• +353-1-416-8900(GMT OFFICE HOURS)
  • 1-800-526-8630(US/CAN TOLL FREE)
  • 1-917-300-0470(EST OFFICE HOURS)
Life Insurance in Denmark, Key Trends and Opportunities to 2017 - Product Image

Life Insurance in Denmark, Key Trends and Opportunities to 2017

  • Published: March 2014
  • Region: Denmark
  • 257 Pages
  • Timetric

FEATURED COMPANIES

  • Danica Pension
  • Lærernes Pension
  • NordeaLiv A/S
  • PensionDanmark A/S
  • MORE

The report provides in-depth market analysis, information and insights into the Danish life insurance segment, including:

- The Danish life insurance segment’s growth prospects by life insurance categories

- Key trends and drivers for the life insurance segment

- The various distribution channels in the Danish life insurance segment

- The detailed competitive landscape in the life insurance segment in Denmark

- Detailed regulatory framework of the Danish insurance industry

- A description of the life reinsurance segment in Denmark

- Porter's Five Forces analysis of the life insurance segment

- A benchmarking section on the Danish life insurance segment in comparison with other countries in the Nordic Region

Summary

In terms of written premium, the life insurance segment accounted for the largest share of the Danish insurance industry during the review period. The Danish life segment registered significant review-period (2008–2012) growth at a compound annual growth rate (CAGR) of 3.7%, higher than that of the non-life segment, mainly supported by group superannuation and unit-linked products.

Insurer’s READ MORE >

1 Executive Summary

2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology

3 Nordic Region Market Dynamics
3.1 Overview
3.1.1 Market trends
3.1.2 Market size

4 Life Insurance Segment – Regional Benchmarking
4.1 Scale and penetration
4.1.1 Total gross written premium
4.1.2 Premium per capita
4.1.3 Life insurance penetration (% of GDP)
4.2 Growth
4.2.1 Gross written premium
4.2.2 Gross written premium per capita
4.3 Efficiency and risk
4.3.1 Loss ratio
4.3.2 Combined ratio
4.3.3 Incurred losses per capita
4.3.4 Incurred losses as a percentage of GDP
4.4 Distribution channels
4.4.1 Direct marketing
4.4.2 Bancassurance
4.4.3 Agencies
4.4.4 Online channels

5 Danish Insurance Industry Attractiveness
5.1 Insurance Industry Size, 2008–2017
5.2 Key Industry Trends and Drivers

6 Life Insurance Outlook
6.1 Life Insurance Growth Prospects by Category
6.1.1 Individual life insurance
6.1.2 Individual unit-linked insurance
6.1.3 Group life insurance
6.1.4 Group superannuation insurance
6.2 Life Insurance Growth Prospects by Product Type
6.2.1 Individual single-premium policies
6.2.2 Individual non-single-premium policies
6.2.3 Group single-premium policies
6.2.4 Group non-single-premium policies

7 Analysis by Distribution Channel
7.1 Direct Marketing
7.2 Bancassurance
7.3 Agencies
7.4 E-commerce
7.5 Brokers
7.6 Other Channels

8 Porter’s Five Forces Analysis – Danish Life Insurance
8.1 Bargaining Power of Suppliers: Medium
8.2 Bargaining Power of Buyers: Medium-to-High
8.3 Barriers to Entry: Medium
8.4 Intensity of Rivalry: High
8.5 Threat of Substitutes: Low

9 Reinsurance Growth Dynamics and Challenges
9.1 Reinsurance Segment Size, 2008–2017
9.2 Reinsurance Segment Size by Type of Insurance, 2008–2017

10 Governance, Risk and Compliance
10.1 Legislation Overview and Historical Evolution
10.2 Legislation and Market Practice by Type of Insurance
10.2.1 Life insurance
10.2.2 Property insurance
10.2.3 Motor insurance
10.2.4 Marine, aviation and transit insurance
10.2.5 Personal accident and health insurance
10.3 Compulsory Insurance
10.3.1 Motor third-party liability insurance
10.3.2 Workmen’s compensation insurance
10.3.3 Air carriers and aircraft operators insurance
10.3.4 Third-party liability insurance for dogs
10.4 Supervision and Control
10.4.1 International Association of Insurance Supervisors
10.4.2 European Insurance and Occupational Pensions Authority
10.4.3 Danish Financial Supervisory Authority (DFSA)
10.5 Non-Admitted Insurance Regulations
10.5.1 Overview
10.5.2 Intermediaries
10.5.3 Market practices
10.5.4 Fines and penalties
10.6 Company Registration and Operations
10.6.1 Types of insurance organization
10.6.2 Establishing a local company
10.6.3 Foreign ownership
10.6.4 Types of license
10.6.5 Capital requirements
10.6.6 Solvency margins
10.6.7 Reserve requirements
10.6.8 Investment regulations
10.6.9 Statutory return requirements
10.6.10 Fee structure
10.7 Taxation
10.7.1 Insurance premium or policy taxation
10.7.2 Withholding taxes on premium paid overseas
10.7.3 Corporate tax
10.7.4 VAT
10.7.5 Captives
10.8 Legal System
10.8.1 Introduction
10.8.2 Access to court
10.8.3 Alternative dispute resolution (ADR)

