), 2008–2012
Table 139: Spanish Premium Ceded to Reinsurance by Type of Insurance (US$ Billion), 2008–2012
Table 140: Spanish Premium Ceded to Reinsurance by Type of Insurance (EUR Billion), 2012–2017
Table 141: Spanish Premium Ceded to Reinsurance by Type of Insurance (US$ Billion), 2012–2017
Table 142: Spanish Life Insurance – Percentage of Reinsurance Ceded (%), 2008–2012
Table 143: Spanish Life Insurance – Percentage of Reinsurance Ceded (%), 2012–2017
Table 144: Spain – Life Insurance Regulatory Framework
Table 145: Spain – Property Insurance Regulatory Framework
Table 146: Spain – Motor Insurance Regulatory Framework
Table 147: Spain – Minimum Coverage for Aircraft Third-Party Liability Per Accident Per Aircraft
Table 148: Spain – Insurance Premium Taxation
Table 149: Spain – Corporate Tax Rates for the Financial Year 2013
Table 150: Spanish Life Insurance – Market Shares (%), 2012
Table 151: Vidacaixa, Key Facts
Table 152: Vidacaixa, Key Financials (EUR Million), 2008–2012
Table 153: Santander Seguros, Key Facts
Table 154: Santander Seguros, Key Financials (EUR Million), 2008–2012
Table 155: BBVA Seguros, Key Facts
Table 156: BBVA Seguros, Key Financials (EUR Million), 2008–2012
Table 157: Mapfre Vida, Key Facts
Table 158: Mapfre Vida, Key Financials (EUR Million), 2008–2012
Table 159: Ibercaja Vida, Key Facts
Table 160: Ibercaja Vida, Key Financials (EUR Million), 2008–2012
Table 161: Grupo Caser, Key Facts
Table 162: Grupo Caser, Key Financials (EUR Million), 2008–2012
Table 163: Generali Seguros, Key Facts
Table 164: Generali Seguros, Key Financials (EUR Million) 2008–2012
Table 165: Allianz Seguros, Key Facts
Table 166: Allianz Seguros, Key Financials (EUR Million), 2008–2012
Table 167: Bansabadell Vida, Key Facts
Table 168: Bansabadell Vida, Key Financials (EUR Million), 2008–2012
Table 169: Unicorp Vida, Key Facts
Table 170: Unicorp Vida, Key Financials (EUR Million) 2008–2012

List of Figures
Figure 1: Peer Group (US$60–US$150 Billion) Insurance Markets – A Snapshot of the Economies and Populations, 2011
Figure 2: Peer Group (US$60–US$150 Billion) Insurance Markets – Growth Trends in the Insurance Industry
Figure 3: Peer Group (US$60–US$150 Billion) Insurance Markets – Total Industry Values by Segment (US$ Billion), 2011
Figure 4: Peer Group (US$60–US$150 Billion) Insurance Markets – Life Insurance – Gross Written Premiums (US$ Billion), 2011
Figure 5: Peer Group (US$60–US$150 Billion) Insurance Markets – Life Insurance – Premium Per Capita (US$), 2011
Figure 6: Peer Group (US$60–US$150 Billion) Insurance Markets – Life Insurance – Penetration as a Percentage of GDP (%), 2011 and 2016
Figure 7: Peer Group (US$60–US$150 Billion) Insurance Markets – Life Insurance – Gross Written Premium Growth (%), 2007–2016
Figure 8: Peer Group (US$60–US$150 Billion) Insurance Markets – Life Insurance – Gross Written Premium per Capita Growth (%), 2007–2016
Figure 9: Peer Group (US$60–US$150 Billion) Insurance Markets – Life Insurance – Loss Ratios (%), 2011 and 2016
Figure 10: Peer Group (US$60–US$150 Billion) Insurance Markets – Life Insurance – Combined Ratios (%), 2011 and 2016
Figure 11: Peer Group (US$60–US$150 Billion) Insurance Markets – Life Insurance – Incurred Losses per Capita (US$), 2011 and 2016
Figure 12: Peer Group (US$60–US$150 Billion) Insurance Markets – Life Insurance – Incurred Losses as a Percentage of GDP (%), 2011 and 2016
Figure 13: Peer Group (US$60–US$150 Billion) Insurance Markets – Direct Marketing – Share of Life insurance New Business Gross Written Premium (%), 2007–2016
