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Financial Cards and Payments in the Czech Republic

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    Report

  • 58 Pages
  • December 2022
  • Region: Czech Republic
  • Euromonitor International
  • ID: 2844668
With cash still contributing to nearly half of all payments in 2022, there is much growth potential for financial cards in the Czech Republic. This will particularly benefit debit and credit cards, with these being the most popular options for consumers in the country. Contactless payments are booming (now holding most of the share in all financial card transactions), with this trend set to continue growing thanks to the convenience, hygiene and simplicity associated with these payment methods.

The publisher's Financial Cards and Payments in Czech Republic report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Financial Cards in Circulation, M-Commerce, Transactions.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Financial Cards and Payments market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market’s major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

FINANCIAL CARDS AND PAYMENTS IN THE CZECH REPUBLIC

EXECUTIVE SUMMARY
  • Financial cards and payments in 2022: The big picture
  • 2022 key trends
  • Smartphone adoption gathers pace and supports industry growth
  • Competitive landscape
  • What next for financial cards and payments?
MARKET INDICATORS
  • Table 1 Number of POS Terminals: Units 2017-2022
  • Table 2 Number of ATMs: Units 2017-2022
  • Table 3 Value Lost to Fraud 2017-2022
  • Table 4 Card Expenditure by Location 2022
  • Table 5 Financial Cards in Circulation by Type: % Number of Cards 2017-2022
  • Table 6 Domestic versus Foreign Spend 2022
MARKET DATA
  • Table 7 Financial Cards by Category: Number of Cards in Circulation 2017-2022
  • Table 8 Financial Cards by Category: Number of Accounts 2017-2022
  • Table 9 Financial Cards Transactions by Category: Value 2017-2022
  • Table 10 Financial Cards by Category: Number of Transactions 2017-2022
  • Table 11 Commerical Payments by Category: Value 2017-2022
  • Table 12 Commercial Payments by Category: Number of Transactions 2017-2022
  • Table 13 Personal Payments by Category: Value 2017-2022
  • Table 14 Personal Payments by Category: Number of Transactions 2017-2022
  • Table 15 M-Commerce by Category: Value 2017-2022
  • Table 16 M-Commerce by Category: % Value Growth 2017-2022
  • Table 17 Financial Cards: Number of Cards by Issuer 2017-2021
  • Table 18 Financial Cards: Number of Cards by Operator 2017-2021
  • Table 19 Financial Cards: Card Payment Transactions Value by Operator 2017-2021
  • Table 20 Financial Cards: Card Payment Transactions Value by Issuer 2017-2021
  • Table 21 Forecast Financial Cards by Category: Number of Cards in Circulation 2022-2027
  • Table 22 Forecast Financial Cards by Category: Number of Accounts 2022-2027
  • Table 23 Forecast Financial Cards Transactions by Category: Value 2022-2027
  • Table 24 Forecast Financial Cards by Category: Number of Transactions 2022-2027
  • Table 25 Forecast Commercial Payments by Category: Value 2022-2027
  • Table 26 Forecast Commercial Payments by Category: Number of Transactions 2022-2027
  • Table 27 Forecast Personal Payments by Category: Value 2022-2027
  • Table 28 Forecast Personal Payments by Category: Number of Transactions 2022-2027
  • Table 29 Forecast M-Commerce by Category: Value 2022-2027
  • Table 30 Forecast M-Commerce by Category: % Value Growth 2022-2027
DISCLAIMER

SOURCES
  • Summary 1 Research Sources
  • DEBIT CARDS IN THE CZECH REPUBLIC

KEY DATA FINDINGS

2022 DEVELOPMENTS
  • Normalisation of life after pandemic boosts spending via debit cards
  • Rebound for commercial debit card transactions as employees return to the workplace
  • Contactless payments continue to rise thanks to hygiene and convenience factors
PROSPECTS AND OPPORTUNITIES
  • Convenience and familiarity will continue to boost use of debit cards
  • Contactless options set to boost growth of debit cards
  • Mergers and acquisitions will concentrate landscape with focus on digitalisation
CATEGORY DATA
  • Table 31 Debit Cards: Number of Cards in Circulation 2017-2022
  • Table 32 Debit Cards Transactions 2017-2022
  • Table 33 Debit Cards in Circulation: % Growth 2017-2022
  • Table 34 Debit Cards Transactions: % Growth 2017-2022
  • Table 35 Debit Cards: Number of Cards by Issuer 2017-2021
  • Table 36 Debit Cards: Number of Cards by Operator 2017-2021
  • Table 37 Debit Cards Payment Transaction Value by Issuer 2017-2021
  • Table 38 Debit Cards Payment Transaction Value by Operator 2017-2021
  • Table 39 Forecast Debit Cards: Number of Cards in Circulation 2022-2027
  • Table 40 Forecast Debit Cards Transactions 2022-2027
  • Table 41 Forecast Debit Cards in Circulation: % Growth 2022-2027
  • Table 42 Forecast Debit Cards Transactions: % Growth 2022-2027
CREDIT CARDS IN THE CZECH REPUBLIC