11 Competitive Landscape and Strategic Insights
11.1 Overview
11.2 Leading Companies in the Danish Life Insurance Segment
11.3 Comparison of the Top Five Insurers
11.3.1 Gross written premium
11.3.2 Gross claims
11.3.3 Loss ratio
11.3.4 Assets
11.3.5 Investment income
11.4 PFA Pension Forsikrings AS– Company Overview
11.4.1 PFA Pension Forsikrings AS – key facts
11.4.2 PFA Pension Forsikrings AS– key financials
11.5 Danica Pension– Company Overview
11.5.1 Danica Pension – key facts
11.5.2 Danica Pension – key financials
11.6 NordeaLiv A/S – Company Overview
11.6.1 NordeaLiv A/S – key facts
11.6.2 NordeaLiv A/S– key financials
11.7 PensionDanmark A/S – Company Overview
11.7.1 PensionDanmark A/S – key facts
11.7.2 PensionDanmark A/S– key financials
11.8 Sampension KP Livsforsikring A/S – Company Overview
11.8.1 Sampension KP Livsforsikring A/S – key facts
11.8.2 Sampension KP Livsforsikring A/S – key financials
11.9 IndustriensPensionsforsikring A/S – Company Overview
11.9.1 IndustriensPensionsforsikring A/S – key facts
11.9.2 IndustriensPensionsforsikring A/S – key financials
11.1 AP Pension Livsforsikringsaktieselskab – Company Overview
11.10.1 AP Pension Livsforsikringsaktieselskab– key facts
11.10.2 AP Pension Livsforsikringsaktieselskab – key financials
11.11 Pen-Sam LivForsikringsaktieselskab – Company Overview
11.11.1 Pen-Sam LivForsikringsaktieselskab – key facts
11.11.2 Pen-Sam LivForsikringsaktieselskab– key financials
11.12 SEB Pensionsforsikring A/S – Company Overview
11.12.1 SEB Pensionsforsikring A/S – key facts
11.12.2 SEB Pensionsforsikring A/S – key financials
11.13 Lærernes Pension – Company Overview
11.13.1 Lærernes Pension – key facts
11.13.2 Lærernes Pension – key financials

12 Business Environment and Country Risk
12.1 Business Confidence
12.1.1 Market capitalization trend – Copenhagen Stock Exchange, Denmark
12.2 Economic Performance
12.2.1 GDP at constant prices (US$)
12.2.2 GDP per capita at constant prices (US$)
12.2.3 GDP at current prices (US$)
12.2.4 GDP per capita at current prices (US$)
12.2.5 GDP by key segments
12.2.6 Agriculture net output at current prices (US$)
12.2.7 Agriculture net output at current prices as a percentage of GDP
12.2.8 Manufacturing net output at current prices (US$)
12.2.9 Manufacturing net output at current prices as a percentage of GDP
12.2.10 Mining, manufacturing and utilities at current prices (US$)
12.2.11 Mining, manufacturing and utilities at current prices as percentage of GDP
12.2.12 Construction net output at current prices, (US$)
12.2.13 Construction net output at current prices as a percentage of GDP
12.2.14 Inflation rate
12.2.15 Exports as a percentage of GDP
12.2.16 Imports as a percentage of GDP
12.2.17 Merchandise exports growth
12.2.18 Merchandise imports growth
12.2.19 Annual average exchange rate (DKK–US$)
12.3 Infrastructure
12.3.1 Commercial vehicles exports – total value
12.3.2 Commercial vehicles imports – total value
12.3.3 Automotive exports – total value
12.3.4 Automotive imports – total value
12.3.5 Total internet subscribers
12.4 Labor Force
12.4.1 Labor force
12.4.2 Unemployment rate
12.5 Demographics
12.5.1 Gross national disposable income (US$)
12.5.2 Household consumption expenditure (US$)
12.5.3 Total population
12.5.4 Urban and rural populations
12.5.5 Age distribution of the total population

