Indian Housing Finance Market Outlook to 2015 - Exploring the Under-penetrated Rural Market

  • ID: 1948957
  • Report
  • Region: India
  • 62 Pages
  • Ken Research Private Limited
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FEATURED COMPANIES

  • DHFL
  • HDFC
  • IDBI Housing Finance
  • LIC Housing Finance
  • PNB Housing Finance
  • SBI Housing Finance
  • MORE
The report titled “Indian Housing Finance Market Outlook to 2015 – Exploring the Under-penetrated Rural Market” provides a comprehensive analysis on Indian housing finance industry. The report discusses in details various aspects such as market size in terms of outstanding home loan and home loan disbursements by housing finance companies (HFCs) and Scheduled Commercial Banks (SCBs), market segmentation on the basis of tenure and interest rate of the loans, competitive landscape and company profiles of the major players operating in the country. The report also entails the trends, development and future drivers of Indian housing finance market.

Key Topics Covered in the report:

- The market size of Indian housing finance industry on the basis of outstanding home loan and home loan disbursement by HFCs and SCBs

- Government support and yojnas affecting the housing finance industry

- Market segmentation of outstanding housing loan by tenure, public and private sectors, interest rate, region and others

- Recent trends, developments and drivers in the industry

- Competitive landscape of the various players operating in the country in housing finance market

- Company profiles of leading players with financial performance

- Future outlook on the basis of assumed scenarios i.e. base case, worst case and aggressive case on outstanding home loan and home loan disbursement by HFCs and SCBs

Products mentioned in this report:

- Outstanding home loan
- Home disbursements
- HFCs
- SCBs
Note: Product cover images may vary from those shown
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FEATURED COMPANIES

  • DHFL
  • HDFC
  • IDBI Housing Finance
  • LIC Housing Finance
  • PNB Housing Finance
  • SBI Housing Finance
  • MORE
1. Indian Housing and Housing Finance Market Introduction
Housing and Real Estate Sector
Housing Finance Market
Indian Housing Finance Market Timeline

2. Government Initiatives to Promote Housing Finance

3. Indian Housing and Housing Finance Market Size, FY’2005 - FY’2010
- Housing Loan Outstanding by Housing Finance Corporations and Scheduled Commercial Banks, FY’2005 - FY’2010
- Housing Loan Disbursement by Housing Finance Corporations and Scheduled Commercial Banks, FY’2005 - FY’2010

4. Indian Housing Finance Market by Category
- Housing Finance Corporations (HFCs)
- Home Loan Outstanding of HFCs by Private and Public Sector, FY’2005 - FY’2010
- Home Loan Outstanding of HFCs by Commercial Bank Sponsored and Others, FY’2005 -FY’2010
- Term-wise Housing Loans outstanding of HFCs, FY’2008 - FY’2010
- Scheduled Commercial Banks (SCBs)
- Housing Loan Outstanding of SCBs by Region, FY’2005 - FY’2010
- Housing Loan Outstanding of SCBs by Category, FY’2009 - FY’2010
- Housing Loans Outstanding of SCBs by Interest Rate, FY’2005 - FY’2010

5. Housing Price Movement Index in Major Cities, 2007-2010

6. Indian Housing Finance Market Trends and Developments

7. Indian Housing Finance Market Drivers

8. Indian Housing Finance Competitive Landscape, FY’2011

9. Indian Housing Finance Company Profiles
- Housing Development Finance Corporation Ltd (HDFC)
- Company Overview
- Home Loan Sanctions and Disbursement, FY’2006-FY’2011
- LIC Housing Finance
- Company Overview
- Home Loan Sanctions and Disbursement, FY’2006-FY’2011
- State Bank of India (SBI) Home Finance
- Company Overview
- Home Loan Sanctions and Disbursement, FY’2008-FY’2011
- Dewan Housing Finance Corporation Limited (DHFL)
- Company Overview
- Home Loan Sanctions and Disbursement, FY’2006-FY’2011