Figure 14: Peer Group (US$60–US$150 Billion) Insurance Markets – Direct Marketing – Share of Life insurance New Business Gross Written Premium (%), 2007–2016
Figure 15: Peer Group (US$60–US$150 Billion) Insurance Markets – Bancassurance – Share of Life insurance New Business Gross Written Premium (%), 2007–2016
Figure 16: Peer Group (US$60–US$150 Billion) Insurance Markets – Agencies – Share of Life insurance New Business Gross Written Premium (%), 2007–2016
Figure 17: Spanish Insurance – Overall Written Premium by Segment (EUR Billion), 2008–2017
Figure 18: Spanish Insurance – Dynamics by Segment (%), 2008–2017
Figure 19: Spanish Life Insurance – Written Premium by Category (EUR Billion), 2008–2017
Figure 20: Spanish Life Insurance – Written Premium by Category (% Share), 2012 and 2017
Figure 21: Spanish Life Insurance – Dynamics by Category (%), 2008–2017
Figure 22: Spanish Life Insurance – Earned Premium (EUR Billion), 2008–2012
Figure 23: Spanish Life Insurance – Earned Premium (EUR Billion), 2012–2017
Figure 24: Spanish Life Insurance – Sum Assured (EUR Billion), 2008–2012
Figure 25: Spanish Life Insurance – Sum Assured (EUR Billion), 2012–2017
Figure 26: Spanish Life Insurance – Paid Claims (EUR Billion), 2008–2012
Figure 27: Spanish Life Insurance – Paid Claims (EUR Billion), 2012–2017
Figure 28: Spanish Life Insurance – Incurred Loss (EUR Billion), 2008–2012
Figure 29: Spanish Life Insurance – Incurred Loss (EUR Billion), 2012–2017
Figure 30: Spanish Life Insurance – Loss Ratio (%), 2008–2012
Figure 31: Spanish Life Insurance – Loss Ratio (%), 2012–2017
Figure 32: Spanish Life Insurance – Commissions and Expenses (EUR Billion), 2008–2012
Figure 33: Spanish Life Insurance – Commissions and Expenses (EUR Billion), 2012–2017
Figure 34: Spanish Life Insurance – Combined Ratio (%), 2008–2012
Figure 35: Spanish Life Insurance – Combined Ratio (%), 2012–2017
Figure 36: Spanish Life Insurance – Frauds and Crimes (EUR Billion), 2008–2012
Figure 37: Spanish Life Insurance – Frauds and Crimes (EUR Billion), 2012–2017
Figure 38: Spanish Life Insurance – Total Assets (EUR Billion), 2008–2012
Figure 39: Spanish Life Insurance – Total Assets (EUR Billion), 2012–2017
Figure 40: Spanish Life Insurance – Total Investment Income (EUR Billion), 2008–2012
Figure 41: Spanish Life Insurance – Total Investment Income (EUR Billion), 2012–2017
Figure 42: Spanish Life Insurance – Retentions (EUR Billion), 2008–2012
Figure 43: Spanish Life Insurance – Retentions (EUR Billion), 2012–2017
Figure 44: Spanish Life Insurance – Investment Portfolio (EUR Billion), 2008–2012
Figure 45: Spanish Life Insurance – Investment Portfolio, 2008 and 2012
Figure 46: Spanish Life Insurance – Penetration (%), 2008–2012
Figure 47: Spanish Life Insurance – Density (Number of Policies per Capita), 2008–2012
Figure 48: Spanish Life Insurance – Number of Active Policies (Thousand), 2008–2012
Figure 49: Spanish Life Insurance – Number of Active Policies (Thousand), 2012–2017
Figure 50: Spanish Life Insurance – Premium per Capita (EUR), 2008–2012
Figure 51: Spanish Individual Life Insurance – Number of Active Policies (Thousand), 2008–2012
Figure 52: Spanish Individual Life Insurance – Number of Active Policies (Thousand), 2012–2017
Figure 53: Spanish Individual Life Insurance – Written Premium (EUR Billion), 2008–2012
Figure 54: Spanish Individual Life Insurance – Written Premium (EUR Billion), 2012–2017