13 Appendix
13.1 Methodology
13.2 Contact Timetric
13.3 About Timetric
13.4 Timetric’s Services
13.5 Disclaimer

List of Tables

Table 1: Insurance Industry Definitions
Table 2: Danish Insurance – Overall Written Premium by Segment (DKK Billion), 2008–2012
Table 3: Danish Insurance – Overall Written Premium by Segment(US$ Billion), 2008–2012
Table 4: Danish Insurance – Overall Written Premium by Segment(DKK Billion), 2012–2017
Table 5: Danish Insurance – Overall Written Premium by Segment(US$ Billion), 2012–2017
Table 6: Danish Insurance – Segmentation (% Share), 2008–2017
Table 7: Danish Life Insurance – Written Premium by Category (DKK Billion), 2008–2012
Table 8: Danish Life Insurance – Written Premium by Category (US$ Billion), 2008–2012
Table 9: Danish Life Insurance – Written Premium by Category (DKK Billion), 2012–2017
Table 10: Danish Life Insurance – Written Premium by Category (US$ Billion), 2012–2017
Table 11: Danish Life Insurance – Earned Premium (DKK Billion), 2008–2012
Table 12: Danish Life Insurance – Earned Premium (DKK Billion), 2012–2017
Table 13: Danish Life Insurance – Sum Assured (DKK Trillion), 2008–2012
Table 14: Danish Life Insurance – Sum Assured (DKK Trillion), 2012–2017
Table 15: Danish Life Insurance – Paid Claims (DKK Billion), 2008–2012
Table 16: Danish Life Insurance – Paid Claims (DKK Billion), 2012–2017
Table 17: Danish Life Insurance – Incurred Loss (DKK Billion), 2008–2012
Table 18: Danish Life Insurance – Incurred Loss (DKK Billion), 2012–2017
Table 19: Danish Life Insurance– Loss Ratio (%), 2008–2012
Table 20: Danish Life Insurance – Loss Ratio (%), 2012–2017
Table 21: Danish Life Insurance – Commissions and Expenses (DKK Billion), 2008–2012
Table 22: Danish Life Insurance– Commissions and Expenses (DKK Billion), 2012–2017
Table 23: Danish Life Insurance – Combined Ratio (%), 2008–2012
Table 24: Danish Life Insurance – Combined Ratio (%), 2012–2017
Table 25: Danish Life Insurance– Frauds and Crimes (DKK Billion), 2008–2012
Table 26: Danish Life Insurance– Frauds and Crimes (DKK Billion), 2012–2017
Table 27: Danish Life Insurance – Total Assets (DKK Billion), 2008–2012
Table 28: Danish Life Insurance – Total Assets (DKK Billion), 2012–2017
Table 29: Danish Life Insurance – Total Investment Income (DKK Billion), 2008–2012
Table 30: Danish Life Insurance – Total Investment Income (DKK Billion), 2012–2017
Table 31: Danish Life Insurance – Retentions (DKK Billion), 2008–2012
Table 32: Danish Life Insurance – Retentions (DKK Billion), 2012–2017
Table 33: DanishIndividual Life Insurance–Number of Active Policies (Thousand), 2008–2012
Table 34: DanishIndividual Life Insurance – Number of Active Policies, 2012–2017
Table 35: DanishIndividual Life Insurance – Written Premium (DKK Billion), 2008–2012
Table 36: DanishIndividual Life Insurance – Written Premium (DKK Billion), 2012–2017
Table 37: Danish Individual Unit-Linked Insurance – Number of Active Policies (Thousand), 2008–2012
Table 38: Danish Individual Unit-Linked Insurance – Number of Active Policies (Thousand), 2012–2017
Table 39:Danish Individual Unit-Linked Insurance – Written Premium (DKK Billion), 2008–2012
Table 40:Danish Individual Unit-Linked Insurance – Written Premium (DKK Billion), 2012–2017
Table 41: Danish Group Life Insurance – Number of Active Policies (Thousand), 2008–2012
Table 42: Danish Group Life Insurance – Number of Active Policies (Thousand), 2012–2017
Table 43: Danish Group Life Insurance – Written Premium (DKK Billion), 2008–2012
Table 44: Danish Group Life Insurance – Written Premium (DKK Billion), 2012–2017
Table 45: Danish Group Superannuation Insurance –Number of Active Policies (Thousand), 2008–2012
Table 46: Danish Group Superannuation Insurance – Number of Active Policies (Thousand), 2012–2017
Table 47: Danish Group Superannuation Insurance –Written Premium (DKK Billion), 2008–2012
Table 48: Danish Group Superannuation Insurance – Written Premium (DKK Billion), 2012–2017
Table 49: Danish Individual Single-Premium Insurance –Number of Active Policies (Thousand), 2008–2012
Table 50: Danish Individual Single-Premium Insurance –Number of Active Policies (Thousand), 2012–2017