KEY DATA FINDINGS

2022 DEVELOPMENTS
  • Recovery of credit cards spending continues even whilst the number of cards and accounts in circulation continues to decline
  • Proportion of contactless payments continues to grow in credit cards
  • Rise of e-commerce supports personal credit card performance
PROSPECTS AND OPPORTUNITIES
  • Credit cards growth depends on overall economic sentiment and inflation trend
  • Credit cards continue to lose out to fintech solutions and debit cards
  • Competitive landscape is saturated, but flexibility will be a future advantage
CATEGORY DATA
  • Table 43 Credit Cards: Number of Cards in Circulation 2017-2022
  • Table 44 Credit Cards Transactions 2017-2022
  • Table 45 Credit Cards in Circulation: % Growth 2017-2022
  • Table 46 Credit Cards Transactions: % Growth 2017-2022
  • Table 47 Commercial Credit Cards: Number of Cards in Circulation 2017-2022
  • Table 48 Commercial Credit Cards Transactions 2017-2022
  • Table 49 Commercial Credit Cards in Circulation: % Growth 2017-2022
  • Table 50 Commercial Credit Cards Transactions: % Growth 2017-2022
  • Table 51 Personal Credit Cards: Number of Cards in Circulation 2017-2022
  • Table 52 Personal Credit Cards Transactions 2017-2022
  • Table 53 Personal Credit Cards in Circulation: % Growth 2017-2022
  • Table 54 Personal Credit Cards Transactions: % Growth 2017-2022
  • Table 55 Credit Cards: Number of Cards by Issuer 2017-2021
  • Table 56 Credit Cards: Number of Cards by Operator 2017-2021
  • Table 57 Credit Cards Payment Transaction Value by Issuer 2017-2021
  • Table 58 Credit Cards Payment Transaction Value by Operator 2017-2021
  • Table 59 Commercial Credit Cards: Number of Cards by Issuer 2017-2021
  • Table 60 Commercial Credit Cards: Number of Cards by Operator 2017-2021
  • Table 61 Commercial Credit Cards Payment Transaction Value by Issuer 2017-2021
  • Table 62 Commercial Credit Cards Payment Transaction Value by Operator 2017-2021
  • Table 63 Personal Credit Cards: Number of Cards by Issuer 2017-2021
  • Table 64 Personal Credit Cards: Number of Cards by Operator 2017-2021
  • Table 65 Personal Credit Cards Payment Transaction Value by Issuer 2017-2021
  • Table 66 Personal Credit Cards Payment Transaction Value by Operator 2017-2021
  • Table 67 Forecast Credit Cards: Number of Cards in Circulation 2022-2027
  • Table 68 Forecast Credit Cards Transactions 2022-2027
  • Table 69 Forecast Credit Cards in Circulation: % Growth 2022-2027
  • Table 70 Forecast Credit Cards Transactions: % Growth 2022-2027
  • Table 71 Forecast Commercial Credit Cards: Number of Cards in Circulation 2022-2027
  • Table 72 Forecast Commercial Credit Cards Transactions 2022-2027
  • Table 73 Forecast Commercial Credit Cards in Circulation: % Growth 2022-2027
  • Table 74 Forecast Commercial Credit Cards Transactions: % Growth 2022-2027
  • Table 75 Forecast Personal Credit Cards: Number of Cards in Circulation 2022-2027
  • Table 76 Forecast Personal Credit Cards Transactions 2022-2027
  • Table 77 Forecast Personal Credit Cards in Circulation: % Growth 2022-2027
  • Table 78 Forecast Personal Credit Cards Transactions: % Growth 2022-2027
  • CHARGE CARDS IN THE CZECH REPUBLIC

