Global Housing Mortgage Market in China 2016-2020

  • ID: 3642683
  • Report
  • Region: Global, China
  • 55 pages
  • TechNavio
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FEATURED COMPANIES

  • Bank of America
  • BNP Paribas
  • Commerzbank
  • Industrial Bank
  • Nordea Bank
  • Scotiabank
  • MORE
About Housing Mortgage

A mortgage is a debt instrument that borrowers can use to secure collateral for any specific real estate property. By taking a loan, the borrower and business firm can execute real estate deal in a single payment. While the lender releases the entire value of the real estate purchase, the borrower repays the loan amount in fixed sets of payment within fixed tenure. If the borrowers default then, the bank or lenders can evict the tenants and sell the house to clear the mortgage debt.

In a fixed rate mortgage (FRM) system, the borrowers pay the same interest rate until the maturity of the loan, which is between 15 and 30 years. Even if the interest rates go up, the borrower continues to pay the fixed interest in the FRM system. However, if the market interest rates decline significantly, the borrowers may be able to secure a lower rate by refinancing the mortgage. In an adjustable rate mortgage (ARM) system, the interest rate is fixed for an initial term, but after that, it fluctuates in line with prevalent rates.

The analysts forecast the global housing mortgage market to grow at a CAGR of 3.95% during the period 2016-2020.

Covered in this report

The report covers the present scenario and the growth prospects of the global housing mortgage market for 2016-2020. To calculate the market size, the report considers the global residential loan value from 37 major companies spread across EMEA, APAC, and the Americas.

The report, Global Housing Mortgage Market 2016-2020, has been prepared based on an in-depth market analysis with inputs from industry experts. The report covers the market landscape and its growth prospects over the coming years. The report also includes a discussion of the key vendors operating in this market.

Key vendors

- Bank of China
- China Construction Bank
- HSBC
- Wells Fargo

Other prominent vendors

- Agricultural Bank of China
- Australia and New Zealand Banking Group
- Banco Bilbao Vizcaya Argentaria
- Bank of America
- Bank of Communications
- Bank of Tokyo-Mitsubishi
- Barclays
- BNP Paribas
- China Development Bank
- China Merchants Bank
- Citibank
- Commerzbank
- Commonwealth Bank of Australia
- Credit Agricole
- Credit Suisse
- Deutsch Bank
- Industrial and Commercial Bank of China
- Industrial Bank
- ING Vysya Bank
- Japan Post Bank
- JPMorgan Chase
- National Australia Bank
- Nordea Bank
- Rabobank
- Royal Bank of Canada
- Royal Bank of Scotland
- Santander
- Scotiabank
- Shanghai Pudong Development Bank
- Societie Generale
- Standard Chartered
- Toronto-Dominion Bank
- UniCredit

Market drivers

- Investors' assets diversification and low housing loan interest
- For a full, detailed list, view the full report

Market challenges

- Lack of transparency in housing mortgage loans
- For a full, detailed list, view the full report

Market trends

- Opportunity for buyers and investors
- For a full, detailed list, view the full report

Key questions answered in this report

- What will the market size be in 2020 and what will the growth rate be?
- What are the key market trends?
- What is driving this market?
- What are the challenges to market growth?
- Who are the key vendors in this market space?
- What are the market opportunities and threats faced by the key vendors?
- What are the strengths and weaknesses of the key vendors?
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FEATURED COMPANIES

  • Bank of America
  • BNP Paribas
  • Commerzbank
  • Industrial Bank
  • Nordea Bank
  • Scotiabank
  • MORE
PART 01: Executive summary
  • Highlights
PART 02: Scope of the report
  • Market overview
  • Top-vendor offerings
PART 03: Market research methodology
  • Research methodology
  • Economic indicators
PART 04: Introduction
  • Key market highlights
PART 05: Market landscape
  • Market overview
  • Market size and forecast
  • Five forces analysis
PART 06: Geographical segmentation
  • Segmentation of housing mortgage market by geography
  • Residential loan value in APAC
  • Residential loan value in Americas
  • Residential loan value in EMEA
PART 07: Market drivers

PART 08: Impact of drivers

PART 09: Market challenges

PART 10: Impact of drivers and challenges

PART 11: Market trends

PART 12: Vendor landscape
  • Competitive landscape
  • Company overview
  • Company financials
PART 13: Appendix
  • Other prominent vendors
  • List of abbreviations
PART 14: About the Author

