+353-1-416-8900REST OF WORLD
+44-20-3973-8888REST OF WORLD
1-917-300-0470EAST COAST U.S
1-800-526-8630U.S. (TOLL FREE)


Trends in U.S. Payments Landscape - Tokenization, EMV/NFC and How it Affects Merchants Accepting Payments - Webinar

  • ID: 3639033
  • Webinar
  • Region: United States
  • 90 Minutes
  • Online Compliance Panel
1 of 3
This webinar will offer attendees an in-depth understanding of what payment brands have announced in U.S. liability shift for domestic and cross-border counterfeit card-present POS transactions, effective October 1, 2015. The payment brands have also used various incentives such as PCI audit and account data compromise relief for merchants on transactions originating from EMV-compliant POS terminals that support both contact and contactless transactions.

Objectives of the Presentation:

- Payment trends and disrupting technologies
- AML/BSA compliance
- Value added services to differentiating factors
- Corporate Payments trends and cash management
- Portfolio risk management
- Merchant discount rates; bundled vs. pass-through plus a transaction fee

Why Should you Attend:

Different payment approaches are starting to remove requirement for a payment card at the point-of-sale (POS), leveraging cloud-based services or mobile devices. This training program will enumerate how significant changes in the U.S. payments landscape are effecting how merchants accept payments.

In addition, participants will learn how payment technology advancements, made through smartphones and tablets, have led to innovations for consumers such as remote ordering then picking up the order at the physical POS and QR code payments at the POS. Merchants can transform a phone or tablet into a mobile POS by simply connecting a card reader.

Who can Benefit:

- Payment service providers
- Merchants considering payment acceptance
- Risk and chargeback management personal
- Professionals from independent sales organizations
- Market analysts and investors

Topic Background:

U.S. payments landscape is effecting how merchants accept payments for purchases at physical stores, as well as how consumers interact with merchants to select and pay for products. Mobile devices now not only support payments but also enable new services that add value for both consumers and merchants. While these products all focus on combining payments and the mobile platform, they take a number of different approaches toward that end goal. Some focus on enabling consumers to use their mobile device for payment at the point of sale (e.g. Apple Pay), others are enabling merchants to use a mobile device to accept payments from consumers at the point of sale (e.g. Square), while some are focused on using the mobile platform for e-commerce (e.g. Visa's Checkout).
Note: Product cover images may vary from those shown
2 of 3
Areas Covered:

- The key players in the payments landscape
- Tokenization and how it works
- Best practices of an effective merchant acceptance program
- EMV/NFC guidelines and liability shift
- Merchant discount rates; bundled vs. pass-through plus a transaction fee
- Pricing Strategy
- Risk management
- Underwriting guidelines
Note: Product cover images may vary from those shown
3 of 3


4 of 3
Armen Khachadourian:

Armen Khachadourian is the founder and president of Digital Payments Inc, a consulting firm providing advisory services in the areas of merchant processing, ISO/MSP formation, development of best practices, BSA/AML guidelines, merchant portfolio and acquiring acquisitions, prepaid and alternative payment products including decoupled debit. As a trusted partner with vision to understand his client's future business he has helped design and evaluate new products and services in today's changing marketplace.

Mr. Khachadourian has also served in executive positions at several top ten financial institutions and helped them maximize growth and revenues in today's challenging electronic payments marketplace. As a vice president of JPMorgan Chase's Prepaid Product in Treasury Services he was responsible for designing and launching prepaid cards in the EU market. As a senior vice president at Visa USA, he expanded card acceptance to new markets such as supermarkets, recurring payments, quick service restaurants and federal government agencies. His expertise in card products extends to issuance of credit, debit, prepaid and commercial cards. He is also an experienced manager of technology solutions including development of best practices, network policy, third-party processor contract negotiation and problem resolution.

Mr. Khachadourian earned a Bachelor of Arts degree in mathematics and a Master of Science degree in computer science from the San Jose State University in California. He authored the “Basics of Data Communications” textbook and lectured at College of San Mateo, CA. He was awarded an honorary teaching credential from State of California. He is a member of the United States National Masters team and has represented United States at four world championships.
Note: Product cover images may vary from those shown