Table 51: Danish Individual Single-Premium Insurance – Written Premium (DKK Billion), 2008–2012
Table 52: Danish Individual Single-Premium Insurance – Written Premium (DKK Billion), 2012–2017
Table 53:Danish Individual Non-Single-Premium Insurance –Number of Active Policies (Thousand), 2008–2012
Table 54: Danish Individual Non-Single-Premium Insurance –Number of Active Policies (Thousand), 2012–2017
Table 55: Danish Individual Non-Single-Premium Insurance – Written Premium (DKK Billion), 2008–2012
Table 56: Danish Individual Non-Single-Premium Insurance – Written Premium (DKK Billion), 2012–2017
Table 57: Danish Group Single-Premium Insurance –Number of Active Policies (Thousand), 2008–2012
Table 58: Danish Group Single-Premium Insurance –Number of Active Policies (Thousand), 2012–2017
Table 59: Danish Group Single-Premium Insurance – Written Premium (DKK Billion), 2008–2012
Table 60: Danish Group Single-Premium Insurance – Written Premium (DKK Billion), 2012–2017
Table 61: Danish Group Non-Single-Premium Insurance –Number of Active Policies (Thousand), 2008–2012
Table 62: Danish Group Non-Single-Premium Insurance –Number of Active Policies (Thousand), 2012–2017
Table 63: Danish Group Non-Single-Premium Insurance –Written Premium (DKK Billion), 2008–2012
Table 64: Danish Group Non-Single-Premium Insurance – Written Premium (DKK Billion), 2012–2017
Table 65: Danish Life Insurance – Direct Marketing Commission Paid (DKK Billion), 2008–2012
Table 66: Danish Life Insurance–Direct Marketing Commission Paid (DKK Billion), 2012–2017
Table 67: Danish Life Insurance – New Business Written Premium Through Direct Marketing (DKK Billion), 2008–2012
Table 68: Danish Life Insurance – New Business Written Premium Through Direct Marketing (DKK Billion), 2012–2017
Table 69: Danish Life Insurance – New Policies Sold Through Direct Marketing (Thousand),2008–2012
Table 70: Danish Life Insurance – New Policies Sold Through Direct Marketing (Thousand),2012–2017
Table 71: Danish Life Insurance – Number of Direct Marketing Distributors, 2008–2012
Table 72: Danish Life Insurance – Number of Direct Marketing Distributors, 2012–2017
Table 73: Danish Life Insurance – Bancassurance Commission Paid(DKK Billion), 2008–2012
Table 74: Danish Life Insurance – Bancassurance Commission Paid(DKK Billion), 2012–2017
Table 75: Danish Life Insurance – New Business Written Premium Through Bancassurance (DKK Billion), 2008–2012
Table 76: Danish Life Insurance – New Business Written Premium Through Bancassurance (DKK Billion), 2012–2017
Table 77: Danish Life Insurance – New Policies Sold Through Bancassurance (Thousand), 2008–2012
Table 78: Danish Life Insurance – New Policies Sold Through Bancassurance (Thousand), 2012–2017
Table 79: Danish Life Insurance – Number of Bancassurance Distributors, 2008–2012
Table 80: Danish Life Insurance – Number of Bancassurance Distributors, 2012–2017
Table 81: Danish Life Insurance – Commission Paid to Agencies (DKK Billion), 2008–2012
Table 82: Danish Life Insurance – Commission Paid to Agencies (DKK Billion), 2012–2017
Table 83: Danish Life Insurance – New Business Written Premium Through Agencies (DKK Billion), 2008–2012
Table 84: Danish Life Insurance – New Business Written Premium Through Agencies (DKK Billion), 2012–2017
Table 85: Danish Life Insurance – New Policies Sold Through Agencies (Thousand), 2008–2012
Table 86: Danish Life Insurance – New Policies Sold Through Agencies (Thousand), 2012–2017
Table 87: Danish Life Insurance – Number of Agencies, 2008–2012
Table 88: Danish Life Insurance – Number of Agencies, 2012–2017
Table 89: Danish Life Insurance – E-Commerce Commission Paid (DKK Billion), 2008–2012
Table 90: Danish Life Insurance – E-Commerce Commission Paid(DKK Billion), 2012–2017
Table 91: Danish Life Insurance – New Business Written Premium Through E-Commerce (DKK Billion), 2008–2012
Table 92: Danish Life Insurance – New Business Written Premium Through E-Commerce (DKK Billion), 2012–2017
Table 93: Danish Life Insurance – New Policies Sold Through E-Commerce (Thousand), 2008–2012
Table 94: Danish Life Insurance – New Policies Sold Through E-Commerce (Thousand), 2012–2017