Figure 55: Spanish Individual Pension – Number of Active Policies (Thousand), 2008–2012
Figure 56: Spanish Individual Pension – Number of Active Policies (Thousand), 2012–2017
Figure 57: Spanish Individual Pension – Written Premium (EUR Billion), 2008–2012
Figure 58: Spanish Individual Pension – Written Premium (EUR Billion), 2012–2017
Figure 59: Spanish Individual Endowment – Number of Active Policies (Thousand), 2008–2012
Figure 60: Spanish Individual Endowment – Number of Active Policies (Thousand), 2012–2017
Figure 61: Spanish Individual Endowment – Written Premium (EUR Billion), 2008–2012
Figure 62: Spanish Individual Endowment – Written Premium (EUR Billion), 2012–2017
Figure 63: Spanish Individual Marriage and Birth Insurance – Number of Active Policies (Thousand), 2008–2012
Figure 64: Spanish Individual Marriage and Birth Insurance – Number of Active Policies (Thousand), 2012–2017
Figure 65: Spanish Individual Marriage and Birth Insurance – Written Premium (EUR Million), 2008–2012
Figure 66: Spanish Individual Marriage and Birth Insurance – Written Premium (EUR Million), 2012–2017
Figure 67: Spanish Individual Unit-Linked Insurance – Number of Active Policies (Thousand), 2008–2012
Figure 68: Spanish Individual Unit-Linked Insurance – Number of Active Policies (Thousand), 2012–2017
Figure 69: Spanish Individual Unit-Linked Insurance – Written Premium (EUR Billion), 2008–2012
Figure 70: Spanish Individual Unit-Linked Insurance – Written Premium (EUR Billion), 2012–2017
Figure 71: Spanish Individual Term Life Insurance – Number of Active Policies (Thousand), 2008–2012
Figure 72: Spanish Individual Term Life Insurance – Number of Active Policies (Thousand), 2012–2017
Figure 73: Spanish Individual Term Life Insurance – Written Premium (EUR Billion), 2008–2012
Figure 74: Spanish Individual Term Life Insurance – Written Premium (EUR Billion), 2012–2017
Figure 75: Spanish Individual Others – Number of Active Policies (Thousand), 2008–2012
Figure 76: Spanish Individual Others – Number of Active Policies (Thousand), 2012–2017
Figure 77: Spanish Individual Others – Written Premium (EUR Billion), 2008–2012
Figure 78: Spanish Individual Others – Written Premium (EUR Billion), 2012–2017
Figure 79: Spanish Group Life Insurance – Number of Active Policies (Thousand), 2008–2012
Figure 80: Spanish Group Life Insurance – Number of Active Policies (Thousand), 2012–2017
Figure 81: Spanish Group Life Insurance – Written Premium (EUR Billion), 2008–2012
Figure 82: Spanish Group Life Insurance – Written Premium (EUR Billion), 2012–2017
Figure 83: Spanish Group Superannuation – Number of Active Policies (Thousand), 2008–2012
Figure 84: Spanish Group Superannuation – Number of Active Policies (Thousand), 2012–2017
Figure 85: Spanish Group Superannuation – Written Premium (EUR Billion), 2008–2012
Figure 86: Spanish Group Superannuation – Written Premium (EUR Billion), 2012–2017
Figure 87: Spanish Individual Single-Premium – Number of Active Policies (Thousand), 2008–2012
Figure 88: Spanish Individual Single-Premium – Number of Active Policies (Thousand), 2012–2017
Figure 89: Spanish Individual Single-Premium – Written Premium (EUR Billion), 2008–2012
Figure 90: Spanish Individual Single-Premium – Written Premium (EUR Billion), 2012–2017
Figure 91: Spanish Individual Non-Single-Premium – Number of Active Policies (Thousand), 2008–2012
Figure 92: Spanish Individual Non-Single-Premium – Number of Active Policies (Thousand), 2012–2017
