Mother–of–four and personal finance journalist Nicola Field takes parents and parents–to–be on a step–by–step journey that covers every aspect of funding a family. Baby or Bust tackles the key issues faced by parents today, including:
- deciding when to have children
- managing the extra costs
- living well on one income
- taking parental leave
- working out which government benefits you are entitled to
- saving for your child s education.
With lots of easy–to–follow tips and plenty of good, sound money advice, this entertaining and informative book is a must–read for anyone about to start a family. You may not be able to stop the baby from waking at 3 am but at least you won t be lying awake worrying about the family finances!
1 Ready or not? Knowing the right time 1
2 Can we afford a baby? 15
3 Forward planning 33
4 Nine months and counting 61
5 Paying for everything 81
6 Maternity leave and beyond 93
7 Penny–wise parenting surviving on one income 109
8 Living well on a budget 127
9 Bibs, bottles, briefcase 139
10 Saving for schooling 159
Nicola Field is a regular contributor to a number of successful magazines, includingMoney Magazine andRealLiving. Nicola lives and works from home in the Upper Hunter Valley of New South Wales with her partner, four children and a growing assortment of horses.