Table 95: Danish Life Insurance – Number of E-Commerce Distributors, 2008–2012
Table 96: Danish Life Insurance – Number of E-Commerce Distributors, 2012–2017
Table 97: Danish Life Insurance – Commission Paid to Brokers(DKK Billion), 2008–2012
Table 98: Danish Life Insurance – Commission Paid to Brokers(DKK Billion), 2012–2017
Table 99: Danish Life Insurance – New Business Written Premium Through Brokers (DKK Billion), 2008–2012
Table 100: Danish Life Insurance – New Business Written Premium Through Brokers (DKK Billion), 2012–2017
Table 101: Danish Life Insurance – New Policies Sold Through Brokers (Thousand), 2008–2012
Table 102: Danish Life Insurance – New Policies Sold Through Brokers (Thousand), 2012–2017
Table 103: Danish Life Insurance – Number of Brokers, 2008–2012
Table 104: Danish Life Insurance – Number of Brokers, 2012–2017
Table 105: Danish Life Insurance – Commission Paid to Other Channels (DKK Billion), 2008–2012
Table 106: Danish Life Insurance – Commission Paid to Other Channels (DKK Billion), 2012–2017
Table 107: Danish Life Insurance – New Business Written Premium Through Other Channels (DKK Billion), 2008–2012
Table 108: Danish Life Insurance – New Business Written Premium Through Other Channels (DKK Billion), 2012–2017
Table 109: Danish Life Insurance – New Policies Sold Through Other Channels (Thousand), 2008–2012
Table 110: Danish Life Insurance – New Policies Sold Through Other Channels (Thousand), 2012–2017
Table 111: Danish Life Insurance – Number of Distributors in Other Channels, 2008–2012
Table 112: Danish Life Insurance – Number of Distributors in Other Channels, 2012–2017
Table 113: Reinsurance in Denmark by Category (DKK Billion), 2008–2012
Table 114: Reinsurance in Denmark by Category (US$ Billion), 2008–2012
Table 115: Reinsurance in Denmark by Category (DKK Billion), 2012–2017
Table 116: Reinsurance in Denmark by Category (US$ Billion), 2012–2017
Table 117: Danish Premium Ceded to Reinsurance by Type of Insurance (DKK Billion), 2008–2012
Table 118: Danish Premium Ceded to Reinsurance by Type of Insurance (US$ Billion), 2008–2012
Table 119: DanishPremium Ceded to Reinsurance by Type of Insurance (DKK Billion), 2012–2017
Table 120: Danish Premium Ceded to Reinsurance by Type of Insurance(US$ Billion), 2012–2017
Table 121: Danish Life Insurance – Percentage of Reinsurance Ceded (%), 2008–2012
Table 122: Danish Life Insurance – Percentage of Reinsurance Ceded (%), 2012–2017
Table 123: Denmark – Life Insurance Regulatory Framework
Table 124: Denmark – Property Insurance Regulatory Framework
Table 125: Denmark – Motor Insurance Regulatory Framework
Table 126: Denmark – Minimum Coverage for Aircraft Third-Party Liability per Accident and Aircraft
Table 127: Denmark – Corporate Tax Rates for Financial Year 2013
Table 128: Shares of Key Insurers in the Danish Life Insurance Segment (%), 2012
Table 129: PFA Pension Forsikrings AS, Key Facts
Table 130: PFA Pension Forsikrings AS, Key Financials (DKK Million), 2008–2012
Table 131: Danica Pension, Key Facts
Table 132: Danica Pension, Key Financials (DKK Million), 2008–2012
Table 133: NordeaLiv A/S, Key Facts
Table 134: NordeaLiv A/S, Key Financials (DKK Million), 2008–2012
Table 135: PensionDanmark A/S, Key Facts
Table 136: PensionDanmark A/S, Key Financials (DKK Million), 2008–2012
Table 137: GruppoAssicurativoIntesaSanpaolo Vita, Key Facts
Table 138: Sampension KP Livsforsikring A/S, Key Financials (DKK Million), 2008–2012
Table 139: IndustriensPensionsforsikring A/S, Key Facts
Table 140: IndustriensPensionsforsikring A/S, Key Financials (DKK Million), 2008–2012
Table 141: AP Pension Livsforsikringsaktieselskab, Key Facts
Table 142: AP Pension Livsforsikringsaktieselskab, Key Financials (DKK Million), 2008–2012
Table 143: Pen-Sam LivForsikringsaktieselskab, Key Facts
Table 144: Pen-Sam LivForsikringsaktieselskab, Key Financials (DKK Million), 2008–2012
Table 145: SEB Pensionsforsikring A/S, Key Facts
Table 146: SEB Pensionsforsikring A/S, Key Financials (DKK Million), 2008–2012
Table 147: Lærernes Pension , Key Facts
Table 148: Lærernes Pension, Key Financials (DKK Million), 2008–2012