Figure 93: Spanish Individual Non-Single-Premium – Written Premium (EUR Billion), 2008–2012
Figure 94: Spanish Individual Non-Single-Premium – Written Premium (EUR Billion), 2012–2017
Figure 95: Spanish Group Single-Premium – Number of Active Policies (Thousand), 2008–2012
Figure 96: Spanish Group Single-Premium – Number of Active Policies (Thousand), 2012–2017
Figure 97: Spanish Group Single-Premium – Written Premium (EUR Billion), 2008–2012
Figure 98: Spanish Group Single-Premium – Written Premium (EUR Billion), 2012–2017
Figure 99: Spanish Group Non-Single-Premium – Number of Active Policies (Thousand), 2008–2012
Figure 100: Spanish Group Non-Single-Premium – Number of Active Policies (Thousand), 2012–2017
Figure 101: Spanish Group Non-Single-Premium – Written Premium (EUR Billion), 2008–2012
Figure 102: Spanish Group Non-Single-Premium – Written Premium (EUR Billion), 2012–2017
Figure 103: Spanish Life Insurance – New Business Written Premium by Distribution Channel (% Share), 2012 and 2017
Figure 104: Spanish Life Insurance – Direct Marketing Commission Paid (EUR Billion), 2008–2012
Figure 105: Spanish Life Insurance – Direct Marketing Commission Paid (EUR Billion), 2012–2017
Figure 106: Spanish Life Insurance – New Business Written Premium Through Direct Marketing (EUR Billion), 2008–2012
Figure 107: Spanish Life Insurance – New Business Written Premium Through Direct Marketing (EUR Billion), 2012–2017
Figure 108: Spanish Life Insurance – New Policies Sold Through Direct Marketing (Thousand), 2008–2012
Figure 109: Spanish Life Insurance – New Policies Sold Through Direct Marketing (Thousand), 2012–2017
Figure 110: Spanish Life Insurance – Number of Direct Marketing Distributors, 2008–2012
Figure 111: Spanish Life Insurance – Number of Direct Marketing Distributors, 2012–2017
Figure 112: Spanish Life Insurance – Bancassurance Commission Paid (EUR Billion), 2008–2012
Figure 113: Spanish Life Insurance – Bancassurance Commission Paid (EUR Billion), 2012–2017
Figure 114: Spanish Life Insurance – New Business Written Premium Through Bancassurance (EUR Billion), 2008–2012
Figure 115: Spanish Life Insurance – New Business Written Premium Through Bancassurance (EUR Billion), 2012–2017
Figure 116: Spanish Life Insurance – New Policies Sold Through Bancassurance (Thousand), 2008–2012
Figure 117: Spanish Life Insurance – New Policies Sold Through Bancassurance (Thousand), 2012–2017
Figure 118: Spanish Life Insurance – Number of Bancassurance Distributors, 2008–2012
Figure 119: Spanish Life Insurance – Number of Bancassurance Distributors, 2012–2017
Figure 120: Spanish Life Insurance – Commission Paid to Agencies (EUR Billion), 2008–2012
Figure 121: Spanish Life Insurance – Commission Paid to Agencies (EUR Billion), 2012–2017
Figure 122: Spanish Life Insurance – New Business Written Premium Through Agencies (EUR Billion), 2008–2012
Figure 123: Spanish Life Insurance – New Business Written Premium Through Agencies (EUR Billion), 2012–2017
Figure 124: Spanish Life Insurance – New Policies Sold Through Agencies (Thousand), 2008–2012
Figure 125: Spanish Life Insurance – New Policies Sold Through Agencies (Thousand), 2012–2017
Figure 126: Spanish Life Insurance – Number of Agencies, 2008–2012
Figure 127: Spanish Life Insurance – Number of Agencies, 2012–2017
Figure 128: Spanish Life Insurance – E-Commerce Commission Paid (EUR Million), 2008–2012
Figure 129: Spanish Life Insurance – E-Commerce Commission Paid (EUR Million), 2012–2017
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