10. Indian Housing Finance Market Future Outlook
- Cause and Effect Relationship between dependent and independent factors prevailing in Housing Finance Industry

11. Indian Housing Finance Market Industry Projections, FY’2011-FY’2015
- Housing Loan Outstanding by Housing Finance Corporations and Commercial Banks, FY’2011 - FY’2015
- Housing Loan Disbursement by Housing Finance Corporations and Commercial Banks, FY’2011 - FY’2015
- Home Loan Outstanding of HFCs by Private and Public Sector, FY’2011 - FY’2015

12. Indian Housing Finance Industry Factors: Current and Projections
- FDI Inflow in Housing And Real Estate
- Consumer Expenditure on Housing and Housing fuels, FY’2005-FY’2015
- Indian Housing Price Index, 2005-2015

13. Macro-Economic Factors: Current and Projections
- Urban and Rural Population, 2005-2015
- GDP, 2005-2015

14. Appendix
- Market Definition
- Abbreviations
- Research Methodology
- Data Collection Methods
- Approach
- Variables (Dependent and Independent)
- Multi Factor Based Sensitivity Model
- Scenario Analysis
- Final Conclusion
- Disclaimer
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FEATURED COMPANIES

  • DHFL
  • HDFC
  • IDBI Housing Finance
  • LIC Housing Finance
  • PNB Housing Finance
  • SBI Housing Finance
  • MORE
The report titled “Indian Housing Finance Market Outlook to 2015 – Exploring the Under-penetrated Rural Market” provides a comprehensive analysis on Indian housing finance industry. The report discusses in details various aspects such as market size in terms of outstanding home loan and home loan disbursements by housing finance companies (HFCs) and Scheduled Commercial Banks (SCBs), market segmentation on the basis of tenure and interest rate of the loans, competitive landscape and company profiles of the major players operating in the country. The report also entails the trends, development and future drivers of Indian housing finance market.

The future projections are presented for the base case, conservative case and aggressive case scenario providing an insight on the prospects in the industry.

The real estate sector is one of the major contributors which support the economic development in the country and forms a major component of the financial sector. The FDI (Foreign Direct Investment) limit in the country was raised to 100% in housing and construction projects after witnessing a positive response from the foreign players.

The housing finance industry has leaped over the years from being run majorly by the government to crossing over ~ housing companies which are engaged in this sector. These institutions have nearly raised loan worth INR ~ billion over the country.

Indian Housing Loan outstanding increased from INR ~ billion in 2009 to INR ~ billion in 2010, registering an increase of housing loans to total loans from ~% in 2009 to ~% in 2010. The total housing loan disbursements have increased at a very high CAGR before the financial crisis. However, in 2009, the sector registered a dip in the double digit growth rate. Moreover in 2010, the growth rate increased for housing loan disbursements as market recovers, rising from INR ~ billion in 2009 to INR ~ billion in 2010.

The housing finance sector in the country is flooded with big and small players. The players spread across various areas such as government organizations, banks, HFC’s, co-operative societies and many others. Some of the big players operating in the industry are HDFC, LIC housing finance, SBI home finance, ICICI and Dewan Housing. HDFC Group which comprises of HDFC and HDCF bank along with SBI are the leading players in the home loan market in India. Both command a market share of ~%. LIC Housing Finance is the second largest player with ~% of the market. DHFL, HUDCO and IDBI group are some of the other major players in the industry with a market share of ~%, ~% and ~% respectively.

AM Mindpower forecasts a positive outlook for housing finance industry in the near future banking upon the tremendous recovery achieved in the 4th quarter of 2009-2010. Both the industrial as well as service sector has shown tremendous strong performance and has stood strong in tough situations that augment well for the future.
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- DHFL
- LIC Housing Finance
- HDFC
- SBI Housing Finance
- IDBI Housing Finance
-PNB Housing Finance
Note: Product cover images may vary from those shown
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Note: Product cover images may vary from those shown
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