Peer-to-Peer Lending: Global Facts and Figures 2014

  • ID: 2989629
  • Report
  • Region: Global
  • 400 Pages +
  • Ian Youngman
1 of 4
By 2016 the peer-to-peer market will be worth £5 billion in the UK, £ 20 billion in the USA and a global worth of £ 40 billion

FEATURED COMPANIES

  • Arcadia Capital
  • Credit Agricole
  • FidorBank
  • Lend Academy Investments
  • P2P Global
  • Thomsvest
  • MORE
Within crowd funding, equity and reward models tend to overshadow debt models, better known as peer-to-peer lending, but it is equally important to small businesses, individuals and financial markets around the world.

By 2016 the peer-to-peer market will be worth £5 billion in the UK, £ 20 billion in the USA and a global worth of £ 40 billion.

Over the next decade the peer-to-peer industry will grow rapidly and reach $1 trillion (£0.59 trillion) globally according to US-based venture capital firm Foundation Capital. It could grow to $1 trillion by 2025.

The legal position of peer to peer lending is not clear in many countries and while some countries seek to legalise and encourage it, regulators in some places have tried to kill it, even though it may be legal.

Peer to peer lending is an increasingly popular way of financing projects, business ideas, and personal loans through small contributions from a large number of individuals.

There are hundreds of platforms and several have gone multi-country. By 2020 it will be common for businesses and individual to connect with lenders via peer-to-peer websites and market wide platforms. It allows for the lending of money while bypassing traditional banks. Returns are financial, but investors also have the benefit of having contributed to the success of an idea they believe in.

This report offers an overview on market size, potential, types of loans, how it works, benefits, problems, background, and future.

Each of the 59 country profiles includes regulators, regulations, upcoming changes to regulations, first platform, other platforms, and failed platforms.
Note: Product cover images may vary from those shown
2 of 4

FEATURED COMPANIES

  • Arcadia Capital
  • Credit Agricole
  • FidorBank
  • Lend Academy Investments
  • P2P Global
  • Thomsvest
  • MORE
Section 1: Market Size and Research
- Global figures crowd funding
- Global figures peer to peer
- Europe figures crowd funding
- Europe figures peer to peer
- USA figures crowd funding
- USA figures peer to peer
- UK figures crowd funding
- UK figures peer to peer
- China figures peer to peer
- Number of platforms
- Global research
- European research
- Canadian research
- China research
- Ireland research
- Mexican research
- Netherlands research
- Poland research
- UK research
- USA research
- European commission

Section 2: Trade Associations

Section 3: Countries-Regulation and Platforms
- Argentina
- Australia
- Austria
- Belgium
- Brazil
- Bulgaria
- Canada
- Chile
- China
- Croatia
- Cyprus
- Czech Republic
- Denmark
- Egypt
- Estonia
- Finland
- France
- Germany
- Gibraltar
- Greece
- Guernsey
- Hong Kong
- Hungary
- Iceland
- India
- Ireland
- Israel
- Italy
- Jamaica
- Japan
- Jersey
- Jordan
- Latvia
- Lebanon
- Lithuania
- Luxembourg
- Mexico
- Netherlands
- New Zealand
- Nicaragua
- Nigeria
- Norway
- Poland
- Portugal
- Romania
- Russia
- Serbia
- Singapore
- Slovak Republic
- Slovenia
- South Africa
- South Korea
- Spain
- Sweden
- Switzerland
- Turkey
- Ukraine
- United Kingdom
- USA

Section 4: Financial Services Groups

Section 5: Types of Loans
- Asset
- Bridging
- Business
- Buy to let
- Car
- Coding boot camps
- Commercial property
- Education
- Energy
- Entrepreneurs in developing countries
- Family and friends
- Farmers
- Franchise
- Graduate
- Guaranteed personal loans
- High net worth
- ISA
- Livestock
- Micro
- Mining
- Mortgages
- Pawnbroking
- Pension funds
- Personal
- Post- graduate students
- Professionals
- Property
- Real estate
- Sharia
- Solar
- Student
- Wedding
- Women business owners
- Young doctor

Section 6: A to Z of Peer to Peer Lending
- Bad debts
- Banks, professional investors and lenders
- Banks investing in loans
- Banks and lending
- Banks as loan originators
- Banks setting up platforms
- Benefits
- Charges to lenders
- Defaults and late payments
- Facebook alternative to payday loan companies
- Family and friend lending
- Getting a loan
- History of crowd funding
- History of peer-to-peer lending
- How loans are set up
- How platforms make money
- How peer to peer lending works
- Institutional lending
- Lenders
- Lenders pretending to be peer to peer lenders
- Litigation
- Loans to company employees
- Microfinancing
- Need for peer to peer lending
- Offering banking licences
- Payday loan companies
- Platforms as sellers of services to small banks
- Risks to lenders
- Secondary loan markets
- Social media
- Specialist hedge funds
- Target market
- Tax
- Threat to banks and other lenders
- Types of peer- to- peer lending
- Venture capital
- Why peer to peer lending is better than a bank loan
- Why peer-to-peer lending is a risk
- World’s largest peer-to-peer loan
- Why bank lending has fallen off
Note: Product cover images may vary from those shown
3 of 4

Loading
LOADING...

4 of 4
- Alternativebusinessfunding
- Arcadia Capital
- Bank of Montreal
- Barclays
- Capital One
- Citigroup
- Congressional Bank
- Credit Agricole
- Credit Suisse
- Deutsche Bank
- Disruption Credit
- Eaglewood Capital
- Emerald
- FidorBank
- Google
- HCG Funds
- Index Ventures
- Inskit
- Kingdom Trust
- Lend Academy Investments
- Looking Glass Investments
- MainStreet Bank
- Morgan Stanley
- Oppenheimer
- Orchard
- P2P Global
- Petra Partners
- Prime Meridian
- Ranger Capital
- Rothschild
- Santander
- Thomsvest
- Titan Bank
- Union Bank
- Union Square Ventures
- University of Huddersfield
- WebBank
- Wells Fargo
- Westpac
- Wirecard Bank
- Wonga
Note: Product cover images may vary from those shown
5 of 4
Note: Product cover images may vary from those shown
Adroll
adroll