List of Figures

Figure 1: Nordic Region – Snapshot of the Economy and Population, 2012
Figure 2: Nordic Region – Growth Trends in the Insurance Industry (%), 2007–2016
Figure 3: Nordic Region – Aging Population by Country, 2012 and 2017
Figure 4: Nordic Region – Insurance Industry by Segment (US$ Billion), 2011
Figure 5: Nordic Life Insurance – Gross Written Premium (US$ Billion), 2011
Figure 6: Nordic Life Insurance – Premium Per Capita (US$), 2011
Figure 7: Nordic Life Insurance – Penetration (% of GDP), 2011 and 2016
Figure 8: Nordic Life Insurance – Gross Written Premium Growth (%), 2007–2016
Figure 9: Nordic Life Insurance – Gross Written Premium per Capita (%), 2007–2016
Figure 10: Nordic Life Insurance – Loss Ratio (%), 2011 and 2016
Figure 11: Nordic Life Insurance – Combined Ratio (%), 2011 and 2016
Figure 12: Nordic Life Insurance – Incurred Losses per Capita (US$), 2011 and 2016
Figure 13: Nordic Life Insurance – Incurred Losses as a Percentage of GDP (%), 2011 and 2016
Figure 14: Nordic Life Insurance – New Business Gross Written Premium for Direct Marketing (%), 2007–2016
Figure 15: Nordic Life Insurance – Share of New Business Gross Written Premium for Bancassurance (%), 2007–2016
Figure 16: Nordic Life Insurance – Share of New Business Gross Written Premium for Agencies (%), 2007–2016
Figure 17: Nordic Life insurance – Share of New Business Gross Written Premium for Online Channels (%), 2007–2016
Figure 18: Danish Insurance – Overall Written Premium by Segment (DKK Billion), 2008–2017
Figure 19: Danish Insurance – Dynamics by Segment, 2008–2017
Figure 20: Danish Life Insurance – Written Premium by Category (DKK Billion), 2008–2017
Figure 21: Danish Life Insurance – Written Premium by Category (% Share), 2012 and 2017
Figure 22: Danish Life Insurance – Dynamics by Category, 2008–2017
Figure 23: Danish Life Insurance – Earned Premium (DKK Billion), 2008–2012
Figure 24: Danish Life Insurance– Earned Premium (DKK Billion), 2012–2017
Figure 25: Danish Life Insurance– Sum Assured (DKK Trillion), 2008–2012
Figure 26: Danish Life Insurance – Sum Assured (DKK Trillion), 2012–2017
Figure 27: Danish Life Insurance – Paid Claims (DKK Billion), 2008–2012
Figure 28: Danish Life Insurance – Paid Claims (DKK Billion), 2012–2017
Figure 29: Danish Life Insurance– Incurred Loss (DKK Billion), 2008–2012
Figure 30: Danish Life Insurance – Incurred Loss (DKK Billion), 2012–2017
Figure 31: Danish Life Insurance – Loss Ratio (%), 2008–2012
Figure 32: Danish Life Insurance – Loss Ratio (%), 2012–2017
Figure 33: Danish Life Insurance – Commissions and Expenses (DKK Billion), 2008–2012
Figure 34: Danish Life Insurance – Commissions and Expenses (DKK Billion), 2012–2017
Figure 35: Danish Life Insurance – Combined Ratio (%), 2008–2012
Figure 36: Danish Life Insurance – Combined Ratio (%), 2012–2017
Figure 37: Danish Life Insurance– Frauds and Crimes (DKK Billion), 2008–2012
Figure 38: Danish Life Insurance – Frauds and Crimes (DKK Billion), 2012–2017
Figure 39: Danish Life Insurance – Total Assets (DKK Billion), 2008–2012
Figure 40: Danish Life Insurance – Total Assets (DKK Billion), 2012–2017
Figure 41: Danish Life Insurance – Total Investment Income (DKK Billion), 2008–2012
Figure 42: Danish Life Insurance – Total Investment Income (DKK Billion), 2012–2017
Figure 43: Danish Life Insurance – Retentions (DKK Billion), 2008–2012
Figure 44: Danish Life Insurance– Retentions (DKK Billion), 2012–2017
Figure 45: Danish Life Insurance – Investment Portfolio (DKK Billion), 2008–2012
Figure 46: Danish Life Insurance – Investment Portfolio, 2008 and 2012
Figure 47: Danish Life Insurance – Penetration (%), 2008–2012
Figure 48: Danish Life Insurance – Density(Number of Policies per Capita), 2008–2012
Figure 49:Danish Life Insurance– Number of Active Policies (Thousand), 2008–2012
Figure 50: Danish Life Insurance – Number of Active Policies (Thousand), 2012–2017
Figure 51: Danish Life Insurance – Premium Per-capita (DKK), 2008–2012
Figure 52: DanishIndividual Life Insurance – Number of Active Policies (Thousand), 2008–2012
Figure 53:Danish Individual Life Insurance – Number of Active Policies (Thousand), 2012–2017
Figure 54: DanishIndividual Life Insurance – Written Premium (DKK Billion), 2008–2012
Figure 55:Danish Individual Life Insurance – Written Premium (DKK Billion), 2012–2017
Figure 56: Danish Individual Unit-Linked Insurance – Number of Active Policies (Thousand), 2008–2012
Figure 57:Danish Individual Unit-Linked Insurance – Number of Active Policies (Thousand), 2012–2017
Figure 58:Danish Individual Unit-Linked Insurance – Written Premium (DKK Billion), 2008–2012
Figure 59: Danish Individual Unit-Linked Insurance – Written Premium (DKK Billion), 2012–2017