List of Exhibits

Exhibit 01: List of banks considered while calculating market size
Exhibit 02: Products and services offerings
Exhibit 03: Types of mortgage
Exhibit 04: Global residential loan value 2015-2020 ($ trillions)
Exhibit 05: Five forces analysis
Exhibit 06: Housing mortgage market share 2015
Exhibit 07: Residential loan value in APAC 2015-2020 ($ trillions)
Exhibit 08: Residential loan value in Americas ($ trillions)
Exhibit 09: Residential loan value in EMEA 2015-2020 ($ billions)
Exhibit 10: Impact of drivers
Exhibit 11: Impact of drivers and challenges
Exhibit 12: Global refinancing housing mortgage rate 2014
Exhibit 13: Major vendor financials 2014
Exhibit 14: Market capitalization 2014 ($ trillions)
Exhibit 15: Dividend yield 2014
Exhibit 16: Price to earnings ratio 2014
Exhibit 17: Net interest spread 2014
Exhibit 18: Other prominent vendors
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FEATURED COMPANIES

  • Bank of America
  • BNP Paribas
  • Commerzbank
  • Industrial Bank
  • Nordea Bank
  • Scotiabank
  • MORE
New Report Released: - Global Housing Mortgage Market 2016-2020

The author of the report recognizes the following companies as the key players in the Global Housing Mortgage Market: Bank of China, China Construction Bank, HSBC, and Wells Fargo.

Other Prominent Vendors in the market are: Agricultural Bank of China, Australia and New Zealand Banking Group, Banco Bilbao Vizcaya Argentaria, Bank of America, Bank of Communications, Bank of Tokyo-Mitsubishi, Barclays, BNP Paribas, China Development Bank, China Merchants Bank, Citibank, Commerzbank, Commonwealth Bank of Australia, Credit Agricole, Credit Suisse, Deutsch Bank, Industrial and Commercial Bank of China, Industrial Bank, ING Vysya Bank, Japan Post Bank, JPMorgan Chase, National Australia Bank, Nordea Bank, Rabobank, Royal Bank of Canada, Royal Bank of Scotland, Santander, Scotiabank, Shanghai Pudong Development Bank, Societie Generale, Standard Chartered, Toronto-Dominion Bank, and UniCredit.

Commenting on the report, an analyst from the research team said: “Competition for prime assets will intensify during the forecast period. The generation of wealth in the emerging economies will intensify competition for prime housing asset and investors may have to evolve new strategies to earn attractive returns. Such a situation may help develop housing assets in fast-growing, but higher risk emerging economies and specialize in the certain sectors during the forecast period.”

According to the report, implementation of enhanced internal risk management frameworks and underwriting standards of all housing mortgage loan originators and brokers will help in the enforcement of the prudential supervision. If we look at the different market scenario, the stringent verification process is being implemented by regulatory bodies worldwide where the borrowers can make higher down payments to guarantee good credibility and to lower the systemic risk.

Further, the report states that lack of transparency in housing mortgage loans hinders the market growth.

The study was conducted using an objective combination of primary and secondary information including inputs from key participants in the industry. The report contains a comprehensive market and vendor landscape in addition to a SWOT analysis of the key vendors.
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- Bank of China
- China Construction Bank
- HSBC
- Wells Fargo
- Agricultural Bank of China
- Australia and New Zealand Banking Group
- Banco Bilbao Vizcaya Argentaria
- Bank of America
- Bank of Communications
- Bank of Tokyo-Mitsubishi
- Barclays
- BNP Paribas
- China Development Bank
- China Merchants Bank
- Citibank
- Commerzbank
- Commonwealth Bank of Australia
- Credit Agricole
- Credit Suisse
- Deutsch Bank
- Industrial and Commercial Bank of China
- Industrial Bank
- ING Vysya Bank
- Japan Post Bank
- JPMorgan Chase
- National Australia Bank
- Nordea Bank
- Rabobank
- Royal Bank of Canada
- Royal Bank of Scotland
- Santander
- Scotiabank
- Shanghai Pudong Development Bank
- Societie Generale
- Standard Chartered
- Toronto-Dominion Bank
- UniCredit.
Note: Product cover images may vary from those shown
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