Did you know you can save thousands of dollars a year on all your healthcare costs without a traditional employer plan? The New Health Insurance Solution explains how. Plus, you′ll learn why you should take your spouse and children off your employer health plan, how to use the new Health Savings Accounts (HSAs) to get a double tax break, how to cut prescription drugs costs by 50 percent or more, how to get health insurance between jobs, and how to get affordable healthcare for yourself or your parents in retirement.
"Americans can finally get affordable lifetime health insurance for themselves and their family. Pilzer′s The New Health Insurance Solution shows you how every step of the way."
Mark Victor Hansen, cocreator, #1 New York Times bestselling series Chicken Soup for the Soul®, and coauthor, The One Minute Millionaire
"Millions of entrepreneurs and small businesspeople think they can′t afford health insurance. Now they can."
Randy Fields, cofounder, Mrs. Fields Cookies
"A priceless guide for every American, and especially for anyone with a family member with a health problem."
Anthony Robbins, author, Awaken the Giant Within and Unlimited Power
"I was on COBRA health insurance, and the information in this book lowered our monthly premium by $700 a month."
John Grillos, Hillsboro, California
PART I: How to Better Protect Your Family While Saving $5,000+ Each Year: Savvy and Affordable New Health Insurance Strategies.
Chapter 1. You Are One Serious Illness Away from Bankruptcy: The Huge Gaps in Your Employer′s Health Insurance Plan.
Chapter 2. Why Buying Your Own Health Insurance Is Better, Cheaper, and Safer Than Your Company Plan.
Chapter 3. Your Legal Rights to Health Insurance When You Lose Your Job or Change Jobs: ERISA, COBRA, and HIPAA.
Chapter 4. How to Buy Your Own Log–Cost, High–Quality Health Insurance Policy.
Chapter 5. The Best Options for Employees with a Good Company Plan: High Deductibles, Disability, Cafeteria Plans, FSAs, and HRAs.
Chapter 6. Health Savings Accounts: Why You Should Fully Fund Your HSA before Putting Even $1 in Your IRA or 401 (k) ...and How to Build a $500,000+ HSA Nest Egg.
Chapter 7. What to Do if You or a Family Member Has a Major Health Problem.
Chapter 8. How to Get Affordable Medical Care When You Are Over 55: Early Retirement, Medicare, and Long–Term Care.
Chapter 9. How to Save 10 to 75 Percent on Your Prescription Drugs.
Chapter 10. How to Be a Smart Healthcare Shopper, Stay Healthy, and Keep the Savings.
PART II: How Businesses Can Fix their Health Insurance Nightmare an Still Hire great Employees.
Chapter 11. How Employers Can Save 50 Percent by Giving Employees Tax–Free Dollars to Buy Their Own Health Insurance: Defined Contribution Health Benefits.
Chapter 12. HSA Plans for Employers: Why Every Employer Should Encourage Tax–Free Employee Contributions to HSAs.
Chapter 13. HRAs for Employers: How to Use HRAs to Save $2,000 to $6,000 per Employee Each Year While Getting Your Employees Better Health Insurance.
Epilogue: The Future of Affordable Health Insurance in America–Who Wins and Who Loses?
Appendix A. State–by–State Guide to Individual/Family Health Insurance Costs.
Appendix B. How Americans Get Health Insurance Today...and What about the 45 Million Uninsured?
About the Author.