Figure 60: Danish Group Life Insurance – Number of Active Policies (Thousand), 2008–2012
Figure 61: Danish Group Life Insurance – Number of Active Policies (Thousand), 2012–2017
Figure 62: Danish Group Life Insurance – Written Premium (DKK Billion), 2008–2012
Figure 63: Danish Group Life Insurance – Written Premium (DKK Billion), 2012–2017
Figure 64: Danish Group Superannuation Insurance –Number of Active Policies (Thousand), 2008–2012
Figure 65: Danish Group Superannuation Insurance – Number of Active Policies (Thousand), 2012–2017
Figure 66: Danish Group Superannuation Insurance – Written Premium (DKK Billion), 2008–2012
Figure 67: Danish Group Superannuation Insurance – Written Premium (DKK Billion), 2012–2017
Figure 68: Danish Individual Single-Premium Insurance –Number of Active Policies (Thousand), 2008–2012
Figure 69: Danish Individual Single-Premium Insurance –Number of Active Policies (Thousand), 2012–2017
Figure 70:Danish Individual Single-Premium Insurance – Written Premium (DKK Billion), 2008–2012
Figure 71:Danish Individual Single-Premium Insurance – Written Premium (DKK Billion), 2012–2017
Figure 72: Danish Individual Non-Single-Premium Insurance –Number of Active Policies (Thousand), 2008–2012
Figure 73: Danish Individual Non-Single-Premium Insurance –Number of Active Policies (Thousand), 2012–2017
Figure 74: Danish Individual Non-Single-Premium Insurance – Written Premium (DKK Billion), 2008–2012
Figure 75: Danish Individual Non-Single-Premium Insurance – Written Premium (DKK Billion), 2012–2017
Figure 76: Danish Group Single-Premium Insurance –Number of Active Policies (Thousand), 2008–2012
Figure 77: Danish Group Single-Premium Insurance –Number of Active Policies (Thousand), 2012–2017
Figure 78: Danish Group Single-Premium Insurance – Written Premium (DKK Billion), 2008–2012
Figure 79: Danish Group Single-Premium Insurance – Written Premium (DKK Billion), 2012–2017
Figure 80: Danish Group Non-Single-Premium Insurance –Number of Active Policies (Thousand), 2008–2012
Figure 81: Danish Group Non-Single-Premium Insurance –Number of Active Policies (Thousand), 2012–2017
Figure 82: Danish Group Non-Single-Premium Insurance – Written Premium (DKK Billion), 2008–2012
Figure 83: Danish Group Non-Single-Premium Insurance – Written Premium (DKK Billion), 2012–2017
Figure 84: Danish Life Insurance – New Business Written Premium by Distribution Channel (% Share), 2012 and 2017
Figure 85: Danish Life Insurance –Direct Marketing Commission Paid (DKK Billion), 2008–2012
Figure 86: Danish Life Insurance – Direct Marketing Commission Paid (DKK Billion), 2012–2017
Figure 87: Danish Life Insurance – New Business Written Premium Through Direct Marketing (DKK Billion), 2008–2012
Figure 88: Danish Life Insurance – New Business Written Premium Through Direct Marketing (DKK Billion), 2012–2017
Figure 89: Danish Life Insurance – New Policies Sold Through Direct Marketing (Thousand), 2008–2012
Figure 90: Danish Life Insurance – New Policies Sold Through Direct Marketing (Thousand), 2012–2017
Figure 91: Danish Life Insurance – Number of Direct Marketing Distributors, 2008–2012
Figure 92: Danish Life Insurance – Number of Direct Marketing Distributors, 2012–2017
Figure 93: Danish Life Insurance – Bancassurance Commission Paid (DKK Billion), 2008–2012
Figure 94: Danish Life Insurance – Bancassurance Commission Paid (DKK Billion), 2012–2017
Figure 95: Danish Life Insurance – New Business Written Premium Through Bancassurance (DKK Billion), 2008–2012
Figure 96: Danish Life Insurance – New Business Written Premium Through Bancassurance (DKK Billion), 2012–2017
Figure 97: Danish Life Insurance – New Policies Sold Through Bancassurance (Thousand),2008–2012
Figure 98: Danish Life Insurance – New Policies Sold Through Bancassurance (Thousand), 2012–2017
Figure 99: Danish Life Insurance – Number of Bancassurance Distributors, 2008–2012
Figure 100: Danish Life Insurance – Number of Bancassurance Distributors, 2012–2017
Figure 101: Danish Life Insurance – Commission Paid to Agencies (DKK Billion), 2008–2012
Figure 102: Danish Life Insurance – Commission Paid to Agencies (DKK Billion), 2012–2017
Figure 103: Danish Life Insurance – New Business Written Premium Through Agencies (DKK Billion), 2008–2012
Figure 104: Danish Life Insurance – New Business Written Premium Through Agencies (DKK Billion), 2012–2017
Figure 105: Danish Life Insurance – New Policies Sold Through Agencies (Thousand), 2008–2012
Figure 106: Danish Life Insurance – New Policies Sold Through Agencies (Thousand), 2012–2017
Figure 107: Danish Life Insurance – Number of Agencies, 2008–2012
Figure 108: Danish Life Insurance – Number of Agencies, 2012–2017