KEY DATA FINDINGS

2022 DEVELOPMENTS
  • Limited recovery for charge card as business activities remain somewhat remote
  • Revised per diem rates will positively impact spend per transaction
  • Low level of take-up of charge cards hampers innovation
PROSPECTS AND OPPORTUNITIES
  • Charge cards recovery depends on travel resumption and pre-pandemic work habits
  • Corporate users will continue to dominate charge card spending
  • Lack of profit potential under European regulations will continue to limit wider use
CATEGORY DATA
  • Table 79 Charge Cards: Number of Cards in Circulation 2017-2022
  • Table 80 Charge Cards Transactions 2017-2022
  • Table 81 Charge Cards in Circulation: % Growth 2017-2022
  • Table 82 Charge Cards Transactions: % Growth 2017-2022
  • Table 83 Commercial Charge Cards: Number of Cards in Circulation 2017-2022
  • Table 84 Commercial Charge Cards Transactions 2017-2022
  • Table 85 Commercial Charge Cards in Circulation: % Growth 2017-2022
  • Table 86 Commercial Charge Cards Transactions: % Growth 2017-2022
  • Table 87 Charge Cards: Number of Cards by Issuer 2017-2021
  • Table 88 Charge Cards: Number of Cards by Operator 2017-2021
  • Table 89 Charge Cards Payment Transaction Value by Issuer 2017-2021
  • Table 90 Charge Cards Payment Transaction Value by Operator 2017-2021
  • Table 91 Commercial Charge Cards: Number of Cards by Issuer 2017-2021
  • Table 92 Commercial Charge Cards: Number of Cards by Operator 2017-2021
  • Table 93 Commercial Charge Cards Payment Transaction Value by Issuer 2017-2021
  • Table 94 Commercial Charge Cards Payment Transaction Value by Operator 2017-2021
  • Table 95 Forecast Charge Cards: Number of Cards in Circulation 2022-2027
  • Table 96 Forecast Charge Cards Transactions 2022-2027
  • Table 97 Forecast Charge Cards in Circulation: % Growth 2022-2027
  • Table 98 Forecast Charge Cards Transactions: % Growth 2022-2027
  • Table 99 Forecast Commercial Charge Cards: Number of Cards in Circulation 2022-2027
  • Table 100 Forecast Commercial Charge Cards Transactions 2022-2027
  • Table 101 Forecast Commercial Charge Cards in Circulation: % Growth 2022-2027
  • Table 102 Forecast Commercial Charge Cards Transactions: % Growth 2022-2027
PRE-PAID CARDS IN THE CZECH REPUBLIC

KEY DATA FINDINGS

2022 DEVELOPMENTS
  • Normalisation after pandemic sees robust transaction value growth in pre-paid cards
  • Digitisation trends are strengthening and leading to greater demand for virtual cards
  • Merchant issued cards back in the game
PROSPECTS AND OPPORTUNITIES
  • General purpose cards have limited potential due to popularity of debit cards
  • Opportunities for growth in e-commerce thanks to convenience and expected innovations in loyalty schemes
  • Merchant issued cards likely to lose share to network branded gift cards
CATEGORY DATA
  • Table 103 Pre-paid Cards: Number of Cards in Circulation 2017-2022
  • Table 104 Pre-paid Cards Transactions 2017-2022
  • Table 105 Pre-paid Cards in Circulation: % Growth 2017-2022
  • Table 106 Pre-paid Cards Transactions: % Growth 2017-2022
  • Table 107 Closed Loop Pre-paid Cards Transactions 2017-2022
  • Table 108 Closed Loop Pre-paid Cards Transactions: % Growth 2017-2022
  • Table 109 Open Loop Pre-paid Cards Transactions 2017-2022
  • Table 110 Open Loop Pre-paid Cards Transactions: % Growth 2017-2022
  • Table 111 Pre-paid Cards: Number of Cards by Issuer 2017-2021
  • Table 112 Pre-paid Cards: Number of Cards by Operator 2017-2021
  • Table 113 Pre-paid Cards Transaction Value by Issuer 2017-2021
  • Table 114 Pre-paid Cards Transaction Value by Operator 2017-2021
  • Table 115 Closed Loop Pre-paid Cards: Number of Cards by Issuer 2017-2021
  • Table 116 Closed Loop Pre-paid Cards: Number of Cards by Operator 2017-2021
  • Table 117 Closed Loop Pre-paid Cards Transaction Value by Issuer 2017-2021
  • Table 118 Closed Loop Pre-paid Cards Transaction Value by Operator 2017-2021
  • Table 119 Open Loop Pre-paid Cards: Number of Cards by Issuer 2017-2021
  • Table 120 Open Loop Pre-paid Cards: Number of Cards by Operator 2017-2021
  • Table 121 Open Loop Pre-paid Cards Transaction Value by Issuer 2017-2021
  • Table 122 Open Loop Pre-paid Cards Transaction Value by Operator 2017-2021
  • Table 123 Forecast Pre-paid Cards: Number of Cards in Circulation 2022-2027
  • Table 124 Forecast Pre-paid Cards Transactions 2022-2027
  • Table 125 Forecast Pre-paid Cards in Circulation: % Growth 2022-2027
  • Table 126 Forecast Pre-paid Cards Transactions: % Growth 2022-2027
  • Table 127 Forecast Closed Loop Pre-paid Cards Transactions 2022-2027
  • Table 128 Forecast Closed Loop Pre-paid Cards Transactions: % Growth 2022-2027
  • Table 129 Forecast Open Loop Pre-paid Cards Transactions 2022-2027
  • Table 130 Forecast Open Loop Pre-paid Cards Transactions: % Growth 2022-2027
  • STORE CARDS IN THE CZECH REPUBLIC
  • 2022 DEVELOPMENTS