Figure 109: Danish Life Insurance – E-Commerce Commission Paid (DKK Billion), 2008–2012
Figure 110: Danish Life Insurance – E-Commerce Commission Paid (DKK Billion), 2012–2017
Figure 111: Danish Life Insurance – New Business Written Premium Through E-Commerce (DKK Billion), 2008–2012
Figure 112: Danish Life Insurance – New Business Written Premium Through E-Commerce (DKK Billion), 2012–2017
Figure 113: Danish Life Insurance – New Policies Sold Through E-Commerce (Thousand), 2008–2012
Figure 114: Danish Life Insurance – New Policies Sold Through E-Commerce (Thousand), 2012–2017
Figure 115: Danish Life Insurance – Number of E-Commerce Distributors, 2008–2012
Figure 116: Danish Life Insurance – Number of E-Commerce Distributors, 2012–2017
Figure 117: Danish Life Insurance – Commission Paid to Brokers (DKK Billion), 2008–2012
Figure 118: Danish Life Insurance – Commission Paid to Brokers (DKK Billion), 2012–2017
Figure 119: Danish Life Insurance – New Business Written Premium Through Brokers (DKK Billion), 2008–2012
Figure 120: Danish Life Insurance – New Business Written Premium Through Brokers (DKK Billion), 2012–2017
Figure 121: Danish Life Insurance – New Policies Sold Through Brokers (Thousand), 2008–2012
Figure 122: Danish Life Insurance – New Policies Sold Through Brokers (Thousand), 2012–2017
Figure 123: Danish Life Insurance – Number of Brokers, 2008–2012
Figure 124: Danish Life Insurance – Number of Brokers, 2012–2017
Figure 125: Danish Life Insurance – Commission Paid to Other Channels (DKK Billion), 2008–2012
Figure 126: Danish Life Insurance – Commission Paid to Other Channels (DKK Billion), 2012–2017
Figure 127: Danish Life Insurance – New Business Written Premium Through Other Channels (DKK Billion), 2008–2012
Figure 128: Danish Life Insurance – New Business Written Premium Through Other Channels (DKK Billion), 2012–2017
Figure 129: Danish Life Insurance – New Policies Sold Through Other Channels (Thousand), 2008–2012
Figure 130: Danish Life Insurance – New Policies Sold Through Other Channels (Thousand), 2012–2017
Figure 131: Danish Life Insurance – Number of Distributors in Other Channels, 2008–2012
Figure 132: Danish Life Insurance – Number of Distributors in Other Channels, 2012–2017
Figure 133: Danish Life Insurance – Porter’s Five Forces Analysis
Figure 134: DanishPremium Ceded to Reinsurance by Category (DKK Billion), 2008–2017
Figure 135: DanishPremium Ceded to Reinsurance by Category (% Share), 2012 and 2017
Figure 136: Danish Reinsurance – Dynamics by Category, 2008–2017
Figure 137: DanishPremium Ceded to Reinsurance by Type of Insurance(DKK Billion), 2008–2017
Figure 138: Danish Reinsurance – Dynamics by Type of Insurance, 2008–2017
Figure 139: Danish Life Insurance – Percentage of Reinsurance Ceded (%), 2008–2012
Figure 140: Danish Life Insurance – Percentage of Reinsurance Ceded (%), 2012–2017
Figure 141: Denmark – Insurance Regulatory Framework
Figure 142: Denmark – The Three Pillars of Solvency II
Figure 143: Denmark – Insurance Supervision and Control at Various Levels
Figure 144: Denmark – Insurance Regulatory Frameworks for Company Registration and Operation
Figure 145: Number of Insurance Companies in Danish Life Insurance Segment, 2008–2012
Figure 146: Shares of Key Insurers in the Danish Life Insurance Segment (%), 2012
Figure 147: Gross Written Premium – Top Five Danish Life Insurers, 2012
Figure 148: Gross Claims – Top Five Danish Life Insurers, 2012
Figure 149: Loss Ratio– Top Five Danish Life Insurers, 2012
Figure 150: Assets – Top Five Danish Life Insurers, 2012
Figure 151: Investment Income– Top Five Danish Life Insurers, 2012
Figure 152: Copenhagen Stock Exchange Market Capitalization (US$ Billion), 2008–2012
Figure 153: Danish GDP at Constant Prices (US$ Billion), 2008–2012
Figure 154: Danish GDP per Capita at Constant Prices (US$), 2008–2012
Figure 155: Danish GDP at Current Prices (US$ Billion), 2008–2012
Figure 156: Danish GDP Per Capita at Current Prices (US$), 2008–2012
Figure 157: Danish GDP by Key Segments (%) 2007 and 2011
Figure 158: Danish Agriculture Net Output at Current Prices (US$ Billion), 2007–2011
Figure 159: Danish Agriculture Net Output at Current Prices as a Percentage of GDP (%), 2007–2011
Figure 160: Danish Manufacturing Net Output at Current Prices (US$ Billion), 2007–2011

- AP Pension Livsforsikringsaktieselskab
- Danica Pension
- IndustriensPensionsforsikring A/S
- Lærernes Pension
- NordeaLiv A/S
- PFA Pension Forsikrings AS (PFA Pension)
- Pen-Sam LivForsikringsaktieselskab
- PensionDanmark A/S
- SEB Pensionsforsikring A/S
- Sampension KP Livsforsikring A/S

Note: Product cover images may vary from those shown

RELATED PRODUCTS

Our Clients

Our clients' logos